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Shodaqoh Infaq Management Model to Increase Community Economic Welfare Kurjono Kurjono; J. Juliana; Tatang Hidayat
Islamic Research Vol 6 No 1 (2023): Islamic Research
Publisher : Perhimpunan Intelektual Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47076/jkpis.v6i1.185

The purpose of the study is to analyze how empowering the infaq shodaqoh fund managed by the Mosque can have more added value to improve the welfare of the surrounding community. The research method used is qualitative with a Research and development approach. The results showed that the mosque not only functions as a place of worship but has a more special social and economic function in terms of empowerment. The infak shodaqoh fund, if appropriately managed and professionally, can improve the community's welfare. This is done by carrying out an empowerment model by the DKM management to be used as a revolving fund. Furthermore, this study implies that the infaq shodaqoh fund can improve people's welfare from an economic aspect. This is done by conducting an economic empowerment model.

SHARIA COMPLIANCE : CONSUMER PERSPECTIVE IN E-COMMERCE PRACTICES Muhammad Ilyas Candra Herawan; Juliana Juliana; Arim Nasim; Firmansyah Firmansyah
TSARWATICA (Islamic Economic, Accounting, and Management Journal) Vol 3 No 2 (2022)
Publisher : STIESA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35310/tsarwatica.v3i02.991

This research is backed by the rapid development of technology that makes it easier for people to do buying and selling activities. People can easily choose goods and transact only with smartphones that are connected to the Internet. But from the facilities offered, online trading is not separated from violations that are not in accordance with the principles of the rulings in Islam such as fraud, inconsistency of goods, inconsistency of the receipt of goods, and Mismatch between price and quality. The purpose of this study is to know and describe the implementation of sharia compliance in the perspective of consumers among students of the University of Indonesia education. As for the method used in this research is quantitative descriptive, the population is a student of Indonesian University of Education, research using sample 100 respondents representing every faculty in the university Indonesian education, with sampling techniques in a non-probabillity sampling manner. Based on the research done, it is known that consumer understanding among UPI students belongs to the good category, judging by the online buying and selling literature with the pillars and the terms of buying and selling greetings. This research has important implications for online buying and selling people, because Islam has arranged all human activities and online buying and selling including them. So, in practice online buying and selling is not only profit for the seller and ease of transaction for both parties, but also to get the blessing and reward of buying and selling activities in accordance with the principles of Islamic rules.

BUSINESS PERFORMANCE OF MUSLIM ENTREPRENEURS: MASLAHAH SCORECARD PERSPECTIVE Mugni Fadil Romdhoni; Juliana Juliana; Hilda Monoarfa
TSARWATICA (Islamic Economic, Accounting, and Management Journal) Vol 4 No 1 (2022)
Publisher : STIESA Press

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This research is based on some of scientists who mention that religious values can’t determine performance and in general and Muslims generally has low achievement. This research aims to find out the big picture of business performance of Muslims entrepreneurs, indicator that influences business performance of Muslims entrepreneurs the most and also the difference between business performance of overseas Muslims entrepreneurs and local Muslims entrepreneurs. The population of this research are Minangkabau Muslim entrepreneurs and Local Muslim entrepreneurs in Cirebon. Sampling technique that is used in this research is purposive sampling - quota sampling with total sample of 60 Muslim entrepreneurs that are divided into 3 areas; fotocopy/office stationery, fashion and culinary. Method that is used in this research is descriptive with a quantitative approach. Data analysis techniques that is used in this research are measuring tools Maslahah ScoreCard. The result of this research shows that these two ethnic have carried out business performances which have matched with the syariah with enough performance score in both process performance and results performance. Minangkabau muslim entrepreneurs have process performance 0,679 and 0,663 for the local muslim entrepreneurs. While in performance results, both get a performance score of 1 or have implemented benefits of all sizes. Although the performance results get full value in the implementation, but the achievement of every targets of Minangkabau Muslim entrepreneurs and local entrepreneurs in Cirebon City is still not optimal.

Shodaqoh Infaq Management Model to Increase Community Economic Welfare Kurjono Kurjono; J. Juliana; Tatang Hidayat
Islamic Research Vol 6 No 1 (2023): Islamic Research
Publisher : Perhimpunan Intelektual Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47076/jkpis.v6i1.185

The purpose of the study is to analyze how empowering the infaq shodaqoh fund managed by the Mosque can have more added value to improve the welfare of the surrounding community. The research method used is qualitative with a Research and development approach. The results showed that the mosque not only functions as a place of worship but has a more special social and economic function in terms of empowerment. The infak shodaqoh fund, if appropriately managed and professionally, can improve the community's welfare. This is done by carrying out an empowerment model by the DKM management to be used as a revolving fund. Furthermore, this study implies that the infaq shodaqoh fund can improve people's welfare from an economic aspect. This is done by conducting an economic empowerment model.

