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All Journal Syntax Literate: Jurnal Ilmiah Indonesia Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Jurnal Manajemen Universitas Bung Hatta Jurnal Ipteks Terapan : research of applied science and education Literacy : International Scientific Journals of Social, Education, Humanities Sanskara Ekonomi dan Kewirausahaan West Science Business and Management e-Jurnal Apresiasi Ekonomi West Science Social and Humanities Studies Prosiding Seminar Nasional Unimus International Journal of Economics and Management Research
Rika Desiyanti
FEB Universitas Bung Hatta Padang
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Journal : Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah

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Privasi, Keamanan dan Niat Memakai Payment Fintech LinkAja pada UMKM Padang Rika Desiyanti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i2.7827

Abstract

Abstract:         The study has purpose to analyze the effect of privacy and security on the intention to use LinkAja’s payment financial technology. Primary data needed and distribute questionnaire through google form. The sampling technique is simple random sampling with a total sample of one hundred and thirty-six respondents. This study using the Smart PLS program include: measurement model assessment (MMA), descrptive analysis, and structural model assessment (SMA). Results show, it can be conclude that privacy does have a positive effect on intentions to use payment financial technology, and also, security has a positive effect on intentions to use payment financial technology for SMEs’ Padang.Keywords:       Privacy, Security, Intention to Use Payment FintechAbstrak :        Studi ini mempunyai tujuan untuk menganalisis pengaruh privasi dan keamanan terhadap niat memakai payment financial technology LinkAja. Data primer dibutuhkan dalam penelitian ini. Data diperoleh dengan cara mendistribusikan kuesioner melalui google formulir. Teknik penarikan sampel adalah pengambilan sampel acak sederhana dengan jumlah total sampel seratus tiga puluh enam responden. Penelitian ini memakai program Smart PLS meliputi: measurement model assessment (MMA), analisis deskriptif dan structural model assessment (SMA). Dari hasil pengujian menunjukkan bahwa privasi berpengaruh positif terhadap niat memakai payment financial technology, dan keamanan juga berpengaruh positif terhadap niat memakai payment financial technology pada UMKM Padang.Kata Kunci:   Privasi, Keamanan, Niat Memakai Payment Fintech
Pengaruh Literasi Keuangan dan Pengelolaan Keuangan Terhadap Kinerja dan Keberlangsungan UMKM di Kota Padang Rika Desiyanti; Chrismondari Chrismondari; Adnan Raja Romero
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 2 (2023)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i2.12322

Abstract

The study aims to analyze the impact of financial literacy and financial management on the performance and sustainability of micro, small, and medium enterprises (MSMEs) in Padang City. This research is quantitative, and it uses primary data obtained through questionnaires. This research population is an MSMEs perpetrator in the city. Sampling techniques in research use census techniques. Around 150 people participated in the event. The data was processed with SPSS software for Windows version 22. The results of this study indicate that financial literacy has a positive impact on the performance of MSMEs and business sustainability; financial management has positive experience with the sustainability of enterprises; and financial management is consistent with the outcomes of MSMEs.
Co-Authors Abdallah, Zachari Adnan Raja Romero Afifah Windi Afifah Windi Bhaswarendra Guntur Hendratri Chrismondari, Chrismondari Daniati Puttri Frans Sudirjo Gusti Marliani Ice Kamela Ice Kamela Indah Nasution Irda Irda Judijanto, Loso Linda Wati Mei Rani Amalia Nailal Husna Nor Azilah Husin Pertiwi Mulyani Rahmi Rahma Yati Reni Yuliviona, Reni Rini Elvira Robi Hendra Desaputra Rully Fildansyah Sefnedi Sefnedi, Sefnedi Sudarmanto, Eko Sulistyaningsih, Elli Tatik Handayani, Tatik Tyara Dwi Putri Yuhelmi Yuhelmi Zeshasina Rosha Zeshasina Rosha