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ANALISIS MANAJEMEN BISNIS SYARIAH KOPERASI UNIT DESA KARTINI MANDIRI LESTARI DESA PASAREAN, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT PEDESAAN Herawati, Alda; Kusumaningrum, Ria; Melinasari, Susi
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 1 (2023): Oktober 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i1.134

Abstract

Kartini Mandiri Lestari Cooperative which is a cooperative supported by the Damandiri Foundation which seeks to increase the utilization of the Modal Kita business unit to help the economy of the residents of Smart Mandiri Lestari Village (DCML) Pasarean Pamijahan Bogor, West Java. The current progress of cooperatives can be seen from the development of remaining business results which continue to increase every year. The Kartini Mandiri Lestari Village Unit Cooperative can improve community welfare, as proven by the existence of programs that have succeeded in improving community welfare. This research is field research with the type of research being qualitative research with a descriptive analysis approach. Data collection techniques use observation, interviews and documentation. Data analysis was carried out by data reduction, presentation and then drawing conclusions. The implementation of the management of the Kartini Mandiri Lestari Village Unit Cooperative in an effort to improve community welfare is considered good as evidenced by the implementation of good cooperative management. Cooperative management consists of member meetings, management and supervisors. The appropriate management processes implemented by the Village Unit Cooperative are planning, organizing, implementing and supervising. The effect of good Village Unit Cooperative management is that the community experiences increased welfare.
THE SAKRAL: INOVASI SALE BERBAHAN JAMBU KRISTAL SEBAGAI PELUANG USAHA BERBASIS POTENSI LOKAL DI DESA PAMIJAHAN KABUPATEN BOGOR Hasanah, Tita; Lestari, Fitri; Sakilah, Ilah; Maulana, Rizki; Kusumaningrum, Ria
Sahid Mengabdi: Jurnal Pengabdian Masyarakat Institut Agama Islam Sahid Bogor Vol 2 No 02 (2023): Desember 2023
Publisher : Lembaga Penelitan dan Pengabdian Masyarakat Institut Agama Islam Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/jsm.v2i02.323

Abstract

One type of guava that is widely grown by the people of Pamijahan Village, Bogor Regency, is Crystal Guava. In general, this guava fruit is consumed by eating it directly, asinan, juice, petisan, and fruit salad. There are no other interesting processed variations that can become business opportunities for the community. Therefore, one of the Kuliah Kerja Nyata (community service) programs of the Sahid Bogor Islamic Institute group 01 is to examine innovations made from crystal guava as a business opportunity for the community. The method is Service Learning. The steps taken are conducting trials on several types of guava processing, conducting outreach to stake holders, conducting guava processing training, and evaluating activities. The results of this activity program resulted in an innovation, namely the Sale Kristal which was named “The Sakral”
STRATEGI KSPPS BAYTUL IKHTIAR CABANG PAMIJAHAN BOGOR DALAM MENGEMBANGKAN USAHA MIKRO KECIL DAN MENENGAH PADA MASA COVID-19 Oktavia, Siska; Trihantana, Rully; Kusumaningrum, Ria
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.190

Abstract

MSME actors in KSPPS Baytul Ikhtiar Pamijahan Branch have so far experienced difficulties in developing their business, so research is needed to find out the condition of MSMEs and how KSPPS Baytul Ikhtiar Pamijahan branch develops business strategies with MSME business actors in the midst of conditions where some members experience bad financing due to reduced member income during the Covid-19 pandemic. The research conducted was field research with a descriptive qualitative approach. The subject of this research is the KSPPS Baytul Ikhtiar Pamijahan Branch. The data collection technique used is by using Observation, Interview and Documentation methods. The data analysis used is using data obtained from interviews, observation and documentation, by collecting, describing, and shaping it in a SWOT analysis. The research results obtained are the strategy carried out by KSPPS Baytul Ikhtiar in developing MSMEs, namely the mentoring strategy. Where MSME actors who were given financing were surveyed directly in the field to see the development of MSMEs and provide direction and motivation to improve business quality. With this assistance, MSME actors can foster good MSME management and good marketing, can increase and expedite MSME income. Such assistance as assistance in managing funds, assistance in financial management for the sustainability of MSMES.
TINJAUAN IMPLEMENTASI PROSEDUR PEMBIAYAAN MURABAHAH UNTUK MENINGKATKAN PROFITABILITAS BPRS AMANAH UMMAH LEUWILIANG BOGOR Ramadhan, Rian Tri; Trihantana, Rully; Kusumaningrum, Ria
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.191

Abstract

In the implementation of Islamic financing, there are procedures that must be applied, one of which is the procedure for financing customer analysis, an analysis with feasibility studies, and paying attention to Sharia aspects. The purpose of this study is to review the efforts of Bank Pembiayaan Rakyat Syariah (BPRS) Amanah Ummah in implementing procedures in murabahah financing activities. This study uses a qualitative method. The results of this study indicate that BPRS Amanah Ummah applies a mixed procedure for financing customer analysis, namely between the 5C analysis (character, capacity, capital, collateral, condition) and analysis with feasibility studies (considering legal, market and marketing, financial, operational/technical, management, economic and social aspects, and environmental impact (AMDAL)), while also paying attention to Sharia aspects.
ANALISIS FAKTOR KUALITAS LAYANAN DAN NILAI PELANGGAN TERHADAP LOYALITAS PELANGGAN BJB SYARIAH KCP BOGOR JEMBATAN MERAH Prasetya, Setiawan Bima; Trihantana, Rully; Kusumaningrum, Ria
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.199

