Articles
<![CDATA[Analysis of Syekh Taqiyuddin An-Nabhani's Idea on Public Assets Privatization ]]>
<![CDATA[Dodi Okri Handoko]]>;
<![CDATA[Juliana Juliana]]>;
<![CDATA[Fahmy Lukman]]>
<![CDATA[ Islamic Research Vol 4 No 2 (2021): Jurnal Kajian Peradaban Islam ]]>
Publisher : <![CDATA[Perhimpunan Intelektual Muslim Indonesia ]]>
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DOI: 10.47076/jkpis.v4i2.73
<![CDATA[In Indonesia, public asset privatization policy has been valid since the Oil and Gas Law Number 22 the Year 2001. The objectives of this research were: (1) To determine the criteria for public assets according to the idea of Syekh Taqiyuddin An-Nabhani., (2) To find out the Islamic economic analysis of the idea of Syekh Taqiyuddin An-Nabhani on the privatization of public assets. The data source of this research is secondary data, which were taken from literature and books from research correlating to the object of this study and other required data. The data analysis in this research is descriptive. First, various data collected were analyzed using content analysis technique (content analysis), then the study and analysis of the data are carried out to obtain the conclusions. After conducting the research and analysis, it is concluded that (1) Syekh Taqiyuddin An-Nabhani classifies public assets based on the types of ownership, namely public ownership and state ownership, (2) Islam strongly prohibits the management of public assets through privatization. However, it is returned to the State, and its use by the public is permitted by shara'.]]>
<![CDATA[SYIRKAH: IMPLEMENTATION OF FRESH WATER FISHING FISHERY (KJA) ]]>
<![CDATA[J Juliana]]>;
<![CDATA[Hilda Monoarfa]]>;
<![CDATA[Muhammad R. L. Putra]]>;
<![CDATA[Ropi Marlina]]>
<![CDATA[ TSARWATICA (Islamic Economic, Accounting, and Management Journal) Vol 1 No 2 (2020) ]]>
Publisher : <![CDATA[STIESA Press ]]>
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<![CDATA[The Background in this study is that there is still a lack of understanding among Muslim communities, especially fishery business actors. This study aims to measure the level of understanding and implementation of the syirkah covenants of floating net cage fisheries businesses. This research uses a quantitative descriptive method with a sample of 100 respondents consisting of business people floating net cage fisheries. The sampling technique used is pusposive sampling. The results showed that in general the level of understanding and implementation of the Syrkah contract for freshwater fisheries business operators in Cirata Reservoir in Cianjur Distric was included in the good category, although some indicators in the implementation of the syrkah contract were in the sufficient category.]]>
<![CDATA[ISLAMIC ENTREPRENEURSHIP IMPLEMENTATION IN MUSLIM FAMILY BUSINESS (Case Study of PT Ma’soem Employees) ]]>
<![CDATA[Faidh Rahmani Nasr]]>;
<![CDATA[Juliana Juliana]]>;
<![CDATA[B. Lena Nuryanti]]>
<![CDATA[ TSARWATICA (Islamic Economic, Accounting, and Management Journal) Vol 2 No 2 (2021) ]]>
Publisher : <![CDATA[STIESA Press ]]>
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<![CDATA[One of the factors affecting the economy today is a family company. More than 95% of businesses in Indonesia are family owned. 85% of the majority Muslim population should be controlled by Muslims, but in fact 35% of non-Muslims can control the Indonesian economy, from trade to manufacturing. This study aims to determine how the implementation of Islamic entrepreneurship at PT Ma’soem. This research uses descriptive quantitative methods, the population is PT Ma’soem employees, with a sample of 100 people with non-probability sampling techniques. The instrument in this study used a questionnaire. The results of the study show that the implementation of Islamic entrepreneurship in a very good category is based on three diluted variables, namely the characteristics of Islamic entrepreneurship, the nature of Islamic entrepreneurship and aspects of blessing. Overall, the lowest dimension in getting an assessment is the nature of Islamic entrepreneurship, Islam has its own entrepreneurial characteristics and guiding principles based on the Qur'an and hadith to guide entrepreneurial activities, which will have implications for the index for success in entrepreneurship and the above variables direct Muslim entrepreneurs to conduct their business activities based on the Qur'an and Hadith, this company has carried out the principles of Islamic entrepreneurship well but still has to pay more attention to employees in accordance with sharia, and the lack of reading the verses of the Koran in the office.Hadith so that this company must pay more attention to the company in accordance with sharia, and even more playing Qur-an in the office.]]>
