Claim Missing Document
Check
Articles

Found 19 Documents
Search

Pengaruh Literasi Keuangan dan Pengelolaan Keuangan Terhadap Kinerja dan Keberlangsungan UMKM di Kota Padang Rika Desiyanti; Chrismondari Chrismondari; Adnan Raja Romero
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 2 (2023)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i2.12322

Abstract

The study aims to analyze the impact of financial literacy and financial management on the performance and sustainability of micro, small, and medium enterprises (MSMEs) in Padang City. This research is quantitative, and it uses primary data obtained through questionnaires. This research population is an MSMEs perpetrator in the city. Sampling techniques in research use census techniques. Around 150 people participated in the event. The data was processed with SPSS software for Windows version 22. The results of this study indicate that financial literacy has a positive impact on the performance of MSMEs and business sustainability; financial management has positive experience with the sustainability of enterprises; and financial management is consistent with the outcomes of MSMEs.
Faktor Yang Mempengaruhi Tingkat Kepercayaan Penggunaan EKinerja Pada Universitas Bung Hatta Dengan Menggunakan Model Technology Accaptance Model Ice Kamela; Zeshasina Rosha; Rika Desiyanti; Afifah Windi
Prosiding Seminar Nasional Unimus Vol 6 (2023): Membangun Tatanan Sosial di Era Revolusi Industri 4.0 dalam Menunjang Pencapaian Susta
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penggunaan Teknologi Informasi yang berkembang begitu pesat sangat diperlukan pada saat ini. Dengansemakin populernya jaringan internet, ponsel pintar dan internet yang semakin luas dengan biaya yangsemakin relatif murah, dengan berbagai macam aplikasi perangkat keras (hardware), perangkat lunak(software) yang dapat digunakan untuk mendukung aktifitas manusia dalam kehidupan sehari-hari. Yangdapat menjadikan budaya dari kehidupan kegiatan modern yang tak dipisahkan terhadap manusia tersebut.Universitas Bung Hatta telah menerapkan E-kinerja dosen tetapnya untuk mendapatkan informasi secaracepat, akurat dan up to date secara elektronik, Penelitian ini berguna untuk mengukur aplikasi e-kinerjadosen dengan menggunakan komputer serta pengukuran konstruk kemampuan menggunakan komputer,sikap, minat, persepsi kemudahan penggunaan, persepsi kegunaan, dan penggunaan perangkat yangsepatutnya  aplikasi e-kinerja dosen, menggunakan data primer kepada 95 orang dosen tetap dengan caramengedarkan kuestioner. Hasil pengolahan data dengan menggunakan Smart PLS mendapatkan hasilbahwa kemampuan dosen dalam menggunakan komputer berpengaruh positif dan signifikan terhadappersepsi kemudahan didalam menggunakan komputer. Sedangkan  Persepsi kemudahan dalammenggunakan komputer dan persepsi kegunaan berpengaruh positif dan signifikan terhadap sikappengguna. Sikap pengguna komputer  berpengaruh positif dan signifikan terhadap minat perilakumenggunakan komputer. Minat perilaku menggunakan komputer  berpengaruh positif dan signifikanterhadap penggunaan sepatutnya. Tidak ada pengaruh kemampuan menggunakan komputer terhadappersepsi kegunaan aplikasi e-kinerja dosen. Kata Kunci : E-kinerja, Technology Accaptance Model, Dosen.
The Effect of Work-Life Balance, Product Branding, and Use of Fintech Technology on Operational Efficiency of Start-ups in Yogyakarta Mei Rani Amalia; Rika Desiyanti; Rully Fildansyah
West Science Social and Humanities Studies Vol. 2 No. 09 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i09.1299

Abstract

This study examines the effects of work-life balance, product branding, and fintech technology on the operational efficiency of start-up companies in Yogyakarta. A quantitative approach was employed, with data collected from 80 respondents using a structured questionnaire and analyzed with SPSS version 26. The results indicate that all three variables have significant positive effects on operational efficiency. Product branding had the strongest impact, followed by fintech technology and work-life balance. The findings suggest that start-up managers can enhance operational performance by prioritizing employee well-being, investing in effective branding strategies, and adopting fintech solutions. These insights contribute to the understanding of key drivers of operational efficiency in the start-up ecosystem and offer practical implications for improving start-up sustainability.
Analysis of the Influence of Social Capital, Innovation, and Market Orientation on the Growth of Micro and Small Enterprises in the Special Region of Jakarta Frans Sudirjo; Bhaswarendra Guntur Hendratri; Rika Desiyanti; Eko Sudarmanto
West Science Business and Management Vol. 2 No. 03 (2024): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v2i03.1276

