Claim Missing Document
Check
Articles

Analisa Pengaruh BOPO, Kecukupan Modal, Pembiayaan Bermasalah, Bagi Hasil Dan Profitabilitas Terhadap Simpanan Mudharabah Pada Bank Umum Syariah Periode 2011-2015 Sisca Juliana; Ade Sofyan Mulazid
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 2, No 1 (2017): June 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i1.602

Abstract

This study aims to determine the effect BOPO Effect Analysis, Capital Adequacy, Troubled Financing,Sharing and Profitability simultaneously and partially to rate Deposits at Commercial Bank SyariahMudharabah period 2011-2015. There are nine samples in this study who met the study criteria, namelyBank BCA Syariah, Bank BRI Syariah, Bank BNI Syariah, Bank Muamalat Indonesia, Bank SyariahMandiri, Bank Mega Syariah, Bank Panin Syariah, Bank Syariah Bukopin and Bank BJB Syariah. Theanalytical tool used is a panel data regression analysis. The model chosen is Random Effect are tested by Ftest and t test, with significance level of 5%. Result of test F known that ROA, CAR, NPF, Sharing and ROAsimultaneously affect the Deposit Mudharabah Islamic Banks. Based on the test results t is known that,CAR does not affect the Deposit Mudharabah. ROA, NPF, Sharing and ROA significant positive effect onMudharabah Savings on Islamic Banks. Adjusted R Square in this study indicate that the variable ROA,CAR, NPF, Sharing and ROA in explaining the dependent variable Mudharabah Savings amounted to66.50% while the remaining 33.50% influenced by other independent variables that are not used in this study.
The Effect of Marketing Mix, Brand Image, and Service Quality on Customer Loyalty In Bank BNI Syariah Ade Sofyan Mulazid; Ligar Fadilah; Yunia Silvia Sesunan
International Journal of Islamic Business and Economics (IJIBEC) Vol. 2 No. 2 (2018): IJIBEC VOLUME 2 NO. 2 DECEMBER 2018
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i2.1370

Abstract

The objective of research was to find out the effect of marketing mix, brand image, and service quality on customer loyalty in Fatmawati Branch of Bank BNI Syariah. Data employed in this research was primary one; data collection was carried out using questionnaire distributed directly with random sampling method; the object of research was customers of Bank BNI Syariah. This research was expected to contribute to the bank, particularly Fatmawati Branch of Bank BNI Syariah, in order to give good service to their customers. The result of research showed that marketing mix, brand image, and service quality affected positively and significantly the customer loyalty in Fatmawati Branch of Bank BNI Syariah either partially or simultaneously.
Pengaruh Kualitas Pelayanan dan Corporate Social Responsibility Terhadap Citra Perusahaan Risna Nurjanah; Ade Sofyan Mulazid
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2018): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.38 KB) | DOI: 10.18326/muqtasid.v9i1.40-53

Abstract

AbstractThis research aims to analyze the quality of service and corporate social responsibility BNI Syariah against corporate image in PT BNI Syariah Center, Jakarta. Sampling technique used in this research is convenience sampling method, then the data in the process by using multiple linear regression analysis method. Sample in this research is BNI Syariah Center customer, Jakarta amounts to 100 respondents. This research is a quantitative research and data analysis method using multiple liniear regression. The result of this research shows that partially the service quality and corporate social responsibility variables significantly influence the image of the company in syariah bank. Simultaneously the service quality and corporate social responsibility variables significantly influence the image of the company in syariah bank at the level of significance less than 0.05 or 5%.AbstrakPenelitian ini bertujuan untuk menganalisis kualitas pelayanan dan corporate social responsibility BNI Syariah terhadap citra perusahaan di PT BNI Syariah Pusat, Jakarta. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah metode convenience sampling. Kemudian data diproses dengan menggunakan metode analisis regresi linear berganda. Sampel dalam penelitian ini merupakan nasabah BNI Syariah Pusat, Jakarta berjumlah 100 responden. Penelitian ini adalah penelitian kuantitatif dan metode analisis data menggunakan regresi liniear  berganda. Hasil dari penelitian ini menunjukan bahwa secara parsial variabel kualitas pelayanan dan corporate social responsibility berpengaruh secara signifikan terhadap citra perusahaan di bank syariah. Secara simultan variabel kualitas pelayanan dan corporate social responsibility berpengaruh secara signifikan terhadap citra perusahaan di bank syariah pada tingkat signifikansi kurang dari 0,05 atau 5%.
PENGARUH NPF, BOPO DAN PEMBIAYAAN BAGI HASIL TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA Vista Qonitah Qotrun Nuha; Ade Sofyan Mulazid
al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (398.284 KB) | DOI: 10.26740/al-uqud.v2n2.p168-182

