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All Journal Maqasid: Jurnal Studi Hukum Islam Jurnal Biologi Tropis Al-Ittihad: Jurnal Pemikiran dan Hukum Islam Jurnal Pendidikan, Sains, Geologi, dan Geofisika (GeoScienceEd Journal) J-ESA (Jurnal Ekonomi Syariah) Az Zarqa': Jurnal Hukum Bisnis Islam Civic Edu: Jurnal Pendidikan Kewarganegaraan
Suci Mulyati
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Religion Agriculture, Biological Sciences & Forestry Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Economics, Econometrics & Finance Education Immunology & microbiology Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

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Multi-Layered Pawning in Indonesia’s Agrarian Sector: Islamic Legal Challenges and Sustainable Development Implications: Gadai Bertingkat dalam Masyarakat Agraris Indonesia : Dinamika Hukum Islam dan Implikasi bagi Pembangunan Berkelanjutan Jannah, Nurfaidatul; Rahyu, Putri; Mulyati, Suci; Aisya , Hana Putri
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 16 No. 1 (2024): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/b90wy152

Abstract

Abstract: This study investigates the practice of multi-layered pawning in Rato Village, Indonesia, which is often conducted without formal written agreements, thereby exposing the original landowner (rāhin) to significant risks. In such arrangements, pawned land is frequently transferred to a third party without the knowledge or consent of the initial land pawn initiator, leaving the rāhin in a vulnerable economic position. From an Islamic legal perspective, this practice raises critical concerns regarding the principles of justice, transparency, and the protection of property rights—core foundations of Shariah. Although initially regarded as a form of ʿurf (local custom) that was socially accepted, the practice has evolved into ʿurf fāsid (corrupt custom) as it increasingly causes harm to the rāhin and contravenes the Shariah principle of justice. This research employs a qualitative approach. Data were collected through in-depth interviews with local residents and village leaders, as well as a review of relevant literature on Islamic law and sustainable development. The findings indicate that multi-layered pawning not only undermines the economic stability of landowners but also poses broader threats to the economic, social, and environmental sustainability of agrarian communities. Through strict oversight, the implementation of written agreements, and enhanced education in Shariah-based financial literacy, pawning practices can be redirected to promote equitable and sustainable economic development within agrarian societies. This research contributes to the discourse on pawning law in Indonesia and offers policy insights for improving welfare and sustainability in rural Islamic communities. Abstrak: Penelitian ini mengkaji praktik gadai berlapis di Desa Rato, Indonesia, yang sering dilakukan tanpa perjanjian tertulis formal, sehingga mengekspos pemilik tanah asli (rāhin) pada risiko yang signifikan. Dalam skema ini, tanah yang digadaikan seringkali dialihkan kepada pihak ketiga tanpa sepengetahuan atau persetujuan inisiator gadai tanah awal, meninggalkan rāhin dalam posisi ekonomi yang rentan. Dari perspektif hukum Islam, praktik ini menimbulkan kekhawatiran serius terkait prinsip keadilan, transparansi, dan perlindungan hak milik—landasan utama Syariah. Meskipun awalnya dianggap sebagai bentuk ʿurf (kebiasaan lokal) yang diterima secara sosial, praktik ini telah berkembang menjadi ʿurf fāsid (kebiasaan korup) karena semakin merugikan rāhin dan bertentangan dengan prinsip keadilan Syariah. Penelitian ini menggunakan pendekatan kualitatif. Data dikumpulkan melalui wawancara mendalam dengan penduduk lokal dan pemimpin desa, serta tinjauan literatur terkait hukum Islam dan pembangunan berkelanjutan. Temuan menunjukkan bahwa praktik gadai berlapis tidak hanya mengganggu stabilitas ekonomi pemilik tanah tetapi juga menimbulkan ancaman yang lebih luas terhadap keberlanjutan ekonomi, sosial, dan lingkungan komunitas agraris. Melalui pengawasan yang ketat, implementasi perjanjian tertulis, dan peningkatan literasi keuangan berbasis Syariah, praktik gadai dapat diarahkan kembali untuk mempromosikan pembangunan ekonomi yang adil dan berkelanjutan di masyarakat agraris. Penelitian ini berkontribusi pada pembahasan mengenai hukum gadai di Indonesia dan memberikan wawasan kebijakan untuk meningkatkan kesejahteraan dan keberlanjutan di komunitas Islam pedesaan.
DETERMINAN PROFITABILITAS DENGAN PEMBIAYAAN BERMASALAH SEBAGAI VARIABEL MODERASI DI PERBANKAN SYARIAH INDONESIA Mulyati, Suci; Al Fajar, Muhammad Rasyad
J-ESA (Jurnal Ekonomi Syariah) Vol 6 No 2 (2023): Desember
Publisher : Program Studi Ekonomi Syariah IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/jesa.v6i2.2406

