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Management of Zakat Infaq and Sadaqah in Indonesia Fadhila Indra Sukur
Tasharruf: Journal Economics and Business of Islam Vol 2, No 1 (2017): June
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v2i1.531

Management of zakat infaq and sadaqah in Indonesia is based on the Act of Number 8 year of 1999. The Act regulates planning, organising, implementing, and monitoring on collecting, distributing and empowering of zakat. There are institutions developed based on this Act namely Lembaga Amil Zakat (LAZ) and Badan Amil Zakat nasional (BAZNAS). One of the Baznas responsibilities is to increase receivers’ status into givers through human resources development and society economy development.Keywords: Management, Zakat, Infaq, Sadaqah.AbstrakManajemen Zakat, Infak, dan Shadaqah di Indonesia merupakan pengelolaan zakat yang berdasarkan pada Undang-Undang Republik Indonesia No. 8 Tahun 1999 tentang pengelolaan zakat. Adapun kegiatan dalam pengelolaan seperti adanya perencanaan, pengorganisasian, pelaksanaan, dan pengawasan terhadap pengumpulan, pendistribusian serta pendayagunaan zakat. Adapun Lembaga Amil Zakat (LAZ) yang dibentuk sesuai dengan Undang-Undang tersebut seperti Badan Amil Zakat Nasional (BAZNAS). Salah satu tugas BAZNAS meningkatkan status mustahiq menjadi muzakki melalui peningkatan kualitas SDM dan pengembangan pengembangan ekonomi masyarakat. Keywords: manajemen, zakat, infak, shadaqah.

Akad Wakalah Bil Ujrah PT. Takaful Keluarga RO Tanwir Nusantara (Gedong Kuning) Yogyakarta Ditinjau Dari Maqasid Syari’ah Imam Syatibi Fadhila Sukur Indra; Miftahul Huda
Islamic Economics Journal Vol 4, No 1 (2018)
Publisher : University of Darussalam Gontor

Insurance as one of the financial institutions engaged in the field of coverage is a modern institution of the findings of the western world that coincided with the spirit of enlightenment (renaissannce). Sharia Asuransi has two contracts tabarru‘ and tijārah contract. Derivatives contained in the tijārah contract is wakālah bil ujrah contract which is one of the transactions in sharia insurance. Islam considers that every transaction or economic activity that occurs must have maṣlaḥah element in it. Imam Syatibi is one of the classical scholars who discuss about the maṣlaḥah with maqāṣid syari’ah. The results of this research will show us the level of syari’ah of the system of the wakālah bil ujrah applied by PT. Takaful Family RO Tanwir Nusantara (Gedongkuning) Yogyakarta with maqāṣid syari’ah Imam Syatibi as the indicator.

The Implementation of Profit Sharing on Fathonah Education Savings Products at BMT NU Kapongan Situbondo Branch, East Java, Indonesia May Shinta Retnowati; Fadhila Sukur Indra; Yeni Zannuba Arifah; Devid Frastiawan Amir Sup
Journal of Sharia Economics Vol 4 No 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Al Hikmah Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i1.273

Baitul Maal wa Tamwil (BMT) is a form of simple Islamic financial institution. BMT in its operational system carries out business and social activities. BMT NU Kapongan Situbondo branch is one of the BMT institutions, the application of its activities to the business sector (tamwil) can be in the form of savings or deposits and also financing activities are always based on sharia compliance, especially in funding or deposit activities at BMT NU Kapongan Situbondo branch. As for the profit sharing that will be obtained by the customer in the form of automatic money, the customer does not know for sure the amount of profit obtained from the contract. This study aims to analyze the implementation and determination of profit sharing in the mudharabah muthlaqah contract in the fathonah education savings product of BMT NU Kapongan Situbondo branch. The research method used in this study is a qualitative descriptive method. The results of the study explain that the implementation of fathonah education savings is in accordance with sharia principles in terms of fulfillment rather than contracts, this can be proven by the owner of capital giving freedom to mudharib (BMT). However, the distribution of the profit sharing ratio is not fixed because there are several things, including the small number of customers who collect their funds in fathonah education savings products and the small profit income from managed capital, causing the context of determining the profit sharing ratio not in accordance with the specified contract.