Abstract

This study examines the effects of social capital, innovation, and market orientation on the growth of Micro and Small Enterprises (MSEs) in the Special Capital Region of Jakarta. Using a quantitative research approach, data were collected from 160 MSEs through a structured questionnaire, and the relationships between the variables were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results reveal that all three factors—social capital, innovation, and market orientation—significantly contribute to the growth of MSEs. Innovation was identified as the most critical factor, followed by social capital and market orientation. The findings highlight the importance of fostering innovation, adopting market-oriented strategies, and leveraging social networks for the sustainable growth of MSEs. This study provides valuable insights for entrepreneurs and policymakers on how to support the development of MSEs in competitive urban environments.
Dampak Implementasi Ekonomi Berkelanjutan dan Solusi Inovasi Sosial terhadap Kinerja Finansial dan Reputasi Perusahaan Start-up di Indonesia Marliani, Gusti; Judijanto, Loso; Handayani, Tatik; Sulistyaningsih, Elli; Desiyanti, Rika
Sanskara Ekonomi dan Kewirausahaan Vol. 3 No. 01 (2024): Sanskara Ekonomi dan Kewirausahaan (SEK)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/sek.v3i01.460

Abstract

Penelitian ini menyelidiki dampak implementasi ekonomi berkelanjutan dan solusi inovasi sosial terhadap kinerja keuangan serta reputasi perusahaan start-up di Indonesia. Dengan pendekatan kuantitatif, data dari 270 perusahaan start-up dikumpulkan melalui kuesioner terstruktur dengan skala Likert 1-5, dan dianalisis menggunakan Structural Equation Modeling-Partial Least Squares (SEM-PLS) untuk menguji hubungan antar variabel. Hasil menunjukkan bahwa praktik ekonomi berkelanjutan dan solusi inovasi sosial berpengaruh positif dan signifikan terhadap kinerja keuangan dan reputasi perusahaan, di mana inovasi sosial memiliki dampak lebih kuat terhadap reputasi, sementara implementasi ekonomi berkelanjutan lebih memengaruhi kinerja keuangan. Temuan ini menegaskan pentingnya integrasi strategi keberlanjutan dan inovasi sosial bagi perusahaan rintisan untuk mencapai kesuksesan finansial dan reputasi pasar yang kuat. Studi ini memberikan wawasan berharga bagi wirausahawan, investor, dan pembuat kebijakan, menyoroti pentingnya mendorong keberlanjutan dan inovasi dalam ekosistem kewirausahaan di Indonesia.
The Influence of Service Quality and Trust on Customer Loyalty with Customer Satisfaction as a Mediator: (Case Study at Mandiri Link UD Naimah, Mandailing Natal Regency, North Sumatra) Indah Nasution; Reni Yuliviona; Rika Desiyanti; Zeshasina Rosha
International Journal of Economics and Management Research Vol. 3 No. 3 (2024): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i3.536

Abstract

Agent-based financial services have become an important strategy to expand financial inclusion in rural areas, including Mandailing Natal Regency, North Sumatra. This study aims to analyze the effect of service quality and trust on customer loyalty with customer satisfaction as a mediating variable at Mandiri Link Agent UD. Naimah. This research employs a quantitative approach with a census sampling technique involving 127 active customers. Data were collected using a closed-ended Likert scale questionnaire and analyzed through descriptive statistics and hypothesis testing. The results show that service quality, trust, and customer satisfaction have a positive and significant effect on customer loyalty. The average service quality score is 32.74 (TCR 84.67%), trust is 24.54 (TCR 82.6%), and customer satisfaction is 20.76 (TCR 82.6%), while customer loyalty averages 19.50 (TCR 76%). Other findings indicate that customer satisfaction mediates the relationship between trust and customer loyalty. In conclusion, continuous improvement of service quality and strengthening customer trust are necessary to enhance customer satisfaction and loyalty. The practical implication of this study is expected to provide input for Mandiri Link Agent UD. Naimah’s management in formulating service strategies that emphasize reliability, speed, security, and transaction convenience to maintain customer loyalty amid increasingly tight digital competition.
The Effect of Company Image and Service Quality on Customer Loyalty with Customer Satisfaction as a Mediating Variable : (Case Study on CV. Sahabat Bumi in Merangin Regency, Jambi Province) Pertiwi Mulyani; Reni Yuliviona; Rika Desiyanti; Zeshasina Rosha
LITERACY : International Scientific Journals of Social, Education, Humanities Vol. 4 No. 1 (2025): April : International Scientific Journals of Social, Education, Humanities
Publisher : Badan Penerbit STIEPARI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/literacy.v4i1.2924

