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Revita Sari
Universitas Bandar Lampung
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ANALISIS PENGARUH TINGKAT SIMPANAN DAN PINJAMAN ANGGOTA TERHADAP SISA HASIL USAHA (SHU) KOPSYAH BMT AL-AMIN PEKANBARU Sari, Revita
Jurnal Mahasiswa Prodi SI Akuntansi Vol 1, No 1 (2013)
Publisher : Jurnal Mahasiswa Prodi SI Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (72.067 KB)

Abstract

Simpanan adalah sejumlah uang yang diserahkan oleh anggota koperasi atas kehendak sendiri sebagai simpanan yang dapat sewaktu-waktu sesuai perjanjian dan pinjaman adalah pemberian sejumlah uang dari satu pihak (lembaga keuangan, seseorang atau perusahaan) kepada pihal lain. Koperasi simpan pinjam didirikan bertujuan untuk memberikan kesempatan kepada anggota untuk memperoleh pinjaman dengan mudah dan dengan bunganya ringan. Tujuan penelitian ini untuk mengetahui pengaruh simpanan dan pinjaman anggota terhadap SHu kopsyah BMT Al-Amin Pekanbaru. sumber data yang digunakan adalah data sekunder. Rakapitulasi simpanan dan pinjaman anggota dan SHU tahun 2008-2012.Berdasarka hasil penelitian diketahui secara parsial (Uji-T) Variabel Simpanan anggota menunjukan nilai thitung sebesar 1,798 > dari nilai ttabel 1,671 maka dapat disimpulkan variabel simpanan anggota secara parsial berpengaruh terhadap laba. Secara simultan terdapat pengaruh yang signifikan antara simpanan dan pinjaman terhadap SHU Kopsyah BMT Al-Amin Pekanbaru, hal ini diketahui dari nilai Fhitung sebesar 3,624 lebih besar Ftabel yaitu sebesar 3,17. nilai pengaruhnya pada Koefisien Korelasi (r) hanya sebesar 0,432. Pada sisi lain diketahui pula bahwa SHU Kopsyah BMT Al-Amin Pekanbaru dipengaruhi oleh faktor simpanan dan pinjaman anggota hanya sebesar 18,60%, sedangkan sisanya sebesar 81,40% dipengaruhi oleh faktor lainnya yang tidak termasuk dalam variabel penelitian ini.Hasil penelitian ini menunjukkan bahwa variabel yang paling dominan dalam mempengaruhi SHU Kopsyah BMT Al-Amin Pekanbaru bukanlah variabel simpanan dan pinjaman anggota, melainkan yang dominan dipengaruhi oleh variabel lain yang terdapat dalam laporan keuangan Kopsyah BMT Al-Amin Pekanbaru, seperti pendapatan pembiayaan, biaya operasional dan tingkat pinjaman DPK (Dana Pihak Ketiga) dan lain sebagainya.
PENGARUH PENDAYAGUNAAN ZAKAT PRODUKTIF TERHADAP PEMBERDAYAAN MUSTAHIQ DOMPET PEDULI UMMAT DAARUT TAUHIID YOGYAKARTA (Studi Kasus: Desa Ternak Mandiri di Desa Dlingo Kecamatan Dlingo Kabupaten Bantul) Revita Sari
Jurnal Manajemen dan Bisnis Vol 5, No 2 (2015): April
Publisher : Universitas Bandar Lampung (UBL)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1418.007 KB) | DOI: 10.36448/jmb.v5i2.790

