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All Journal Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Empowerment: Jurnal Pengabdian Masyarakat Jurnal Manajemen dan Ekonomi Kreatif BEGIBUNG: Jurnal Penelitian Multidisiplin Algoritma: Jurnal Matematika, Ilmu Pengetahuan Alam, Kebumian dan Angkasa Jurnal Kajian Ekonomi dan Perbankan Syariah JPKM Cahaya Negeriku
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PENGARUH PEMBIAYAAN BERMASALAH, TINGKAT LIKUIDITAS DAN RASIO PEMBIAYAAN TERHADAP PROFITABILITAS BANK SYARIAH MANDIRI TAHUN 2012-2016 dian oktaviani; Agus Abikusna
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 9, No 1 (2017)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (831 KB) | DOI: 10.24235/amwal.v9i1.1771

Abstract

Kemampuan Bank syariah menghasilkan laba (profitabilitas) menjadi indikator untuk keberlangsungan bisnis dan kemampuan bersaing bank Syariah dalam jangka panjang. Bank Syariah Mandiri sebagai salah satu Bank Syariah dengan Laba Terbesar di Indonesia sempat mengalami penurunan di tahun 2014 dan meningkat secara signifikan di tahun 2015. Pendapatan usaha yang diproksikan dengan return on asset (ROA) dapat meningkat dan menurun karena beberapa faktor. Faktor yang mempengaruhi profitabilitas yaitu Non Performing Financing (NPF), tingkat likuiditas, dan Financing To Deposit Ratio (FDR). Tujuan dari penelitian ini untuk mengetahui pengaruh NPF, tingkat likuiditas, dan FDR terhadap profitabilitas bank syariah mandiri tahun 2012-2016.Teknis analisis menggunakan regresi linier berganda dan untuk uji statistik menggunakan uji F dan uji T. Berdasarkan hasil analisis menyatakan bahwa semua variabel berpengaruh terhadap Return On Asset. Namun, hanya dua variabel yang berpengaruh secara signifikan terhadap return on asset Bank Syariah Mandiri.The ability to sharia banks produce spider (profitability) became the indicator for the sustainability of the business and ability to compete sharia banks in the long term. Syariah Bank Mandiri as one of sharia banks with the largest profit in Indonesia had declined in the year 2014 and increased significantly in the year 2015. The income of the business explained by Return on Asset (ROA) can rise and fall because of several factors. Factors that affect the profitability of the Non-Performing Financing (NPF), the level of liquidity and Financing To Deposit Ratio (FDR). The purpose of this research is to know the influence of NPF, the level of liquidity and FDR against the profitability of sharia bank mandiri year 2012-2016 Technical Analysis using double linier regression and to test statistics using F tests and T tests. Based on above analysis, the study suggest that all variable affected return on asset. As for the partial, just two variables which give significant impact to the return on assetof sharia bank mandiri.
PENGARUH PEMBIAYAAN BERMASALAH, TINGKAT LIKUIDITAS DAN RASIO PEMBIAYAAN TERHADAP PROFITABILITAS BANK SYARIAH MANDIRI TAHUN 2012-2016 dian oktaviani; Agus Abikusna
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 9, No 1 (2017)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v9i1.1771

Abstract

Kemampuan Bank syariah menghasilkan laba (profitabilitas) menjadi indikator untuk keberlangsungan bisnis dan kemampuan bersaing bank Syariah dalam jangka panjang. Bank Syariah Mandiri sebagai salah satu Bank Syariah dengan Laba Terbesar di Indonesia sempat mengalami penurunan di tahun 2014 dan meningkat secara signifikan di tahun 2015. Pendapatan usaha yang diproksikan dengan return on asset (ROA) dapat meningkat dan menurun karena beberapa faktor. Faktor yang mempengaruhi profitabilitas yaitu Non Performing Financing (NPF), tingkat likuiditas, dan Financing To Deposit Ratio (FDR). Tujuan dari penelitian ini untuk mengetahui pengaruh NPF, tingkat likuiditas, dan FDR terhadap profitabilitas bank syariah mandiri tahun 2012-2016.Teknis analisis menggunakan regresi linier berganda dan untuk uji statistik menggunakan uji F dan uji T. Berdasarkan hasil analisis menyatakan bahwa semua variabel berpengaruh terhadap Return On Asset. Namun, hanya dua variabel yang berpengaruh secara signifikan terhadap return on asset Bank Syariah Mandiri.The ability to sharia banks produce spider (profitability) became the indicator for the sustainability of the business and ability to compete sharia banks in the long term. Syariah Bank Mandiri as one of sharia banks with the largest profit in Indonesia had declined in the year 2014 and increased significantly in the year 2015. The income of the business explained by Return on Asset (ROA) can rise and fall because of several factors. Factors that affect the profitability of the Non-Performing Financing (NPF), the level of liquidity and Financing To Deposit Ratio (FDR). The purpose of this research is to know the influence of NPF, the level of liquidity and FDR against the profitability of sharia bank mandiri year 2012-2016 Technical Analysis using double linier regression and to test statistics using F tests and T tests. Based on above analysis, the study suggest that all variable affected return on asset. As for the partial, just two variables which give significant impact to the return on assetof sharia bank mandiri.
PENGARUH EKSPOR TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Shalomita Agustina; Astri Astuti; Annisa Cahya Kusumawati; Siti Maulidur Rohma; Nur Aini; Dian Oktaviani; Muhammad Ivan Noor Salim; Fhadia Nur Baiti; Riendza Wibowo; Alya Nabila; Nurma Tambunan
Jurnal Manajemen dan Ekonomi Kreatif Vol. 1 No. 1 (2023): Januari : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1184.296 KB) | DOI: 10.59024/jumek.v1i1.31

