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All Journal Indonesian Journal of Business and Entrepreneurship (IJBE) JURNAL MAHKAMAH Panrita Abdi - Jurnal Pengabdian pada Masyarakat Jurnal Dinamika Ekonomi dan Bisnis Jurnal Ekonomi & Keuangan Islam Jurnal Tabarru': Islamic Banking and Finance JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) Abdimas UNWAHAS : Jurnal Pengabdian Masyarakat UNWAHAS International Journal of Zakat (IJAZ) Management Studies and Entrepreneurship Journal (MSEJ) Ihtiyath : Jurnal Manajemen Keuangan Syariah Community Development Journal: Jurnal Pengabdian Masyarakat Journal of Management and Entrepreneurship Research Indonesian Journal of Islamic Economics and Business Jurnal Investasi Islam Jurnal Rekognisi Akuntansi (JRA) Jurnal Kebijakan Ekonomi dan Keuangan Journal of Accounting and Finance Jurnal Rekognisi Ekonomi Islam (JREI) Start-up and Financial Technology

Silviana Pebruary

Universitas Islam Nahdlatul Ulama Jepara, Indonesia

Author-ID : 3744244

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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Pengaruh Religiusitas, Pengalaman Kerja dan Kepuasan Kerja Terhadap Produktivitas Kerja Karyawan KSPPS BMT Kowanu Nugraha Kudus Anang Fanani; Silviana Pebruary
Jurnal Rekognisi Akuntansi Vol. 3 No. 2 (2019)
Publisher : Accounting Study Program, Faculty of Economics and Business

This study aims to analyze the influence of religiosity, work experience and job satisfaction on the work productivity of KSPPS BMT KOWANU Nugraha Kudus employees partially and simultaneously and to find out the factors that most affect employee work productivity. The population in this study was an employee of KSPPS BMT KOWANU Nugraha Kudus which amounted to 30 people. The data analysis techniques used are multiple linear regression, t test and F test. The results showed that there was an influence of religiosity on the work productivity of KSPPS BMT employees Kowanu Nugraha Kudus, based on a regression coefficient value of 0.588. There is an effect of work experience on the work productivity of KSPPS BMT kowanu nugraha Kudus employees, based on a regression coefficient value of 0.925. There is an effect of job satisfaction on the work productivity of KSPPS BMT Kowanu Nugraha Kudus employees, based on a regression coefficient value of 0.475. There is an influence of religiosity, work experience and job satisfaction on the work productivity of KSPPS BMT employees Kowanu Nugraha Kudus, based on a calculated F value greater than the table F (41,519>2.92). The factor that has the greatest influence on work productivity is work experience, so it is expected that KSPPS BMT Kowanu Nugraha Kudus in recruiting employees who already have work experience so that work productivity increases.

Pengaruh Faktor Internal Dan Faktor Eksternal Terhadap Return Saham Pada Perusahaan yang Terdaftar di Jakarta Islamic Index (JII) Periode 2014-2018 Khasanah Khasanah; Silviana Pebruary
Jurnal Rekognisi Akuntansi Vol. 4 No. 2 (2020)
Publisher : Accounting Study Program, Faculty of Economics and Business

This research aims to measure and find out empirically how the influence of internal factors Return On Assets (ROA), Debt to Equity Ratio (DER), Current Ratio (CR), and Earning Per Share (EPS) while the external fakor inflation and Rupiah Exchange Rate (exchange rate) on the return of Islamic stocks. This research consists of companies listed in the Jakarta Islamic Index (JII) from various sectors in the period 2014-2018. Sampling in this study used purposive sampling, with a sample count of 14 companies. The data used is secondary data with descriptive quantitative research methods, while hypothesis testing using a multiple liner regression analysis model with the help of statistical product and service solution (SPSS) program version 23. The results showed that internal factors as well as external factors together have a significant influence on stock returns. While partially the influence varies, variable return on asset (ROA) and inflation proved to affect stock returns. While those that proved to have no effect on stock returns were variable Debt Equity Ratio (DER), Current Ratio (CR), Earning per Share (EPS), and rupiah exchange rate against sharia stock return in the Jakarta Islamic Index (JII).