Abstract

Salah satu cara menanggulangi kemiskinan adalah dukungan orang yang mampu untuk mengeluarkan harta kekayaan mereka berupa dana maupun hewan ternak kepada mereka yang kekurangan. Dompet Peduli Ummat Daarut Tauhid Yogyakarta (DPU DT Yogyakarta) sebagai Lembaga Amil Zakat yang berperan mendistribusikan zakat produktif kepada mustahiq, DPU DT juga memiliki cara pandang bahwa pendistribusian zakat produktif berupa hewan ternak dapat meningkatkan kualitas hidup. Melalui program Desa Ternak Mandiri (DTM), dimana dalam program ini pemberian zakat produktif berbentuk hewan yaitu kambing.  Penelitian yang dilakukan ini adalah penelitian lapangan (field research), dengan menggunakan pendekatan kuantitatif. Dalam penelitian ini pembahasan akan menitikberatkan pada Bagaimana Pengaruh Pendayagunaan Zakat Produktif terhadap Pemberdayaan Mustahiq di DPU Daarut Tauhid Yogyakarta. Di mana penelitian ini merupakan penelitian laporan pengamatan lapangan yaitu penelitian terhadap data primer melalui wawancara maupun kuesioner. Teknik analisis data yang digunakan analisis tambahan penghasilan, analisis statistik deskriptif, analisis regresi linier, dan uji sample paired T test. Hasil pengujian dalam penelitian ini menunjukkan bahwa penghasilan sebelum menerima zakat produktif berupa tenak berpengaruh positif terhadap konsumsi dan sedekah mustahiq, begitu juga dengan penghasilan sesudah menerima zakat produktif berupa ternak berpengaruh positif terhadap konsumsi dan sedekah mustahiq. Untuk koefisien determinasi variasi konsumsi, sedekah mustahiq berpengaruh terhadap variabel penghasilan sebelum menerima zakat produktif sebesar 52,7 persen sedangkan 47,3 persen dipengaruhi oleh variasi variabel lain diluar dari penelitian ini, begitu juga variasi konsumsi, sedekah mustahiq berpengaruh terhadap variabel penghasilan sesudah menerima zakat produktif sebesar 46 persen sedangkan 54 persen dipengaruhi oleh variasi variabel lain diluar dari penelitian ini.-One of ways to deal with poverty is support from the able person to give their wealth in form of money or livestock to the poor. Dompet Peduli Ummat Daarut Tauhid Yogyakarta (DPU DT Yogyakarta) is an amil zakat institution that play role to distribute productive zakat to mustahiq. DPU DT views that distribution of productive zakat of livestock may increase live quality. Through Desa Ternak Mandiri program (DTM) productive zakat is given in form of goat. The objective of goat distribution is to benefit in adding mustahiq income. This is field research using quantitative approach. Discussion will focus on what effect of productive zakat usage on mustahiq empowerment in DPU Daarut Tauhid Yogyakarta. It is research on field observation report that is research on primary data through interview or questionnaire. Data was analyzed using income additional analysis, descriptive statistic analysis, linear regression analysis. Sample paired T test. Result of test in this research indicated that income before receiving productive zakat of livestock affects positively consumption and sadaqah of mustahiq; income after receiving productive zakat affect positively consumption of sadaqah of mustahiq. For determination coefficient of consumption variation, mustahiq sadaqah influence income before receiving productive zakat (52.7%), while 47.3% was influenced by other variable beyond this research. In addition, after receiving productive zakat, mustahiq sadaqah affect income of 46%, while 54% variation was influenced by other variable beyond this research. 
THE EFFECT OF NUMBER OF CUSTOMERS AND FUND OF THIRD PARTIES (DPK) ON THE PROVISION OF CASH IN BNI SHARIA YOGYAKARTA BRANCH PERIOD 2008-2010 Revita Sari
International Conference On Law, Business and Governance (ICon-LBG) 2016: 3th IConLBG
Publisher : UBL

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (838.99 KB)

