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Smallholder Fishermen’s Welfare: Material, Relational, and Subjective Perspectives Sutanto, Himawan Arif; Rachmansyah, Yanuar; K Hidayatullah, Surya Kusuma; Enggar M, Arinta; Noviana, Poppy Budi
ECSOFiM (Economic and Social of Fisheries and Marine Journal) Vol 12, No 1 (2024): ECSOFiM October 2024
Publisher : Faculty of Fisheries and Marine Science, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ecsofim.2024.012.01.12

Abstract

Smallholder fishermen make a significant contribution to food security and are an important pillar of economic and social welfare for coastal communities. This study aims to analyze the welfare level of small-scale fishermen in Pemalang Regency based on material, relational, and subjective perspectives. The sample in this study was 95 captured fishermen who were taken using accidental sampling. Data analysis was conducted using descriptive methods and indices calculated based on three perspectives: material, relational, and subjective. The results show that the welfare level of smallholder fishers in Pemalang Regency is generally in the medium category. Fishermen with a low welfare level amounted to 4.2%; fishermen with a medium welfare category amounted to 82.1%; and fishermen with a high welfare category amounted to 13.7%. These findings highlight the importance of holistic and sustainable policy interventions to improve fishermen’s welfare. Several strategies that can be implemented include improving access to capital, skills training, supporting infrastructure development, and strengthening social networks. Through this comprehensive approach, it is expected that the welfare of smallholder fishermen in Pemalang Regency can be significantly improved, so that smallholder fishermen can contribute more to economic and social development in the region.
IMPROVING THE SUSTAINABILITY OF MSMES IN SEMARANG CITY WITH THE SUPPORT OF FINANCIAL TECHNOLOGY, FINANCIAL LITERACY AND FINANCIAL INCLUSION Hidayatullah, Suryakusuma Kholid; Rachmansyah, Yanuar
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8, No 4 (2024): IJEBAR, VOL. 08 ISSUE 04, DECEMBER 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i4.16067

Abstract

This study aims to analyze the influence of financial technology, financial literacy and financial inclusion in supporting the sustainability of MSMEs in the city of Semarang in the research period of 2024. In general, there are several factors that can affect the level of sustainability of the MSME sector business in the city of Semarang. In this study, an analysis was conducted on the support of the role of financial technology, financial literacy and financial inclusion in increasing the level of sustainability of the MSME sector business in the city of Semarang. Data needs were obtained from the results of questionnaire answers distributed to respondents of business actors or MSME actors in the city of Semarang. The results of this study are expected to provide information for every economic actor to know and understand the aspects of financial technology , financial literacy and financial inclusion in supporting the sustainability of the MSME sector business activities to create innovation and creativity of work programs in order to improve the performance of MSME businesses in the city of Semarang sustainably
IMPROVING THE SUSTAINABILITY OF MSMES IN SEMARANG CITY WITH THE SUPPORT OF FINANCIAL TECHNOLOGY, FINANCIAL LITERACY AND FINANCIAL INCLUSION Hidayatullah, Suryakusuma Kholid; Rachmansyah, Yanuar
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 4 (2024): IJEBAR, VOL. 08 ISSUE 04, DECEMBER 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i4.16067

Abstract

This study aims to analyze the influence of financial technology, financial literacy and financial inclusion in supporting the sustainability of MSMEs in the city of Semarang in the research period of 2024. In general, there are several factors that can affect the level of sustainability of the MSME sector business in the city of Semarang. In this study, an analysis was conducted on the support of the role of financial technology, financial literacy and financial inclusion in increasing the level of sustainability of the MSME sector business in the city of Semarang. Data needs were obtained from the results of questionnaire answers distributed to respondents of business actors or MSME actors in the city of Semarang. The results of this study are expected to provide information for every economic actor to know and understand the aspects of financial technology , financial literacy and financial inclusion in supporting the sustainability of the MSME sector business activities to create innovation and creativity of work programs in order to improve the performance of MSME businesses in the city of Semarang sustainably
Pemberdayaan Ekonomi Masyarakat melalui Ekspor Produk UMKM di Kelurahan Bendan, Kecamatan Banyudono, Kabupaten Boyolali Atiningsih, Suci; Rachmansyah, Yanuar; Suparwati, Yohana Kus; Kristanto, Rudi Suryo
Jurnal Kreativitas Pengabdian Kepada Masyarakat (PKM) Vol 7, No 1 (2024): Volume 7 No 1 2024
Publisher : Universitas Malahayati Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33024/jkpm.v7i1.12753

