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PERENCANAAN KEUANGAN SYARIAH BAGI KELUARGA PADA DESA CIASMARA, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Kusumaningrum, Ria; Melinasari, Susi; Putri, Wulan Purnama
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 1 (2024): Oktober 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v4i1.133

Abstract

Sharia financial planning is an important aspect in Muslim family life. This research aims to analyze sharia financial planning for families in Ciasmara Village so they can manage their finances in accordance with sharia principles. The subjects of this research were families in Ciasmara Village. This research uses ABCD methods. The research results show that the sharia financial planning implemented by families in Ciasmara Village is still not optimal. This is caused by several factors, namely lack of knowledge about Islamic finance, limited access to information, and consumer culture.
MEMPROGRAMKAN PENGENALAN BANK SYARIAH PADA DESA PURWABAKTI, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Kusumaningrum, Ria; Fauziah, Ratu Dinny; Putri, Hani Cahyani
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 1 (2024): Oktober 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v4i1.134

Abstract

This community service aims to increase public knowledge and understanding of sharia banking and reduce the use of ribawi banking by the public. The subject of this social service is Purwabakti Village, Pamijahan District, Bogor Regency, West Java Province. In this community service, according to the method field research, it provides an impact on the community and new information in choosing the right sharia banking to avoid banks with high interest rates. With this community service, it can be concluded that it is important to provide education to the community in order to provide a clear understanding to the local community.
PERENCANAAN KEUANGAN SYARIAH BAGI KELUARGA PADA DESA KAREHKEL, KECAMATAN LEUWILIANG, KABUPATEN BOGOR Kusumaningrum, Ria; Fauziah, Ratu Dinny; Fitria , Meliana
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 1 (2024): Oktober 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v4i1.143

Abstract

This community service was carried out in Karehkel Village, Leuwiliang District, Bogor Regency in June-September 2023. This activity aims to carry out Sharia financial planning for families in Karehkel Village. This community service activity is carried out using the observation method. Training, interviews and application implementation. The community, especially families in Karehkel Village, are also enthusiastic about this activity because they gain understanding and insight into sharia financial planning, especially for families in this village.
MERANCANG LEMBAGA KEUANGAN MIKRO SYARIAH YANG TEPAT PADA DESA CIBUNIAN, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Kusumaningrum, Ria; Fauziah, Ratu Dinny; Goni, Muhamad Abdul
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 02 (2025): MEI 2025
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v12i02.144

Abstract

This service aims to establish a sharia microfinance institution in Cibunian Village, Pamijahan District, Bogor Regency, as a solution to increase public access to sharia-based financial services. The background of the service includes the low penetration of formal financial services and the potential of the local economy that has not been fully explored. The service method uses a participatory and inclusive approach, involving the community in the planning, implementation, and evaluation of the program. The results of the service show an increase in people's understanding of Islamic finance and their ability to manage finances effectively. The Islamic microfinance institutions that have been formed have provided sharia savings and microfinance services in accordance with local needs. However, this service faces challenges such as limited resources and community resistance. The conclusion of this service is the need to continue to increase the capacity and support the sustainability of Islamic microfinance institutions in the future.
PERENCANAAN KEUANGAN SYARIAH BAGI KELUARGA PADA DESA PURASARI, KECAMATAN LEUWILIANG, KABUPATEN BOGOR Kusumaningrum, Ria; Suryani, Ermi; Yani, Pitri
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 02 (2025): MEI 2025
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v5i02.147

Abstract

This community service aims to provide information and education to families about the basic principles of Islamic financial planning. The target subjects of this activity are the residents of Purasari Village, Leuwiliang District, Bogor Regency, West Java Province. The community service program is carried out using a Community-Based Research (CBR) approach, a research-based service method centered on the community. This method involves four stages: establishing a foundation, research planning, data collection and analysis, and action based on findings. The results of this community service indicate an increase in public understanding of the importance of financial planning that aligns with Islamic principles. This initiative has shown that understanding and applying Islamic financial principles are essential to family welfare. The implementation of Islamic financial planning not only enhances financial awareness but also promotes more ethical and responsible financial practices. It is hoped that these efforts will improve the community's quality of life and help them achieve sustainable economic goals.
MERANCANG LEMBAGA KEUANGAN MIKRO SYARIAH YANG TEPAT PADA DESA TUGU BANDUNG, KECAMATAN KABANDUNGAN, KABUPATEN SUKABUMI Kusumaningrum, Ria; Nurhasan, Abdul Khodir; Khapid, Muhamad
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 02 (2025): MEI 2025
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v5i02.155