Abstract

The development of Sharia bank in Indonesia is very rapid. It is characterized by many conventional banks opening Islamic business units. All this makes the banking institutions vying to attract the hearts of investors to save their funds. So therefore the bank should be able to maintain customer confidence by way strive for the bank in a liquid state. If a banking institution in the state of illiquid it is certain that it is not healthy.The purpose of this study was to analyze the development of liquidity on BNI Sharia Yogyakarta branch of 2008-2010 as well as to analyze the influence of the number of customers and third party funds (DPK) for the provision of cash. Methodology of this study uses secondary data obtained from the literature that comes from books that discuss the object of study as well as related documentation on the subject of the research object. Data analysis techniques used in this research by using quantitative and qualitative methods consisting of analysis on the development of liquidity as well as multiple regression analysis.The results of the study of the growing amount of cash by using cash ratio that is increased and decreased in each month, on average they held cash amounting to 179 billion. For the development of the number of customers amounted to an average of 28 551 and third party fund its average value amounted to 15 trillion. From the results of multiple regressions it is known that the number of customers does not affect the variable provision of cash while third party funds affect the supply of cash in BNI Sharia of Yogyakarta branch.
Analisis Strategi Peningkatan Pendapatan Asli Daerah dalam Pelaksanaan Otonomi Daerah di Kota Bandar Lampung Tri Lestira Putri Warganegara; Revita Sari; Iskandar A.A
Jurnal Ilmiah ESAI Vol 13 No 1 (2019)
Publisher : Politeknik Negeri Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25181/esai.v13i1.1269

Abstract

In estimating the potential of the region, information and benchmarks are needed that are real in the field and are desired by the community concretely. One of the financial benchmarks that can be used to see regional readiness in implementing autonomy is to measure how far the financial capacity of a region is. While the regional financial capacity is usually measured by the amount of contribution of Regional Original Income (PAD). Data collection techniques used were interviews and documentation and data analysis techniques using qualitative descriptive. The results of the study using SWOT analysis showed that the strength of Bandar Lampung City Revenue Service in an effort to increase local revenue is to have qualified human resources (quite competent), the potential of the Bandar Lampung City Revenue Office is quite high quality in carrying out its main tasks and functions, there are job descriptions clear in carrying out their main tasks and functions and supporting adequate operational budget. The weaknesses are the weak function of coordination between and inter agencies, the weak monitoring function, inadequate office facilities and infrastructure and the weak application of sanctions for violators of taxes and levies. Potential objects as well as high taxpayers and retributions and strong political support for the elected Mayor and Deputy Mayor are opportunities for the Bandar Lampung City Revenue Service in an effort to increase local revenues and challenges or threats of Bandar Lampung City Revenue Service in an effort to increase local revenue is the scope of the area of potential that is quite broad and the low public awareness of taxpayers and levies.Keywords: Increased PAD, SWOT Analysis
Pentingnya Peran Orang Tua Dan Guru Terhadap Pencegahan Cyber Bullying Pada Ypi. Hj. Animah Ar-Raihan Martubung Medan Ilvira, Muhsin Lambok; Damayanti, Erni; Amaniarsih, Dwi Suci; Sari, Revita
Publikasi Pengabdian Masyarakat Vol 2 No 2 (2022): PUBLIDIMAS Vol. 2 No. 2 NOVEMBER 2022
Publisher : LPPM Universitas Potensi Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22303/publidimas.v2i2.96

Abstract

The entry of Era Society 5.0, as a form of resolution from resolution 4.0, where community social relations are not only limited to direct meetings (face to face), but can also be done through interaction through social media, where in this era digitalization in every activity can be used/ used to support human needs with the aim that humans can live more comfortably and more effectively, not reducing the number of bullying cases that occur in the community, especially in the school social environment. Bullying cases in this digitalization era are known as Cyber ??Bullying. The KPAI Data Bank stated that there were 361 cases of child victims of cyber bullying during 2016-2020, and it is possible that there were cases of cyber bullying that were not reported. With this number, it can be said that bullying behavior in the era of society can occur, this is possible because many children are already able to use gadgets. The implementation of this Community Service is carried out in the form of legal counseling by providing legal knowledge related to Cyber ??Bullying and the importance of the role of parents and teachers in preventing cuber bullying. The results of the Service stated that parents and teachers have a very very important role in preventing cyber bullying behavior, because from home children will see examples which then in interacting with their friends will be used, because children are easier to imitate what they see, while at school too. Apart from that, good control over the use of gadgets and their positive use is also a good education for children.
Utilization of Organic Waste into Immunity Protein Products and Its Application in Broiler Chicken Growth Bahri, Syaiful; Berghuis, Nila Tanyela; Ambarwati, Yuli; Sari, Revita; Nurfaradina, Zaskia Ayu
Stannum : Jurnal Sains dan Terapan Kimia Vol 7 No 1 (2025): April 2025
Publisher : Department of Chemistry - Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/jstk.v7i1.5678