Abstract

In a country, the economic component largely determines the survival and progress of the country. This study aims to determine the effect of exports on Indonesia's economic growth. This research uses a descriptive method, namely investigating the circumstances, conditions, or other things that have been mentioned, the results of which are presented in the form of research reports. The initial stage before conducting further analysis requires testing the stationariness of the data. Economic developments in Indonesia's export sector in the 2018-2021 period decreased in December 2018 which reached US$ 14.18 billion or a decrease of 4.89 percent compared to exports in November 2018. This research is expected to be a consideration for the government or authorities to take appropriate steps for the progress of the Indonesian economy.
Pengembangan Board Game Catur Matematika Sebagai Media Pembelajaran Pada Materi Matriks Serta Barisan Dan Deret Farah Dita Auliya; Dian Oktaviani; Siti Ilmatul Ummah
Algoritma : Jurnal Matematika, Ilmu pengetahuan Alam, Kebumian dan Angkasa Vol. 2 No. 4 (2024): Algoritma : Jurnal Matematika, Ilmu pengetahuan Alam, Kebumian dan Angkasa
Publisher : Asosiasi Riset Ilmu Matematika dan Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/algoritma.v2i4.103

Abstract

Nowadays, technological developments are very fast and sophisticated. This development has an impact on interactive learning in schools. Therefore, learning media is needed that is in line with the development of this technology. The goal is to make students more enthusiastic again. The aims of this research are: (1) to determine students' activeness in teaching and learning activities in mathematics for class XI students at SMAS Budaya Jakarta. (2) can produce interactive learning through this board game learning media with matrix material and rows and rows for class XI students at SMAS Budaya Jakarta. This development research method uses the ADDIE model analysis steps (Analysis, Design, Development, Implementation and Evaluation) because this step has an innovative and systematic system, thereby enabling researchers to achieve research objectives.
Pelatihan Digitalisasi dan Pemasaran Dalam Mendukung Peluang dan Menghadapi Tantangan bagi UMKM Tiarapuspa; Firdayetti, Firdayetti; Dian Oktaviani; Ega Ayu Aprilia; Herliana Febrianti; Nisma Faturahmi
Empowerment: Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2024): Januari 2024
Publisher : Pusat Riset Manajemen dan Publikasi Ilmiah Serta Pengembangan Sumber Daya Manusia Sinergi Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55983/empjcs.v3i1.411

Abstract

This training aims to analyze the application of marketing digitalization to Micro, Small and Medium Enterprises (MSMEs) run by housewives and identify the obstacles and challenges faced by MSMEs in implementing digital marketing. The research methodology uses an action research approach involving the PKK Seruni RT 017 in Mangunjaya Village, Bekasi Regency. The research steps include problem identification, action planning, action implementation, observation and reflection, as well as evaluation and planning for the next cycle. Data were obtained through interviews and observations of 10 respondents who were members of the PKK Seruni RT 017 group. The results showed that there was a significant increase in the application of marketing digitalization after the training. Most MSMEs that previously did not use social media or online platforms started using Instagram as a marketing platform. MSMEs are expected to receive advanced training regarding content creation and customer interaction management. Continuous support and assistance is also needed to assist MSMEs in implementing digital marketing strategies effectively. In addition, it is necessary to develop and implement management and promotion strategies that can overcome existing weaknesses. MSMEs also need to continue to maintain their strengths, such as product quality, competitive prices, and customer service.
PENINGKATAN PENGUASAAN KOSAKATA BAHASA INGGRIS DENGAN MEDIA FILM PENDEK PADA SISWA MIS UNGGULAN MASJID BESAR JABALUL KHOIR PURWODADI Wahyu Unggul Widodo; Endang Susilowati; Khoirotun Nisa; Putri Isna Fatmawati; Roisa Nur Wakhidah; Dian Oktaviani
Jurnal Pengabdian kepada Masyarakat Cahaya Negeriku Vol. 5 No. 1 (2025): Jurnal Pengabdian kepada Masyarakat Cahaya Negeriku
Publisher : LPPM AN Nuur