Abstract

Menganalisis pengaruh CAR, DPK, Likuiditas, FDR, BOPO, terhadap Profitabilitas dan variabel moderasi yaitu NPF. Dengan penelitian kuantitatif. Populasi dalam penelitian ini adalah 11 populasi pada Bank Umum Syariah (BUS) yang telah menyusun laporan keuangan tahunan tahun 2013 – 2021. Denggan sekunder tahun 2013-2023. Teknik analisis data yang digunakan berupa adalah uji statistik deskriptif. Kemudian dilakukan uji asumsi klasik dan uji hipotesis, untuk mengetahui hasil moderasi menggunakan uji MRA. menggunakan Eviews V.10 Hasil penelitian menunjukkan bahwa variabel CAR dan Likuiditas tidak berpengaruh terhadap Profitabilitas. Sedangkan variabel DPK, FDR dan BOPO berpengaruh positif terhadap profitabilitas. Variabel NPF tidak dapat memoderasi CAR dan FDR terhadap Profitabilitas. Sedangkan DPK dan BOPO dapat dimoderasi oleh NPF. Keywords: Profitability, NPF, dan Perbankan Syariah
PENGARUH KEPEMIMPINAN DAN BUDAYA ORGANISASI DALAM MENINGKATKAN KINERJA PEGAWAI DI KANTOR CAMAT WOHA PADA TAHUN 2024 Suci Mulyati; Putri Rahyu; Nuryadin
Al-Ittihad: Jurnal Pemikiran dan Hukum Islam Vol 11 No 1 (2025): June
Publisher : Sekolah Tinggi Islam Syariah (STIS) Al-Ittihad Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61817/ittihad.v11i1.233

Abstract

Study with the title of the influence of leadership and organizational culture in improving performance at the Woha sub-district office, this study intends to determine the improvement of employee performance at the Woha sub-district office in 2024, the findings in this study reveal that leadership has an effect on improving employee performance at the Woha sub-district office and organizational culture is also able to improve employee performance at the Woha sub-district office. This study utilizes 2 (two) variables, namely leadership and organizational culture concluded by simultaneous and partial methods which conclude that from various tests carried out on the Classical Assumption Test table, namely the findings of the Normality Test, Autocorrelation Test (Model Summaryb), Linearity Test (ANOVA Table), and Hypothesis Test, namely Partial Test (t Test), f Test (Simultaneous Test) ANOVAb, Determination Test (R2) Model Summary. Thus, using the SPSS application for Windows Version 21, multiple linear regression tests were carried out. An equation for multiple linear regression is produced Employee Performance = 3,341 + 3.489 Leadership - 1,954 Culture + e. Keywords: Employee Performance, Leadership and Organizational Culture
Praktik Iddah dan Ihdad Serta Pemenuhan Hak-Hak Perempuan Dalam Perspektif Maslahat al-Tufi: Studi kasus di Desa Soki St Maryam; Rahyu, Putri; Mulyati, Suci; Nuryadin; Salmiati
Maqasid: Jurnal Studi Hukum Islam Vol. 14 No. 2 (2025): Maqasid Jurnal Studi Hukum Islam
Publisher : Muhammadiyah University of Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/mqs.v14i2.27138

