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Fauzi, Ahmad
Universitas Muhammadiyah Sumatera Utara
Religion Arts Humanities Economics, Econometrics & Finance Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Legal Satisfaction for the Creditors to Obtain a Return of the Credit From the Debtor Ahmad Fauzi
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 3, No 1 (2020): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v3i1.788

Abstract

In the process of granting credit by the bank to the debtor, a careful analysis has been done, but in the implementation there are often many factors that can cause the debtor to become unable to repay the credit received. So as to guarantee repayment of credit given to the debtor, the bank asks for a guarantee from the debtor in the form of property or personal collateral. In accordance with the nature of the collateral, the collateral in the form of land and buildings is generally preferred by banks because the value tends to be stable in the long run. Thus, it is necessary to have a regulation governing the guarantee of assets in the form of land and buildings so that an ease and certainty is obtained for the bank in obtaining repayment of loans given to debtors if in the future the debtor is apparently unable to repay these obligations. It is necessary to create a strong guarantee institution and be able to provide legal certainty for all parties with an interest in providing credit by banks, the government has enacted and enforced it. to impose Mortgage Rights cannot be withdrawn or cannot be terminated by any reason except because it has been implemented or has expired. The provisions are intended so that the encumbrance of the Underwriting Right is actually implemented so as to provide legal certainty for the holder and the giver of the Underwriting Right.
Co-Authors ADE F. D SINAGA Arie Hardian Asri Sitompul Chandra Priono Naibaho Darman Lumban Raja Devi Ginting Eddy Suryantha Tarigan Edwin Edwin Eka Nurmala Endang Pakpahan Faisal Imam Harahap Fakhri Bahira Ibtihaj Lubis Feri Efendi Ferry Susanto Limbong Fikalya Anli Ida Nadirah Indra Kristian Tamba Jorico Lavianchandra Khaidir Nasution Koto, Ismail Muhammad Ikhwan Nirwana Resti Pohan, Masitah Pronika Julianti Manihuruk Purwoko, Agus Ramlan Ramlan Ruslan Ruslan Sahari, Alpi Septian Dwi Rianto Sitti Thrde Halawa Suprayitno Suprayitno Surya Perdana Syafrida Hani Tamami Dirga Jeis Triono Eddy Yenni Maya Sari Yoga Yuniadi