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Penentuan Niat Mahasiswa IAIN Shaikh Abdurrahman Siddik Bangka Belitung dalam Berwirausaha Wulpiah Wulpiah; Kiki Listari
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 2 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i2.6335

Abstract

This empirical study aims to determine the factors that influence the intention of IAIN Syaikh Abdurrahman Siddik students to become entrepreneurs. Discussing in an implemented manner whether environmental factors (access to capital, access to information and access to social networks) influence the intention of IAIN students to become entrepreneurs? Do skill factors (communication skills, ability to develop business strategies and ability to operate IT devices) influence the intention of IAIN students to become entrepreneurs? Do orientation factors (entrepreneurial knowledge, entrepreneurial desire) influence the intention of IAIN students to become entrepreneurs? Do obstacles (financial risk, lack of expertise, social risk, and lack of commitment) influence the intention of IAIN students to become entrepreneurs? This study is a quantitative study with descriptive analysis techniques, and inferential analysis, using Multiple Linear Regression, and the assistance of SPSS 23.0 software. The population of this study were IAIN Bangka Belitung students. Respondents in this study were selected using purposive sampling techniques. The population of the study was 500 students from three faculties, so that a sample of 125 students was obtained. Based on the research results, it can be concluded that environmental factors, skills, orientation, and obstacles have a positive influence on entrepreneurial intentions.
Determinan Minat Masyarakat Kabupaten Belitung dalam Menyalurkan Wakaf Wulpiah Wulpiah; Hidayati Ida
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 10 No 1 (2026)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v10i1.6471

Abstract

This study aims to analyze the Interest of the People of Belitung Regency in Distributing Money Waqf which is measured by the factors of Socialization, Religiosity and Income both partially and simultaneously. with a sample of 100 respondents. Furthermore, the data collection technique used is a printed questionnaire distributed to 100 respondents as a primary data source. The type of research is Associative which is carried out to explain the relationship between two or more variables. The results of the study show that if the Religiosity variable partially affects the Interest in Distributing Money Waqf with a value of tcalcal>ttable or 4,170>1,290, it means that H1 is accepted and H0 is rejected. The Socialization variable partially affects the Interest in Disbursing Money Waqf with a tcal>ttable value or 2,492<1,290 meaning that H2 is accepted and H0 is rejected. Meanwhile, the Income variable partially affects the Interest in Disbursing Money Waqf with a tcal>ttable value or 1,291>1,290 meaning that H3 is accepted and H0 is rejected. Simultaneously, the variables of religiosity, socialization and income have an effect on the Interest in Distributing Waqf Money with a value of 22,581 while the Ftable is obtained from the formula df=-k-1 or 100-3-1= 96, which is 2.14. where Fcal>Ftabel or 22,581>2.14 means that H4 is accepted, H0 is rejected.
Optimalisasi Peran Nazhir dalam Pengembangan Wakaf Produktif Suyanto Suyanto; Wulpiah Wulpiah
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 2 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i2.6542

Abstract

The success of Islamic countries shows that waqf can contribute to overcoming economic problems. In Indonesia, waqf management is regulated through Law No. 41 of 2004, Government Regulation No. 25 of 2018, and Minister of Religious Affairs Regulation No. 4 of 2009. The local government and the Belitung Regency BWI are actively developing productive waqf by optimising the role of nazhir. This study uses a case study method with observation, documentation, and interviews with five key informants from the BWI, religious leaders, community leaders, and the nazhir forum. Data analysis refers to Miles and Huberman. The results show that the BWI's nazhir guidance mechanism covers two aspects. First, the recruitment pattern is through letters to village heads and the Religious Affairs Office (KUA), but it is still limited to the village and mosque levels. Second, guidance is carried out through basic socialisation without special certification. Optimising the role of nazhir includes regeneration, technical training, and increasing waqf literacy. BWI Belitung needs to revitalise its management and synergise with Ministry of Religious Affairs programmes such as waqf incubation and the millennial literacy movement.
Penerapan Green Economy dalam Pengembangan Pariwisata Halal Muhamad Fauzi; Wulpiah Wulpiah; Anisa Anisa
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 10 No 1 (2026)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v10i1.7571