Abstract

This study examines the practices of ‘iddah and iḥdād as well as the fulfillment of women's rights after divorce through the lens of maṣlaḥat al-Ṭūfī. The research is motivated by a phenomenon in Soki Village, Belo Subdistrict, Bima Regency, where many women perceive ‘iddah merely as a prohibition against remarriage, without understanding the broader Islamic legal provisions governing it; some are entirely unfamiliar with the concepts of ‘iddah and iḥdād. Contributing factors include low levels of education, economic hardship, limited religious knowledge, and social influences. This research is a field study using an empirical or case study approach. Primary data were collected through interviews with local women and religious figures, while secondary sources include the Qur’an, Hadith, the Compilation of Islamic Law (KHI), Law No. 1 of 1974 on Marriage, academic journals, and al-Ṭūfī’s writings on the concept of maṣlaḥat. The findings reveal that the local practice of ‘iddah and iḥdād deviates from Islamic legal norms due to those influencing factors. Women who remarry during the ‘iddah period are considered to have committed acts categorized as mafsadat, which are legally impermissible. However, in cases where such actions stem from ignorance or emergency conditions such as financial pressure or the responsibility to support children these may be understood as forms of maṣlaḥat ḍarūriyyah, aimed at preserving life (ḥifẓ al-nafs), one of the primary objectives of Islamic law (maqāṣid al-sharī‘ah).
Penerapan Model Project Based Learning Untuk Meningkatkan Motivasi Belajar Peserta Didik Kelas III SDN 42 Ampenan Mulyati, Suci; Wirawan, Bambang; Nurhasanah, Hj.
Jurnal Pendidikan, Sains, Geologi, dan Geofisika (GeoScienceEd Journal) Vol. 6 No. 1 (2025): Februari
Publisher : Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/goescienceed.v6i1.585

Abstract

Penelitian ini bertujuan untuk mendapatkan informasi sejauh mana peningkatan motivasi dan hasil belajar siswa dengan penerapan model pembelajaran berbasis proyek. Adapun rumusan masalah dalam penelitian ini yakni “Bagaimana penerapan pembelajaran berbasis proyek dapat meningkan motivasi dan hasil belajar siswa kelas III SDN 42 Ampenan” Jenis penelitian ini adalah Penelitian Tindakan Kelas (PTK) Kolaboratif yang bekerjasama dengan DPL, Guru pamong, guru kelas dan teman sejawat. Subjek dalam penelitian ini adalah siswa kelas III SDN 42 Ampenan yang berjumlah 35 siswa, terdiri dari 19 siswa laki- laki dan 16 siswa perempuan. Teknik pengumpulan data yang digunakan dalam penelitian ini yaitu tekhnik observasi dan hasil belajar yang dilakukan selama pelaksanaan PPL pada siklus I dan siklus II sedang berlangsung. Tekhnik analisis data yang dipergunakan adalah tekhnik kuantitatif dan kualitatif. Tekhnik kuantitatif untuk mengolah data kuantitatif hasil test. Sedangkan tekhnik kualitatif untuk menganalisis data kualitatif non test. Berdasarkan penelitian yang peneliti lakukan, maka dapat diambil kesimpulan bahwa penerapan model Project Based Learning pada kelas III SDN 42 Ampenan terbukti efektif dalam meningkatkan motivasi dan hasil belajar siswa. Hasil penelitian menunjukkan motivasi belajar mencapai 55% pada pra siklus, 65% pada siklus 1 dan meningkat hingga menyentuh angka 90% pada siklus II. Berdasarkan hasil tersebut maka terjadi peningkatan hingga 35% dan telah melampaui persentase yang telah ditentukan sebelumnya yakni 80%. Sedangkan ditinjau dari hasil belajar peserta didik, terjadi peningkatan jumlah siswa yang mengalami ketuntasan pada mata pelajaran tematik. Pada pra siklus hingga siklus II peningkatan hingga mencapai 46% dengan perolehan nilai rata-rata mencapai angka 80 dan telah melebihi KKM yang ditentukan sekolah. Dengan demikian penggunaan model Project Based Learning efektif dalam meningkatkan motivasi dan hasil belajar siswa kelas III SDN 42 Ampenan tahun pelajaran 2023/2024.
Measuring Cadmium (Cd) in Nile Tilapie (Oreochromis niloticus) from Lake Rawa Taliwang Mulyati, Suci; Khairuddin, Khairuddin; Yamin, M.
Jurnal Biologi Tropis Vol. 25 No. 4b (2025): Special Issue
Publisher : Biology Education Study Program, Faculty of Teacher Training and Education, University of Mataram, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jbt.v25i4b.10815