Analisis Faktor-Faktor yang Mempengaruhi Kelancaran Pengembalian Pembiayaan Pada Anggota KSPPS BMT Al-Hikmah Jepara Khazimatul Aliya; Silviana Pebruary
Jurnal Rekognisi Akuntansi Vol. 4 No. 2 (2020)
Publisher : Accounting Study Program, Faculty of Economics and Business

KSPPS BMT Al Hikmah Jepara conducted a financing analysis for the capital to be disbursed so that the capital proved safe, smooth, and profitable. The study aimed to examine the effect of variable loan values, guarantees, age, education levels, partial and simultaneous family dependents on smooth return on financing. This research method is descriptively quantitative. The data analysis technique used is multiple linear regression data analysis. The population in this study was a member in KSPPS BMT Al-Hikmah Jepara period 2017-2019 as many as 51,193 members. The sample number was 100 respondents. The results showed that the value of loans, guarantees, age, and family dependents partially affected the smooth return of financing in KSPPS BMT member Al Hikmah Jepara. While the level of education has no effect on the smooth return of KSPPS BMT Al Hikmah Jepara financing. Loan value, guarantee, age, education level, family dependents simultaneously affect the smooth return of financing to KSPPS BMT member Al Hikmah Jepara

Influence of Education, Religiosity and Believe in Zakat Literature And Distribution of Zakat to BAZNAS Jepara District Silviana Pebruary; Minas Sirotul Fauziah
International Journal of Zakat Vol 7 No 2 (2022): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v7i2.432

The potential of zakat can be a solution for improving the Indonesian economy. This study aims to determine education, religiosity, and trust in zakat literacy and to determine zakat literacy on zakat distribution. This study uses descriptive quantitative methods, with multivariate analysis test equipment. The data was obtained through a questionnaire from the people of Jepara who had distributed zakat in BAZNAS, Jepara Regency. The variables studied include; education, religion, belief, literacy of zakat, and distribution of zakat. The results of this study indicate that education and trust have a positive and significant effect on zakat literacy. Religiosity has a positive and insignificant effect on zakat literacy. Zakat literacy has a positive and significant effect on the distribution of zakat

ANALISIS KINERJA REKSADANA SAHAM SYARIAH INDONESIA DAN MALAYSIA Muhammad Noor Rois; Silviana Pebruary
Journal of Accounting and Finance Vol 2, No 2 (2023): Agustus
Publisher : Universitas Wahid Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/jafin.v2i2.9579

Reksdana saham syariah adalah salah satu instrument pasar modal yang diminati para investor, khususnya untuk para investor pemula. Investor perlu mengetahui kinerja dari reksdana yang akan dipilih untuk investasi. Tujuan dalam penelitian ini adalah memberikan gambaran para investor terkait kinerja reksadana saham syariah dengan membandingkan kinerja reksadana syariah jenis saham negara Indonesia dan negara Malaysia. Populasi penelitian ini adalah reksadana saham syariah yang ada di Indonesia dan Malaysia pada periode tahun 2018-2020. Data yang digunakan dalam penilitian ini dalah data sekunder. Teknik sampel yang digunakan adalah purposive sampling dan diperoleh 15 reksadana saham syariah dari masing-masing negara. Metode analisis penelitian ini adalah analisis deskriptif dengan menggunakan metode pendekatan kuantitatif. Pengukuran kinerja dengan metode sharpe, treynor, dan jensen. Hasil penelitian menunnjukkan pengukuran kinerja reksadana saham syariah menggunakan metode sharpe tidak terdapat perbedaan antara negara Indonesia dan Malaysia, sedangkan dengan metode treynor dan jensen terdapat perbedaan antara negara Indonesia dan Malaysia. Hasil pengukuran menggunakan metode treynor kinerja reksadana saham syariah Malaysia lebih unggul, sedangkan dengan metode jensen kinerja reksadana saham syariah Indonesia lebih unggul.Keywords : Kinerja Reksadana Saham Syariah, Reksadana

TINGKAT KEPUASAN KONSUMSI PENGGUNA SHOPEE DALAM PERSPEKTIF EKONOMI ISLAM Eka Putri Salsabilla; Silviana Pebruary
Jurnal Rekoginisi Ekonomi Islam Vol. 2 No. 02 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jrei.v2i02.728

This research was conducted to explain the level of consumer satisfaction of Shopee users from an Islamic economic perspective. Satisfaction is an evaluation of a reaction resulting from consumption and perceived deviations in performance or action as a result of failure to meet expectations. The data analysis method used is qualitative analysis with source triangulation. Collecting data used in this study by using interviews, questionnaires and documentation. The results of this study indicate that consumer satisfaction in shopping through Shopee is obtained through percentages and rating the level of consumer satisfaction with Shopee users.

