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All Journal Islamic Ecomonics Journal IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ekonomika dan Bisnis Jurnal Ekonomi Syariah Pelita Bangsa JOSAR (Journal of Students Academic Research) ZAWA:Management of Zakat and Waqf Journal Jurnal Ekonomika dan Bisnis Jurnal Ekonomi, Akuntansi dan Perpajakan Tafaqquh : Jurnal Hukum Ekonomi Syariah dan Ahwal Syahsiyah At-Tahdzib: Jurnal Studi Islam dan Muamalah
Lilik Rahmawati
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Kinerja Keuangan Pemerintah Daerah Kabupaten Trenggalek Di Masa Pandemi Covid-19 Periode 2020-2021 Lilik Rahmawati; Wahyu Dwi Warsitasari
Jurnal Ekonomika dan Bisnis Vol. 10 No. 1 (2023): Volume 10 Nomor 1 April 2023
Publisher : Fakultas Ekonomika dan Bisnis Universitas Selamat Sri

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Abstract

Penelitian ini bertujuan untuk mengetahui kinerjakeuangan Pemerintah Daerah Kabupaten Trenggalekselama masa pandemi Covid-19 dilihat dari rasiokemandirian, rasio efektivitas, rasio efisiensi, rasioderajat desentralisasi dan rasio pertumbuhan. Metodedalam penelitian ini menggunakan metode campuran(mixed method) model penelitian urutan pembuktian(sequential explanatory) dengan jenis penelitiandeskriptif. Sumber data yang digunakan dalam penelitianini terdiri dari data sekunder berupa laporan keuanganpemerintah daerah periode 2020-2021 dan data primerberupa data hasil wawancara.Teknik pengumpulandatanya menggunakan dokumentasi, wawancara danstudi pustaka. Hasil penelitian menunjukkan bahwa rasiokemandirian keuangan daerah Kabupaten Trenggalek dimasa Covid-19 masih dalam kategori instruktif ataurendah, rasio efektivitas Kabupaten Trenggalek di masaCovid-19 termasuk dalam kategori cukup efektif, rasioefisien keuangan daerah masih dalam kategori tidakefisien, rasio derajat desentralisasi keuangan daerahKabupaten Trenggalek masih dalam kategori kurang,pada rasio pertumbuhan PAD dan total pendapatan ratarata tumbuh secara negatif. 
Tantangan dan Solusi Pengembangan Ar-Rahn BSI KC Gresik Kartini Nugraha, Raniah Tasya; Lilik Rahmawati
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 10 No 1 (2022): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

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Abstract

Background. The community needs a source of financing that is fast, easy, safe and in accordance with sharia. BSI opens sharia gold pawn services (rahn) with various internal and external challenges.Aim. This study aims to examine the real challenges faced by BSI in the development of sharia gold pawning (rahn) and their solutions.Methods. The researcher used a qualitative research design with a phenomenological study paradigm. The data were collected through unstructured interviews, documentation, and observation. Participants were selected purposively based on the emic perspective. The research data were analyzed using a phenomenological data analysis model.Results. In rahn, there is no term "confiscation" by the recipient of the pawn or pawnee (murtahin) of the pawned gold (marhun), there is a rescheduling mechanism for the redemption of marhun, the gold owner who pawns the gold (rahin) has a great opportunity to maintain and preserve the value of the investment inherent in the gold. In the case of debt (marhun bih) being paid or marhun failing to redeem, rahin does not lose because it still receives the remaining proceeds from selling marhun after deducting the value of marhun bih. Unless the market price of gold falls at that time, rahin will not lose, even if the price of gold on the market goes up, because marhun is priced higher than the initial price of buying gold. As a solution, it is time for the promotion of rahn BSI to be oriented towards public education. Education will make the public realize that rahn is the best choice for pawning gold for Muslims who adhere to sharia principles in worship practices, sharia principles in business.
Inovasi Manajemen Bisnis Syariah Berbasis Ekonomi Biru pada Industri Tambak Udang di Kabupaten Sidoarjo untuk Meningkatkan Daya Saing Global Syaiful Fadlol Al Mu'arrifn; Lilik Rahmawati
Jurnal Ekonomi, Akuntansi, dan Perpajakan Vol. 2 No. 4 (2025): November: Jurnal Ekonomi, Akuntansi, dan Perpajakan (JEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jeap.v2i4.1663

Abstract

This study explores the integration of Islamic business management principles, blue economy concepts, and innovation strategies in the shrimp farming industry of Sidoarjo, Indonesia, to enhance global competitiveness. The research adopts a qualitative approach through literature review and thematic analysis of relevant sources, aiming to formulate a sustainable business model that harmonizes ethical, environmental, and economic dimensions. Findings reveal that applying sharia-based management—including mudharabah and musyarakah contracts, halal certification, and social responsibility through zakat and waqf—creates an equitable business ecosystem. Simultaneously, blue economy practices such as biofloc technology, waste utilization, and mangrove rehabilitation strengthen environmental sustainability and operational efficiency. Additionally, technological innovation through IoT-based monitoring, digital marketing, and traceability systems significantly improves productivity and market access. The synergy of these elements positions Sidoarjo shrimp as a distinctive product with ethical value, sustainability compliance, and premium market potential. This study suggests policy support for sustainable financing, technology adoption, and certification to scale up implementation and recommends future research to quantify its economic and ecological impacts.
Fast Fashion dan Tantangan Keberlanjutan Industri Halal Perspektif Etika Produksi dan Konsumsi Islam Afaf Dwi Safitri; Lilik Rahmawati
Jurnal Ekonomi, Akuntansi, dan Perpajakan Vol. 2 No. 4 (2025): November: Jurnal Ekonomi, Akuntansi, dan Perpajakan (JEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jeap.v2i4.1666

Abstract

The fashion industry is experiencing continuous acceleration. Increased social and economic competition is occurring in society to expand the boundaries of consumer demand. Fast fashion companies have successfully built this business model by relying on cheap labor and the resulting social, economic, and environmental impacts. The method used in this study is qualitative research with a literature study approach and an understanding of the meaning of social or humanitarian phenomena examined through descriptive analysis using the Islamic economic theory framework. The results show that the fast fashion industry has exploited the environment and even labor rights, which has had an impact on the economy, society, and health. Based on Islamic production ethics, it is clearly explained in the Qur'an that production practices must bring benefits to humans without causing harm, based on the four main principles of the Islamic economic system, namely, monotheism, balance, free will, and responsibility. Meanwhile, Islamic consumption ethics avoid wastefulness (tabzir) and unnecessary spending (isyraf), so that consumption behavior can provide long-term benefits for both worldly and afterlife. This study emphasizes the importance of collaboration between the government, stakeholders, and the community in creating a sustainable production system in accordance with Islamic values.
Co-Authors Abdul Hakim Afaf Dwi Safitri AFIFAH FITRIANA Fala Akbar Fathoni Fatimah Sari Dewi Hery Rusmanto Iin Ratih Ningcahya Isyatur Rodhiya Mauhibbatus Syakirin Maulana Firdaus Mochammad Hafidh Alifuddin Muafi Aulia Rachman Muafi Aulia Rachman Muhammad Fajrul Falah Mutimmatul Faidah Nugraha, Raniah Tasya Nur Diana Khalida Rio Kartika Supriyatna Riyanto Riyanto Rofiqotul Izza Sholikul Hadi Syaiful Fadlol Al Mu'arrifn Wahyu Dwi Warsitasari Zuhrotun Nisa