<![CDATA[ANALISYS OF SHARIA PRINCIPLE ADHERENCE WITH BALANCE SCORECARD METHOD IN WANOJA HIJAB SHARIA BUSINESS ]]>
<![CDATA[Irma Kurniasih]]>;
<![CDATA[Juliana Juliana]]>;
<![CDATA[Hilda Manoarfa]]>;
<![CDATA[Ropi Marlina]]>
<![CDATA[ TSARWATICA (Islamic Economic, Accounting, and Management Journal) Vol 3 No 1 (2021) ]]>
Publisher : <![CDATA[STIESA Press ]]>
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<![CDATA[This research is based on the phenomenon of sharia business development in Indonesia which is still not in accordance with sharia principles, whereas on the one hand Indonesia is a country whose population is Muslim. The purpose of this study is to describe the general work of shariah run by Wanoja Hijab and analyze the relationship of Sharia Compliance Principles implementation in sharia business Wanoja Hijab calculated using Balanced Scorecard (BSC) method. The method used in this research is descriptive quantitative. Data collection using questionnaires, interviews and documentation, while data analysis techniques using Balance Scorecard analyzed in Key Perfomance Index. The company that is the subject of this research is Wanoja Hijab located in Bandung City. The number of samples in this study are 42 respondents consisting of 1 company's pipeline, 7 employees and 34 customers of Wanoja Hijab. The results show that the Hijab business is a business based on syirkah or a kind of limited liability company in sharia version. All products purchased are hijab, which is clothing for adult muslimah. Wanoja Hijab serves to promote sharia principles in the overall business process, including in employing its employees. The calculation result shows that the achievement of Sharia Compliance Principle (SPA) in sharia business Wanoja Hijab calculated using Balanced Scorecard (BSC) method reached 94.35%. The highest growth rate is achieved by the Internal Proccess dimension with a percentage of 100%, while the percentage rate owned by the learning and development dimension of employees with a percentage of only 88.2%.]]>
<![CDATA[Analisis Pengaruh Islamicity Performance Index Terhadap Tingkat Profitabilitas Pada Bank Syariah Indonesia : Studi Kasus: Bank BUMN Syariah Yang di Merger ]]>
<![CDATA[Nurya Ayu Destiani]]>;
<![CDATA[Juliana Juliana]]>;
<![CDATA[Aneu Cakhyaneu]]>
<![CDATA[ Coopetition : Jurnal Ilmiah Manajemen Vol. 12 No. 3 (2021): Coopetition: Jurnal Ilmiah Manajemen ]]>
Publisher : <![CDATA[Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia ]]>
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DOI: 10.32670/coopetition.v12i3.554
<![CDATA[This study aims to determine the level of profitability at BUMN Sharia Banks consisting of Bank Mandiri Syariah, BNI Syariah and BRI Syariah which were merged into Bank Syariah Indonesia (BSI) and the factors that influence it. The three state-owned Islamic banks have a level of profitability that does not meet healthy standards in the fairly healthy category. The independent variables used in this study include Profit Sharing Ratio (PSR), Zakat Performance Ratio (ZPR), Equitable Distribution Ratio (EDR) and Islamic Income vs. Non-Islamic Income while the dependent variable is the level of profitability. The research method used is descriptive quantitative using Multiple Linear Regression analysis. The results of this study indicate that Profit Sharing Ratio (PSR) has a significant negative effect on the level of profitability of Islamic State-owned banks, Zakat Performance Ratio (ZPR) has a significant positive effect on the level of profitability of BUMN Sharia Banks, Equitable Distribution Ratio (EDR) has a significant negative effect on the level of profitability at BUMN Sharia Banks and Islamic Income vs. Non Islamic Income has no significant effect on the level of profitability of BUMN Sharia Banks. The implication of this research is to find out the extent to which at BUMN Sharia Banks can optimize financial performance with the factors that influence it, especially the ratio with Islamic principles. The still low standard of Islamicity Performance Index in each ratio is one of the causes of lessthan optimal profit growth at BUMN Sharia Banks.]]>
<![CDATA[PERTUMBUHAN DAN PEMERATAAN EKONOMI PERSPEKIF POLITIK EKONOMI ISLAM ]]>
<![CDATA[Juliana Juliana]]>;
<![CDATA[Ropi Marlina]]>;
<![CDATA[Ramdhani Saadillah]]>;
<![CDATA[Siti Mariam]]>
<![CDATA[ AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 2, No 2, (2018) ]]>
