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Perlindungan Hukum Terhadap Konsumen Pinjaman Berbasis Online oleh Otoritas Jasa Keuangan (OJK) Berdasarkan POJK Nomor 6/Pojk.07/2022 Amatul Najla; Faisal F; Fatahillah F
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 8 (2023): September
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.8307406

Abstract

This research aims to understand and analyze the legal protection for online-based loan consumers based on POJK Number 6/POJK.07/2022 and to analyze the supervision of consumer protection for online-based loans by the Financial Services Authority (OJK). The research methodology used is a Normative Legal Research method (legal approach) and is reinforced by an Empirical Legal Research method. The research results indicate that in order to achieve consumer and public protection in the financial services sector, improvements are needed in the implementation of consumer protection by Financial Services Providers (FSPs). Legal protection for the public is divided into two aspects: Preventive Legal Protection (prevention) and Repressive Legal Protection (resolution). The role of the Financial Services Authority in technology-based lending involves the Financial Services Authority acting as a Regulator, in accordance with its functions, duties, and authorities. The role of the Financial Services Authority as a Supervisor involves overseeing the implementation of Financial Services Authority Regulations. It is recommended to the government, especially the Financial Services Authority, to conduct public awareness campaigns and educate the public about online loans, as well as to strengthen the performance of the Financial Services Authority in terms of legal protection and supervision in this banking sector.
Penyuluhan Hukum Tentang Pentingnya Pembelajaran Menjaga dan Memelihara Lingkungan Hidup di SD Negeri 7 Syamtalira Bayu Kabupaten Aceh Utara Muhibuddin M; Nasrianti N; Zul Akli; Zainal Abidin; Fatahillah F; Johari J; Husni H
Nanggroe: Jurnal Pengabdian Cendikia Vol 2, No 3 (2023): Juni
Publisher : Yayasan Daarul Huda Kruengmane

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Abstract

The 1945 Constitution of the Republic of Indonesia states that a good and healthy environment is a human right and a constitutional right for every Indonesian citizen. Therefore, the state, government and all stakeholders are obliged to protect and manage the environment in the implementation of sustainable development so that Indonesia's environment can remain a source and support for life for the Indonesian people and living things other. This community service is carried out using socialization methods, lectures, discussions, question and answer and practice of field crops as well as legal counseling on the Importance of Learning to Protect and Preserve the Environment for Students of State Elementary School 7 Syamtalira Bayu, North Aceh District. The result of this counseling is that students know how to practice planting plants and cleaning their school environment, there is an increase in student awareness of the cleanliness of the surrounding environment. The enthusiasm of the children to participate and care for the environment in protecting plants, plants and living things around them.