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All Journal Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Tansiq: Jurnal Manajemen dan Bisnis Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Transformasi Manageria: Journal of Islamic Education Management Journal of Vision and Ideas (VISA) Journal of Management and Business Economic Reviews Journal Perbanas Journal of Islamic Economics and Business Manajemen Kreatif Jurnal Ulil Albab
Khairina Tambunan
UIN Sumatera Utara
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Analisis Efektivitas Program BPJS Kesehatan Dalam Meningkatkan Kesehatan dan Kesejahteraan Masyarakat Irna Permata Sari; Fauzi Arif Lubis; Khairina Tambunan
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 1 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i1.4575

Abstract

The purpose of this study is two. The first is to find out how effective the BPJS Health program is based on input, process, and output indicators. The second is to know how the community of users of the BPJS Health program sees the benefits they get. In this study, descriptive qualitative research methods are used. Researchers use the theory of post-positive qualitative research as the primary tool for assessing the state of a reasonable thing. The sample consisted of 15 people who answered the question. The results of the analysis show that Labuhanbatu North service facilities, procedures, and responses related to the service process, quality, reliability, and accessibility can affect the level of effectiveness of the BPJS Health program. The BPJS Kesehatan program also helps its participants by lowering treatment costs, boosting health levels, enhancing service quality, and facilitating simpler access to healthcare. Keywords: Effectiveness, Health, Welfare of the Social Security Administration Agency (BPJS)
Pengaruh Pemahaman Sistem Akuntansi Keuangan Daerah (SAKD), Pemanfaatan Teknologi Informasi Dan Pengendalian Internal Terhadap Kualitas Laporan Keuangan Pada Pemerintahan Desa Kecamatan Besitang M. Putra Abdul Rozak Barus; Hendra Harmain; Khairina Tambunan
Manajemen Kreatif Jurnal Vol 1 No 4 (2023): November: Manajemen Kreatif Jurnal
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/makreju.v1i4.2149

Abstract

This research aims to determine the effect of understanding the Regional Financial Accounting System (SAKD), the use of information technology, and internal control on the quality of financial reports in the Besitang District Village Government. This research uses quantitative methods with an associative approach, data collection techniques using questionnaires, the number of samples in this research is 45 people from the Village Work Unit (SKPD) who are involved in financial preparation reports at the Besitang District village/district office. The sampling technique uses a saturated sampling technique. Data were analyzed using multiple linear regression methods. The results of this research show that Understanding the Regional Financial Accounting System (SAKD) partially has a significant effect on the Quality of Financial Reports in the Besitang District Village Government, while the partial use of Information Technology and Internal Control does not have a significant effect on the Quality of Financial Reports in the Besitang District Village Government. Understanding the Regional Financial Accounting System (SAKD), Utilization of Information Technology, and Internal Control simultaneously have a positive and significant effect on the Quality of Financial Reports in the Besitang District Village Government.
Dampak Penggunaan QRIS Terhadap Kepuasan Konsumen Sebagai Alat Transaksi Purnama Ramadani Silalahi; Khairina Tambunan; Tryana Ramadhany Batubara
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2: Januari 2022
Publisher : CV. Ulil Albab Corp

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Abstract

The use of payment instruments has made very significant progress. The change is in the form of a digital payment tool that is very helpful and accelerates the payment process and helps reduce physical contact as a form of reducing the spread of the Covid-19 virus which can be attached to paper money as a means of payment. QRIS is the Indonesian Quick Response Code Standard, which is the National QR code standard as a payment medium for QR codes in Indonesia, which was launched by Bank Indonesia. Using one E-Wallet as a means of payment for several merchants such as Link Aja, Gopay, OVO, DANA, ShopeePay and others is very helpful as a means of payment transactions. Where physical to digital payment instruments are easy, effective and efficient, easy to implement and able to integrate with software that uses the InterActive QRIS Open API Platform. This research was conducted based on a quantitative approach with a causal study research method, namely a study conducted to state that the independent variable causes or affects the dependent variable. Data was collected through interviews, observations and distributing questionnaires.
The Effect Of Pmdn And Sukuk On Labor Absorption Through Grp In Medan City Winda Khairani Hasibuan; Khairina Tambunan; Muhammad Ikhsan Harahap
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32058

