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All Journal MATRIK: JURNAL MANAJEMEN, STRATEGI BISNIS, DAN KEWIRAUSAHAAN Jurnal Tabarru': Islamic Banking and Finance Iqtishoduna: Jurnal Ekonomi Islam Al-Kharaj: Journal of Islamic Economic and Business Indonesian Journal of Islamic Education Studies (IJIES) BERDAYA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Akademika : Jurnal Pemikiran Islam Syakhshiyyah Jurnal Hukum Keluarga Islam Margin : Journal of Islamic Banking Indonesian Journal of Islamic Education Studies (IJIES)
Suryani
Universitas Islam Negeri Sultan Maulana Hasanuddin Banten
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Dialectics of Islamic Law and Positive Law on the 2020–2025 National Divorce Phenomenon and Its Implications for Family Resilience Ilham Dhiyaul Jabbar; Suryani; Aspandi
Syakhsiyah Jurnal Hukum Keluarga Islam Vol 6 No 1 (2026): Syakhsiyyah: Jurnal Hukum Keluarga
Publisher : UIN Jurai Siwo Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/9j6d3k29

Abstract

Divorce rates in Indonesia experienced significant fluctuations during the 2020–2025 period. BPS data recorded 291,677 cases in 2020, surging sharply to 516,344 cases in 2022 due to the COVID-19 pandemic, before gradually declining to 438,168 cases in 2025, where divorce lawsuits (cerai gugat) heavily dominated at 79%. This latter decline was driven by pre-marital guidance programs and preventive initiatives by the Religious Courts and the Office of Religious Affairs (KUA). This study aims to identify the causal factors of this divorce phenomenon, analyze its impact on family resilience, and examine the normative dialectics between Islamic law and positive law in addressing the trend. Employing a qualitative normative-empirical approach, data were gathered from BPS documents, the Supreme Court annual reports, and in-depth interviews in three epicenter provinces. The findings reveal that the primary triggers are dominated by social factors, particularly continuous disputes (62.28%), post-pandemic financial strains, and social media conflicts. This trend severely undermines family resilience, specifically within the socio-psychological and structural dimensions as outlined in the Minister of PPPA Regulation No. 7 of 2022. Legally, a harmonious dialectic occurs where Islamic jurisprudence and positive law share a substantive consensus regarding the emergency state of divorce, yet both legal systems strongly demand the reinforcement of more responsive, preventive mediation institutions
The Role of Social Norms and Social Awareness in Forming the Intention to Pay Zakat: at LAZ Harfa Serang City Raden Arisna; M. Sulaeman Jajuli; Budi Sudrajat; Zaini Ibrahim; Suryani
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9907

Abstract

This study aims to analyze the influence of social norms on social awareness and intention to pay zakat, as well as the influence of social awareness on the intention to pay zakat. The study used a quantitative approach with a survey method of 124 Muslim respondents who met the criteria as muzakki at LAZ Harfa Serang City. Data analysis was carried out using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method. The results showed that social norms had a positive and significant effect on social awareness with a t-statistical value of 21.954 and p-values of 0.000, and were able to explain 74% of the variance of social awareness (R² = 0.740). In addition, social norms also have a positive and significant effect on the intention to pay zakat with a t-statistical value of 2.793 and p-values of 0.005. Social awareness has been proven to have a positive and significant effect on the intention to pay zakat with a t-statistical value of 3.608 and p-values of 0.000. Simultaneously, social norms and social awareness were able to explain 85.3% of the variance in the intention to pay zakat (R² = 0.853), with an SRMR value of 0.075 which indicates a good model suitability. These findings confirm that social awareness plays an important role as a mechanism that bridges the influence of social norms on the intention to pay zakat. Therefore, strengthening social norms and increasing public social awareness is a key strategy in encouraging sustainable zakat compliance
IMPLEMENTASI HEDGING PADA SISTEM PERBANKAN SYARIAH DI INDONESIA (TANTANGAN DAN EFEKTIVITAS) Ayunil Fajriah; Khaerunnisa Surantaka; Suryani Suryani; Siti Marfu'ah; Asti Aini; Itang Itang; Jamaluddin Jamaluddin
MARGIN: Journal of Islamic Banking Vol 5 No 2 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/d59v1d40