Abstract

This study is motivated by the fluctuating number of customers of CV. Sahabat Bumi, which operates in the palm oil trading sector in Merangin Regency, Jambi Province. The declining trend of customer loyalty highlights the need to examine the factors that influence it. The aim of this research is to analyze the effect of corporate image and service quality on customer loyalty with customer satisfaction as a mediating variable. This quantitative research involved 141 active customers who had made at least two transactions. Data were collected using a Likert-scale questionnaire and analyzed using structural equation modeling. The results show that corporate image has a positive effect on both customer loyalty and satisfaction, whereas service quality does not have a positive effect on either loyalty or satisfaction. Customer satisfaction is proven to mediate the relationship between corporate image and customer loyalty but does not mediate the relationship between service quality and loyalty. These findings indicate that customer loyalty at CV. Sahabat Bumi remains low, implying the need for the company to focus on improving service consistency, response speed, transparent communication, and corporate reputation to retain and enhance customer satisfaction and loyalty in the future. This research is expected to provide insights for management in formulating effective marketing strategies. Future research should consider adding other variables such as promotional mix or customer trust to produce more comprehensive results.
THE EFFECT OF FIRM CHARACTERISTICS ON THE UNDERPRICING OF IPO STOCK Rika Desiyanti; Mutiara Hanum; Chrismondari; Mai Yuliza
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 2 No. 4 (2023): SEPTEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v2i4.814

Abstract

Initial Public Offerings (IPOs) represent a critical mechanism for companies to raise capital by offering their shares to the public for the first time. This study investigates the determinants of stock underpricing in IPO companies listed on the Indonesia Stock Exchange between 2019 and 2022. Specifically, we examine the impact of return on equity (ROE), firm size, firm age, and reputation in terms of Knowledge, Attitude, and Practice (KAP) on stock underpricing. The sample selection process employs a saturated sample methodology, resulting in a final observation-worthy sample of 134 companies from an initial pool of 219. We employ multiple regression analysis using the SPSS 27 program to analyze the data. Our findings reveal that while firm size, age, and KAP reputation do not significantly influence stock underpricing, return on equity emerges as a significant determinant affecting the degree of stock underpricing in IPOs. This research contributes to a better understanding of the dynamics at play in the IPO market, providing valuable insights for investors, policymakers, and market participants.
Green Green HRM Research Gaps and Future Agenda: A Systematic and Bibliometric Synthesis Mauledy Ahmad; Anggil Nopra Lova; Alvia Santoni; Rika Desiyanti
The Future of Education Journal Vol 4 No 7 (2025): Continued
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Yayasan Pendidikan Tumpuan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61445/tofedu.v4i7.875

Abstract

In response to the increasing demand for environmentally sustainable organizational practices, Green Human Resource Management (GHRM) has gained prominence as a strategic integration of ecological values into core HRM functions. Despite growing scholarly interest, GHRM research remains fragmented and methodologically limited, often lacking contextual and longitudinal insights. This study aims to systematically synthesize existing literature and identify key research gaps and future directions. Using a Systematic Literature Review (SLR) combined with bibliometric analysis, 31 peer-reviewed articles indexed in Scopus from 2021 to 2025 were critically examined. VOSviewer software was employed to visualize co-occurring keywords, author networks, and thematic clusters. The findings indicate that core GHRM practices such as green recruitment, training, and appraisal are central to fostering innovation, sustainability performance, and organizational transformation. Recent trends highlight a shift towards integrating digitalization, artificial intelligence, and Industry 4.0 into GHRM frameworks. However, research remains largely concentrated in specific regions and sectors, with limited representation of SMEs, non-profit institutions, or diverse cultural contexts. Additionally, external stakeholder engagement, ESG-linked HR strategies, and data-driven sustainability reporting are underexplored. This study proposes an integrative GHRM model linking global sustainability pressures with strategic HR outcomes including green innovation, digital alignment, and stakeholder accountability. The article contributes both conceptually and practically by consolidating the theoretical base of GHRM and informing future research agendas that are inclusive, adaptive, and forward-looking.