Abstract

This community service aims to design an appropriate Sharia Microfinance Institution (LKMS) for the Tugu Bandung Community Village, Kabandungan District, Sukabumi Regency. Using a qualitative approach, this community service collects data through in-depth interviews and participant observation to understand the financial needs of the community and the potential of local businesses. The results of community service show that there is an urgent need for financial access that is in accordance with sharia principles, especially in financing micro and small businesses. This research proposes the development of mudharabah and musyarakah- based financing products, as well as financial education programs to increase public literacy regarding sharia financial principles. This design is expected to not only meet the financial needs of the community, but also encourage local economic growth and empower community members. The findings from this research provide an important contribution to the development of LKMS models in rural areas, with a focus on sharia values and economic studies. Apart from that, the results of this community service can be used as a reference for further research in the field of sharia microfinance in Indonesia.
PENGARUH GREEN SUKUK TERHADAP PEMBANGUNAN BERKELANJUTAN INFRASTRUKTUR HIJAU DI INDONESIA Imanudin, Teguh; Sumengkar, Apung; Kusumaningrum, Ria
ALAMIAH : Jurnal Muamalah dan Ekonomi Syariah Vol 6 No 02 (2025): JULI 2025
Publisher : Institut Agama Islam Sahid Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/alamiahjurnalmuamalahdanekonomisyariah.v6i02.969

Abstract

This study aims to analyze the influence of green sukuk issuance on the sustainable development of green infrastructure in Indonesia. Green sukuk is a sharia financial instrument used to fund environmentally friendly projects, has received attention as one of the solutions to overcome the challenges of climate change and support the development of green infrastructure. In this study, the researcher used the observation method and secondary data documentation on the website of the Directorate General of Financing and Risk Management of the Ministry of Finance (DJPPR Kemenkeu), Databoks katadata, Financial Services Authority (OJK), National Development Planning Agency (BAPPENAS), Ministry of Environment and Forestry (KLHK) which were used as primary data in this study to prove the impact of green sukuk issuance on the sustainable development of green infrastructure. This study uses a simple linear regression statistical analysis method. The results of statistical analysis were carried out using SPSS 26 software. So the equation of PBIH regression model PBIH = 4.169 + 0.026GS + e was obtained. Green sukuk affects 37.3% of the Sustainable Development of Green Infrastructure in Indonesia. Therefore, the increase or decrease in the GS variable will affect the increase or decrease of the PBIH variable because the effect is positive.
ANALISIS INKLUSI KEUANGAN SYARIAH DAN INVESTASI INDUSTRI HALAL TERHADAP PENGEMBANGAN INDUSTRI HALAL DI INDONESIA Amalia, Trisia; Sumengkar, Apung; Kusumaningrum, Ria
ALAMIAH : Jurnal Muamalah dan Ekonomi Syariah Vol 6 No 02 (2025): JULI 2025
Publisher : Institut Agama Islam Sahid Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/alamiahjurnalmuamalahdanekonomisyariah.v6i02.971

Abstract

The halal industri is a strategic sector that has great potential in driving national economic growth, especially in countries with a Muslim majority population like Indonesia. Sharia financial inclusion is one of the important prerequisites in expanding public access to financial services that comply with sharia principles, while investment in the halal sector is considered capable of increasing production capacity, innovation, and the competitiveness of the domestic halal industri. The purpose of this study is to determine the Effect of Sharia Financial Inclusion and the Halal Industri on the Development of the Halal Industri in Indonesia. This type of research is quantitative research using secondary data obtained from primary data in the form of Sharia financial data and halal industri investment in 2021-2024 from the Financial Services Authority. The analysis method used in this study is the Multiple Linear Regression method processed using SPSS Version 26. The results of the study show that increasing sharia financial inclusion contributes positively to the development of the halal industri through expanding access to financing, insurance, and sharia investment for business actors. In addition, increasing investment in the halal industri has a significant impact on expanding production capacity, distribution, and innovation of halal products. Both variables have a synergistic relationship and mutually reinforce each other in creating a conducive ecosystem for sustainable halal industri growth. This finding underlines the importance of a strategy to strengthen Islamic financial inclusion and increase investment to strengthen the competitiveness of the halal economy in Indonesia.