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All Journal Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Eco-Entrepreneur Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Jurnal Studi Manajemen dan Bisnis JCES (Journal of Character Education Society) Jurnal Riset Ekonomi dan Bisnis Conference on Innovation and Application of Science and Technology (CIASTECH) J-MACC : Journal of Management and Accounting JSHP (Jurnal Sosial Humaniora dan Pendidikan) Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi JURNAL MANAJEMEN JURNAL EKSBIS BALANCE: Economic, Business, Management and Accounting Journal Jurnal Ilmiah Akuntansi dan Bisnis Benchmark Bahtera Inovasi Yayasan Cita Cendikiawan Al Khwarizmi Jurnal Ekonomi Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Jurnal Kajian Ilmu Manajamen Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Science Contribution to Society Journal
M. Boy Singgih Gitayuda
Universitas Trunojoyo Madura
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Lapor SPT Melalui E-Filing Dalam Upaya Meningkatkan Kepatuhan Wajib Pajak di Lingkungan Perguruan Tinggi Chamalinda, Khy'sh Nusri Leapatra; Kusufi, Muhammad Syam; Faisol, Imam Agus; Hakim, Tito IM Rahman; Gitayuda, M. Boy Singgih; Lutfia, Citra; Rohma, Frida Fanani; Zulfatillah, Auliya; Listiana, Yufita
Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Vol. 4 No. 2 (2024): Maret 2024 - Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59395/altifani.v4i2.541

Abstract

Kegiatan pengabdian ini dilaksanakan atas kerjasama antara Tax Center Fakultas Ekonomi dan Bisnis (FEB) Universitas Trunojoyo Madura bersama KPP Pratama Bangkalan serta Relawan Pajak 2024. Tujuan kegiatan adalah memberikan pendampingan pelaporan SPT Tahunan melalui e-filing kepada Wajib Pajak agar dapat memenuhi kewajiban perpajakannya dengan baik. Jumlah Wajib Pajak yang memanfaatkan kegiatan ini merupakan Dosen di lingkungan Fakultas Hukum dan Fakultas Pertanian Universitas Trunojoyo Madura sebanyak 40 orang. Wajib pajak tersebut telah melaksanakan kewajiban perpajakannya dengan melaporkan SPT Tahunan melalui e-filing secara tepat waktu, yakni sebelum 31 Maret.Tidak hanya pelaporan SPT, kegiatan ini juga sebagai bentuk dukungan kepada pemerintah dalam hal pemadanan NIK-NPWP. Kendala yang umumnya dihadapi Wajib Pajak adalah kurang mehamami penggunaan e-filing. Alasan pentingnya pendampingan ialah untuk memudahkan Wajib Pajak melaporkan SPT Tahunan melalui e-filing. Wajib pajak merasa terbantu dan puas dengan hadirnya kegiatan pendampingan SPT Tahunan ini, beberapa kendala yang dihadapi saat pendampingan dapat teratasi dengan baik. Wajib Pajak juga memberikan berharap pendampingan SPT Tahunan ini dapat dilaksanakan secara berkelanjutan.
The The Influence of Financial Literacy and Financial Behavior on the Financial Well Being of UMKM Players in the Tourism Sector in Madura saidah, Arifatus; Purnamawati, Purnamawati; Gitayuda, M. Boy Singgih
JPIM (Jurnal Penelitian Ilmu Manajemen) Vol 9 No 1 (2024): JPIM (JURNAL PENELITIAN ILMU MANAJEMEN)
Publisher : Universitas Islam Lamongan

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Abstract

The purpose of this study is to determine how Financial Literacy and Financial Behavior affect the Financial Well Being of MSME players in the tourism industry in Madura. MSMEs or small and medium enterprises are people's economic businesses that need to be protected from unfavorable business competition. MSMEs have a significant influence on the Indonesian economy. Although the name is associated with small and medium enterprises. In this study, research questionnaires were distributed to tourism MSMEs in Madura. Which is located in the Bangkalan Regency and Sampang Regency areas. With a quantitative approach using primary data. This study took a sample of 60 MSME players. SPSS Version 26 was used to test this research. The findings of this study indicate a beneficial impact of Financial Literacy (X1) and Finnacial Behavior (X2) on Financial Well Being (Y).
Financial Satisfaction of SMEs in The Coastal Region of Madura: Financial Management Behavior and Financial Knowledge Hanum, Faricha; Purnamawati, Purnamawati; Gitayuda, M. Boy Singgih
BALANCE: Economic, Business, Management and Accounting Journal Vol 21 No 1 (2024): Januari
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/blc.v21i1.20635

