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All Journal IJBE (Integrated Journal of Business and Economics) Amwaluna Jurnal Ekonomi dan Keuangan Syariah Scientia: Jurnal Hasil Penelitian Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah JYRS: Journal of Youth Research and Studies INCOME: Indonesian Journal of Community Service and Engagement Jurnal Pengabdian Masyarakat (Z-COVIS) Jurnal of Islamic and Social
Wulpiah
IAIN Syaikh Abdurrahman Siddik Bangka Belitung
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Optimalisasi Peran Nazhir dalam Pengembangan Wakaf Produktif Suyanto Suyanto; Wulpiah Wulpiah
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 2 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i2.6542

Abstract

The success of Islamic countries shows that waqf can contribute to overcoming economic problems. In Indonesia, waqf management is regulated through Law No. 41 of 2004, Government Regulation No. 25 of 2018, and Minister of Religious Affairs Regulation No. 4 of 2009. The local government and the Belitung Regency BWI are actively developing productive waqf by optimising the role of nazhir. This study uses a case study method with observation, documentation, and interviews with five key informants from the BWI, religious leaders, community leaders, and the nazhir forum. Data analysis refers to Miles and Huberman. The results show that the BWI's nazhir guidance mechanism covers two aspects. First, the recruitment pattern is through letters to village heads and the Religious Affairs Office (KUA), but it is still limited to the village and mosque levels. Second, guidance is carried out through basic socialisation without special certification. Optimising the role of nazhir includes regeneration, technical training, and increasing waqf literacy. BWI Belitung needs to revitalise its management and synergise with Ministry of Religious Affairs programmes such as waqf incubation and the millennial literacy movement.
Penerapan Green Economy dalam Pengembangan Pariwisata Halal Muhamad Fauzi; Wulpiah Wulpiah; Anisa Anisa
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 10 No 1 (2026)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v10i1.7571

Abstract

The research objective was to determine customer satisfaction in inpatient and outpatient installations; know consumer retention in inpatient and outpatient installations and; to analyse the relationship between the length of treatment again with customer satisfaction at the inpatient installation as well; analyse the relationship between the length of treatment again with customer/patient satisfaction at outpatient installations. The results showed that the level of patient satisfaction at the inpatient and outpatient installations described in the six indicators of satisfaction, the majority of which had good patient satisfaction. The results of the profitability measurement show that there is a decrease in the level of consumer profit, this condition is not good for hospital management. There was an increase in retention in outpatient and emergency departments, while hospitalization and use of operating rooms decreased. There was an increase in acquisitions in inpatient installations and the use of operating rooms while outpatient care and emergency services decreased.
PENINGKATAN LITERASI KEUANGAN SYARIAH BAGI PEGAWAI KEMENTERIAN AGAMA KABUPATEN BANGKA BARAT Hadarah; Wulpiah; Kartika Sari; Mifta Nurul Rosyidah; Istikomah
Jurnal Pengabdian Masyarakat (Z-COVIS) Vol. 1 No. 2 (2025): Jurnal Pengabdian Masyarakat (Z-COVIS)
Publisher : Penerbit Az-Zahra Media Society

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tingkat literasi dan inklusi keuangan syariah nasional masih relatif rendah dibandingkan sistem keuangan konvensional, sehingga diperlukan intervensi edukatif yang terukur dan berkelanjutan. Kegiatan Pengabdian kepada Masyarakat (PkM) yang dilaksanakan oleh Program Pascasarjana IAIN Syaikh Abdurrahman Siddik Bangka Belitung pada 26 Agustus 2025 bertujuan meningkatkan kompetensi pegawai Kementerian Agama Kabupaten Bangka Barat terkait prinsip, praktik, dan penerapan literasi keuangan syariah. Melalui metode seminar, workshop, simulasi kasus, dan pendampingan, kegiatan ini menemukan bahwa sebagian besar pegawai belum memahami indikator literasi keuangan syariah serta belum memanfaatkan produk lembaga keuangan syariah. Program ini menghasilkan peningkatan pemahaman peserta, terbentuknya inisiatif komunitas penyuluh keuangan syariah, dan rekomendasi tindak lanjut berupa penyusunan modul, pendampingan, dan kemitraan strategis dengan lembaga keuangan syariah.
Pelatihan Penyusunan Laporan Keuangan UMKM Berbasis Standar Akuntansi Keuangan Entitas Mikro, Kecil, dan Menengah Wulpiah Wulpiah; Sumiyati Sumiyati; Ahmad Irvani; Himmatul Ulyah; Robi Robi
INCOME: Indonesian Journal of Community Service and Engagement Vol. 5 No. 2 (2026)
Publisher : EDUPEDIA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56855/income.v5i2.2323

