Claim Missing Document
Check
Articles

Manajemen Keuangan Pada Perusahaan Mikro Di Kabupaten Brebes Ellen Rusliati; Mulyaningrum Mulyaningrum; Mujibah A. Sufyani
Prosiding Konferensi Nasional Pengabdian Kepada Masyarakat dan Corporate Social Responsibility (PKM-CSR) Vol 3 (2020): Peran Perguruan Tinggi dan Dunia Usaha Dalam Pemberdayaan Masyarakat Untuk Menyongsong
Publisher : Asosiasi Sinergi Pengabdi dan Pemberdaya Indonesia (ASPPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (194.286 KB) | DOI: 10.37695/pkmcsr.v3i0.938

Abstract

Usaha mikro memberikan kontribusi dalam peningkatan kesejahteraan keluarga. Tujuan pengabdian adalah untuk meningkatkan kinerja usaha melalui manajemen keuangan. Manajemen pemasaran dan produksi senantiasa menjadi fokus utama pengusaha. Program dilakukan pada bulan Desember 2019, dengan peserta sebanyak 40 orang melalui ceramah dan diskusi pencatatan keuangan usaha sederhana. Kuesioner disebarkan untuk mengetahui karakteristik pengusaha, tipe kepemimpinan, proses digitalisasi, dan kinerja usaha. Responden yang mengisi dengan lengkap sebanyak 25. Hasilnya menunjukkan, mayoritas pengusaha belum melakukan pencatatan keuangan, omset per hari kurang dari Rp 1 juta, menggunakan modal sendiri, kepemimpinan, proses digitalisasi, dan kinerja dalam kondisi baik. Pencatatan kas menggunakan Excel diperkenalkan, namun diperlukan pendampingan berkelanjutan guna memantau implementasinya dengan materi difokuskan pada penyusunan laporan keuangan, pencatatan, dan manajemen modal kerja. Manajemen keuangan yang baik memungkinkan pengambilan keputusan yang tepat dan berdampak pada peningkatan penjualan, aset, dan keuntungan. Partisipasi Dinas Koperasi dan UMKM, perguruan tinggi, dan perusahaan besar diperlukan untuk pendampingan secara kontinu dan terintegrasi.
PKM BUMDES TARUMAJAYA: PELATIHAN MANAJEMEN EKOWISATA PADA PROGRAM REVITALISASI HULU DAS CITARUM Mulyaningrum Sudibyo; Ellen Rusliati
Prosiding Konferensi Nasional Pengabdian Kepada Masyarakat dan Corporate Social Responsibility (PKM-CSR) Vol 4 (2021): Peran Perguruan Tinggi dan Dunia Usaha dalam Mewujudkan Pemulihan dan Resiliensi Masya
Publisher : Asosiasi Sinergi Pengabdi dan Pemberdaya Indonesia (ASPPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (97.65 KB) | DOI: 10.37695/pkmcsr.v4i0.1249

Abstract

Sungai Citarum berperan strategis bagi kehidupan sosial, budaya, dan ekonomi masyarakat 2 provinsi Jawa Barat dan Jakarta. Selain untuk irigasi dan sumber air minum, sungai Citarum juga digunakan di sektor perikanan, industri, dan pembangkit tenaga listrik untuk Jawa dan Bali. Oleh karena itu, Sungai Citarum menjadi aset vital dalam mendukung kehidupan bangsa. Namun saat ini Sungai Citarum dinyatakan sebagai sungai terkotor di dunia, tingkat pencemarannya 10 kali melampaui baku mutu. Oleh karena itu penanganan penanggulangan pencemaran dan kerusakan Daerah Aliran Sungai (DAS) Citarum harus segera dilaksanakan sebagai agenda nasional melalui Program Revitalisasi Hulu DAS Citarum, di Desa Tarumajaya. Situ Cisanti sebagai hulu Citarum mempunyai alam yang menarik, berpotensi bagi pengembangan ekowisata yang menjadi alternatif kegiatan ekonomi produktif bagi masyarakat, tanpa harus merusak kawasan hutan lindung. BUMDES Tarumajaya sebagai institusi ekonomi desa yang mengelola kawasan wana wisata Situ Cisanti. Pelatihan manajemen ekowisata menjadi penting bagi pengurus BUMDES, agar tidak melakukan ekploitasi alam, namun menggunakannya dengan baik. Penyelenggara ekowisata perlu memiliki pengetahuan konservasi untuk memelihara keaslian alam dan lingkungan, seni dan budaya, adat-istiadat, kebiasaan hidup seimbang.
Manajemen Kas Majelis Taklim untuk Pemberdayaan Ekonomi Ellen Rusliati; Mulyaningrum Mulyaningrum
Prosiding Konferensi Nasional Pengabdian Kepada Masyarakat dan Corporate Social Responsibility (PKM-CSR) Vol 4 (2021): Peran Perguruan Tinggi dan Dunia Usaha dalam Mewujudkan Pemulihan dan Resiliensi Masya
Publisher : Asosiasi Sinergi Pengabdi dan Pemberdaya Indonesia (ASPPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (229.666 KB) | DOI: 10.37695/pkmcsr.v4i0.1251