Abstract

The results of this study indicate that increases in domestic investment (PMDN) and the utilization of Sukuk play a significant role in driving labor absorption in Medan City, both partially and simultaneously. Specifically, PMDN has a significant effect on employment, with a t-value of 3.600 and a significance level of 0.001, while Sukuk also shows a meaningful partial influence, reflected by a t-value of 3.933 and a significance level of 0.000. Together, the combined effect of PMDN and Sukuk on employment is substantial, as evidenced by an F-value of 86.179, far exceeding the F-table reference of 3.35, accompanied by a significance level of 0.000. These findings indicate that strengthening domestic investment and optimizing Islamic financial instruments like Sukuk not only positively impact GRDP as an intervening variable but also directly enhance employment opportunities in Medan City.Keywords: Domestic Investment, Sukuk,Labor Absorption
Analysis Of The Determinants Of Msme Development In Besitang District Muhammad Arif Barus; Muhammad Lathief Ilhamy Nasution; Khairina Tambunan
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: 2025
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32361

Abstract

This study aims to analyze the influence of trust, working capital, market aspects, and sharia compliance on the development of micro, small, and medium enterprises (MSMEs) in Besitang Regency. MSMEs are a sector that has a strategic role in driving economic growth, but often faces various obstacles in its development. Using a quantitative approach, data were collected through questionnaires distributed to MSME actors in the area. The analysis technique used includes multiple linear regression to determine the relationship between independent variables (trust, working capital, market aspects, and sharia compliance) to the dependent variable (MSME development). The data analysis tools used are the classical assumption method, multiple linear regression analysis, and hypothesis testing. The results of this study indicate that: (1) Trust does not have a significant effect on the development of MSMEs in Besitang Regency, indicated by the trust coefficient value (X1) which is positive (0.066) and the p value is smaller than the significance level (0.623 0.05) and the calculated t (0.439) t table (2.368). (2) Working capital does not have a significant effect on the development of MSMEs in Besitang District, indicated by the working capital coefficient value (X2) which is positive (0.011) and the p value is smaller than the significance level (0.909 0.05) and the calculated t (0.115) t table (2.368). (3) Market access has a significant effect on the development of MSMEs in Besitang District, indicated by the Market Access coefficient value (X3) which is positive (0.442) and the p value is smaller than the significance level (0.001 0.05) and the calculated t (3.983) t table (2.368). (4) Sharia compliance does not have a significant effect on the development of MSMEs in Besitang District, indicated by the positive value of the sharia compliance coefficient (X4) (0.107) and the p-value is smaller than the significance level (0.1139 0.05) and the calculated t value (1.139) t table (2.368). (5) Trust, working capital, market access and sharia compliance have a significant effect on the development of MSMEs in Besitang District, indicated by the p-value is smaller than the significance level (0.002 0.05) and the calculated f value (4.587) ft table (2.47). and the determination coefficient (R2) value is 0.132 or 13.2%. This value shows that 13.2% of MSME development is influenced by trust, working capital, market access and sharia compliance. while the remaining 86.8% is influenced by independent variables that were not studied.Keywords: Trust, Working Capital, Market Aspect, Shariah Compliance, MSME Development
Co-Authors Ainun Khofifah Andrie Soemitra Anindia Putri Pertiwi Arifin Fauzi Lubis Asraaf Efendi Batubara Atia Anggraini Faridani Faridani Halim Afif Siregar Hendra Harmain Imsar Imsar Irna Permata Sari Isnaini Harahap Khoirun Niswah M. Putra Abdul Rozak Barus Marliyah Masdelima Hasibuan Muhammad Arif Muhammad Arif Barus Muhammad Ikhsan Harahap Muhammad Lathief Ilhamy Nasution Mutiara Lubis Nadiah Riski Novita Sari Purnama Ramadani Silalahi Ranti Silviani Tri Inda Fadhila Rahma Tryana Ramadhany Batubara Winda Khairani Hasibuan Yusuf Wildan Nasution Zuhrinal M. Nawawi