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran strategis dalam perekonomian nasional, namun masih menghadapi berbagai kendala dalam pengelolaan administrasi dan penyusunan laporan keuangan sesuai Standar Akuntansi Keuangan Entitas Mikro, Kecil, dan Menengah (SAK EMKM). Rendahnya literasi akuntansi, belum sistematisnya pencatatan transaksi, serta masih bercampurnya keuangan pribadi dan usaha menjadi permasalahan utama yang berdampak pada rendahnya akuntabilitas usaha dan terbatasnya akses pembiayaan formal. Kegiatan Pengabdian kepada Masyarakat Program Pascasarjana IAIN Syaikh Abdurrahman Siddik Bangka Belitung ini bertujuan meningkatkan pengetahuan dan keterampilan pelaku UMKM dalam menyusun laporan keuangan berbasis SAK EMKM. Kegiatan dilaksanakan pada 25 September 2024 di Kantor Bupati Bangka Tengah dengan melibatkan 50 pelaku UMKM. Metode yang digunakan adalah pendekatan partisipatif melalui penyampaian materi, diskusi interaktif, studi kasus, praktik penyusunan laporan keuangan, dan pendampingan secara langsung. Evaluasi dilakukan melalui observasi terhadap partisipasi peserta serta penilaian hasil praktik penyusunan laporan keuangan. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta mengenai konsep dasar SAK EMKM, kemampuan melakukan pencatatan transaksi secara sistematis, serta keterampilan menyusun laporan posisi keuangan, laporan laba rugi, dan laporan perubahan modal sesuai standar. Selain itu, peserta mulai menyadari pentingnya pemisahan keuangan pribadi dan usaha sebagai dasar pengelolaan keuangan yang akuntabel. Kegiatan ini membuktikan bahwa pelatihan dan pendampingan berbasis praktik efektif meningkatkan literasi akuntansi pelaku UMKM. Keberlanjutan program melalui pendampingan berkala dan pemanfaatan teknologi pencatatan keuangan digital diperlukan agar implementasi SAK EMKM dapat berjalan secara konsisten serta mendukung peningkatan daya saing dan keberlanjutan UMKM.
Kebijakan Moneter Syariah di Indonesia Reni Marwiyati Lukito; Wulpiah Wulpiah; Ahmad Taufik
EJESH: Journal of Islamic Economics and Social Vol. 1 No. 1 (2023): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v1i1.3250

Abstract

Each country's monetary policy is different and heavily influenced by the external and internal conditions of the country. Indonesia adheres to a dual banking system: Islamic and conventional banks. So two types of monetary policy are taken, namely conventional monetary policy and Islamic monetary policy. The goal of monetary policy is to accomplish these goals by using suitable monetary tools or instruments to control the supply and demand for money (money circulating in the community), the available money supply, the stability of currency values, and the direction in which money will be distributed. Itself. After the 1997 crisis, Indonesia's monetary policy focused on maintaining monetary stability, especially the rupiah stability. There are four sharia monetary policies implemented in Indonesia, namely: (1) Development of instruments, infrastructure, regulation, and investor base on the sharia money market & sharia forex market, including the utilization of the social sector through Islamic securities. (2) Infrastructure development, real sector-based regulation of liquidity management. (3) Encouraging the development of the Sukuk market. (4) Development of the real sector return index as a benchmark.
Analisis Masalah Pengumpulan dan Pendistribusian Dana Zakat di BAZNAS Provinsi Bangka Belitung dengan metode dekomposisi masalah (Metode Analytic Network dekomposisi masalah (Metode Analytic Network Ahmad Irvani; Wulpiah Wulpiah
EJESH: Journal of Islamic Economics and Social Vol. 2 No. 2 (2024): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v2i2.5179

