Article Per Year (5 Year)
p-Index From 2020 - 2025
2.162
P-Index
This Author published in this journals
All Journal Prosiding Seminar Nasional INDOCOMPAC Widya Cipta : Jurnal Sekretari dan Manajemen Perspektif : Jurnal Ekonomi dan Manajemen Universitas Bina Sarana Informatika Moneter : Jurnal Akuntansi dan Keuangan INTERACTION: Jurnal Pendidikan Bahasa Jurnal USAHA Dynamic Management Journal Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi (JEMBA)
Diana Tambunan
Universitas Bina Sarana Informatika
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

Published : 12 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Moneter : Jurnal Akuntansi dan Keuangan

 1 
Merger And Innovation To Improve Organization’s Performance In Indonesia To Fight Industrial Revolution 4.0: Case Study Merger Bank BTPN Diana Tambunan; Sugeng Wahyudi; Harjum Muharam
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 8, No 1 (2021): April 2021
Publisher : Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/moneter.v8i1.10344

Abstract

An organization will conduct a merger strategy with companies that have strong technology to overcome the challenges of industrial transformation 4.0. In 2018 Bank BTPN merged with SMBCI with the hope of strengthening banking technology so that it could serve customers of various segments with various services throughout Indonesia.This research is a case study conducted at Bank BTPN which contributes to prove whether with merger, Bank BTPN's financial performance has improved. The method used is ratio analysis by comparing the financial performance of Bank BTPN before merger and after merger and the data obtained from the 2019 Annual Report and published financial statement 2020. The results showed that the merger strategy made Bank BTPN able to use assets, funding, and technology owned by SCMBI in innovating the digital banking business of Jenius banking products, BTPN Wow! and other banking products so that the post merger of Bank BTPN's financial performance has increased rapidly both in terms of assets to be the ninth largest in Indonesia, as well as 41% increase in net profit to Rp 2.9 trillion in 2019. This research proposes the concept of business model where merged bank should take five actions: 1) Innovation Business Digital Bangking, (2) Expansion of Customer Segmentation, (3) Diversification of Products/Market, (4) Quality of Human Resources, (5)Corporate Governance. 
Co-Authors Dirgahayu Erri Harjum Muharam Hasta Herlan Herlan, Hasta Ida Hendarsih Intan Kusuma Dewi Jaka Santosa, Jaka Martanti, Amas Sari Muhamad Harun Prana, Indra Ria Andriani Sazly, Syukron seno sudarmono Hadi Shinta Noviana, Shinta Sugeng Wahyudi SUSANTI Suwanda Aditya Saputra Syukron Sazly Tri Widyastuti Warsono Warsono Warsono Warsono Widajita, Ayu Dinaria