Abstract

Penelitian ini mengeksplorasi bagaimana tantangan dan efektivitas yang dialami perbankan syariah di Indonesia dalam menerapkan hedging sebagai strategi untuk mengurangi risiko, terutama akibat fluktuasi nilai tukar dan pembiayaan. Dengan menggunakan metode studi literatur dan analisis deskriptif, penelitian ini meninjau regulasi, fatwa, serta implementasi hedging di beberapa bank syariah. Hasilnya menunjukkan bahwa meskipun hedging syariah mulai diterapkan, masih ada tantangan besar, seperti kurangnya pemahaman tentang produk ini, minimnya sosialisasi, serta perbedaan pandangan mengenai kesesuaiannya dengan prinsip syariah. Meski begitu, beberapa bank syariah sudah mulai menggunakan instrumen hedging yang sesuai syariah, seperti forward agreement dan wa’ad, yang telah diatur dalam Fatwa DSN-MUI No. 96/2015 dan Peraturan Bank Indonesia No. 18/2016. Kesimpulannya, meskipun regulasi sudah tersedia, masih dibutuhkan edukasi, pemahaman yang lebih luas, serta inovasi agar hedging syariah dapat lebih efektif membantu bank mengelola risiko tanpa bertentangan dengan prinsip Islam.  
The Potential of Waqf and Zakat–Infaq–Sadaqah (ZIS) in Promoting Sustainable Economic Growth Across Indonesian Provinces (2021–2023) Raden Ajeng Entaresmen; Nuraini Chaniago; Windhy Puspitasari; Risa Nurmala Dewi; Azizah Amelia Eka Susanti; Suryani; Itang
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 15 No. 1 (2026): April
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v15i1.3516

Abstract

This study examines whether Waqf, Zakat and Infaq/Sadaqah actually promote sustainable economic growth in Indonesia, or whether this is merely an assumption. The 2021–2023 period was not chosen at random: this is the post-pandemic recovery period when inter-provincial disparities in the collection and distribution of Islamic social funds are most evident, and simultaneously the implementation period of the 2020–2024 National Medium-Term Development Plan (RPJMN), which provides verifiable SDG benchmarks. Secondary data from 35 provinces were analysed using panel regression. The results were mixed. Zakat and Infaq/Sedekah were found to have a positive and significant impact on social welfare and poverty alleviation. Wakaf, however, showed the opposite trend — a negative relationship with development indicators — which points more to governance issues than to weaknesses in the instrument itself. The direct implication is that the management of Wakaf needs to be institutionally reformed, rather than merely expanded. Meanwhile, the existing distribution mechanisms for Zakat and Infaq/Sedekah need to be maintained and strengthened. This study fills an empirical gap that has been largely overlooked in the literature on Islamic social finance, namely the differences in impact across provinces at the regional level.
Co-Authors Ade Nur Rohim Ali Akhmadi Amelia Okrivina Ani Cahyadi Aspandi Asti Aini Ayunil Fajriah Azizah Amelia Eka Susanti Budi Sudrajat Derriawan Derriawan Elsa Elsa Febriyani, Dian Firyal Afifah Rochmano Hendryadi Hendryadi Ilham Dhiyaul Jabbar Itang Itang Itang Itang Itang Jamaluddin Jamaluddin Jamaluddin Jamaluddin Khaerunnisa Surantaka Kusumaningrum, Hesti Laili Savitri Noor M. Sulaeman Jajuli Muhamad Fadli Azim Muhammad Anwar Fathoni Nikita Puspita Ing Endit Nuraini Chaniago Raden Ajeng Entaresmen Raden Arisna Ratu Humaemah Ratu Humaemah Rezky Mehta Setiadi Risa Nurmala Dewi Siti Marfu'ah Siti Marfu’ah Siti Marfu’ah Sumilir Sumilir Swarmilah Hariani Veithzal Rivai Zainal Windhy Puspitasari Yulius Dharma Zaini Ibrahim