Abstract

Zakat plays a crucial role in enhancing social welfare and reducing poverty. This research aims to analyze the core challenges in collecting and distributing zakat funds in BAZNAS Bangka Belitung Province using the Analytic Network Process (ANP) method. Key findings indicate that organizational aspects, human resources limitations, operational budget constraints, and weak monitoring mechanisms significantly hinder zakat management. The study recommends strategic solutions such as creating a mustahik database, enhancing human resource capabilities, adopting transparent monitoring systems, and diversifying funding sources. Implementing these strategies can potentially improve zakat management efficiency and effectiveness in reducing poverty in Bangka Belitung Province.
Perdebatan mengenai validitas paradigma maksimalisasi laba telah lama menjadi topik sentral dalam wacana ekonomi, terutama terkait kesesuaiannya dengan berbagai sistem nilai. Penelitian ini mengkaji kritik Zubair Hasan terhadap landasan teoretis dan filosofis maksimalisasi laba dalam ekonomi sekuler, serta membandingkannya dengan prinsip-prinsip ekonomi Islam. Hasan berpendapat bahwa paradigma konvensional yang didasarkan pada asumsi homo economicus, individualisme metodologis, dan klaim netrali Yuli Herawansya; Wulpiah
EJESH: Journal of Islamic Economics and Social Vol. 4 No. 1 (2026): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/dzkd1w07

Abstract

The debate over the validity of the profit maximization paradigm has long been central in economic discourse, particularly regarding its compatibility with different value systems. This study examines Zubair Hasan’s critique of the theoretical and philosophical foundations of profit maximization in secular economics and contrasts it with Islamic economic principles. Hasan argues that the conventional paradigm grounded in assumptions of homo economicus, methodological individualism, and claims of value neutrality is reductionist and inadequate for explaining the normative and moral dimensions inherent in Islamic economics. Using a qualitative literature-based approach, this research analyzes Hasan’s criticism of the secular model, his reconstruction of rationality within an Islamic framework, and his proposed alternative profit model aligned with the objectives of sharia (maqāṣid al-sharī‘ah). The findings indicate that while secular economics treats profit maximization as a universal standard of rational behavior, Islamic economics regards profit as a conditional and legitimate outcome that must be pursued through halal, just, transparent processes and directed toward social welfare. Hasan integrates social responsibility, moral accountability, and intergenerational sustainability into a broader conception of economic rationality, thereby challenging the phenomenon of “sharia mimicry,” in which Islamic financial institutions replicate conventional products without embodying substantive Islamic values. His framework offers corrective guidance by emphasizing that profit in Islam is inseparable from ethical intention, lawful acquisition, and societal prosperity. Ultimately, Hasan’s thought remains highly relevant for advancing Islamic economic theory, fostering ethical business practices, and strengthening normative and juridical research frameworks capable of addressing contemporary financial complexities, positioning Islamic economics not merely as a moral supplement to conventional theory but as an independent intellectual system with distinct philosophical foundations, socio-spiritual objectives, and methodological approaches.
Co-Authors Aam Slamet Rusydiana Ahmad Irvani Ahmad Taufik Ahmad Taufik Anisa Anisa Dewi Galu Fitaloka Findriyani, Ella Hadarah Hidayati Ida Himmatul Ulyah Irvani, Ahmad Istikomah Kartika Sari Kiki Listari Lukito, Reni Marwiyati Marheni Marheni Meilani, Reka Mifta Nurul Rosyidah Muhamad Fauzi Muhamad Nurdin, Muhamad Reni Marwiyati Lukito Robi Robi Sumiyati Sumiyati Suyanto Suyanto Yuli Herawansya