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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah FENOMENA Syarikat : Jurnal Rumpun Ekonomi Syariah EkBis: Jurnal Ekonomi dan Bisnis AL-FALAH : Journal of Islamic Economics Jurnal Iqtisaduna Journal Indonesia Law and Policy Review (JILPR) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam FENOMENA: Jurnal Penelitian Borneo Islamic Finance and Economics Journal (BIFEJ) Proceedings of Femfest International Conference on Economics, Management, and Business KOPEMAS Proceedings of Femfest International Conference on Economics, Management, and Business
Darmawati
Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Determining Factors of Generation Z Halal Cosmetic Product Consumers in East Kalimantan Darmawati; Nurul Fadhilah; Muhammad Afif Ridha
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines
Publisher : Universitas Darussalam Gontor

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Abstract

The prospect of the halal cosmetic industry both globally and nationally has a very potential trend. In Indonesia, the halal cosmetic industry is one of the industries that contribute to the improvement of the sharia economy. Along with the development of public knowledge about organic products that are friendly to the environment and do not contain non-halal ingredients, halal cosmetic products are increasingly in demand. Ironically, the great potential of the national halal cosmetic industry has not been properly utilized by local players. This study aims to analyze the determinants of consumers of halal cosmetic products. This type of research is quantitative research. The data used are primary data, with a population of Generation Z in East Kalimantan with a probability sample technique, the number of samples is 158 respondents. Data was collected by distributing questionnaires using a Likert scale and structured online using Google Forms. Based on the results of the study, it is known that cultural, social, and personal variables do not affect purchasing decisions for halal cosmetic products, while psychology has a significant influence on purchasing decisions for halal cosmetics. This means that psychological factors determine the decision of Generation Z in purchasing halal cosmetic products in East Kalimantan.
The Effect of RGEC on Financial Distress in Islamic Commercial Banks Puput Fitriana; Darmawati; Angrum Pratiwi
EkBis: Jurnal Ekonomi dan Bisnis Vol. 6 No. 2 (2022): EkBis: Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/EkBis.2022.6.2.1578

Abstract

A bank's ability to grow depends on its ability to raise funds. If the bank does not have sufficient funds, the bank will face various risks, including liquidity risk or even financial difficulties. Businesses need to reduce the risk of financial distress and understand the elements that drive it. The purpose of this study was to examine the effect of Risk Profile, Good Coorporate Government, Earnings, and Capital (RGEC) on financial distress at Indonesian Islamic Banks. Associative descriptive quantitative methodology was used in this study. With secondary data from Islamic commercial banks in Indonesia, namely annual financial reports and GCG reports for the 2015-2020 period. Purposive sampling was used to select 9 out of 14 Islamic commercial banks in Indonesia. The independent variables are NPF, FDR, GCG, ROA, ROE, CAR, and the dependent variable is financial distress, which is calculated using the Altman Z-Score model. Using multiple linear regression analysis. The results show that NPF has a significant negative effect on financial distress, while FDR has a significant positive effect on financial distress, while GCG, ROA, ROE, and CAR have no significant effect.
Pengaruh Rekrutmen, Seleksi dan Pelatihan terhadap Kinerja Karyawan pada Bank Mega Syariah Samarinda Muhammad Afif Ridha; Muhammad Birusman Nuryadin; Darmawati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.19178

Abstract

Employee performance is important in increasing employee productivity. In improving the performance of company employees must be able to know the factors that can affect performance. Several factors that influence employee performance are recruitment, selection, and training. Recruitment, selection and training have a close relationship to employee performance, so this study aims to determine the effect of recruitment, selection and training on employee performance at Bank Mega Syariah in Samarinda City. Furthermore, the results of the study are that partially employee recruitment has a partial negative effect on employee performance with a proven significant value of 0.031 <0.1 and a t-value of -2.651 <t table 1.943. Partial employee selection also has a negative effect on employee performance with a significant value of 0.031 <0.1 and t count -2.651 <1.943. Partial employee training has no positive effect on employee performance with a value of 0.687 > 0.1 and t count 0.423 <1.943. Simultaneously, recruitment, selection and training together have a positive influence on the performance of Bank Mega Syariah Samarinda City employees with a significant value of 0.076 <0.1 and an F count of 3.825 > F table 3.0741.
Transformasi Digital: Meningkatkan Kinerja Keuangan Koperasi Syariah Nurul Fadhilah; Darmawati
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 6 No. 2 (2023): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2023.vol6(2).13185