Abstract

Tujuan memiliki uang kas adalah untuk motif transaksi, spekulasi, dan berjaga-jaga. Bagi majelis taklim dapat pula digunakan untuk pemberdayaan ekonomi umat, sesuai dengan tujuan pendiriannya, yaitu dengan memanfaatkan kas yang tersedia, sebagai hasil tabungan anggota untuk keperluan Idul Fitri/Adha, disalurkan menjadi pinjaman jangka pendek bagi anggota atau warga sekitar yang memiliki usaha mikro. Pelaksanaan program dilakukan secara daring. Skema yang dapat digunakan adalah mudharabah atau qardhul hasan. Penyaluran kredit harus dilakukan secara hati-hati, karena dana yang digunakan adalah amanah umat yang harus dikembalikan pada waktunya. Prinsip yang digunakan dalam pemilihan pengusaha yang memperoleh kredit melalui 5C dan 3R (Character, Capacity, Capital, Collateral, Condition, Risk, Return, Repayment Capacity). Manajemen kas tetap harus menerapkan prinsip good governance, sehingga kepercayaan pemilik dana semakin bertambah. Hasilnya menunjukkan bahwa penyaluran kredit dilakukan bagi usaha mikro penduduk sekitar, pemilihan dilakukan berdasarkan kesepakatan pengurus, dilakukan secara hati-hati dan pencatatan yang memadai, sehingga dapat memperbesar usaha.
Credit Risk, Market Risk, Operational Risk and Liquidity Risk on Profitability of Banks in Indonesia Muhammad Fahrul; Ellen Rusliati
TRIKONOMIKA Vol 15 No 2 (2016): December Edition
Publisher : Faculty of Economics and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (406.778 KB) | DOI: 10.23969/trikonomika.v15i2.387

Abstract

This study examines the effect of credit risk, market risk, operational risk, and liquidity risk on profitability of banks listed on the Indonesia Stock Exchange in 2010-2014. The method used is descriptive and verification methods, with a sample of 30 banks and using multiple regression analysis. The results showed that credit risk does not partially affect profitability. Market risk, operational risk, and liquidity risk partially have positive effect on profitability. It simultaneously shows that credit risk, market risk, operational risk and liquidity risk have effect on the profitability of banks amounted to 67.1%. Improvement of Non-Performing Loan, Net Interest Margin, Operating Expenses to Operating Income Ratio, and Loan to Deposit Ratio will increase the Profitability.
Service Quality, Interest Rate, and Deposit On Call On Profitability (Study in Bank Mandiri Branch Office in PT. X) Renny Sunarny; Ellen Rusliati
TRIKONOMIKA Vol 15 No 1 (2016): June Edition
Publisher : Faculty of Economics and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (314.418 KB) | DOI: 10.23969/trikonomika.v15i1.399

Abstract

The aim of this research is to measure the influence of service quality and interest rate on deposit on call, and the influence of service quality, interest rate, and deposit on call on profitability. Hopefully, the result could give contributions for the development of management study, especially financial management. It also could hopefully provide valuable information about the importance of service quality, interest rate, and deposit on call in order to increase bank profitability. The location of this research was in Bank Mandiri, Bandung Branch Office in PT. X. The methodology used was quantitative research using descriptive and verificative analysis. Research data horizon was cross sectional using path analysis method. The results showed that there were significant influence between the interest rate on deposit on call, and service quality, interest rate, and deposit on call to profitability. It was found also that the influence of straight interest rate on profitability was weaker than interest rate on profitability via deposit on call.
External and Internal Environment, and Business Ethic on Business Partnership and its Implication on Small Enterprise Performance in West Java Tatang Suryana; Iman Sudirman; Ellen Rusliati
TRIKONOMIKA Vol 16 No 1 (2017): June Edition
Publisher : Faculty of Economics and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (454.386 KB) | DOI: 10.23969/trikonomika.v16i1.416