Pandangan Bisnis Syariah Terhadap Perkembangan Financial Technology (Study Kasus Fitur Serbu Seru dalam Aplikasi Bukalapak) Annas Syams Rizal Fahmi; Devid Frastiawan Amir Sup; Muhammad Irkham Firdaus; Fadhila Sukur Indra; Meitria Cahyani
Proceedings Series on Social Sciences & Humanities Vol. 5 (2022): Proceedings of Sharia Economic Law Faculty of Islamic Religion Universitas Muhammadiy
Publisher : UM Purwokerto Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/pssh.v5i.421

The phenomenon of buying and selling online through various features that place lower prices attracts buyers. The low price outside the normal price makes the people who see it interested in joining the program on Bukalapak's exciting attack feature. There is a lack of clarity in the terms of the contract and its implementation in the purchase of an item in the Bukalapak attack feature, it is stated that the initial contract is a sale and purchase contract but the item is drawn to get the winner of the item. So it is necessary to conduct research to discuss the analysis of the contract on this transaction. This study aims to determine the contract used for the online buying and selling transaction model of the Bukalapak attack feature. This research is qualitative in nature, with a descriptive analytical approach. This type of research is a library (library research) with the method of textbook analysis and literature study. The results of this study indicate that the pillars of buying and selling have fulfilled the elements in the sale and purchase contract. However, there are defects in the Kabul agreement, namely different payment times, the delivery of goods to buyers is not on time. The time is different because the sale and purchase agreement was originally a unidan system so buyers were randomly selected.

ANALISIS HUBUNGAN GAYA HIDUP DAN PERILAKU KONSUMSTIF IMPULSE BUYING DITINJAU DARI EKONOMI SYARIAH Fadhilah Sukur Indra; namira muthia
J-EBI: Jurnal Ekonomi Bisnis Islam Vol 1, No 02 (2022): J-EBI: JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : J-EBI (Jurnal Ekonomi Bisnis Islam)

Islamic economics strongly carries the concept of al-falah as a welfare which is the ultimate goal of every living being, so with this transaction carried out in meeting their needs must also be based on this. However, this modern era has brought many social changes for all human beings, one of which is the emergence of a new lifestyle, namely hedonism and which is thought to be one of the factors that influence people to make impulse buying. This study aims to see the relationship of the hedonistic lifestyle to humans so that they are able to do impulse buying and how the Islamic economy responds to this. The method used is library research using several journal references. The results of the study that there is a relationship between the hedonism lifestyle with consumptive behavior of impulse buying and even Islamic economics clearly oppose this happening continuously because it deviates from the teachings of Islam itself.Keywords: Lifestyle, Hedonism, Impulse Buying, Islamic Economics.

The Application of Al-Wakalah bil Ujrah Contract on Unit Link Insurance According to DSN-MUI Fatwa No. 52 2006: A Case Study of PRUlink Syariah Generasi Baru Fadhila Sukur Indra; Sahira Sajjadia Luthia; Andini Rachmawati; Arif Dian Santoso; Devid Frastiawan Amir Sup
Journal of Islamic Economics Lariba Vol. 8 No. 1 (2022)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol8.iss1.art15

Insurance makes the fund prepared accurately when problems or disasters occur without predictions. Also, in sharia insurance, there is al-wakalah bil ujrah which is used to give authority to manage the premium collected funds so that they can be useful and develop. This study aims to determine how the application of the al-wakalah bil ujrah contract on PRULink Syariah Generasi Baru at PT Prudential Indonesia. Then, to find out the level of validity according to the Fatwa DSN-MUI No: 52/DSN-MUI/III/2006 concerning al-Wakalah bil Ujrah Contract on Sharia Insurance and Reinsurance. This study uses a qualitative method in field research and a descriptive analysis approach. Data collection was carried out through field observations, interviews with related sources, and documentation which was analyzed using the measurement tool to DSN-MUI Fatwa No: 52/DSN-MUI/III/2006. The results shows that Prudential Syariah Yogyakarta Branch sufficiently met the criteria set by the DSN-MUI Fatwa No: 52/DSN-MUI/III/2006 concerning al-wakalah bil ujrah Contract on Sharia Insurance and Reinsurance. All provisions are written and explained at the beginning of the contract, although not all mechanisms are included in the company standard, such as the accuracy of the allocation of investment funds that distributed to the stock market, the criteria for insurance participants who do not meet the requirements surplus sharing and the lack of transparency in the management of tabarru' funds.

ANALISIS PRAKTIK MANAJEMEN INVESTASI PADA WAKAF UANG DITINJAU DARI MASLAHAH MURSALAH Fadhilah Sukur Indra; Namira Muthi’a Rosalina; Zakiyyatul Mustofiyyah
EKOBIS SYARIAH Vol 5, No 2 (2021)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Perwakafan di Indonesia mulai berkembang sejak diberikannya Undang-Undang No.41 tahun 2004 tentang perwakafan sebagai payung hukum untuk wakaf, salah satu bukti dari perkembangan ini adalah munculnya bermacam-macam bentuk wakaf salah satunya wakaf uang. Wakaf uang yang diberikan oleh wakif kemudian akan dikelola nazhir dengan cara menginvestasikanya kebeberapa sektor. Lalu dengan penginvestasian tersebut beberapa masyarakat akan bertanya bagaimana cara penyaluran manfaat sehingga dapat dirasakan oleh seluruh komponen masyarakat. Maka penelitian ini bertujuan untuk melihat konsep manajemen investasi didalam wakaf uang dan konsep maslahah mursalah yang terkandung didalamya. Metode yang dilakukan adalah library research dengan menggunakan beberapa referensi jurnal. Hasil penelitian bahwa pelaksanaan manajemen investasi dalam wakaf tunai adalah dengan menginvestasikannya kepada sektor riil seperti sekolah dan proyek-proyek tanah wakaf. Dengan ini dapat dikatakan bahwa maslahah yang terkandung didalamya untuk kemaslahatan umat dan dapat dirasakan secara langsung oleh masyarakat

