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All Journal Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Pengabdian Kepada Masyarakat Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Prosiding Konferensi Nasional PKM-CSR Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Jurnal Ilmiah Pendidikan Holistik (JIPH) Journal of Legal and Cultural Analytics (JLCA) Indonesian Journal of Interdisciplinary Research in Science and Technology (MARCOPOLO) Indonesian Journal of Banking and Financial Technology (FINTECH)
Rolib Sitorus
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Legal Efforts by Consumer Financing Institutions Due to Financing Agreements with Fiduciary Guarantees through Application for Judicial Review of the Fiduciary Guarantee Law at the Constitutional Court Rolib Sitorus; Permai Yudi
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4972

Abstract

This study aims to find out how to obtain legal protection for consumer financing institutions or leasing companies, which the government has not paid much attention to in dealing with naughty debtors in the sense of having defaulted or broken promises in carrying out their obligations to creditors (consumer financing institutions/companies leasing). The presence of a financial institution is a business entity that provides financing by providing capital goods or funds through an installment system. Based on the Regulation of the President of the Republic of Indonesia Number 9 of 2009 concerning Financing Institutions. Financial institutions such asleasingis a form of business activity in the form of capital goods carried out through option rights or without option rights within a period according to the agreement between the creditor and the debtor. The object of the transaction is to become the property of the financing institution (creditor) during the validity of the leasing agreement with the consumer (debtor). Until the creditor or consumer has paid off his debt to the leasing company. The research method used to discuss this problem is normative juridical, normative juridical is a way of examining legal norms and rules in applicable laws and regulations (positive law), which is related to the topic of the problem being researched.
Co-Authors Alum Simbolon Andy Tonggo Michael Sihombing Banke, Ricky Beatrice Angelica Callista Ciunta Cellyn Winata Christina N.M. Tobing Christina NM Tobing Christina NM. Tobing Elvina Tanoto Felicia Tjenggo Felysia Kosasih Frederick Xaverius Tjipto Japansen Sinaga Jerry Merkury Jessy, Jessy Joventy Lim Meilani Meilani Michelle Faustibe Zhu PERMAI YUDI Ricky Banke Saragih, Joy Zaman Felix Sryani Br. Ginting Sryani Ginting Tonggo Michael Sihombing