Abstract

This research is related to utilizing organic liquid waste to be processed into immune protein. The processing stages include a mixture of organic liquid waste in the form of garbage leachate, Zingiberaceae, Crude Palm Oil, beef animal fat, and old coconut water. Mixing was carried out by making two immune protein products that differed in composition and function including protim 1 and protim 2 in knowing the success of the product from the observation of the weight of broilers at harvest. Giving protim 1 in drinking produced broiler weights up to 18 days of the age of 707, 697, and 634 grams. The weight of broilers obtained from the provision of protim 2 in drinking until the end of harvest was 2732, 2670, and 2458 grams. The use of both protims was successfully tested by comparing broilers that did not use protim until harvest, resulting in weights of 1749, 2238, and 2338 grams. FCR and IP values for three broilers consuming both protims resulted in values of 0.66 and 11.34, respectively, with physical characteristics that were slightly hairy compared to broilers that did not consume protim.
PERAN SERTIFIKASI HALAL DALAM MENINGKATKAN KEPERCAYAAN KONSUMEN (STUDI KASUS PADA MAHASISWA UMSU) Sari, Revita
HIBRUL ULAMA Vol. 5 No. 2 (2023): Jurnal Hibrul’ulama
Publisher : Fakultas Agama Islam Universitas Al Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/hibrululama.v5i2.1012

Abstract

Industri olahan makanan minuman mempunyai peranan yang sangat besar dalam peningkatan UMKM di kota Medan. Banyaknya para pengusaha yang membuka gerai olahan makanan dan minuman sejalan dengan meningkatnya konsumsi masyarakat akan produk makanan dan minumam. Makanan atau minuman yang aman mendapatkan perhatian serius. Adanya Undang-Undang Jaminan Produk Halal (UUJPH) yang bertujuan memberikan keselamatan, keamanan, kenyamanan, dan kepastian tersedianya produk halal untuk masyarakat dalam mengonsumsi dan menggunakan produk. Sertifikasi dan label pada produk pangan menjadi alat ukur dan kontrol agar tidak merugikan dan membahayakan konsumen. Penelitian ini menggunakan metode penelitian kualitatif, teknik pengumpulan data yang digunakan dalam penelitian kualitatif antara lain wawancara individu, observasi, dan studi pustaka, teknik analisis data data collection, data reduction, data display. Hasil wawancara dengan beberapa subjek penelitian Sertifikasi halal memberikan manfaat besar bagi konsumen, terutama konsumen Muslim, dengan memberikan jaminan bahwa produk yang mereka konsumsi memenuhi standar halal. Produk yang memiliki sertifikat halal dan label halal dipercaya lebih aman dan sesuai dengan syariat Islam.
Efektivitas Promosi melalui Instagram pada UMKM Sektor Makanan dan Minuman di Kota Pekanbaru Anggraini, Rani; Rahmadhani, Putri; Irsyadilla, Azzahra; Sari, Revita
Jurnal Pendidikan Tambusai Vol. 8 No. 1 (2024): April 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v8i1.12339