Abstract

In the current 4.0 era, good economic growth is one of the standards for the government's success in achieving development goals, including the economic aspect. One of the government's efforts is to create and comprehensively support MSME activities. MSMEs on the island of Madura are growing yearly in terms of quantity, quality and sales of MSME products that have entered foreign markets. This research aims to analyze the influence of financial management behaviour and financial knowledge on the financial satisfaction of MSME actors in the Madura coastal area. Data were analyzed using quantitative methods with descriptive and associative approaches. Data was received from the results of interviews and filling out questionnaires by MSME actors in the Madura coastal area in Pamekasan Regency and Sumenep Regency, totalling 60 respondents. The data was processed with the help of smartPLS 3 software. The findings from this research are that financial management behaviour and financial knowledge positively influence financial satisfaction.
THE MODERATING ROLE OF FINANCIAL TECHNOLOGY ON FINANCIAL AND ATTITUDE AND FINANCIAL MANAGEMENT BEHAVIOR:ANALYSIS OF MADURA’S CREATIVE EVONOMY PERFORMANCE Pungky Setyawan, Silvia; Purnamawati, Purnamawati; Boy Singgih Gitayuda, M.
JURNAL EKBIS Vol 25 No 2 (2024): JURNAL EKBIS (ANALISIS, PREDIKSI DAN INFORMASI)
Publisher : Universitas Islam Lamongan

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Abstract

The printing industry plays an important role in the economy, covering publishing, graphic design, and advertising, as well as printing various products such as books, magazines, brochures, and promotional materials. However, challenges from technological developments and economic pressures have caused printing companies to face financial management problems. This study aims to examine the impact of financial attitudes and financial management actions on printing business performance, with fintech as a moderating variable. Financial attitudes refer to the views of business owners on financial management, while management actions include financial management behaviors and practices in the business. Business performance is measured through profitability, operational efficiency, and growth, and fintech can strengthen or weaken the relationship between the two.
Pemanfaatan Sistem Informasi Pemasaran Berbasis Website untuk Meningkatkan Produktivitas Penjualan UMKM Souvenir Murah Bojonegoro Negara , Yudha Dwi Putra; Fatah, Doni Abdul; Gitayuda, M. Boy Singgih; Syam, Akhmad Ramdani; Fukaha, Syaechu Agiel; Firdaus, Muhammad Adzin
Dedikasi Sains dan Teknologi (DST) Vol. 4 No. 2 (2024): Artikel Riset Nopember 2024
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/dst.v4i2.4761

Abstract

Souvenir Murah Bojonegoro adalah usaha mikro kecil dan menengah (UMKM) yang didirikan oleh Thorida Nur Asih pada 17 Agustus 2016 yang terletak di Desa Ngasem, Kecamanatan Ngasem, Kabupaten Bojonegoro. Usaha ini bergerak dalam produksi dan pemasaran berbagai jenis souvenir seperti botol, tumbler, gelas, mangkok, kipas batik dan jenis souvenir lainnya. Meskipun telah memiliki jangkauan pasar luas, manajemen usaha masih dilakukan secara manual melalui WhatsApp dan Instagram, yang menyebabkan ketidakstabilan penjualan dan kurang efisien. Melalui Program Hibah Kompetitif Nasional Pengabdian Kepada Masyarakat lewat skema Pemberdayaan Kemitraan Masyarakat yang dilakukan dosen dan mahasiswa Universitas Trunojoyo Madura (UTM), diterapkannya sistem pemasaran berbasis website dan dilakukan pembaruan alat produksi seperti mesin sablon kaos dan tumbler. Program ini dilaksanakan dalam lima tahap: sosialisasi, pelatihan, penerapan teknologi, pendampingan dan evaluasi, serta keberlanjutan program. Hasil dari program menunjukkan peningkatan signifikan dalam pengelolaan data stok produk, katalog, serta laporan penjualan. Selain itu, penggunaan alat sablon baru juga meningkatkan kapasitas produksi secara signifikan, mempercepat proses produksi, dan meningkatkan kualitas hasil produk. Penerapan teknologi ini juga memperluas jangkauan pasar dan meningkatkan volume penjualan, menjadikan UMKM Souvenir Murah Bojonegoro lebih kompetitif dan efisien dalam menghadapi persaingan di era digital.
Analisis kinerja usaha UMKM kuliner di madura: financial behavior dan financial technology dengan mediasi financial literacy Junaidi, Rosita Pratiwi; Gitayuda, M. Boy Singgih; Purnamawati, Purnamawati
Jurnal Riset Ekonomi dan Bisnis Vol. 17 No. 3 (2024): DESEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jreb.v17i3.10849

