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Literasi Keuangan Dan Resiliensi Keuangan Mahasiswa: Ditinjau Dari Perspektif Gender Nyoman Trisna Herawati; Luh Gede Kusuma Dewi; Made Ary Meitriana
KRISNA: Kumpulan Riset Akuntansi Vol. 16 No. 1 (2024): KRISNA: Kumpulan Riset Akuntansi
Publisher : Faculty of Economics and Business, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/kr.16.1.2024.43-56

Nowadays, students are very active in using financial technology as a means of payment or investment. For this reason, good financial literacy and resilience are needed to maintain financial well-being in the future. This study aims to examine financial literacy and financial resilience in Accounting Study Program students from a gender perspective. The research method used a quantitative descriptive approach. A total of 156 active students of Universitas Pendidikan Ganesha became respondents. Data were collected using a financial literacy test and a financial resilience questionnaire. The results showed that the average level of financial literacy was moderate. Viewed from a gender perspective, the average financial literacy of women (M=9,36) is higher than that of men (M=9,31). However, the average financial resilience of men (M=50,72) is higher than that of women (M=50,15). Based on financial literacy indicators, men have a better understanding of the concepts of investment and insurance. Meanwhile, women have a better understanding of basic financial concepts and credit management. Based on financial resilience indicators, men have a better ability to control money, the ability to manage financial stress, and have financial planning. Women are able to watch their spending and have a better financial cushion. Financial literacy is positively correlated to financial resilience with a correlation value of 0,134 (p=0,047). These results indicate that there is a significant relationship between financial literacy and financial resilience. The higher a person's financial literacy will increase their financial resilience.

Analyzing the Determinants of Employee Performance in Public Healthcare: A Cross-Sectional Quantitative Study in a Community Health Center in Buleleng Regency Dian Setiyawati; I Nengah Suarmanayasa; Made Ary Meitriana
International Journal of Management Science and Information Technology Vol. 6 No. 1 (2026): January - June 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i1.6974

This study aims to empirically examine the influence of motivation, organizational culture, and job satisfaction on employee performance at the Gerokgak I Community Health Center, Buleleng Regency. The population consisted of all 59 employees, and a saturated sampling technique was applied, resulting in the entire population being used as the research sample. Data were collected through a structured questionnaire using a 5-point Likert scale. The data were analyzed using multiple linear regression with the assistance of IBM SPSS version 25. The results indicate that motivation (β = 0.525; p < 0.001), organizational culture (β = 0.263; p = 0.010), and job satisfaction (β = 0.244; p = 0.005) each have a positive and significant effect on employee performance. Among these variables, motivation emerged as the most influential factor, as indicated by the highest standardized coefficient. Simultaneously, the three independent variables significantly affect employee performance (F = 68.460; p < 0.001), with a coefficient of determination (R² = 0.789), indicating that 78.9% of the variance in employee performance can be explained by the model. These findings highlight the importance of strengthening employee motivation, supported by a conducive organizational culture and improved job satisfaction, to enhance performance in public healthcare institutions.

Pengaruh Faktor Budaya, Faktor Sosisl, Faktor Pribadi dan Faktor Psikologis Terhadap Perilaku Konsumtif Berbelanja Online pada Mahasiswa Fakultas Ekonomi Universitas Pendidikan Ganesha: Indonesia Crisna Virania Purba; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 2 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i2.102745

His study aims to analyze the influence of cultural factors, social factors, personal factors and psychological factors on online shopping consumer behavior among students of the Faculty of Economics, Ganesha University of Education. This quantitative study uses nonprobability sampling techniques with purposive sampling involving 191 students as respondents. Data analysis was carried out using multiple linear regression analysis techniques. The results of the study indicate that cultural factors have a positive and significant influence on consumer behavior with a significance of 0.000 < 0.05. Social factors have a positive and significant influence on consumer behavior with a significance value of 0.000 < 0.05. Personal factors have a positive and significant influence on consumer behavior with a significance value of 0.000 < 0.05. Psychological factors have a positive and significant influence on consumer behavior with a significance value of 0.000 < 0.05. Simultaneous analysis of cultural, social, personal, and psychological factors significantly influences consumer behavior, as evidenced by the calculated F > F table, which is 21.096 > 2.42, with a significance level of 0.000 < 0.05. These results indicate that all independent variables simultaneously have a significant effect on the dependent variable.