Akad Wakalah Bil Ujrah PT. Takaful Keluarga RO Tanwir Nusantara (Gedong Kuning) Yogyakarta Ditinjau Dari Maqasid Syari’ah Imam Syatibi Fadhila Sukur Indra; Miftahul Huda
Islamic Economics Journal Vol. 4 No. 1 (2018)
Publisher : University of Darussalam Gontor

Insurance as one of the financial institutions engaged in the field of coverage is a modern institution of the findings of the western world that coincided with the spirit of enlightenment (renaissannce). Sharia Asuransi has two contracts tabarru‘ and tijārah contract. Derivatives contained in the tijārah contract is wakālah bil ujrah contract which is one of the transactions in sharia insurance. Islam considers that every transaction or economic activity that occurs must have maṣlaḥah element in it. Imam Syatibi is one of the classical scholars who discuss about the maṣlaḥah with maqāṣid syari’ah. The results of this research will show us the level of syari’ah of the system of the wakālah bil ujrah applied by PT. Takaful Family RO Tanwir Nusantara (Gedongkuning) Yogyakarta with maqāṣid syari’ah Imam Syatibi as the indicator.

ANALISIS ASSET DAN LIABILITAS MANAJEMEN PERBANKAN SYARIAH TERHADAP PENGARUH PEMBIAYAAN DI BANK SYARIAH Nur Helmy Iffah; Agung Lia Handayani; Fadhila Sukur Indra
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 1 (2022): JUNI 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (198.629 KB)

Bank syariah merupakan lembaga yang bergerak dibidang jasa keuangan. Dalam operasionalnya, lembaga ini memperoleh aset dari modal ekuitas, dana pihak ketiga dan dana pinjaman lainnya. Sumber sebagian besar modal tersebut besasal dari liabilitas yaitu dana pihak ketiga dan pinjaman lainnya. Oleh sebab itu dibutuhkan sistem manajemen yang dapat mencakup pengeloaan aset dan liabilitas. Pada operasionalnya, bank syariah menerapkan Asset and Liability Management. Sistem manajemen ini telah lama berkembang dan merupakan sistem manajemen yang diadopsi dari bank konvensional. Pada operasional perbankan, asset liability management (ALMA) merupakan fokus utama dalam memanajemen bank umum. Sebagai salah satu alat analisis dan pengelolaan operasional perbankan, merupakan salah satu yang diperhatikan oleh praktisi dan akademisi perbankan. Metode yang digunakan dalan penelitian ini adalah metode kualitatif deskriptif. Dari permasalahan diatas, peneliti, akan melihat penerapannya serta kesesuaian dengan sistem bank syariah. Hasil penelitian menunjukkan bahwa asset dan liabilitas merupakan dua hal yang tidak dapat dipisahkan karena perannya saling bersangkutan. Pengaruh pembiayaan terhadap keuntungan bank syariah lebih didominasi oleh produk murabahah.

ANALYSIS OF MUI FATWA AND MINISTRY OF TRADE POLICY ON BOYCOTT PRODUCTS IN INDONESIA Khurun'in Zahro'; Fadhila Sukur Indra; Yunita Wulandari; Siti Nur Adila; Maritza Putri Nabila
I-Economics Vol 10 No 2 (2024): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v10i2.24167

The prolonged conflict between Palestine and Israel has made several parties more aggressively support Palestine. One form of Indonesia's support for Palestine is the issuance of the Indonesian Ulema Council (MUI) fatwa No 83 of 2023 on the Law of Supporting the Palestinian Struggle. Unlike the MUI, the Ministry of Trade did not issue any decree regarding the prohibition of Israeli boycott products entering Indonesia, as long as they follow the applicable procedures. This research method uses a literature study to collect data and information from books, journals, articles, and related news. The purpose of this research is to analyze the fatwa of MUI and the Ministry of Trade regarding the boycott of Israeli products circulating in Indonesia, as well as the response and attitude of the community regarding this matter. The result of this research shows that the boycott of Israeli products is a form of indirect support of the Indonesian people, namely with the MUI fatwa, which urges as much as possible to avoid transactions and use of products affiliated with Israel and that support colonialism and Zionism. Unlike the MUI, the Ministry of Trade does not prohibit any product from circulating and being traded in Indonesia as long as it follows the applicable rules. This also has an impact on the decline of Indonesia's economic level. The Ministry of Commerce, MUI, and the governments concerned should clarify and affirm the decisions made regarding the Israeli boycott of products in Indonesia.

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