Publisher : <![CDATA[Univeristas Islam Bandung ]]>
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DOI: 10.29313/amwaluna.v2i2.3824
<![CDATA[Penelitian ini dilatarbelakangi adanya ketimpangan pemerataan pendapatan yang berujung pada kesejahteraan masayarakat yang masih rendah. Tujuan dari artikel ini untuk memberikan gambaran mengenai penerapan staregi politik ekonomi Islam serta mengeloaborasinya untuk mengatasi masalah yang berkaitan dengan Kesejahteraan dan Pemerataan Pendapatan. Metode yang digunakan adalah kualitatif dengan pendekatan lieratur review yang di ambil dari beberapa referensi terkait berupa jurnal maupun kitab kitab klasik. Hasil dari kajian ini yaitu menjelaskan Pertumbuhan ekonomi menurut ekonomi Islam, bukan sekedar terkait dengan peningkatan terhadap barang dan jasa, namun juga terkait dengan aspek moralitas dan kualitas akhlak serta keseimbangan antara tujuan duniawi dan ukhrawi. Islam tidak melihat pertumbuhan kekayaan sebagai sesuatu yang terpisah dengan cara distribusinya (pemerataan) dan tuntutan realisasi keadilan. Pertumbuhan Ekonomi yang ideal akan mampu terwujud dengan optimal dan memiliki dampak terhadap pemerataan ekonomi jika menggunakan politik ekonomi Islam. Melalui Strategi langsung dan tidak langsung mampu mewujudkan pemerataan ekonomi dan kesejahteraan bagi masyarakat.]]>
<![CDATA[UANG DALAM PANDANGAN ISLAM: KRITIK TERHADAP KONSEP GRASHAM ]]>
<![CDATA[Juliana Juliana]]>
<![CDATA[ AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 1, No 2 (2017) ]]>
Publisher : <![CDATA[Univeristas Islam Bandung ]]>
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DOI: 10.29313/amwaluna.v1i2.2583
<![CDATA[Penlitian ini dilatarbelakangi dengan bergulirnya konsep Gresham dan Fungsi turunan uang yang menyebabkan uang telah mengalami pergeseran dari fungsi aslinya. Tulisan ini bertujuan untuk mendeskripsikan sekaligus merekonstruksi fungsi uang dalam pandangan Islam. Metode yang digunakan dalam penilitian ini adalah kualitatif dengan menggunakan literur review yang di ambil dari beberapa buku dan sumber bacaan yang relevan. Adapun hasil penelitian ini menyatakan bahwa dengan adanya teori Grasham, menyebabkan uang “baik” hilang dan tergantikan oleh uang yang “jelek”. Hal ini berkorelasi dengan adanya fungsi turunan uang yang berdampak uang “baik” lebih banyak di timbun dan tidak beredar di masyarakat. Adapun perspektif Islam, aktivitas menimbun uang tidak dibenarkan dan bertentangan dengan dalil syara. Adapun fungsi uang hanya dua yaitu, satuan hitung dan sebagai alat tukar aktivitas. ]]>
<![CDATA[ANALISIS DETERMINAN PEMBIAYAAN BERMASALAH PADA BANK UMUM SYARIAH DI ASIA TENGGARA ]]>
<![CDATA[Juliana Juliana]]>;
<![CDATA[Risna Febriyanti]]>;
<![CDATA[Rumaisah Azizah al-Adawiyah]]>;
<![CDATA[Ropi Marlina]]>;
<![CDATA[Dadan Hamdani]]>
<![CDATA[ Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 14 No 1 (2022) ]]>
Publisher : <![CDATA[Jurusan Akuntansi Politeknik Negeri Bandung ]]>
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DOI: 10.35313/ekspansi.v14i1.3672
<![CDATA[Purpose -The purpose of this study is to examine the differences in non-performing financing and the factors that influence it in Islamic commercial banks in Southeast Asia, which include Islamic banks in Indonesia, Malaysia and Brunei Darussalam. Design / Methodology / Approach - The research method used is a comparative and verification method using panel data regression analysis using Eviews 9 software and SPSS. Findings - The results of the study indicate that the Return on Assets (ROA) variable has a negative and significant effect on non-performing financing, Operating Income Operating Expenses (BOPO) has no effect on non-performing financing, Gross Domestic Product (GDP) has a positive and significant effect and there are also differences in non-performing financing. in Islamic commercial banks in Southeast Asia. Practical Implications - Islamic commercial banks must consider various solutions and financing operations through analysis of both internal and external factors. For Islamic banks, it is very important to analyze through internal factors in order to avoid various problems caused by bank errors in financing distribution. In addition to internal factors, external factors can also affect non-performing financing. This external factor can be seen through the failure of the customer's business to do financing and also the unhealthy economic conditions. External factors are equally important to see the various behaviors that occur in customers. Originality / Value - This research is a research that is still rarely done because it not only examines the factors that affect non-performing financing but also looks at the differences in the non-performing financing of Islamic commercial banks in Southeast Asia, especially Indonesia, Malaysia, and Brunei Darussalam. Keywords: Non Performing Financing, Return on Assets, BOPO, Gross Domestic Product Paper Type: Research Paper]]>
