Claim Missing Document
Check
Articles

Found 23 Documents
Search

PENGARUH LITERASI KEUANGAN TERHADAP KEPUTUSAN STRUKTUR MODAL UMKM DENGAN INKLUSI KEUANGAN SEBAGAI PEMODERASI (Studi Pada UMKM Klaster Mebel dan Furnitur Kota Semarang) Susilawati, Eka; Puryandani, Siti
Solusi Vol. 18 No. 2 (2020): April
Publisher : Fakultas Ekonomi, Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/slsi.v18i2.2298

Abstract

Penelitian ini bertujuan untuk menguji pengaruh literasi keuangan terhadap keputusan struktur modal dan inklusi keuangan sebagai variabel pemoderasi pada UMKM.   Penelitian ini dilakukan pada UMKM klaster mebel dan furnitur di kota Semarang. Sampel penelitian ini adalah 100 UMKM, dengan model penentuan sampel menggunakan purposive sampling. Teknik analisis data yang digunakan adalah analisis regresi linier berganda serta uji path dan uji sobel untuk menguji hipotesis tersebut. Berdasarkan hasil penelitian ini menunjukkan bahwa variabel inklusi keuangan mampu memperkuat hubungan antara literasi keuangan terhadap keputusan struktur modal UMKM di kota Semarang. Variabel literasi keuangan berpengaruh positif signifikan terhadap keputusan struktur modal dan variabel literasi keuangan berpengaruh positif signifikan terhadap inklusi keuangan. Namun, variabel inklusi keuangan berpengaruh negatif terhadap keputusan struktur modal.  Kata kunci : Literasi Keuangan, Keputusan Struktur Modal, Inklusi Keuangan
The Relationship Between Green Finance and Financial Distress Basmar, Edwin; Campbell, Carl M.; Puryandani, Siti; Basmar, Erlin
EconBank: Journal of Economics and Banking Vol 6 No 1 (2024): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v6i1.388

Abstract

An increase in green finance will only occur because of the banking intermediary function which can control financial distress. This research aims to measure banking financial distress in order to improve green finance, especially when macroeconomic pressure occurs. This research found that there was a negative period due to financial distress, resulting in a strong decline in green finance. These findings use the Ed Waves Index Development Model based on Bank Indonesia's quarterly financial reports from 2019 to 2023. The findings are categorized into 2 parts, the first part consists of periods 1, 3 and 5 showing a negative relationship with financial distress pressure with minimal response to green finance, while the second part consisting of periods 2 and 4 shows a positive relationship indicating that financial distress pressures respond optimally to green finance. This research contributes to banking financial activities in managing intermediary fluctuations in order to improve green finance in Indonesia.
The Effect of BI Rate, USD to IDR Exchange Rates, and Gold Price on Stock Returns Listed in the SRI KEHATI Index Utama, Oktavian Yodha; Puryandani, Siti
JDM (Jurnal Dinamika Manajemen) Vol 11, No 1 (2020): March 2020
Publisher : Department of Management, Faculty of Economics and Business, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v11i1.21207

Abstract

This study aims to determine the effect of BI rate, USD to IDR exchange rates, and gold price on stock returns listed in the SRI KEHATI Index for the period January to December 2018. The population in this research is companies listed on the Indonesia Stock Exchange. The sample is determined by using a purposive sampling method. Some criteria of the sample are companies that: had entered to the SRI KEHATI index respectively from January to December 2018, reported the 2018 monthly financial report, were not suspended by the IDX during the study period, so that obtained a sample of 23 companies with total data is 268. This study used quantitative data analysis in the form of time-series data from January to December 2018. The data collection method used in this study is the documentation method. The analytical tool in this study is the multiple regression analysis. In this study, data is processed by using the SPSS program 21. The results show that the BI rate has a significant positive effect on stock returns, the USD to IDR exchange rate has a significant negative effect on stock returns, and gold price does not have a significant effect on stock returns.