ANALYSIS OF TIMELINESS OF FINANCIAL REPORTING COMPANIES LISTED ON THE INDONESIA STOCK EXCHANGE Pebruary, Silviana
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 5 No 2 (2021) : Vol.5 No.2 Desember 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v5i2.3741

This study aims to analyze the factors that affect the timeliness of financial reporting in manufacturing companies in the transportation subsector listed on the Indonesia Stock Exchange for the 2016-2020 period, based on previous research, these factors are profitability, liquidity, solvency, and size. The type of research carried out is a quantitative approach. Hypothesis testing is carried out using binary logistic regression, which is used because there are variables used in the form of dummy (binary). Logistic regression consists of categories 1 and 0. The results show that profitability, liquidity, and company liquidity have no significant effect on the timeliness of financial statement submission. While solvency has a significant effect on the possibility of timeliness of financial statements.

FACTOR ANALYSIS OF UNDERWRITING SURPLUS OF TABARRU FUND SHARIA LIFE INSURANCE COMPANY IN INDONESIA Pebruary, Silviana; Fabiani Fanda
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 6 No 2 (2022): Volume.6 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v6i2.5162

FACTOR ANALYSIS OF UNDERWRITING SURPLUS OF TABARRU FUND SHARIA LIFE INSURANCE COMPANY IN INDONESIA Abstract Purpose: This study aims to analyze the impact of contributions, claims, and investment returns on the surplus underwriting of the tabarru fund in Sharia life insurance companies in Indonesia. Design/methodology/approach: The research employs a multiple regression analysis using the Ordinary Least Square method. The study focuses on Sharia life insurance companies and Sharia business units in Indonesia. Findings: The results indicate that contributions have a positive and significant effect on the underwriting surplus of the tabarru fund. Claims show no significant effect on the tabarru fund guarantee surplus. Investment returns, however, exhibit a negative and significant effect on the tabarru fund guarantee surplus. Simultaneously, contributions, claims, and investment return collectively have a significant impact on the underwriting surplus of the tabarru fund. Higher contribution funds ease claim expenses, increase tabarru fund reserves, and present opportunities for underwriting surplus. Research limitations/implications: This research is limited to Sharia life insurance companies and business units in Indonesia. The findings provide insights into the factors influencing the underwriting surplus of the tabarru fund but may not be universally applicable. Practical implications: The study suggests that companies should focus on controlling the risk of claims to enhance underwriting surplus. Understanding the impact of contributions, claims, and investment returns is crucial for effective financial management in Sharia life insurance companies. Keywords: Contributions, Claims, Investment, Underwriting Surplus. ANALISIS FAKTOR SURPLUS UNDERWRITING DANA TABARRU PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA Abstrak Tujuan: Penelitian ini bertujuan untuk menganalisis dampak kontribusi, klaim, dan hasil investasi terhadap surplus underwriting dana tabarru' pada perusahaan asuransi jiwa Syariah di Indonesia. Desain / metodologi / pendekatan: Penelitian ini menggunakan analisis regresi berganda menggunakan metode Ordinary Least Square. Studi ini berfokus pada perusahaan asuransi jiwa Syariah dan unit usaha Syariah di Indonesia. Kesimpulan: Hasil penelitian menunjukkan bahwa kontribusi berpengaruh positif dan signifikan terhadap surplus underwriting dana tabarru. Klaim menunjukkan tidak berpengaruh signifikan terhadap surplus penjaminan dana tabarru. Hasil investasi, bagaimanapun, menunjukkan pengaruh negatif dan signifikan terhadap surplus penjaminan dana tabarru. Secara bersamaan, kontribusi, klaim, dan hasil investasi secara kolektif memiliki dampak signifikan terhadap surplus underwriting dana tabarru. Dana kontribusi yang lebih tinggi meringankan biaya klaim, meningkatkan cadangan dana tabarru, dan menghadirkan peluang surplus underwriting. Keterbatasan / implikasi penelitian: Penelitian ini terbatas pada perusahaan asuransi jiwa Syariah dan unit bisnis di Indonesia. Temuan ini memberikan wawasan tentang faktor-faktor yang mempengaruhi surplus underwriting dana tabarru, tetapi mungkin tidak dapat diterapkan secara universal. Implikasi praktis: Studi ini menunjukkan bahwa perusahaan harus fokus pada pengendalian risiko klaim untuk meningkatkan surplus underwriting. Memahami dampak kontribusi, klaim, dan hasil investasi sangat penting untuk manajemen keuangan yang efektif di perusahaan asuransi jiwa Syariah. Kata kunci: Kontribusi, Klaim, Investasi, Underwriting Surplus.