Abstract

This study aims to determine the effect of non performing financing, operational expenses ratio, and profit sharing financing to return on assets partially and simultaneous at Sharia Bank period December 2011- December 2015. There is 7 banks that fulfilled the criteria BCA Syariah, BNI Syariah, BRI Syariah, Mandiri Syariah, Mega Syariah, Muamalat Bank, Bank Panin Sharia. The analytical method that used in this study is balanced panel. The selected model is Common Effect that tested with F test and t-test with significancy level 5%. Based on the result of F test, known that NPF, operational expenses ratio and proft sharing financing affect simultaneously of return on assets. Based on the result of t-test, NPF and profit sharing financingdoes not affect partially of return on assets.
PENGARUH PROMOSI, KEPERCAYAAN DAN KESADARAN MEREK TERHADAP KEPUTUSAN NASABAH MENGGUNAKAN PRODUK TABUNGAN HAJI (MABRUR) BANK SYARIAH MANDIRI KCP. SAWANGAN KOTA DEPOK Makhdaleva Hanura Tajudin; Ade Sofyan Mulazid
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 8, No 1 (2017)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) Universitas Islam Negeri (UIN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (128.468 KB) | DOI: 10.32678/ijei.v8i1.64

Abstract

Abstrak. Pengaruh Promosi, Kepercayaan dan Kesadaran Merek Terhadap Keputusan Nasabah Menggunakan Produk Tabungan Haji (Mabrur) Bank Syariah Mandiri KCP. Sawangan Kota Depok. Tujuan dari penelitian ini adalah untuk melihat pengaruh promosi, kepercayaan dan kesadaran merek terhadap keputusan nasabah menggunakan produk tabungan haji (mabrur) studi kasus Bank Syariah Mandiri KCP. Sawangan Kota Depok. Penelitian ini menggunakan purposive sampling dengan 100 responden yaitu nasabah yang menggunakan produk tabungan haji (mabrur). Data yang diolah dalam penelitian ini menggunakan analisis regresi linear berganda. Berdasarkan hasil, diperoleh persamaan regresi: 2.515 + 0.189X1 + 0.359X2 + 0.149X3 + e, berdasarkan analisis data statistik, indikator dalam penelitian ini valid dan variabel reliabel. Dalam uji asumsi klasik, tidak terjadi multikolinieritas dan heteroskedastisitas, serta data berdistribusi normal.Hasil penelitian menunjukkan bahwa secara parsial dan simultan variabel kualitas promosi, kepercayaan dan kesadaran merek berpengaruh signifikan terhadap keputusan pembelian.  Kata Kunci: Promosi, Kepercayaan, Kesadaran Merek dan Keputusan Pembelian. Abstarct. Effect Promotion, Trust and Brand Awareness Decision On Savings Products Customers Using The Hajj (Mabrur) Bank Syariah Mandiri KCP. Sawangan Kota Depok. The purpose of this study was to observe the effect of promotions, trust and brand awareness of the customer's decision to use a savings product Hajj (mabrur) case studies of Bank Syariah Mandiri KCP. Sawangan. This study using purposive sampling of 100 respondents, customers who use the product hajj savings (mabrur). The processed data in this study using multiple linear regression analysis. Based on the results, regression equation: 2,515 + 0.189X1 + 0.359X2 + 0.149X3 + e, based on statistical data analysis, indicators in this study is valid and reliable variable. In the classical assumption, does not happen multikolinieritas and heteroskedastisitas, as well as the normal distribution of data. The results showed that partial and simultaneous sale of variable quality, trust and brand awareness significantly influence purchasing decisions. Keywords: Promotions, Trust, Brand Awareness and Purchase Decision.
Analisa Pengaruh Kualitas Aset, Likuiditas, Efensiensi Usaha Dan Profitabilitas Terhadap Rasio Kecukupan Modal Pada Umum Syariah Periode 2012-2015 IIntannes Putri Basse; Ade Sofyan Mulazid
Al-Tijary Al-Tijary, Vol. 2, No. 2, Juni 2017
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (374.188 KB) | DOI: 10.21093/at.v2i2.677