Abstract

ABSTRAK Kegiatan pengabdian kepada Masyarakat dilaksanakan dengan tujuan untuk memberdayakan ekonomi Masyarakat melalui ekspor produk UMKM di Kelurahan Bendan, Kecamatan Banyudono, Kabupaten Boyolali. Kegiatan pengabdian kepada Masyarakat dilaksanakan di Kelurahan Bendan, Kecamatan Banyudono, Kabupaten Boyolali. Waktu pelaksanaan hari Rabu, 16 Agustus 2023. Jumlah peserta sebanyak 20 orang. Metode yang dilakukan adalah dengan memberi penyuluhan, pelatihan, dan pendampingan berkaitan dengan pengurusan NIB, sertifikat halal, dan ekspor produk UMKM. Hasil yang didapatkan adalah Masyarakat dapat mengurus NIB, sertifikat halal, dan ekspor produk UMKM. Kesimpulannya bahwa pelaku usaha di Bendan, Banyudono, Boyolali ingin dapat menekspor hasil produknya secara sah dan halal. Kata Kunci: NIB, Sertifikat Halal, Ekspor, UMKM  ABSTRACT Community service activities are carried out with the aim of empowering the community's economy through exporting MSME products in Bendan Village, Banyudono District, Boyolali Regency. Community service activities were carried out in Bendan Village, Banyudono District, Boyolali Regency. The implementation time is Wednesday, August 16 2023. The number of participants is 20 people. The method used is to provide counseling, training and assistance related to processing NIB, halal certificates and exporting MSME products. The results obtained are that the community can process NIB, halal certificates and export MSME products. The conclusion is that business actors in Bendan, Banyudono, Boyolali want to be able to export their products legally and halally. Keywords: NIB, Halal Certificate, Export, MSMEs
Perilaku Overconfidence Di Bursa Efek Indonesia (BEI) (Studi kasus pada Index LQ45 periode 2014-2016) Hartiyaningsih, Indri; Rachmansyah, Yanuar
Media Ekonomi dan Manajemen Vol 33, No 2 (2018): Peran Kinerja Perusahaan Swasta dan Kinerja Sektor Publik dalam Pertumbuhan Eko
Publisher : Fakultas Ekonomika dan Bisnis UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (586.604 KB) | DOI: 10.24856/mem.v33i2.713