The Role Of Productive Zakat In Community Economic Empowerment In Baznas Jepara District Devi, Sifana; Silviana Pebruary
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.5630

Badan Amil Zakat Nasional (BAZNAS) is a zakat management institution established by the government which has the task of collecting, distributing and utilizing zakat. Zakat as an important aspect in economics, especially when approached from a scientific aspect and institutionally can be a solution to alleviate poverty because it plays a role in empowering the community, especially the poor, the dhuafa’, and others. The main problem in this study is how the role of productive zakat in the economic empowerment of the community in BAZNAS, Jepara Regency and how the economic development of the people who receive the assistance. This research is qualitative research using descriptive analysis. Data collection in this study was through observation, interviews with interested parties in this case BAZNAS Jepara Regency and some mustahik and documentation. The results of this study show that the role of productive zakat in community economic empowerment in BAZNAS Jepara Regency has been successful, this can be seen from the results of empowerment such as reducing poor people, improving socio-economic living standards, fostering the spirit of help, independence and others. However, in developing the business, some mustahik have not been realized properly due to lack of assistance.

Analisis Syariah Compliance Koperasi Syariah Berdasar Maqasid Index Dan Peraturan Deputi Pengawasan Kementerian Koperasi Dan UMKM musyafa', Musyafa'; Pebruary, Silviana; Anam, Ahmad Khoirul
Jurnal Mahkamah : Kajian Ilmu Hukum dan Hukum Islam Vol. 3 No. 2 December (2018)
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/jm.v3i2.325

Penelitian ini bertujuan untuk menganalisis syariah compliance koperasi syariah di Jepara dengan menggunakan maqashid index dan peraturan deputi pengawasan kementerian koperasi dan UMKM No. 07/Per/Dep.6/IV/2016 tentang Pedoman Penilaian Kesehatan KSPPS dan USPPS Koperasi. Untuk mencapai tujuan tersebut penelitian dirancang dengan jenis penelitian kualitatif. Pengumpulan data primer dengan tehnik wawancara dan observasi pada objek penelitian, dan data sekunder ditelusuri dari pustaka, media (internet/cetak), instansi terkait, dan sumber-sumber lain yang relevan. Adapun objek penelitian ditentukan dengan metodepurposive sampling. Hasil penelitian ini menunjukkan bahwa Tingkat kepatuhan koperasi syariah di Jepara berdasarkan Maqasid Index dan Peraturan Deputi Pengawasan Kementerian Koperasi dan UMKM. No. 07/2016 di Jepara dapat dikategorikan cukup patuh bahkan pada salah satu koperasi pada kategori patuh. Kepatuhan tersebut terutama pada tujuan mewujudkan keadilan melalui dimensi produk-produk yang ditawarkan bebas dari unsur riba. Selain itu Koperasi al Hikmah menunjukkan lebih patuh dibanding koperasi Mitra Muamalat. Namun keduanya sama-sama kuat dalam tujuan mewujudkan keadilan dalam produknya.

Co-Authors Ahmad Khoirul Anam Amru Nawawi Anam, Ahmad Khoirul Anang Fanani Ardian Adhiatma Ash Shidiqie, Jannahar Saddam Aulia Zahra Husnil Kamala Aulia Zahra Husnil Kamala Azizi, Muhammad Devi, Sifana Eka Putri Salsabilla Eko Nur Fuad Fabiani Fanda Firda Sari, Lailisa Fitriani Fitriani Hadi Ismanto Isnaini Hani'ah Khasanah Khasanah Khazimatul Aliya Minas Sirotul Fauziah Mohammad Yunies Edward Muhammad Husni Tamrin Muhammad Noor Rois Musyafa' musyafa' Musyafa' Musyafa' musyafa', Musyafa' Nugrohowati, Rindang Nuri Isnaini Reza Ade Putra Rinrin Yuspita Samsul Arifin Shalihul Aziz Widya Irawan Silviana Rizqi Safitri Widiyanto Widiyanto Wiji Lestari Zaman, Delfian

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