Penerapan Model Pembelajaran Problem Based Learning Berbantuan Wordwall pada Pembelajaran Ekonomi untuk Meningkatkan Aktivitas dan Hasil Belajar Siswa Gede Werdyan Werdyatmika; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 14 No. 1 (2026)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v14i1.111986

This study aims to improve student learning activities and outcomes through the application of the Problem-Based Learning (PBL) model assisted by Wordwall in economics learning at SMA Negeri 1 Banjar. This study is a classroom action research conducted in two cycles with stages of planning, implementation, observation, and reflection. The subjects of the study were 34 students of grade XI 4. Data were collected through observation of learning activities and learning outcome tests, then analyzed descriptively. The results showed an increase in student learning activities from cycle I to cycle II. In cycle I, visual activities were 66.17%, oral activities 70.26%, listening activities 68.13%, and writing activities 69.28%. In cycle II, it increased to 81.37% in visual activities, 86.6% in oral activities, 83.33% in listening activities, and 84.31% in writing activities. The completeness of student learning outcomes also increased from 67.65% in cycle I to 82.35% in cycle II. Thus, the implementation of the PBL model assisted by Wordwall effectively increases student activity and learning outcomes.

Analisis Faktor-Faktor yang Mempengaruhi Keberhasilan Rumah Makan dalam Menghadapi Persaingan di Desa Adat Legian Ayu Ratna Dewisti; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 14 No. 1 (2026)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v14i1.112425

The development of micro, small, and medium enterprises (MSMEs), particularly restaurants in Desa Adat Legian, Kuta District, Badung Regency—one of Bali’s main tourism destinations—has faced increasingly intense competition due to the growing number of business actors. This study aims to analyze the factors influencing restaurant success in coping with such competitive pressures. A descriptive quantitative approach was employed with a population of 63 restaurant units. Data were collected through interviews, questionnaires, and documentation, and analyzed using descriptive statistics, validity and reliability tests, as well as Exploratory Factor Analysis (EFA), preceded by the Kaiser-Meyer-Olkin (KMO) test and Bartlett’s Test of Sphericity. The results indicate that all research indicators were suitable for analysis and formed a single dominant, integrated factor comprising internal factors, external factors, customer-related factors, and the business environment. These findings confirm that restaurant success is not determined by a single variable, but rather by the synergy of effective business management strategies, adaptability to competitive dynamics, and a thorough understanding of customer needs in a sustainable manner.

Peran Dukungan Keluarga, Modal Finansial dan Ketrampilan Manajerial dalam Meningkatkan Minat Berwirausaha Mahasiswa Fakultas Ekonomi Undiksha Ni Komang Yuli Sari Ningsih; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 14 No. 1 (2026)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v14i1.113664

This research is motivated by the low level of entrepreneurial interest among students despite the increasing availability of business opportunities. This study aims to analyze the role of family support, financial capital, and managerial skills in increasing entrepreneurial interest among students at the Faculty of Economics, Ganesha University of Education. This study uses a qualitative approach with a descriptive research type. Data collection techniques were carried out through interviews, observation, and documentation with students as the main informants. Data analysis was carried out through the stages of data reduction, data presentation, and conclusion drawing. The results of the study indicate that family support plays a role in providing motivation, self-confidence, and moral support for students to become entrepreneurs. Financial capital helps students in starting and developing businesses, although limited capital does not completely hinder entrepreneurial interest. Managerial skills support students' ability to manage businesses more effectively. Based on the results of the study, it can be concluded that family support, financial capital, and managerial skills have an important role in increasing entrepreneurial interest among students at the Faculty of Economics, Ganesha University of Education.

Penerapan Model Pembelajaran Kombinasi PBL dan Kooperatif Tipe TGT untuk Meningkatkan Aktivitas Belajar dan Hasil Belajar Ekonomi Siswa I Kadek Nik Agus Suarnata; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 14 No. 1 (2026)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v14i1.114719