Abstract

The purpose of this study is to obtain empirical evidence and find clarity on the phenomena about the influence of external and internal environment, and business ethic on business partnership and its impact on small enterprise performance in West Java on small stamped-batik business. The research was conducted by using descriptive and inductive method by taking sample of 116 companies using simple random sampling technique proportionally with structural equation model analysis. The conclusions obtained are that the external environment, and business ethic were in the fair category, while the internal environment, partnership, and performance were good. SEM analysis showed that the external and internal environment, and business ethic simultaneously had positive and significant effect on partnership of 64.6%. Partially, the external environment had positive and significant impact on the business partnership of 15.41%. The internal environment had a positive and significant impact on business partnership of 28.73%. Business ethic had a positive and significant effect on business partnership of 20.30%. Business Partnership had a positive and significant impact on Small Enterprise Performance of 84.3%.
DEVELOPMENT STRATEGIES OF MICRO BUSINESS IN MAJALENGKA REGENCY Ellen Rusliati; Mulyaningrum Mulyaningrum; Mujibah Achyar Sufyani
TRIKONOMIKA Vol 17 No 2 (2018): December Edition
Publisher : Faculty of Economics and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (704.067 KB) | DOI: 10.23969/trikonomika.v17i2.1050

Abstract

The purpose of this study was to examine the development of micro business potential to utilize aerocity opportunities in Majalengka Regency that would change the livelihood and culture of the community. The local potential in Majalengka were agriculture and natural resource-based tourism. Processing of local raw materials into products that fit the needs of the community would be able to increase the income of the population. The research method used was descriptive qualitative. The results showed the right strategy was market penetration and new product development. Efforts to be taken to support the strategy included (1) Improving the quality of human resources in services and trade, (2) Innovation of new local based products, (3) Promotion of information technology utilization, (4) Increasing tourism infrastructure involving micro businessmen, (5) Business assistance, market survey, and management training involve Higher Education, (6) BUM Desa facilitations in machinery, storage, capital development, product marketing, (8) Producing products according to agricultural commodities.
ENTREPRENEURSHIP ON STRATEGIES TO BUILD COMPETITIVE ADVANTAGES OF RIAU SPECIALTY FOOD PRODUCTS Fatkhurahman Fatkhurahman; Sidik Priadana; Ellen Rusliati
TRIKONOMIKA Vol 18 No 1 (2019): June Edition
Publisher : Faculty of Economics and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (688.174 KB) | DOI: 10.23969/trikonomika.v18i1.1528

Abstract

The competitive advantage of small and medium industries (SMIs) is a concern in the preparation to face the conditions of developing and growing into large industries. This research, conducted in Riau Province with regard to competitive advantage of SMIs, can provide an overview of the real conditions in the Indonesian border region. Survey was conducted to 247 respondents of small and medium food industry managers using questionnaires. The collected data were analyzed using SEM WarpPLS analysis. The results showed that the competitive advantage of small and medium food industries in Riau Province proved to be influenced by the application of superior strategies, thus, the use of superior strategies was needed to achieve competitive advantage. An effective strategy for business managers is to build entrepreneurship of the business managers through building the ability to see market opportunities and also courage in facing competitors with various risks.
TECHNOPRENEURSHIP ON MARKET PENETRATION AND PRODUCT DEVELOPMENT IN MICRO AND SMALL ENTERPRISES Ellen Rusliati; Azhar Affandi; Mulyaningrum Mulyaningrum; Erik Alghifari
TRIKONOMIKA Vol 21 No 1 (2022): June Edition
Publisher : Faculty of Economics and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.115 KB) | DOI: 10.23969/trikonomika.v21i1.5694

Abstract

This study aims at identifying the factors that affect the application of technopreneurship on micro and small enterprises in Majalengka Regency. The factors include market penetration, new product development, pricing, product quality, innovation, promotion, distribution, and network and collaboration. Employing accidental sampling, 111 entrepreneurs were sampled to take a questionnaire from which the results were analyzed using descriptive and verification statistics. The research model analyzed using Partial Least Square method and assisted by Smart PLS3 software. It was found that the results of the analysis on technopreneurship indicated that new product development, market penetration, promotion, and network and collaboration had been done adequately. Meanwhile, pricing, product quality, innovation, and distribution had been done well. Technopreneurship has significant effect on innovation, product quality, promotion, marketing, market penetration, and product development strategy.
HARGA SAHAM DENGAN METODE DIVIDEND DISCOUNT MODEL DAN PRICE TO BOOK VALUE Resti Hasanah; Ellen Rusliati
Jurnal Riset Bisnis dan Manajemen Vol. 10 No. 2 (2017): Edisi Agustus
Publisher : Faculty of Economic and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (476.255 KB) | DOI: 10.23969/jrbm.v10i2.446

Abstract

This study aims to analyze the company’s intrinsic value using the dividend discount model (DDM) and price to book value (PBV) of companies registered in LQ 45, in 2010 - 2014. The sample selected by the criterion is always listed in the LQ 45 and pay dividends. The method used is descriptive and quantitative and the measurement accuracy with root mean squared error (RMSE). The results showed that intrinsic value DDM method is more accurate than PBV with an average value of DDM RMSE is smaller than the average RMSE PBV. DDM method is more suitable for companies with growth consistent and at the stage of maturity and always pay dividends. PBV method would be better to assess the company’s stock with similar industries or sectors, so the obvious comparison is cheap or expensive stocks.