BONAR M. SINAGA
Departemen Ekonomi dan Sumberdaya Lingkungan, Institut Pertanian Bogor Jl. Raya Darmaga Kampus IPB Darmaga Bogor 16680

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Journal : Jurnal Ekonomi dan Pembangunan Indonesia

Dampak Pinjaman Mikro terhadap Kesejahteraan Rumah Tangga Perempuan Pengusaha Mikro dan Kecil Sjari M, Dewi Ratna; Sinaga, Bonar M.; Kusnadi, Nunung; Syaukat, Yusman
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 22, No. 2
Publisher : UI Scholars Hub

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This study aims to examine how credit lending can improve MSEs performance, its impact on women micro and small entrepreneurs (PPMK) household welfare, and the determinants of their disinterest in subsidised loans. Using a sample of 82 PPMK households in Depok City and Bogor Regency with the Propensity Score Matching (PSM) method, the results showed loans could boost business income. Still, the government’s credit with low-interest rates is not the primary choice due to limited knowledge, an obligation for collateral, and religious issues such as usury. This study also shows government credit assistance can improve the welfare of MSE households.
Dampak Kapasitas Fiskal terhadap Penurunan Kemiskinan: Suatu Analisis Simulasi Kebijakan Lisna, Vera; Sinaga, Bonar M.; Firdaus, Muhammad; Sutomo, Slamet
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 14, No. 1
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This study examines the impacts of fiscal capacity on the acceleration of poverty alleviation through a dynamic simultaneous equations model using empirical data of 23 provinces and conducting historical simulation. The increasing of fiscal capacity from local taxes and tax-revenue sharing have significant impact on poverty reduction, particularly in agricultural household, which has the largest share in number of poor in Indonesia indicated by larger decline of agricultural headcount index than industrial and trade headcount index. However, the increasing of General Allocator Fund/Dana Alokasi Umum (DAU) has negative impact on agricultural headcount index. The policy implication is to increase revenue from taxation by local governments as the impact is more effective in accelerating poverty reduction.