Abstract

The aim of this study is to examine the influence of effect of Asset Quality (NPF), Liquidity Level (FDR), Operating Efficiency (BOPO) and Return On Asset (ROA) on the Capital Adequacy Level by Capital Adequacy (CAR) on the general Islamic Bank listed on the Indonesian Bank in period 2012-2015. There are 11 samples in this research that is sharia BCA Bank, Muamalat Bank, Bukopin Bank, BRI Bank, Mega Bank, BNI Bank, BJB Bank, Mandiri Bank, Victoria Bank, Panin Bank and Maybank Bank. Hypotheses test used is panel data regression by carry out F Test and T test with value significant 5%. The result of F test, shows that simultaneously the NPF, FDR, BOPO and ROA have a influence on Capital Adequacy Ratio (CAR). The result of t-test,shows that ROA, FDR and BOPO are have negative influence on Capital Adequacy (CAR) and NPF have no effect towards Capital Adequacy (CAR) at Sharia Bank period 2010-2015.
ANALISIS PENGARUH DANA PIHAK KETIGA, NON PERFORMING FINANCING, CAPITAL ADEQUACY RATIO, MODAL SENDIRI DAN MARJIN KEUNTUNGAN TERHADAP PEMBIAYAAN MURABAHAH RATU VIEN SYLVIA AZIZA; ADE SOFYAN MULAZID
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 2, No 1 (2017): Januari - Juni 2017
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v2i1.63

Abstract

The theme of the article is "economy based on the principles of Islam". This study aims to determine the effect review Third Party Fund (DPK), Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Equity and Operating Profit Margin simultaneous or partial Against AT Murabahah Islamic Banks in Indonesia Period 2011-2015, There are nine samples hearts Research singer Yang meet Namely Research Criteria Bank BCA Syariah, BJB Syariah, BNI Syariah, BRI Syariah, Bank Syariah Mandiri, Bukopin Syariah, Bank Muamalat, Panin Syariah, Islamic Victoria. The analysis tool used panel data regression analysis. Model Chosen Was Random Effect Model The tested with F test and t test, with 5% significance. Based on the findings of the test F known that DPK, NPF, CAR, Equity and Operating Profit Margin Financing Murabahah simultaneously affect Against AT Islamic Banks. Based on t test known that Equity and Profit Margin effect against Murabahah, DPK, CAR and influential Against NPF not on Murabahah Commercial Bank Syariah.
ANALYZE THE EFFECT OF THIRD PARTY FUND (TPF), NON-PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR) AND PROFIT MARGIN ON MURABAHAH FINANCING OF SHARIA COMMERCIAL BANK PUTRI SAULA HASNADINA; ADE SOFYAN MULAZID
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 1 (2019): Januari - Juni 2019
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v4i1.206

Abstract

The purpose of this study is to analyze the effect of each variable, Deposits of Third Party Fund (TPF) (X1),Non-Performing Financing (NPF) (X2), Financing to Deposit Ratio (FDR) (X3) and Profit Margin (X4)on Murabahah Financing (Y1). The population of this study was conducted on eleven Sharia CommercialBanks in Indonesia, namely Bank Muamalat, Bank Victoria Syariah, Bank BRI Syariah, Bank BNI Syariah,Bank Syariah Mandiri, Bank Syariah Mega Indonesia, Bank Panin Syariah, Bank Syariah Bukopin, BankBCA Syariah and Bank Maybank Syariah Indonesia. The sample taken was the annual financial reportfor five periods, namely 2011-2015 periods. The analysis technique used panel data regression analysis wastested by F-test and T-test, with a significant value of 5%. Based on the results of the T-test and F-test, it canbe known that TPF, FDR and Profit Margin simultaneously have a significant positive effect and the NPFpartially have no effect of murabahah financing on Sharia Commercial Banks. Adjusted R Square value of0.275352 indicates that the independent variable could give effect the dependent variable of 0.000429%.
FACTORS AFFECTING RETURN ON ASSETS IN SHARIA COMMERCIAL BANKS ADE SOFYAN MULAZID; REDHO AFRIANDI; HERNI ALI HT
Maqdis: Jurnal Kajian Ekonomi Islam Vol 4, No 1 (2019): Januari - Juni 2019
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v4i1.484

Abstract

This study aimed to analyze the influence partially between non - performing financing (NPF) on return on assets, the financing to deposit ratio on the return on assets, the debt financing on return on assets, the equity financing to return on assets in sharia commercial banks. In addition, to analyzed partially the effect of operational efficiency ratio on return on assets, between net core operating margin on return on assets, and simultaneous influence between non-performing financing, deposit financing ratio, debt financing, equity financing, operational efficiency ratio and net core operating margin on return on assets at sharia commercial banks. Data processing method used by the researcher was multiple regression analysis. The data obtained is secondary data based on financial reports on sharia commercial banks within six years. The results of this study indicate that there are simultaneous effects on variables (non-performing financing, financing to deposit ratio, debt financing, equity financing, operational efficiency ratio and net core operating margin) on return on assets.
Finding Customer Satisfaction and Loyalty Factors in Islamic Bank Digital Users Ade Sofyan Mulazid; Fatmawati Fatmawati
Maliki Islamic Economics Journal Vol 3, No 1 (2023): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v3i1.21240