Abstract

Taliwang Swamp Lake is a freshwater ecosystem under pressure from anthropogenic activities, including illegal mining, which has the potential to increase heavy metal contamination. This study aimed to measure Cd concentrations in tilapia in Taliwang Swamp Lake and assess their suitability for consumption based on BPOM standards. Data were analyzed using the Inductively Coupled Plasma-Mass Spectrometry (ICP-MS) method. The results showed that Cd in tilapia ranged from 0.024 to 0.027 mg/kg, with an average of 0.0255 mg/kg, which is still below the maximum threshold of 0.30 mg/kg. Environmental parameters such as temperature (30oC), pH (7.7-7.8), and salinity (10 ppt) were within the ideal range for aquatic life and did not indicate extreme conditions that could increase Cd bioaccumulation. Visual observation of the fish flesh also showed normal color and texture with no indication of tissue damage due to heavy metal exposure. Overall, tilapia from Lake Rawa Taliwang is still safe for consumption, although regular monitoring is still needed to prevent the risk of long-term Cd exposure.
KEBIJAKAN HUKUM SUMBER DAYA ALAM: PERSPEKTIF EKONOMI, KEARIFAN LOKAL DAN TRANSENDENTAL Mulyati, Suci; Nuryadin; Nasrullah; Nurkamariah
Al-Ittihad: Jurnal Pemikiran dan Hukum Islam Vol 11 No 2 (2025): December
Publisher : Sekolah Tinggi Islam Syariah (STIS) Al-Ittihad Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61817/ittihad.v11i2.270

Abstract

Penelitian ini bertujuan untuk menganalisis dan merumuskan kebijakan hukum SDA yang holistik dengan mengintegrasikan perspektif ekonomi, kearifan lokal, dan transendental. Metode penelitian yang digunakan adalah pendekatan normatif-empiris, menggabungkan analisis kepustakaan terhadap peraturan perundang-undangan, teori ekonomi lingkungan, dan studi kasus kearifan lokal di beberapa wilayah di Indonesia, dengan wawancara mendalam bersama pemangku kepentingan. Hasil penelitian menunjukkan bahwa kebijakan hukum SDA yang dominan saat ini cenderung berorientasi ekonomi kapitalistik dan belum sepenuhnya mengakomodasi dimensi sosial dan spiritual masyarakat adat. Penegakan hukum juga masih lemah dan seringkali berimplikasi pada kerusakan lingkungan serta konflik horizontal. Oleh karena itu, diperlukan reformasi kebijakan hukum SDA yang mengedepankan prinsip keadilan antargenerasi, partisipasi masyarakat, dan nilai-nilai transendental yang mengakui hubungan harmonis antara manusia dan alam.
ANALISIS PENGARUH INFLASI DAN NILAI TUKAR TERHADAP PEMBIAYAAN BANK BRI SYARIAH Mulyati, Suci; Al Fajar, Muhammad Rasyad
J-ESA (Jurnal Ekonomi Syariah) Vol 8 No 2 (2025): Desember
Publisher : Program Studi Ekonomi Syariah IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/jesa.v8i2.5799

