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Pengaruh Financial Technology terhadap Peningkatan Pendapatan UMKM di Kabupaten Buleleng Ni Putu Widhiani; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 1 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i1.100588

Abstract

This study aimed to examine the influence of financial technology on the income improvement of Micro, Small, and Medium Enterprises (MSMEs) in Buleleng Regency. A quantitative method with a descriptive approach was applied in this research. The population consisted of all trading-sector MSMEs in Buleleng Regency that had utilised financial technology services, totalling 204 business actors. A sample of 135 MSMEs was selected using purposive sampling. Data were collected through questionnaires and documentation. The questionnaire used a Likert scale and was tested for validity and reliability. Hypothesis testing was conducted using the t-test. The findings reveal that the use of financial technology has a positive and significant influence on the income of MSMEs. Easy access, transaction efficiency, and security offered by financial technology contribute meaningfully to business income growth. This indicates that the adoption of financial technology can be an effective strategy to support sustainability and competitiveness of MSMEs in the digital era.
Pengaruh Motivasi Belajar dan Lingkungan Belajar Siswa terhadap Hasil Belajar Siswa Mata Pelajaran IPS Kelas VII dan VIII SMP Maulana Pagayaman Komang Isma Pramitha; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 2 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i2.103866

Abstract

This study aims to examine and analyze the influence of learning motivation and learning environment on student learning outcomes in Social Sciences (IPS) in grades VII and VIII of Maulana Pegayaman Middle School. This study was conducted using a quantitative research method with a causal approach. The data analysis technique used was multiple linear regression to determine the extent to which the independent variables, namely learning motivation and learning environment, influence the dependent variable, namely student learning outcomes. The population in this study were all students in grades VII and VIII of Maulana Pegayaman Middle School with a total of 86 respondents. The sample was determined using a saturated sampling technique, so that the entire population was used as the research sample. Data collection was obtained through the distribution of questionnaires whose validity and reliability had been previously tested to ensure the quality of the measurement instruments. The results of the data analysis showed several important findings. (1) Partially, learning motivation has a positive and significant effect on the social studies learning outcomes of students in grades VII and VIII of Maulana Pegayaman Middle School. (2) Partially, the learning environment has a positive and significant effect on the social studies learning outcomes of students in grades VII and VIII of Maulana Pegayaman Middle School; (3) Simultaneously, learning motivation and the environment have a significant influence on the social studies learning outcomes of class VII and VIII students at Maulana Pegayaman Middle School.
Pengaruh Kebiasaan Belajar dan Lingkungan Keluarga terhadap Hasil Belajar Peserta Didik Kelas VIII di SMP Negeri 2 Sawan I Made Aditya Krisnananda; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 2 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i2.105296

Abstract

This study aims to determine the partial and simultaneous effects of study habits and family environment on the learning outcomes in Social Studies (IPS) of eighth-grade students at SMP Negeri 2 Sawan. This research employed a quantitative approach with a causal design. The population consisted of students from classes VIII A, VIII B, and VIII E whose average scores were below the Minimum Competency Criteria (KKM), totaling 84 students. The sampling technique used was saturated sampling. Data were collected through questionnaires, documentation, and observation, and analyzed using multiple linear regression. The results of the study indicate that: (1) study habits have a significant effect on students’ learning outcomes, with a significance value of 0.000 < 0.05; (2) the family environment has a significant effect on students’ learning outcomes, with a significance value of 0.003 < 0.05; and (3) study habits and family environment simultaneously have a significant effect on students’ learning outcomes, with a significance value of 0.000 < 0.05. Based on these findings, it can be concluded that study habits and the family environment are important factors in improving students’ academic performance.( study habits; family environment; learning outcomes).
Pengaruh Motivasi Belajar dan Lingkungan Belajar Siswa terhadap Hasil Belajar Siswa Mata Pelajaran IPS Kelas VII dan VIII SMP Maulana Pagayaman Komang Isma Pramitha; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 2 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i2.103866