<![CDATA[Halal Awareness : Pengaruhnya Terhadap Keputusan Pembelian Konsumen Shopee dengan Religiositas Sebagai Variabel Moderasi ]]>
<![CDATA[Juliana Juliana]]>;
<![CDATA[Muhamad Wafa Rizaldi]]>;
<![CDATA[Rumaisah Azizah Al-Adawiyah]]>;
<![CDATA[Ropi Marlina]]>
<![CDATA[ Coopetition : Jurnal Ilmiah Manajemen Vol. 13 No. 2 (2022): Coopetition : Jurnal Ilmiah Manajemen ]]>
Publisher : <![CDATA[Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia ]]>
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DOI: 10.32670/coopetition.v13i2.1423
<![CDATA[Purpose- This study aims to determine and analyze the effect of the halal awareness variable on Indonesian Muslim consumers on purchasing decisions at Shopee with religiosity as a moderating variable. Design/Methodology/Approach – Using quantitative descriptive methods, this study analyzes responses to questionnaires distributed to 264 respondents from Indonesia. To prove this hypothesis, the data collected was analyzed by partial least squares (SEM-PLS) using SmartPLS. Findings – This research shows that the Halal Awareness variable has a significant and significant effect on product purchasing decisions at Shopee with religiosity as a moderating variable. This finding confirms that halal awareness and religiosity factors are very important in encouraging Muslim consumers in Indonesia to make decisions to purchase halal products at Shopee. Practical Implication – In order to improve purchasing decisions in buying halal products in e-commerce, especially Shopee. then the role of the government will be very necessary in socializing and re-promoting the concept of halal lifestyle, especially in buying online products in e-commerce optimally in various platforms, such as social media, seminars, workshops and several other media. Then, business actors in various fields of goods production with online and e-commerce sales media are also required to increase awareness to support and develop halal products by certifying halal products, halal labeling and seeing the importance of halal products to become one of the promising types of products. and sell well in the market and also safe for consumers. Originality/Value – This study is the first to examine the effect of halal awareness on purchasing decisions of Indonesian Muslim consumer products at Shopee with religiosity as a moderating variable. This study succeeded in revealing the strengths and weaknesses of religiosity in influencing halal awareness of product purchasing decisions at Shopee.]]>
<![CDATA[Shariapreneur Interest : Analysis Of Sharia Business Knowledge and Motivation (Studies On Students Of The Islamic Economics Study Program Bandung City Universities ]]>
<![CDATA[Ibadurrohman Siddiq]]>;
<![CDATA[Juliana Juliana]]>;
<![CDATA[Fitranty Adirestuty]]>
<![CDATA[ Review of Islamic Economics and Finance (RIEF) Vol 3, No 2 (2020): Review of Islamic Economics and Finance (RIEF) December 2020 ]]>
Publisher : <![CDATA[Universitas Pendidikan Indonesia ]]>
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DOI: 10.17509/rief.v3i2.30399
<![CDATA[One of the requirements for a country to change its status to a developed country is the number of entrepreneurs who reach 2% of the total population in productive age. However, currently, the total entrepreneurship in Indonesia is still at 0.7% of the total productive age population. As the largest Muslim country globally, there is only 0.18% of Indonesian Muslim entrepreneurs. The purpose of this study was to determine the high interest of students to become shariapreneurs. The research method used is the descriptive method with a quantitative approach. The population in this study were students of the Islamic economics study program at the State University of Bandung. The samples taken in this study were 251 people. The data analysis technique used is Multiple Linear Regression. Furthermore, in the results of this study, Islamic business knowledge has a positive and significant effect on shariapreneur interest and motivation, which has positive and significant results on shariapreneur interest. Researchers hope that the results of this study can provide benefits to various parties in increasing the interest of shariapreneurs in Islamic economics study program students in the State University of Bandung City.]]>