The COVID-19 pandemic and the intention of cash waqf: Approach to theory of reason action, level of religiosity and trust in institutions Juliana Juliana; Muhammad Jihan; Rida Rosida; Shafinar Ismail; Mumuh Muhammad; Tony Seno Aji
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/aluqud.v7n1.p138-153

This study aims to see the intention of cash waqf in the Muslim community in Bandung Raya during the Covid-19 Pandemic and to see how the influence of Theory of Reasoned Action (TRA), namely subjective attitudes and norms with an additional level of religiosity and trust in institutions. The method used in this study is a quantitative approach with a causal descriptive design. The analytical tool used is Partial Least Square-Structural Equation Modeling (PLS-SEM) with the SmartPLS v application. 3.2.9. The subject of this study is the Muslim community in Bandung Raya with a total sample of 210 respondents. The results showed that attitudes, subjective norms, levels of religiosity and trust in institutions were in the high category. There are four variables that have a significant positive effect on the intention of the Muslim community in Bandung Raya to donate money during the Covid-19 pandemic, namely attitudes, subjective norms, level of religiosity and trust in institutions. The results of this study also confirm that attitudes, subjective norms, religiosity and trust are very important in Encouraging the intention to donate during the Covid-19 pandemic.

Investigating the Feasibility of Islamic Finance in Uzbekistan: Survey Results Azamat Abdullaev; Juliana Juliana; Gulnora Bekimbetova
Review of Islamic Economics and Finance Vol 6, No 1 (2023): Review of Islamic Economics and Finance : June 2023
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v6i1.57013

Purpose - This article presents the results of a survey conducted to assess the feasibility of introducing Islamic finance in Uzbekistan. The survey aimed to gather information on public opinion and awareness of Islamic finance in the country, shedding light on the opportunities and challenges associated with implementing an Islamic finance system.Methodology - The methodology involved a combination of face-to-face interviews and online questionnaires. A total of 2,235 entrepreneurs and 4,938 individuals participated in the survey, while official letters were sent to all 30 commercial banks in Uzbekistan, resulting in responses from 27 banks.Findings - The survey findings revealed a significant level of interest and demand for Islamic finance in Uzbekistan. Notably, individuals and businesses that have been hesitant to use traditional bank credit services due to religious considerations expressed a strong inclination towards Islamic finance alternatives. However, the survey also identified several challenges that need to be addressed for successful implementation. These include the absence of specific laws regulating Islamic financial products and services, the need for a tailored regulatory framework for banks operating under Islamic law, and the lack of adequately trained specialists in Islamic finance and banking.

THE EFFECT OF INTEREST RATE, INFLATION RATE AND RUPIAH EXCHANGE RATE ON INVESTMENT RESULTS IN SHARIA LIFE INSURANCE COMPANIES IN INDONESIA Dimas Alif Putra; Juliana Juliana; Firmansyah Firmansyah; Ropi Marlina
TSARWATICA (Islamic Economic, Accounting, and Management Journal) Vol 5 No 1 (2023)
Publisher : STIESA Press

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This study aims to analyze the effect of interest rates, inflation rates and the rupiah exchange rate on investment returns in Islamic life insurance companies in Indonesia in 2016 – 2020. The data collection in this study used secondary data obtained from the Islamic Non-Bank Financial Industry (IKNB Syariah), and Bank Indonesia. The research method used is quantitative with a causal approach. The analytical tools used are: Eviews software version 10. The results of this study indicate that: First, interest rates have a positive and insignificant effect on investment returns, second, inflation rates have a negative and significant effect on investment returns. Third, the Rupiah Exchange Rate has a negative and significant effect on investment returns. The implications of this research show that. The low interest rate in 2020 makes the decline in investment returns also decrease in 2020. In addition, the negative impact of the inflation rate on investment returns is because high inflation will increase the risk of investment returns, if the risk of investment returns is high, Islamic life insurance companies will transfer funds to other insurance instruments. As for the weakening of the rupiah exchange rate, insurance companies will reduce the allocation of capital to investment, if the allocation of investment capital decreases, it will reduce the investment returns they get.

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