Abstract

Pemberdayaan UMKM di tengah arus globalisasi dan tingginya persaingan membuat UMKM harus mampu menghadapi tantangan global, seperti meningkatkan inovasi produk dan jasa, Untuk menumbuhkan minat konsumen mencoba dan membeli produk yang dijual UMKM, diperlukan upaya, berbagai strategi pemasaran yang efektif salah satunya dengan kegiatan promosi. Salah satu media yang termasuk media internet adalah media sosial. Penelitian ini bertujuan untuk menganilisis efektivitas promosi produk UMKM di media Instagram. Efektivitas promosi diukur dengan konsep AIDA (Attention, Interest, Desire, Action). Sampel dalam penelitian ini adalah 100 orang pemilik akun instagram aktif dan memfollow minimal satu akun UMKM sektor makanan dan minuman di pekanbaru yang berpromosi di media Instagram. Metode analisis data menggunakan uji validitas dan reliabilitas data, dan uji t satu sampel. Hasil Penelitian mengungkapkan bahwa efektivitas promosi UMKM makanan dan minuman kota Pekanbaru di media Instagram pada kategori tinggi. Hal ini mengindikasikan bahwa promosi melalui media instagram bermanfaat untuk menarik minat konsumen membeli produk UMKM sektor makanan dan minuman.
Social Media Education in Marketing Debog Banana Chips Products to She Yuha Snack MSMEs in Rengas Pulau Village, Marelan Medan Sari, Revita; Muhammad, Idhamsyah
Asian Journal of Community Services Vol. 3 No. 2 (2024): February 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajcs.v3i2.8219

Abstract

The community service program was implemented in Rengas Pulau Village, Medan Marelan District, Medan City Regency targeting the local community. The program implemented with this target is an educational program on the importance of social media. With the targets and programs that have been designed, it is hoped that it will be able to increase understanding for MSME players. The aim of implementing this community service program is to solve various problems that exist in the She Yuha Snacks She Yuha Chips Debog Banana MSME which is the focus of the activity by utilizing social media. The method used in implementing this activity is the observation method, namely observing the problems in Rengas Pulau Island Village as the target of the activities to be carried out and documentation, namely documenting the photos or videos required for each activity.
Problem of Research in Islamic Economics Khairunnisa, Khairunnisa; Sari, Revita
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1948

Abstract

Indonesia is currently the country with the largest Muslim population in the world. The total Muslim population of 80% makes an Islamic-based economy possible to expand widely related to fashion, culinary, tourism, cosmetics, and various topics. Currently, the Indonesian government, practitioners, and academics are working hard to improve the performance of the Islamic finance industry. Understanding that Islamic Economics is only related to Islamic finance is too shallow perception. Many other sectors can be developed, including the hotel business, tourism, culinary, fashion, hotel, other topics. However, research related to the sectors mentioned is very minimal. The phenomenon is happening because most Islamic economic research worldwide discusses topics related to the financial sector. The researchers have been interested in discussing the development of research on Islamic Economics at the University of Muhammadiyah North Sumatra (UMSU) for the last four years. The research is descriptive because the existing data is not processed to accept or reject the hypothesis. The sample selection criteria in this study are all UMSU student thesis related to Islamic economics for the last four years from 2017 – 2020. The results of the study found that out of 499 theses, the majority of students’ research was around the theme of Islamic banking, which was 78%, other themes (including MSMEs, e-commerce, Sharia marts) were 6%, the ZISWAF theme and Halal Industry got the same percentage. Namely, 5 – 6%, the Islamic Capital Market theme at 3.4%, the Fashion and Cosmetics theme at 2%, and the Insurance theme at only 0.8%. considering the current research conditions, it is time for the study program to develop Islamic economic research outside Islamic banking.
Co-Authors Amaniarsih, Dwi Suci Ambarwati, Yuli Berghuis, Nila Tanyela Damayanti, Erni Ilvira, Muhsin Lambok Irsyadilla, Azzahra Iskandar Ali Alam Khairunnisa Khairunnisa Muhammad, Idhamsyah Nurfaradina, Zaskia Ayu Rahmadhani, Putri Rani Anggraini, Rani SYAIFUL BAHRI Tri Lestira Putri Warganegara