Abstract

AbstrakPenelitian ini bertujuan untuk mengidentifikasi perilaku overconfidence investor di Bursa Efek Indonesia dari tahun 2014 hingga 2016. Overconfidence adalah bias psikologis yang dapat menyebabkan investor melakukan perdagangan yang berlebihan sebagai efek dari keyakinan bahwa mereka memiliki pengetahuan khusus yang sebenarnya tidak mereka miliki dan membuat investor overstimate (overestimating) kemampuannya untuk mengevaluasi investasi. Pendekatan untuk melihat perilaku overconfidence adalah dengan melihat pola hubungan antara return saham, volatilitas saham, dan volume transaksi.Dalam penelitian ini digunakan Vector Autoregression (VAR). Data yang digunakan dalam penelitian ini adalah return saham, volatilitas saham dan volume transaksi bulanan. Sampel yang digunakan adalah perusahaan yang secara konsisten memasukkan Indeks LQ45 periode 2014 hingga 2016. Analisis VAR menggunakan beberapa metode untuk menjawab masalah penelitian yaitu estimasi model VAR dan Impulse Response Function. Dari hasil pengujian menggunakan analisis VAR, menunjukkan bahwa investor Indonesia mengalami overconfidence. Hasil estimasi Vector Autoregression menunjukkan bahwa hubungan antara return dan volume perdagangan tidak signifikan, tetapi memberikan kontribusi positif berdasarkan nilai koefisien. Sementara hubungan antara volatilitas dengan volume perdagangan menunjukkan hasil positif yang signifikan.Kata kunci: Overconfidence, Return Saham, Volume Perdagangan, Volatilitas, Vector Autoregression (VAR), Fungsi Respon Impuls Abstract        This study purposed to identify overconfidence behavior investor in Indonesia Stock Exchange from 2014 until 2016. Overconfidence is a psychological bias that can cause investors to excessive trading as the effect of the belief that they have specific knowledge they do not actually have and making the overstimate investor (overestimating) his ability to evaluate an investment. Approach to see the behavior of overconfidence is to see the pattern of relationship between stock returns, stock volatility and transaction volume.        In this study using the Vector Autoregression (VAR). The data used in this study are the stock return, volatility of the stock and the volume of monthly transactions. The samples used are companies that consistently enter Index LQ45 period 2014 until 2016. VAR analysis uses several methods to answer the research problem that is estimation of VAR model and Impulse Response Function. From the test results using VAR analysis, show that Indonesian investors experience overconfidence. The result of Vector Autoregression estimation shows that the relationship between return and trade volume is not significant, but gives positive contribution based on coefficient value. While the relationship between volatility with trade volume showed a significant positive result.Keywords: Overconfidence, Stock Return, Trading Volume, Volatility, Vector Autoregression (VAR), Impulse response function
Analisis Pengaruh Literasi Keuangan Dan Faktor Demografi Terhadap Pengambilan Kredit Pada PT. Columbia Cabang Kudus Tsalitsa, Alina; Rachmansyah, Yanuar
Media Ekonomi dan Manajemen Vol 31, No 1 (2016): Peran Personal dan Lingkungan Dalam Pencapaian Tujuan Organisasi
Publisher : Fakultas Ekonomika dan Bisnis UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (492.727 KB) | DOI: 10.24856/mem.v31i1.280

Abstract

Abstrak            Tujuan penelitian ini adalah untuk menguji faktor-faktor yang dapat mempengaruhi pengambilan kredit di PT. Columbia Subdivisi Kudus, yang terdiri dari literasi keuangan, dan faktor-faktor demografi (umur, penghasilan, profesi dan pendidikan).  Sampel penelitian sejumlah 100 orang yang diambil dengan purposive sampling dan cluster sampling. Teknik Analisa data menggunakan regresi linier berganda.            Hasil penelitian memperlihatkan bahwa literasi keuangan dan penghasilan memiliki pengaruh positif terhadap pengambilan kredit. Sedangkan umur, profesi dan pendidikan memiliki pengaruh negative terhadap pengambilan kredit. Nilai adjusted R2 didapatkan sebesar 56,8 %, sehingga dapat diartikan bahwa variable pengambilan kredit dapat dijelaskan oleh variable independen yang terdiri dari : literasi keuangan, faktor-faktor demografi (umur, penghasilan, profesi, pendidikan), sedangkan sebesar 43, 2 % dijelaskan oleh variabel yang lain. Kata kunci: literasi keuangan, faktor-faktor demografi, pengambilan kredit Abstract This study aims to examine the factors that can influence taking of credits in PT. Columbia subdivision Kudus. The factors that are expected to influence taking of credit in terms of behavioral is the financial literacy, demographic factors (age, income, profession and education). The number of samples taken as many as 100 by using purposive sampling and cluster sampling. Data analysis techniques used in this research is multiple linear regression.            The results showed that the variables financial literacy and income had positive influence on taking of credits. While the variables age, profession and education has negative influence on taking of credits. Of this study obtained Adjusted R2 value of 0.568 or 56.8 %. This means that 56.8 % variable taking of credit can be explained by the independent variable that is financial literacy, demographic factors (age, income, profession and education). The remaining portion of 43.2 % is explained by other variables. Keywords: Financial Literacy, Demographic Factors, Taking Credit