Abstract

The study aims to investigate the influence of brand image, service quality, and trust on customer satisfaction and loyalty of Islamic bank digital users. This study uses primary data by distributing questionnaires to customers who have used Islamic bank digital applications. The research sample amounted to 100 respondents and used the purposive sample method. The method used in this study is Partial Least Square (PLS) using SmartPLS 3.0 data analysis tool. The results showed that brand image, service quality, and trust affect satisfaction. Brand image and service quality do not affect loyalty. Satisfaction affects loyalty. Brand image, service quality, and trust affect loyalty through customer satisfaction. This research provides a theoretical contribution to literature development as a pioneering effort to investigate the influence of brand image, service quality, and trust on customer satisfaction and loyalty of Islamic bank digital users. Managerial implications, Islamic banking seeks to develop facilities to improve customer service efficiency by implementing brand image, service quality and trust, thereby increasing customer satisfaction and loyalty.
Co-Authors Abdul Aziz Abdul Hakim Abunazar Alim Ade Ananto Terminanto Ade Ananto Terminanto Ade Suherlan, Ade AFRIANDI, REDHO Ahmad Rodoni Ahmad Syaifullah Ahmad Yani Al-Arif, Mohammad Nur Rianto Alaa Mustafa Abdelmaksud Abouagila Angger Rian Fahreza Arfiani, Lydia Rahmadhini Arif Kurniawan Armawati Arbi Astriana, Nina Athia Nur Kamila Athia Nur Kamilah Athia Nur Kamilah Bahrul Yaman Basse, IIntannes Putri Basse, IIntannes Putri Deni Pandu Nugraha Desmadi Saharuddin Desmadi Saharuddin Desmadi Saharuddin, Desmadi Dewi Kurniasari Dita Meyliana Duna Izfanna Erik Rif’ad Hendra Putra Evi Susanti Fadilah, Ligar Fathoni, Muhammad Anwar Fatmawati Fatmawati Fatmawati, Fatmawati Fauzan Fikri, Muhammad Zainul Fikri, Muhammad Zainul Hadiyanto Arief HASNADINA, PUTRI SAULA Helsa Nasution Hemmy Fauzan HERNI ALI HT HT, HERNI ALI IIntannes Putri Basse Inayatul Chusna Irhamsyah Putra Kalsum Minangsih Komalasari Komalasari Komalasari Ligar Fadilah Ligar Fadilah Lina Adhani Lina Andhani Lukman Fahrudin Luthfiah Mawar Lydia Rahmadhini Arfiani M. Agung Rahmadi M. Arskal Salim GP M. Syukri Makhdaleva Hanura Tajudin Meirani Rahayu Rukmanda Meirison Meirison Meirison Meirison, Meirison Meyliana, Dita Miftah Hur Rahman Zh Minda Sari Nur Jamilah Much Hasan Darojat Mufliha, Nurul Mudhiatil Mufraini, M. Arief Muhaimin Muhaimin Muhammad Iman Kurniawan Muhammad Miftah Fudin Murodi Murodi Musthofa Musthofa Nur Hidayah Nurjanah, Risna Nurzahara Sihombing Putra, Erik Rif’ad Hendra PUTRI SAULA HASNADINA RATU VIEN SYLVIA AZIZA RATU VIEN SYLVIA AZIZA, RATU VIEN SYLVIA Redho Afriandi Refani Nuril Husna Ridho Fikri Almi Rio Kartika Supriyatna Risna Nurjanah Sesunan, Yunia Silvia Sholikul Hadi Sisca Juliana Sofwan Manaf Suhaimi, Ahmad Suhendra Suhendra Suhendra Suhendra Supriyono Supriyono Supriyono Supriyono Supriyono Supriyono Syadzily, Tb. Ace Hasan Tb. Ace Hasan Syadzily Terminanto, Ade Ananto Vista Qonitah Qotrun Nuha Wahdi Sayuti Wathoni, Abdul Wahid Wicaksono, Ahmad Tibrizi Soni Yessi Fitri Yoghi Citra Pratama Yoghi Citra Pratama Yudi Permana yunia silvia sesunan Yunia Silvia Sesunan Yunia Silvia Sesunan