Abstract

Digitalisasi layanan koperasi memiliki orientasi tujuan untuk kemudahan, kecepatan pelayanan, kenyamanan dan keamanan anggota saat bertransaksi dengan koperasi. Peningkatan kinerja keuangan menggambarkan tingkat kesehatan keuangan yang baik. Kinerja adalah hasil dari suatu proses yang mengacu dan diukur selama periode waktu tertentu. Tujuan penelitian ini adalah untuk mengetahui pengaruh digitalisasi layanan terhadap kinerja keuangan koperasi syariah (Studi Kasus KSU Al Firdaus Samarinda dan Koperasi Syariah Ar-Rahmah Banjarmasin). Penelitian ini menggunakan penelitian deskriptif dengan metodologi kuantitatif. Sampel penelitian ini adalah seluruh laporan keuangan yang dihasilkan oleh lembaga-lembaga syariah yang telah menggunakan digitalisasi layanan koperasi periode 2015-2022. Hasil penelitian membuktikan bahwa digitalisasi layanan berpengaruh terhadap kinerja keuangan (ROA, ROE, BOPO). Digitalisasi layanan berdampak besar pada kinerja keuangan koperasi syariah yang tumbuh seiring dengan kemajuan teknologinya. Penelitian ini terbatas pada area geografis Samarinda dan Banjarmasin, sehingga hasilnya mungkin tidak dapat digeneralisasi ke koperasi syariah di lokasi lain.
THE APPLICATION OF HUMAN RESOURCE MANAGEMENT (HRM) IN REALIZING THE ECONOMIC INDEPENDENCE OF ISLAMIC BOARDING SCHOOL IN BALIKPAPAN: A CASE STUDY OF MODERN ISLAMIC BOARDING SCHOOL AL-MUTTAQIEN Darmawati Darmawati; Sagira Sagira
Konferensi Nasional Pengabdian Masyarakat (KOPEMAS) #5 2024 Konferensi Nasional Pengabdian Masyarakat (KOPEMAS) 2021
Publisher : Konferensi Nasional Pengabdian Masyarakat (KOPEMAS) #5 2024

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Abstract

Besarnya biaya yang dibutuhkan oleh Pondok Pesantren dalam menghidupi para santrinya sehingga sangat dibutuhkan kemandirian ekonomi Pesantren agar Pondok tidak tergantung dari bantuan dan pembayaran iuran bulanan dari wali santri dan terwujudnya kemandirian ekonomi yang diharapkan dapat menopang perekonomian Pesantren. Tujuan dari penelitian ini adalah untuk mengetahui konsep manajemen dan pelaksanaan sumber daya manusia perspektif Ekonomi Islam di Pondok Pesantren Balikpapan, disertai faktor pendukung dan penghambatnya. Metode yang digunakan merupakan kualitatif berupa studi kasus. Hasil penelitian menunjukkan bahwa konsep manajemen sumber daya manusia perspektif Ekonomi Islam ialah proses penarikan, seleksi, pengembangan, pemeliharaan, dan penggunaan sumber daya manusia yang diberdayakan sesuai tuntunan syariat Islam untuk mencapai tujuan individu maupun organisasi; Pelaksanaan manajemen sumber daya manusia dalam mewujudkan kemandirian ekonomi Pesantren di Balikpapan yaitu dengan menggunakan teori Yusanto dan Widjajakusuma dengan memperhatikan ciri kafa’ah, himmatul ‘amal, dan amanah; Faktor pendukung ialah Pesantren selalu mendapat dukungan penuh dari Bank Indonesia dan Kantor Perwakilan Balikpapan sejak Pondok Pesantren Modern Al-Muttaqien Balikpapan terpilih menjadi juara 1 pada tahun 2018 sebagai Pesantren Unggulan melalui kegiatan Festival Ekonomi Syariah, sementara untuk penghambatnya ialah lokasi yang masih terbatas dan kendala biaya jika proyek yang ditangani unit usaha terlalu besar.
Determining Factors of Generation Z Halal Cosmetic Product Consumers in East Kalimantan Darmawati; Nurul Fadhilah; Muhammad Afif Ridha
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The prospect of the halal cosmetic industry both globally and nationally has a very potential trend. In Indonesia, the halal cosmetic industry is one of the industries that contribute to the improvement of the sharia economy. Along with the development of public knowledge about organic products that are friendly to the environment and do not contain non-halal ingredients, halal cosmetic products are increasingly in demand. Ironically, the great potential of the national halal cosmetic industry has not been properly utilized by local players. This study aims to analyze the determinants of consumers of halal cosmetic products. This type of research is quantitative research. The data used are primary data, with a population of Generation Z in East Kalimantan with a probability sample technique, the number of samples is 158 respondents. Data was collected by distributing questionnaires using a Likert scale and structured online using Google Forms. Based on the results of the study, it is known that cultural, social, and personal variables do not affect purchasing decisions for halal cosmetic products, while psychology has a significant influence on purchasing decisions for halal cosmetics. This means that psychological factors determine the decision of Generation Z in purchasing halal cosmetic products in East Kalimantan.
Co-Authors Akhmad Haries Angrum Pratiwi Birusman Nuryadin Fitria Rahmah Lisda Aisyah Luqman Hariyadi Muhammad Afif Ridha Muhammad Afif Ridha Muhammad Birusman Nuryadin Muhammad Fachry Muhammad Noval Nur Rahmatullah Parno Parno Parno, Parno Puput Fitriana Sagira Sagira