Learning activity and learning outcomes are important indicators of successful economics learning. Previous studies have demonstrated that the Problem Based Learning (PBL) model and the Teams Games Tournament (TGT) cooperative learning model are effective in improving learning quality. However, studies integrating these two models to enhance students' learning activity and learning outcomes in economics through classroom action research remain limited. Therefore, this study aimed to determine: (1) the improvement of students’ learning activity, (2) the improvement of students’ learning outcomes, and (3) students’ responses after the implementation of the combined PBL and TGT learning models in Class XA of SMA Negeri 1 Sawan. This study employed Classroom Action Research (CAR), conducted in two cycles involving 34 students of Class XA at SMA Negeri 1 Sawan. Data were collected through observation, achievement tests, and questionnaires, and were analyzed using descriptive quantitative techniques. The results showed that students’ learning activity increased from 72.08 in Cycle I to 88.66 in Cycle II. Learning mastery also improved from 58.82% in Cycle I to 82.35% in Cycle II, while students’ responses toward the learning implementation were categorized as highly positive, with an average score of 81.76. In conclusion, the integration of the PBL and TGT learning models effectively improved students’ learning activity and learning outcomes and can serve as an alternative instructional strategy to promote more active, collaborative, and student-centered economics learning.

Pengaruh Faktor Budaya, Faktor Sosisl, Faktor Pribadi dan Faktor Psikologis Terhadap Perilaku Konsumtif Berbelanja Online pada Mahasiswa Fakultas Ekonomi Universitas Pendidikan Ganesha: Indonesia Crisna Virania Purba; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 2 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i2.102745

His study aims to analyze the influence of cultural factors, social factors, personal factors and psychological factors on online shopping consumer behavior among students of the Faculty of Economics, Ganesha University of Education. This quantitative study uses nonprobability sampling techniques with purposive sampling involving 191 students as respondents. Data analysis was carried out using multiple linear regression analysis techniques. The results of the study indicate that cultural factors have a positive and significant influence on consumer behavior with a significance of 0.000 < 0.05. Social factors have a positive and significant influence on consumer behavior with a significance value of 0.000 < 0.05. Personal factors have a positive and significant influence on consumer behavior with a significance value of 0.000 < 0.05. Psychological factors have a positive and significant influence on consumer behavior with a significance value of 0.000 < 0.05. Simultaneous analysis of cultural, social, personal, and psychological factors significantly influences consumer behavior, as evidenced by the calculated F > F table, which is 21.096 > 2.42, with a significance level of 0.000 < 0.05. These results indicate that all independent variables simultaneously have a significant effect on the dependent variable.

Penerapan Model Pembelajaran Problem Based Learning Berbantuan Wordwall pada Pembelajaran Ekonomi untuk Meningkatkan Aktivitas dan Hasil Belajar Siswa Gede Werdyan Werdyatmika; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 14 No. 1 (2026)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v14i1.111986

This study aims to improve student learning activities and outcomes through the application of the Problem-Based Learning (PBL) model assisted by Wordwall in economics learning at SMA Negeri 1 Banjar. This study is a classroom action research conducted in two cycles with stages of planning, implementation, observation, and reflection. The subjects of the study were 34 students of grade XI 4. Data were collected through observation of learning activities and learning outcome tests, then analyzed descriptively. The results showed an increase in student learning activities from cycle I to cycle II. In cycle I, visual activities were 66.17%, oral activities 70.26%, listening activities 68.13%, and writing activities 69.28%. In cycle II, it increased to 81.37% in visual activities, 86.6% in oral activities, 83.33% in listening activities, and 84.31% in writing activities. The completeness of student learning outcomes also increased from 67.65% in cycle I to 82.35% in cycle II. Thus, the implementation of the PBL model assisted by Wordwall effectively increases student activity and learning outcomes.

Analisis Faktor-Faktor yang Mempengaruhi Keberhasilan Rumah Makan dalam Menghadapi Persaingan di Desa Adat Legian Ayu Ratna Dewisti; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 14 No. 1 (2026)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v14i1.112425

The development of micro, small, and medium enterprises (MSMEs), particularly restaurants in Desa Adat Legian, Kuta District, Badung Regency—one of Bali’s main tourism destinations—has faced increasingly intense competition due to the growing number of business actors. This study aims to analyze the factors influencing restaurant success in coping with such competitive pressures. A descriptive quantitative approach was employed with a population of 63 restaurant units. Data were collected through interviews, questionnaires, and documentation, and analyzed using descriptive statistics, validity and reliability tests, as well as Exploratory Factor Analysis (EFA), preceded by the Kaiser-Meyer-Olkin (KMO) test and Bartlett’s Test of Sphericity. The results indicate that all research indicators were suitable for analysis and formed a single dominant, integrated factor comprising internal factors, external factors, customer-related factors, and the business environment. These findings confirm that restaurant success is not determined by a single variable, but rather by the synergy of effective business management strategies, adaptability to competitive dynamics, and a thorough understanding of customer needs in a sustainable manner.

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