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Pengabdian Masyarakat dalam Upaya Perbaikan Ekosistem Sungai Karang Mumus melalui Penanaman Pohon dan Edukasi Lingkungan Putri Handayani; Hairunnisa Hairunnisa; Fenty Fauziah; Fitriansyah Fitriansyah
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 5 No. 2 (2026): Juni: Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Politeknik Pratama Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v5i2.7215

Abstract

The Karang Mumus River (SKM) in Samarinda, East Kalimantan, has experienced significant ecological degradation due to domestic waste, industrial effluents, and encroachment on its riparian buffer zone. This community service activity was conducted on May 10, 2026, at Pangkalan Pungut Sekolah Sungai Karang Mumus (SeSuKaMu) involving 30 graduate students of the Master of Management Program, Universitas Muhammadiyah Kalimantan Timur (UMKT). The activity comprised two main components: (1) planting 20 seedlings of four fruit-tree species (petai, cempedak, durian, and mango) along the riverbank; and (2) an environmental education session facilitated by Pak Wisman, founder of SeSuKaMu, covering key ecological concepts including the distinction between canal and river, forest and garden, plant and crop, as well as anthropocentric versus ecocentric perspectives and watershed (DAS) management. Participants demonstrated increased awareness of ecological literacy and expressed commitment to advocating river conservation in their communities. This activity demonstrates that campus–community collaboration through service-learning is an effective approach to ecological restoration and public environmental education.
The Impact of Operational Efficiency on the Profit Growth of Regional Development Banks Deni Malik; Fenty Fauziah; Fitriansyah Fitriansyah; Mursidah Nurfadilah; Anis Rachma Utary
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 6: September 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i6.21293

Abstract

This study examines the effect of bank health, measured using the Risk Profile, Good Corporate Governance (GCG), Earnings, and Capital (RGEC) framework, on the profit growth of Regional Development Banks in Indonesia during 2017–2021. The study period captures both pre-pandemic economic conditions and the COVID-19 crisis, providing insight into bank resilience under different economic environments. A quantitative research approach was employed using secondary data collected from the annual reports of Regional Development Banks. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS software. The results indicate that the Operating Expenses to Operating Income (BOPO) ratio has a negative and significant effect on profit growth, suggesting that higher operational efficiency contributes to improved profitability. In contrast, the Capital Adequacy Ratio (CAR), Good Corporate Governance (GCG), and Non-Performing Loan (NPL) ratio do not significantly influence profit growth. These findings highlight operational efficiency as the most important determinant of profit growth among Regional Development Banks. The study provides practical implications for bank management by emphasizing the need to reduce inefficient operating expenses and strengthen digital banking initiatives to enhance operational efficiency and sustain long-term profitability, particularly in periods of economic uncertainty. The findings also offer valuable insights for policymakers in designing strategies to improve the financial performance and competitiveness of Regional Development Banks.