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

 Background : English is an international language used in various fields. It is one of the languages that is considered important to learn in the current era of globalization. It is important to develop English language skills from an early age. One of the skills that really needs to be trained from an early age is mastery of English vocabulary. Without sufficient vocabulary, a person cannot communicate effectively and cannot express his ideas well in oral or written form. Uninteresting teaching methods, false beliefs about the relationship between language and everyday life, and social and cultural environments that influence students' attitudes towards learning English are some of the many causes of low interest in learning English. Currently, there are many interactive and interesting digital English learning media that can help students learn English more effectively.   Methodology : The methods used in this activity were asking the students to watch a short film, then gave them questions related to the vocabulary in the film and trained the students to use the vocabulary in other contexts.   Result : After watching the film and being giving explanation, students are able to arrange sentences with the given vocabularies.   Conclusion : The use of short films to help students improve vocabulary mastery is very effective. This is because in learning students feel entertained by watching short films, so they learn with a happy mood. In addition, the vocabulary displayed in short films helps students get visualization and examples of vocabulary use with real applications through short films.  
IMPLEMENTASI ASESMEN DIAGNOSTIK NONKOGNITIF GAYA BELAJAR TERHADAP PEMBELAJARAN BAHASA INDONESIA DI KELAS IX F SMP NEGERI 1 KOTA SERANG Ahyani; Auliyanti Savira; Dian Oktaviani; Jundan Firdaus
BEGIBUNG: Jurnal Penelitian Multidisiplin Vol. 3 No. 5 (2025): BEGIBUNG: Jurnal Penelitian Multidisiplin, November 2025
Publisher : Lembaga Berugak Baca

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62667/begibung.v3i5.257

Abstract

Penelitian ini mengkaji permasalahan pembelajaran Bahasa Indonesia di tingkat SMP yang sering kali terkendala oleh rendahnya minat, motivasi, dan keterampilan berbahasa peserta didik. Salah satu penyebabnya adalah pendekatan pembelajaran yang masih berpusat pada guru (teacher-centered), yang gagal mengakomodasi keragaman karakteristik siswa. Untuk mengatasi hal ini, penelitian ini mengusulkan penerapan asesmen diagnostik non-kognitif di awal pembelajaran. Asesmen ini bertujuan untuk mengidentifikasi gaya belajar (visual, auditori, dan kinestetik) serta aspek non-akademis lainnya, seperti kondisi psikologis dan emosional siswa. Dengan menggunakan metode penelitian kualitatif, penelitian ini mengumpulkan data melalui wawancara, observasi, dan kuesioner asesmen diagnostik non-kognitif. Data dianalisis dengan model Miles & Huberman (1992), yang meliputi tiga tahapan: reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa penerapan asesmen diagnostik non-kognitif terbukti efektif dalam meningkatkan keterampilan berbahasa Indonesia. Dari 41 siswa kelas IX F di SMP Negeri 1 Kota Serang, teridentifikasi 10 siswa dengan gaya belajar visual, 10 siswa auditori, dan 21 siswa kinestetik. Pemetaan ini memungkinkan guru untuk merancang strategi pembelajaran yang personal dan berdiferensiasi, seperti menggunakan media gambar untuk siswa visual, diskusi untuk siswa auditori, dan praktik langsung untuk siswa kinestetik. Integrasi pemahaman gaya belajar ini ke dalam empat keterampilan berbahasa (menyimak, berbicara, membaca, dan menulis) secara signifikan meningkatkan pemahaman dan motivasi belajar siswa. Kesimpulannya, penelitian ini menekankan pentingnya pendekatan pembelajaran yang berpusat pada siswa (student-centered) dengan guru sebagai fasilitator. Penerapan asesmen diagnostik non-kognitif adalah solusi strategis untuk menciptakan lingkungan belajar yang lebih inklusif, efektif, dan bermakna, serta membantu siswa tidak hanya cerdas secara akademis, tetapi juga tangguh secara psikologis dan emosional.
Co-Authors Agus Abikusna Ahyani Alya Nabila Annisa Cahya Kusumawati Astri Astuti Auliyanti Savira Ega Ayu Aprilia Endang Susilowati Farah Dita Auliya Fhadia Nur Baiti Firdayetti, Firdayetti Herliana Febrianti Jundan Firdaus Khoirotun Nisa Muhammad Ivan Noor Salim Nisma Faturahmi NUR AINI Nurma Tambunan Putri Isna Fatmawati Riendza Wibowo Roisa Nur Wakhidah Shalomita Agustina Siti Ilmatul Ummah Siti Maulidur Rohma Tiarapuspa Wahyu Unggul Widodo