Abstract

Penelitian dilakukan dengan tujuan untuk menguji Perilaku Keuangan dan Teknologi Finansial terhadap Kinerja Usaha UMKM Kuliner di Madura melalui Literasi Keuangan sebagai variabel intermediasi. Populasi dan sampel penelitian ini meliputi pelaku UMKM kuliner di Madura dengan menggunakan pendekatan deskriptif kuantitatif. Sampel penelitian sebanyak 88 responden, metode pengambilan sampel menggunakan random sampling. Metode analisis data dilakukan dengan menggunakan Smart-PLS versi 4.0. Hasil penelitian menunjukkan bahwa secara langsung Perilaku Keuangan berpengaruh positif signifikan terhadap Kinerja Usaha, Perilaku Keuangan juga berpengaruh positif signifikan terhadap Literasi Keuangan, Teknologi Finansial tidak berpengaruh terhadap Kinerja Usaha, Teknologi Finansial juga tidak berpengaruh terhadap Literasi Keuangan, dan Literasi Keuangan tidak berpengaruh terhadap Kinerja Usaha. Secara tidak langsung Perilaku Keuangan tidak berpengaruh terhadap Kinerja Usaha dengan Literasi Keuangan sebagai variabel mediasi, dan Teknologi Finansial tidak berpengaruh terhadap Kinerja Usaha dengan Literasi Keuangan sebagai variabel mediasi. Dari hasil penelitian ini diketahui bahwa Literasi Keuangan tidak dapat memediasi Perilaku Keuangan dan Teknologi Finansial terhadap Kinerja Usaha secara simultan. The study was conducted with the aim of testing Financial Behavior and Financial Technology on the Performance of Culinary MSME Businesses in Madura through Financial Literacy as an intermediary variable. The population and sample of this study included culinary MSME actors in Madura using a quantitative descriptive approach. The research sample was 88 respondents, the sampling method used random sampling. The data analysis method was carried out using Smart-PLS version 4.0. The results of the study showed that directly Financial Behavior had a significant positive effect on Business Performance, Financial Behavior also had a significant positive effect on Financial Literacy, Financial Technology did not affect Business Performance, Financial Technology also did not affect Financial Literacy, and Financial Literacy did not affect Business Performance. Indirectly Financial Behavior did not affect Business Performance with Financial Literacy as a mediating variable, and Financial Technology did not affect Business Performance with Financial Literacy as a mediating variable. From the results of this study, it is known that Financial Literacy cannot mediate Financial Behavior and Financial Technology on Business Performance simultaneously.
The Effect of Financial Literacy and Financial Management Behavior on Financial Well-Being with Financial Satisfaction as an Intervening Variable (Study on MSMEs Madura Coastal Area) Gitayuda, M. Boy Singgih
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 17, No 2: April - June 2024
Publisher : LPPM Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v17i2.24489

Abstract

The objective of this study was to investigate the impact of financial literacy and financial satisfaction on financial well-being, considering financial management behavior as an intervening variable. The data were analysed using quantitative methods, employing descriptive and associative approaches. Information was gathered through interviews and questionnaire responses from 60 micro, small, and medium-sized enterprise (MSME) actors in the Madura coastal area, specifically in Pamekasan and Sumenep districts. The data were processed using SmartPLS 3.0 software. The study's results reveal several key findings: financial literacy has a significant influence on financial satisfaction; however, there is no observed impact of financial management behavior on financial satisfaction. Additionally, financial literacy influences financial well-being, but financial management behavior does not exhibit a significant effect on financial well-being. Furthermore, no direct effect of financial satisfaction on financial well-being was identified. There is also no indirect effect of financial literacy on financial well-being through financial satisfaction, and similarly, there is no indirect effect of financial management behavior on financial well-being through financial satisfaction.
Exploring Financial Bootstrapping and Financial Capital Through Financial Literacy to Enhance Micro Business Performance in Madura's Culinary Industry Purnamawati, Purnamawati; Rachmawati, Eka; Gitayuda, M. Boy Singgih
BALANCE: Economic, Business, Management and Accounting Journal Vol 22 No 1 (2025): Januari
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/blc.v22i1.24391

