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All Journal al-Afkar, Journal For Islamic Studies Jurnal Ilmiah Pendidikan dan Pembelajaran Jurnal Rontal Keilmuan Pancasila dan Kewarganegaraan JURNAL LENTERA BISNIS EKONOMIKA45 Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Teknik Mesin, Industri, Elektro dan Informatika J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis
Siti Nur Rohmah
Unknown Affiliation
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Social Sciences

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Journal : EKONOMIKA45

 1 
Literasi Keuangan Syariah untuk Generasi Milenial dalam Menggunakan Produk Keuangan Halal Wahyuni Sirait; Siti Nur Rohmah; Intan Dinda; Meliyani Meliyani
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 2 (2025): Juni: Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i2.4321

Abstract

Sharia financial literacy plays a crucial role in shaping the financial behavior of millennials, especially in selecting halal financial products. Amid the rapid growth of the Islamic finance industry, a clear understanding of fundamental concepts such as contracts (akad), usury (riba), and halal-haram distinctions is essential. This study aims to explore the level of sharia financial literacy among millennials and its influence on their preference for halal financial services. Using a qualitative method with literature study and observation, this research investigates patterns and awareness in financial decision-making. The findings indicate that higher literacy levels correlate positively with the use of sharia-compliant products, showing that informed millennials are more likely to support ethical and syariah-based financial systems. The study concludes that enhancing financial literacy can strengthen the role of millennials in developing a sustainable Islamic economic ecosystem in Indonesia.
Co-Authors Afifah Dewi Kurniati Agus Syaifudin Aista Bella Amalia, Nurulita Anggita Refida Prismutitomi Chyntia Heru Woro Prastiwi Elisa Indriyaningsih Faris Su’ud Subiakto Hilyawan Prada Putra Akbar Honest Ummi Kaltsum Ilham Ilham Ima Kulama Gutami Imron Rosyadi Intan Dinda Izza Himmatul Ulya Jovanny Cynthia Laverda Karomah, Nurul Giswi Khoirun Nikmah M. Abdillah Hanif M. Luthfi Muwaffiq Maryatul Kibtyah Mayla Zainun Nafi'ah Meliyani Meliyani Mia Rahma Dewi Mohammad Fawwazi Sya’bani Muhammad Jundullah Nova Miranda Nur Rochmadhoni Nurlaela Annajmi Ratna Nidya Primasari Salwa Najla Jinan Shofia Husna Sri Ningsih Susi Oktafiani Syamsul Hidayat Tri Andriani Wahyuni Sirait Wanda Maulidah Awali Yanwar Affandhy