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All Journal Jurnal Manajemen dan Kewirausahaan (JMDK) Jurnal Komunikasi Nusantara Jurnal Komunikasi Nusantara Journal of Technopreneurship on Economics and Business Review (JTEBR) Jurnal Ekonomi dan Bisnis Digital (MINISTAL) Business Management Research
Amin, Rofikul
Dosen Fakultas Ekonomi Dan Bisnis Universitas Merdeka Malang
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : Business Management Research

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Influence of Workload on Turnover Intention and The Role Of Job Satisfaction As A Mediation Variable Gemma Galgani Nirma; Pudjo Sugito; Boge Triatmanto; Rofikul Amin; Isman I
Business Management Research Vol. 4 No. 1 (2025): January 2025
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/bismar.v4i1.15742

Abstract

Human resources play an important role in improving the company's progress. One action to prevent employees from having turnover intentions is to pay attention to workload and job satisfaction. The aim of this research is to determine the effect of workload on turnover intention and the role of job satisfaction as a mediating variable for employees at PT X partially and simultaneously. The research carried out was research using quantitative methods. The research sample was determined using total sampling to obtain a sample of 50 respondents. The data collection technique used by researchers is a questionnaire. The data analysis method used is path analysis. The research results prove that 1). workload influences employee turnover intentions at PT X. 2). workload has no effect on employee job satisfaction at PT. X. 3) job satisfaction has no effect on turnover intention 4) job satisfaction has no effect on turnover intention which is mediated by job satisfaction. What leaders need to pay attention to is increasing job satisfaction by paying attention to employee workload and providing bonuses to support enthusiasm for work.
The Influence Of Borrower Characteristics, Income, And Business Type On The Level Of Smoothness In Return Of People's Business Credit (KUR) (Case Study at Bank BTN KCP Jombang in 2024) Hasannudin Nursalim Putra; Alfani Amar Fuzaki; Vierkury Metyopandi; Yolanda Efionita; Rofikul Amin
Business Management Research Vol. 5 No. 1 (2026): January 2026
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/bismar.v5i1.16589

Abstract

Micro, Small, and Medium Enterprises (MSMEs) serve as the vital backbone of the Indonesian economy, yet they frequently encounter structural hurdles in capital access and business management. To bridge this gap, the People's Business Credit (KUR) provides essential financing for feasible but non-bankable businesses. This research evaluates the critical factors determining the success of the KUR program, specifically focusing on the influence of borrower characteristics, income levels, and business types on repayment smoothness. Situated as a case study at Bank BTN KCP Jombang in 2024, the study addresses persistent challenges in loan installments despite existing government guarantees. Utilizing a quantitative approach, primary data were gathered from 30 KUR debtors selected through purposive sampling and analyzed via multiple linear regression. Empirical results reveal that all three variables significantly impact credit repayment. Notably, borrower characteristics exhibit a significant yet negative influence (sig = 0.021), suggesting that certain personal traits or high social responsibilities may inadvertently burden financial discipline. Conversely, income (sig = 0.000) and business type (sig = 0.000) demonstrate strong positive correlations with repayment performance. The model achieved an Adjusted R-Square of 0.961, indicating that 96.1% of the variance in repayment is explained by these factors. These findings highlight that while individual character is essential, the economic viability of the business sector and stable revenue streams are the primary drivers of credit quality.
Co-Authors Adi Suprayitno, Adi Alfani Amar Fuzaki Gemma Galgani Nirma Ginanjar Indra Kusuma Hasannudin Nursalim Putra Ichsan, Putra Sari’ul Isman I Linda Triya Kristin Kusuma Dewi Mahfud Tono Tiyanto Pudjo Sugito ROCHMAD EFFENDY, ROCHMAD Setia Budi Kurniawan Vierkury Metyopandi Yolanda Efionita