Abstract

Funding management for culinary micro-enterprises in Madura requires real action, including applying financial literacy indicators, regarding the study of how financial capital and bootstrapping affect micro-enterprises performance in the Madura culinary industry. This study aimed to examine the effect of financial bootstrapping and financial capital through financial literacy on microbusiness performance. The method used in this research is quantitative. The sampling technique used was purposive sampling with research respondents of culinary micro businesses in Madura. The sample obtained was 110 respondents. The data in this study used primary data, namely a questionnaire. The results showed that increasing financial literacy is the key to maximizing resource potential and improving micro-business performance in the Madura culinary sector. In the context of research on the effect of financial bootstrapping and financial capital on the performance of micro-businesses in the culinary industry in Madura, supported by Pecking Order Theory (POT), it provides a relevant framework for understanding the financing decisions taken by business actors. This research provides an overview of empirical support related to good financial literacy's importance in improving financial management and microbusiness performance.
PERAN FINANCIAL WELL-BEING DALAM MEMEDIASI ANALISIS FINANCIAL MANAGEMENT BEHAVIOR DAN FINANCIAL SATISFACTION: ANALISIS KINERJA EKONOMI KREATIF DI MADURA Puput Erna Agustita; M Boy Singgih Gitayuda; Purnamawati Purnamawati
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 3 (2024): Edisi September - Desember 2024
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v8i3.4822

Abstract

Kinerja UMKM yang baik dapat dicapai dengan berbagai faktor, termasuk perilaku pengelolaan keuangan bagus dan kepuasan keuangan tinggi. Perilaku manajemen keuangan mencerminkan bagaimana pelaku UMKM dalam mengelola keuangan usaha mereka, sedangkan kepuasan keuangan menggambarkan tingkat kepuasan pelaku UMKM terhadap kondisi keuangan mereka. Penelitian memiliki tujuan untuk menganalisis pengaruh financial management behavior dan financial satisfaction terhadap kinerja usaha dengan mediasi financial well-being. Sampel dari penelitian ini merupakan UMKM bidang industri percetakan di Madura. Metode yang digunakan yaitu kuantitatif deskriptif dan asosiatif dengan metode survei, sampel dalam penelitian ini adalah 96 responden yang kemudian diolah dengan analisis SEM-PLS (Partial Least Square) menggunakan SmartPLS 4. Hasil penelitian mengungkapkan bahwa perilaku pengelolaan keuangan dan kepuasan keuangan tidak berpengaruh pada kinerja usaha. Namun, kesejahteraan keuangan mampu memediasi perilaku pengelolaan keuangan dan kepuasan finansial sehingga memiliki pengaruh terhadap kinerja usaha. Begitupun dengan kesejahteraan keuangan memiliki pengaruh terhadap kinerja usaha.
Pengaruh tingkat Likuiditas Terhadap Nilai Perusahaan Dengan Ukuran Perusahaan Sebagai Variabel Moderasi (Studi Pada Perusahaan Food and Beverage Yang Terdaftar Di Bursa Efek Indonesia Periode 2019-2023) Ahada, Shofira Mardiatis; Gitayuda, M. Boy Singgih
Eco-Entrepreneur Vol 11, No 1 (2025): Juni
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/ee.v11i1.29243

Abstract

The purpose of this study is to examine how liquidity affects business value for food and beverage companies listed on the Indonesia Stock Exchange (BEI) between 2019 and 2023, using company size as a moderating variable. The Quick Ratio and Cash Ratio are used to monitor liquidity, which can show how well a firm can meet short-term obligations and affect investors' opinions about its stability and performance. However, it is anticipated that the relationship between liquidity and firm value will either get stronger or weaker depending on the size of the organization, which is determined by its total assets. Price Book Value (PBV), a gauge of market equity, is used to determine a company's worth. The secondary data used in this study was taken from the 2019–2023 annual financial reports of food and beverage companies listed on the Indonesia Stock Exchange. To evaluate the link between these factors, a quantitative approach with moderation was employed as the analytical method in this study. The study's findings indicate that while the cash ratio has a negative impact on company value, the current ratio and quick ratio have a positive impact.
Co-Authors Ahada, Shofira Mardiatis Arie Setyo Dwi Purnomo Auliya Zulfatillah Aziz, Muhammad Ridwanul Budi Hartono Chamalinda, Khy'sh Nusri Leapatra Citra Lutfia Dewi Aprilia Putri Echsan Gani Eka Rachmawati Faradiana, Intan Putri Fatah, Doni Abdul Firdaus, Muhammad Adzin Frida Fanani Rohma Fukaha, Syaechu Agiel Hakim, Tito IM. Rahman Hanum, Faricha Hidayatullah, Ahmad Thariq Imam Agus Faisol Junaidi, Rosita Pratiwi Kurniawan, Moh. Zaki Listiana, Yufita Moh. Zaki Kurniawan Muhammad Adib Mawardi Muhammad Syam Kusufi Negara , Yudha Dwi Putra Paramitha Candra Lukita Rahayu Pratama, Abdul Latif Pungky Setyawan, Silvia Puput Erna Agustita Purnamawati Purnamawati Purnamawati Purnamawati Rohma, Luthfia Dwi saidah, Arifatus Syam, Akhmad Ramdani Umairoh, Mayada Pasha Wulan Safitri