Abstract

Customer loyalty is a very important factor in increasing revenue and reducing company business costs. This is because customer loyalty is a form of customer loyalty to the company. This study aims to Knowing the service quality factors partially influence customer loyalty. Knowing the customer value factor has a partial effect on customer loyalty. Knowing the factors of service quality and customer value simultaneously influence customer loyalty. This type of research is quantitative with data collection methods using primary data obtained through questionnaires. Sampling amounted to 96 respondents. The method used to test the hypothesis is multiple linear regression, t test, f test, and the coefficient of determination (R square). The results of this study indicate service quality (X1) t count 4.266 > t table 1.969 with a resulting sig value of 0.000 <0.05 and customer value (X2) t count 7.416 > t table 1.969 with a resulting sig value of 0.000 <0.05 So it can be concluded that the variables of service quality and customer value influence customer loyalty. Simultaneously the factors of service quality and customer value have an effect on customer loyalty. This is evidenced by the value (F count 52.266 > F table 3.09) with a sig level of 0.000. While the coefficient of determination R Square is 0.529 or 52.9%, the remaining 47.1% is influenced by other factors.
PERENCANAAN KEUANGAN SYARIAH BAGI KELUARGA PADA DESA PASAREAN KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Kusumaningrum, Ria; Fauziah, Ratu Dinny; Yunengsih, Herni
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 3 No 1 (2023): Oktober 2023
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v3i1.110

Abstract

This Community Service aims to increase knowledge and skills in planning, compiling and managing Islamic finance for the Pasarean Village Community, Pamijahan District, Bogor Regency. The problem faced is the first, limited knowledge of sharia-based financial planning. Second, the lack of skills and ability to prepare budgets for sharia-based financial management. The solutions to these problems include: first, training to increase knowledge about sharia financial planning. Second, training in preparing an ideal budget. It is hoped that this solution will be able to plan and compile budgets for Islamic financial management so that they do not have a lifestyle with the desire to follow an emerging or developing trend that can lead to hedonism and other detrimental characteristics. The output of this activity is an increase in knowledge and an increase in skills in preparing the budget which shows the enthusiasm to immediately implement sharia family financial planning.
PERENCANAAN KEUANGAN SYARIAH BAGI KELUARGA PADA DESA CIASIHAN, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Kusumaningrum, Ria; Fauziah, Ratu Dinny; Damayanti, Erlita
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 3 No 1 (2023): Oktober 2023
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v3i1.115

Abstract

Implementation of the sharia financial should be directed not only focused on banking activities. Sharia financial system is intended to provide benefits to the economy as a whole, including the management of family finances. Any religion in line with this concept is primarily Islamic as a mercy to the universe. This community service program aimsto socialize sharia economy in family financial management, by taking lessons from family in Ciasihan Village. The result shows the spirit to immediately implement the sharia family financial planning.
PERENCANAAN KEUANGAN SYARIAH BAGI KELUARGA PADA DESA GUNUNG PICUNG, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Kusumaningrum, Ria; Fauziah, Ratu Dinny; Putri, Yulia Kania
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v3i2.121

Abstract

This community service aims to increase public knowledge and understandingof sharia financial planning for families in Gunung Picung Village, Pamijahan District, Bogor Regency. In this community service, activities are carried out based on the descriptive method, and for the impementation of extension activities using interview data collection techniques, documentation and observation. The results of this community service show that people’s knowledge about family financial planning is stil low. With this community service, it can be concluded that counseling to the community and Friends of Micro. Small and Medium Enterprises (UMKM) is a strategic effort to empower the community and married mothers/fathers to carry out good and orderly family financial planning, so that the community can help themselves alone.
MEMPROGRAMKAN PENGENALAN BANK SYARIAH PADA DESA GUNUNG PICUNG, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Kusumaningrum, Ria; Fauziah, Ratu Dinny; Nurhalim, Muhamad Wildan
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v3i2.122

Abstract

Community service aims to sharia banking The subject of this community service is the Village Gunung Picung, Subdistric Pamijahan District/City Bogor, Province Jawa Barat In this community service, activities are carried out based on the following methods socialiszation and presentation The results of this community service are implementation of sharia bank recognition activities, With this community service, it can be concluded that activity has a good impacy on the community of Gunung Picung Village, especially business actors who need business capital.
MEMPROGRAMKAN PENGENALAN BANK SYARIAH PADA DESA CIMAYANG, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Kusumaningrum, Ria; Anwar , Miftakhul; Dzatilah, Ridho
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v3i2.131

Abstract

This community service activity aims to introduce Sharia Banking to the Community of Cimayang Village, Pamijahan District, Bogor Regency, West Java Province. In this community service, activities are carried out based on the transparency and participation method. The result of this community service is that the people of Cimayang Village know more about Syariah Banking in detail.