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All Journal Jurnal Pengabdian kepada Masyarakat Nusantara DIMASEJATI:Jurnal Pengabdian Kepada Masyarakat
Jaenudin
UIN Sunan Gunung Djati Bandung
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Pendampingan Usaha Berbasis Ekonomi Syariah Bagi Warga Rentan di Desa Karyamukti Kabupaten Garut Jaenudin; Azmi Abdul Aziz
Dimasejati: Jurnal Pengabdian Kepada Masyarakat Vol. 8 No. 2 (2026): Vol. 8 No. 2 (2026)
Publisher : Universitas Islam Negeri Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/dimasejati.202682.24937

Abstract

Business management among economically vulnerable residents requires knowledge, recordkeeping, and locally relevant assistance. This community service programme examined changes in Islamic economics literacy, participant evaluations, and assisted-business income in Karyamukti Village, Garut Regency. A participatory action research framework was combined with a descriptive before-and-after evaluation involving ten participants. Baseline measurement took place on 10–11 July, endline on 13–15 August, and follow-up on 15 September 2026. Instruments comprised a ten-item knowledge test, a twelve-item evaluation, and four-week transaction and income summaries. Mean literacy scores increased from 46 to 74, with a median individual gain of 35 points. Mean satisfaction, relevance, and perceived benefit scores were 3.50, 3.18, and 3.33 on a four-point scale, respectively. Endline records contained 155 transactions, while median income increased from IDR 90,000 to IDR 305,000. At follow-up, eight of nine observed participants reported continuing their businesses, and median income was IDR 390,000. Improvements were uneven: one participant experienced an endline income decline and another discontinued business by follow-up. Continued assistance should emphasize simple recordkeeping, tailored materials, and mentoring. The absence of a comparison group limits causal interpretation.
Penguatan Desa Sadar Hukum: Upaya Preventif Melawan Jeratan Pinjaman Online Ilegal dan Praktik Rentenir Dian Herdiana; Jaenudin; Neni Nuraeni; Muhammad Asro; Diah Siti Sa’diah; Cucu Susilawati; Nasrudin Nasrudin; Iskandar Iskandar; Jujun Jamaludin; Vinna Sri Yuniarti; Didah Durrotunnafisah; Sumiati Sumiati
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 7 No. 1 (2026): Edisi Januari - April
Publisher : Lembaga Dongan Dosen

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Abstract

Praktik pinjaman online ilegal dan rentenir keliling ('Bank Emok') berbunga tinggi mengancam stabilitas sosial-ekonomi perdesaan. Pengabdian ini bertujuan memberikan edukasi preventif bagi masyarakat Desa Simpen Kaler, Kabupaten Garut dalam menghadapi jeratan utang. Metode pelaksanaan berupa penyuluhan hukum partisipatif yang memadukan perspektif Hukum Positif (UU P2SK, UU ITE) dan Hukum Ekonomi Syariah (Larangan Riba, Qardhul Hasan). Kegiatan melibatkan 50 orang, terdiri atas 30 peserta dari berbagai unsur masyarakat desa dan 20 tim pelaksana UIN Sunan Gunung Djati Bandung. Hasilnya, literasi hukum meningkat terkait aspek legalitas transaksi dan konsekuensi teologis transaksi ribawi. Kegiatan ini berhasil membangun komitmen kolektif warga menolak pinjaman ilegal serta mendorong pemberdayaan lembaga keuangan syariah mikro demi kemandirian ekonomi desa
Co-Authors Asro, Muhammad Azmi Abdul Aziz Diah Siti Sa’diah Dian Herdiana Didah Durrotunnafisah Iskandar Iskandar Jujun Jamaludin Nasrudin Nasrudin Neni Nuraeni, Neni Rasyida Rofiatun Nisa Sumiati Sumiati Susilawati, Cucu Yuniarti, Vinna Sri