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh inflasi dan nilai tukar terhadap pembiayaan pada Bank BRI Syariah. Penelitian menggunakan pendekatan kuantitatif dengan metode regresi linier berganda berbasis data time series tahunan periode 2009–2021. Data sekunder diperoleh dari laporan keuangan Bank BRI Syariah, Badan Pusat Statistik, dan Bank Indonesia. Hasil penelitian menunjukkan bahwa secara simultan inflasi dan nilai tukar berpengaruh signifikan terhadap pembiayaan Bank BRI Syariah. Secara parsial, inflasi tidak berpengaruh signifikan terhadap pembiayaan, sedangkan nilai tukar berpengaruh signifikan positif. Temuan ini mengindikasikan bahwa stabilitas makroekonomi, khususnya nilai tukar, memiliki peran penting dalam menjaga kinerja pembiayaan perbankan syariah. Penelitian ini diharapkan dapat menjadi rujukan bagi manajemen bank syariah dan pembuat kebijakan dalam merumuskan strategi pembiayaan yang adaptif terhadap dinamika ekonomi makro.
PENERAPAN MODEL PEMBELAJARAN NUMBERED HEAD TOGETHER BERBANTUAN MEDIA KARTU DOMINO UNTUK MENINGKATKAN CIVIC KNOWLEDGE PESERTA DIDIK PADA MATA PELAJARAN PENDIDIKAN PANCASILA DI KELAS VIII B : Penelitian Tindakan Kelas Pada Mata Pelajaran Pendidikan Kewarganegaraan Kelas VIII B SMP Plus Babussalam Ciburial Mulyati, Suci
Civic Edu : Jurnal Pendidikan Kewarganegaraan Vol. 6 No. 1 (2024): Civic Edu: Jurnal Pendidikan Kewarganegaraan
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Program Studi Pendidikan Pancasila dan Kewarganegaraan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/civicedu.v6i1.17115

Abstract

ABSTRACK This study aims to improve students' civic knowledge through the implementation of the Numbered Heads Together (NHT) learning model assisted by domino cards. This research employs a Classroom Action Research (CAR) method with a mixed-methods approach, combining qualitative and quantitative approaches. The study was conducted at SMP Plus Babussalam Ciburial in the subject of Pancasila Education. The subjects of this study were 27 students from class VIII B. Data collection was carried out through observation, tests, interviews, and questionnaires. Qualitative data were analyzed using descriptive techniques, while quantitative data were analyzed using descriptive statistics. The results of the study indicate that the implementation of the NHT learning model assisted by domino cards significantly improves students' civic knowledge. This is evident from the increase in the average civic knowledge score of students from 56% in the first cycle to 64%, then to 71% in the second cycle, and reaching an average of 80% in the third cycle. Additionally, there was an increase in students' activeness and participation during the learning process. The obstacles faced in implementing this model included students' difficulties in understanding the initial instructions, limited time for conducting the domino card game, and the teachers' lack of skills in managing the class with the domino card media. These issues can be addressed through appropriate time adjustments and teacher training. Based on the results of this study, it can be concluded that the NHT learning model assisted by domino cards is effective in enhancing students' civic knowledge in Pancasila Education. It is recommended that teachers implement this learning model as an alternative to improve the quality of learning and students' understanding of civic education material. Keywords: Numbered Heads Together, Domino Cards, Civic Knowledge, Pancasila Education, Classroom Action Research.
Co-Authors Aisya , Hana Putri Al Fajar, Muhammad Rasyad Jannah, Nurfaidatul Khairuddin - M. Yamin Nasrullah Nurhasanah, Hj. Nurkamariah Nuryadin Putri Rahyu Salmiati St. Maryam Wirawan, Bambang