Abstract

The research objective was to determine customer satisfaction in inpatient and outpatient installations; know consumer retention in inpatient and outpatient installations and; to analyse the relationship between the length of treatment again with customer satisfaction at the inpatient installation as well; analyse the relationship between the length of treatment again with customer/patient satisfaction at outpatient installations. The results showed that the level of patient satisfaction at the inpatient and outpatient installations described in the six indicators of satisfaction, the majority of which had good patient satisfaction. The results of the profitability measurement show that there is a decrease in the level of consumer profit, this condition is not good for hospital management. There was an increase in retention in outpatient and emergency departments, while hospitalization and use of operating rooms decreased. There was an increase in acquisitions in inpatient installations and the use of operating rooms while outpatient care and emergency services decreased.
PENINGKATAN LITERASI KEUANGAN SYARIAH BAGI PEGAWAI KEMENTERIAN AGAMA KABUPATEN BANGKA BARAT Hadarah; Wulpiah; Kartika Sari; Mifta Nurul Rosyidah; Istikomah
Jurnal Pengabdian Masyarakat (Z-COVIS) Vol. 1 No. 2 (2025): Jurnal Pengabdian Masyarakat (Z-COVIS)
Publisher : Penerbit Az-Zahra Media Society

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tingkat literasi dan inklusi keuangan syariah nasional masih relatif rendah dibandingkan sistem keuangan konvensional, sehingga diperlukan intervensi edukatif yang terukur dan berkelanjutan. Kegiatan Pengabdian kepada Masyarakat (PkM) yang dilaksanakan oleh Program Pascasarjana IAIN Syaikh Abdurrahman Siddik Bangka Belitung pada 26 Agustus 2025 bertujuan meningkatkan kompetensi pegawai Kementerian Agama Kabupaten Bangka Barat terkait prinsip, praktik, dan penerapan literasi keuangan syariah. Melalui metode seminar, workshop, simulasi kasus, dan pendampingan, kegiatan ini menemukan bahwa sebagian besar pegawai belum memahami indikator literasi keuangan syariah serta belum memanfaatkan produk lembaga keuangan syariah. Program ini menghasilkan peningkatan pemahaman peserta, terbentuknya inisiatif komunitas penyuluh keuangan syariah, dan rekomendasi tindak lanjut berupa penyusunan modul, pendampingan, dan kemitraan strategis dengan lembaga keuangan syariah.
Pelatihan Penyusunan Laporan Keuangan UMKM Berbasis Standar Akuntansi Keuangan Entitas Mikro, Kecil, dan Menengah Wulpiah Wulpiah; Sumiyati Sumiyati; Ahmad Irvani; Himmatul Ulyah; Robi Robi
INCOME: Indonesian Journal of Community Service and Engagement Vol. 5 No. 2 (2026)
Publisher : EDUPEDIA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56855/income.v5i2.2323

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran strategis dalam perekonomian nasional, namun masih menghadapi berbagai kendala dalam pengelolaan administrasi dan penyusunan laporan keuangan sesuai Standar Akuntansi Keuangan Entitas Mikro, Kecil, dan Menengah (SAK EMKM). Rendahnya literasi akuntansi, belum sistematisnya pencatatan transaksi, serta masih bercampurnya keuangan pribadi dan usaha menjadi permasalahan utama yang berdampak pada rendahnya akuntabilitas usaha dan terbatasnya akses pembiayaan formal. Kegiatan Pengabdian kepada Masyarakat Program Pascasarjana IAIN Syaikh Abdurrahman Siddik Bangka Belitung ini bertujuan meningkatkan pengetahuan dan keterampilan pelaku UMKM dalam menyusun laporan keuangan berbasis SAK EMKM. Kegiatan dilaksanakan pada 25 September 2024 di Kantor Bupati Bangka Tengah dengan melibatkan 50 pelaku UMKM. Metode yang digunakan adalah pendekatan partisipatif melalui penyampaian materi, diskusi interaktif, studi kasus, praktik penyusunan laporan keuangan, dan pendampingan secara langsung. Evaluasi dilakukan melalui observasi terhadap partisipasi peserta serta penilaian hasil praktik penyusunan laporan keuangan. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta mengenai konsep dasar SAK EMKM, kemampuan melakukan pencatatan transaksi secara sistematis, serta keterampilan menyusun laporan posisi keuangan, laporan laba rugi, dan laporan perubahan modal sesuai standar. Selain itu, peserta mulai menyadari pentingnya pemisahan keuangan pribadi dan usaha sebagai dasar pengelolaan keuangan yang akuntabel. Kegiatan ini membuktikan bahwa pelatihan dan pendampingan berbasis praktik efektif meningkatkan literasi akuntansi pelaku UMKM. Keberlanjutan program melalui pendampingan berkala dan pemanfaatan teknologi pencatatan keuangan digital diperlukan agar implementasi SAK EMKM dapat berjalan secara konsisten serta mendukung peningkatan daya saing dan keberlanjutan UMKM.