Abstract

This study aims to examine and analyze the influence of learning motivation and learning environment on student learning outcomes in Social Sciences (IPS) in grades VII and VIII of Maulana Pegayaman Middle School. This study was conducted using a quantitative research method with a causal approach. The data analysis technique used was multiple linear regression to determine the extent to which the independent variables, namely learning motivation and learning environment, influence the dependent variable, namely student learning outcomes. The population in this study were all students in grades VII and VIII of Maulana Pegayaman Middle School with a total of 86 respondents. The sample was determined using a saturated sampling technique, so that the entire population was used as the research sample. Data collection was obtained through the distribution of questionnaires whose validity and reliability had been previously tested to ensure the quality of the measurement instruments. The results of the data analysis showed several important findings. (1) Partially, learning motivation has a positive and significant effect on the social studies learning outcomes of students in grades VII and VIII of Maulana Pegayaman Middle School. (2) Partially, the learning environment has a positive and significant effect on the social studies learning outcomes of students in grades VII and VIII of Maulana Pegayaman Middle School; (3) Simultaneously, learning motivation and the environment have a significant influence on the social studies learning outcomes of class VII and VIII students at Maulana Pegayaman Middle School.
Pengaruh Kebiasaan Belajar dan Lingkungan Keluarga terhadap Hasil Belajar Peserta Didik Kelas VIII di SMP Negeri 2 Sawan I Made Aditya Krisnananda; Made Ary Meitriana
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 2 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i2.105296

Abstract

This study aims to determine the partial and simultaneous effects of study habits and family environment on the learning outcomes in Social Studies (IPS) of eighth-grade students at SMP Negeri 2 Sawan. This research employed a quantitative approach with a causal design. The population consisted of students from classes VIII A, VIII B, and VIII E whose average scores were below the Minimum Competency Criteria (KKM), totaling 84 students. The sampling technique used was saturated sampling. Data were collected through questionnaires, documentation, and observation, and analyzed using multiple linear regression. The results of the study indicate that: (1) study habits have a significant effect on students’ learning outcomes, with a significance value of 0.000 < 0.05; (2) the family environment has a significant effect on students’ learning outcomes, with a significance value of 0.003 < 0.05; and (3) study habits and family environment simultaneously have a significant effect on students’ learning outcomes, with a significance value of 0.000 < 0.05. Based on these findings, it can be concluded that study habits and the family environment are important factors in improving students’ academic performance.( study habits; family environment; learning outcomes).
Public Sector Employee Performance, Work-Life Balance, and Performance Management: Empirical Evidence from the Office of Women Empowerment in Buleleng Regency Putu Gilang Mas Suputra; Ni Made Ary Widiastini; Made Ary Meitriana
International Journal of Management Science and Information Technology Vol. 6 No. 2 (2026): July - December 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i2.8487

Abstract

This study aims to examine the partial and simultaneous effects of work-life balance and performance management on employee performance at the Population Control, Family Planning, Women’s Empowerment, and Child Protection Office of Buleleng Regency. The study is significant because employees in this institution are responsible not only for administrative duties but also for handling sensitive social cases that require accuracy, timeliness, and emotional regulation. A mixed-methods approach with a sequential explanatory design was employed. The quantitative phase involved all 85 employees selected through total sampling. Data were collected using questionnaires and analyzed through multiple linear regression with SPSS. The qualitative phase involved five purposively selected informants who participated in interviews to provide further explanations of the statistical findings. The results showed that work-life balance had a positive and significant effect on employee performance (β = 0.540; t = 4.980; p < 0.001), while performance management also had a positive and significant effect (β = 0.365; t = 3.364; p = 0.001). Simultaneously, both variables significantly influenced employee performance (F = 136.881; p < 0.001), with an adjusted R² of 0.764. The qualitative findings indicated that flexibility in meeting family needs, supervisory support, clarity of employee performance targets, and regular feedback helped employees maintain their performance. The study recommends periodic workload evaluation, structured performance coaching, and psychological support for employees handling sensitive cases.