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PENINGKATAN KEMAMPUAN PENGELOLAAN KEUANGAN PADA KELOMPOK NELAYAN DI DESA SURODADI SAYUNG DEMAK Febrina Nafasati Prihantini; Dian Indudewi; Alfa Vivianita; Anantya Roestanto
BESIRU : Jurnal Pengabdian Masyarakat Vol. 3 No. 9 (2026): BESIRU : Jurnal Pengabdian Masyarakat, September 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/besiru.v3i9.3011

Abstract

Indonesia sebagai negara kepulauan memiliki potensi sumber daya laut yang besar, dengan sektor perikanan tangkap sebagai salah satu sumber penghasilan utama masyarakat pesisir, khususnya nelayan skala kecil. Namun, nelayan kecil sering menghadapi pendapatan yang tidak stabil akibat fluktuasi sumber daya ikan dan kondisi alam yang tidak menentu, ditambah rendahnya literasi keuangan yang membuat mereka rentan terhadap kesulitan finansial. Oleh karena itu, diperlukan adanya penyuluhan mengenai pengelolaan keuangan dengan pembukuan sederhana sebagai solusi untuk memperkuat kemampuan nelayan dalam mengelola pendapatan dan mengurangi risiko kerugian finansial, sehingga dapat meningkatkan kesejahteraan dan ketahanan ekonomi keluarga nelayan.
Stock Investment Decisions: the Role of Attitudes, Social Pressure, Financial Control Beliefs, and Investment Intentions Jati Handarukmi; Kesi Widjajanti; Dian Indudewi
Journal of Management and Creative Business Vol. 4 No. 4 (2026): Oktober : Journal of Management and Creative Business
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jmcbus.v4i4.7531

Abstract

This study aims to analyze the influence of attitudes, social pressure, and financial self-efficacy on stock investment decisions, with investment intention serving as a mediating variable. The study employs a quantitative approach using a survey method targeting individual stock investors in Semarang. The sampling technique used was purposive sampling, with a total of 150 investors as respondents. Data were collected via a questionnaire and analyzed using Structural Equation Modeling (SEM) with IBM SPSS AMOS. The results show that social pressure and financial control beliefs have a positive and significant effect on investment intention, while attitude does not have a significant effect on investment intention. Furthermore, investment intention was found to have a positive and significant effect on stock investment decisions. Meanwhile, attitudes, social pressure, and beliefs about financial control do not have a direct effect on stock investment decisions. The results of the mediation test show that investment intention mediates the effects of social pressure and beliefs about financial control on stock investment decisions, but does not mediate the effect of attitudes on stock investment decisions. The findings of this study provide partial support for the Theory of Planned Behavior (TPB), which suggests that stock investment decisions are more influenced by social factors and self-efficacy beliefs that shape investment intention than by individual attitudes toward stock investment. This study has implications for securities firms, capital market regulators, and the investor community to improve investment education and financial management skills in order to encourage public participation in the capital market.