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All Journal Syntax Literate: Jurnal Ilmiah Indonesia Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) International Journal of Demos Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan International Journal of Science and Society (IJSOC) International Journal of Management, Economic, Business and Accounting Journal of Artificial Intelligence and Digital Business Cerdika: Jurnal Ilmiah Indonesia Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Jurnal Ilmiah Ekonomi dan Manajemen Neraca Manajemen, Akuntansi, dan Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies PESHUM Ekopedia: Jurnal Ilmiah Ekonomi Aksi Kita: Jurnal Pengabdian Kepada Masyarakat Indonesia Economic Journal Journal of Golden Generation Economic Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Ujang Suherman
Universitas Buana Perjuangan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Public Health Social Sciences Other

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Edukasi Penggunaan QRIS untuk Optimalisasi Pendapatan UMKM Desa Sirna Baya Kabupaten Karawang Ujang Suherman; Ery Rosmawati; Rengga Pratama
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 4 (2025): JULI-AGUSTUS
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/ge8mr941

Abstract

Penyelenggaraan kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman masyarakat UMKM tentang manfaat QRIS, sebagai sarana transasksi menggunakan aplikasi teknologi. Dengan pemahaman yang baik, diharapkan UMKM dapat mempermudah dalam melakukan proses pembayaran dengan menggunakan e-money atau dengan metode cashless untuk mengoptimalkan pendapatan UMKM Desa Sirna Baya Kabupaten Karawang. Metode pengabdian kepada masyarakat yang digunakan adalah focus group discussion untuk mengetahui permasalahan, potensi serta kebutuhan UMKM di Desa Sirnabaya. Selanjutnya dilaksanakan sosialisasi berupa edukasi akan pentingnya penggunaan QRIS dalam bertransaksi agar UMKM mampu mengoptimalkan pendapatan usahanya. 
Analisis Pengambilan Keputusan UMKM Sabana Fried Chicken Dwi Ayu Rossmiharti; Valentino Dwi Herlambang; Ramadiaz Perkasa Sulistya; Diaz Arief Ardiansyah; Ujang Suherman
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/mr57q982

Abstract

This study aims to analyze the decision-making process in facing various operational constraints at the Sabana Fried Chicken MSME based on field visits and direct interviews with business owners. MSMEs play a strategic role in the Indonesian economy, but in practice, they still face various limitations, both in terms of human resources, capital, raw materials, and marketing. The research method used was a qualitative explanatory survey approach, where data were obtained through direct observation, semi-structured interviews with owners and employees, and documentation of visit activities. The results of the study indicate that decision-making at the Sabana MSME is carried out simply and based on experience, especially in managing a limited workforce, managing business capital that is still independent, raw material procurement that relies on certain suppliers, and marketing strategies that rely on location and affordable prices. These constraints affect the quality of decisions taken, but flexibility and speed in decision-making are advantages for the Sabana MSME in maintaining its business. The conclusion of this study indicates that improving the quality of decision-making can be achieved through more systematic planning and utilization of market information. The implications of this research are expected to provide input for similar MSMEs in managing their businesses more effectively.
Pengaruh Literasi Keuangan Digital terhadap Perilaku Belanja dan Perilaku Menabung Gen Z (Studi Kasus Mahasiswa Universitas Buana Perjuangan Karawang) Putri Octavia Susanto; Ujang Suherman; Rengga Madya Pranata
Cerdika: Jurnal Ilmiah Indonesia Vol. 6 No. 7 (2026): Cerdika: Jurnal Ilmiah Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/cerdika.v6i7.3459

Abstract

Perkembangan teknologi yang cepat dengan sangat berdampak pada berbagai bidang kehidupan, termasuk ekonomi, yang merubah cara masyarakat untuk mengelola keuangan, terutama gen Z. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh dari literasi keuangan digital terhadap perilaku gen Z dalam menabung dan membelanjakan keuangannya. Perkembangan teknologi yang cepat sangat berdampak pada berbagai bidang kehidupan termasuk ekonomi yang merubah cara masyarakat untuk mengelola keuangan terutama gen z. generasi ini dikenal memiliki keterampilan dan pengalaman dalam menggunakan teknologi modern. Metode yang digunakan dalam penelitian ini menggunakan metode kuantitatif dengan data primer sebagai data utama. Populasi penelitian ini menggunakan data dari mahasiswa manajemen UBP Karawang angkatan 21 yang berjumlah 1.004 mahasiswa. Selain itu, peneliti menggunakan purpose sampling yang diukur menggunakan slovin, maka jumlah sample sebanyak 100 mahasiswa. Peneliti juga menggunakan teknik pengumpulan data berupa kuesioner yang berisi kumpulan pernyataan dari para responden melalui google form. Dalam penelitiannya, peneliti menemukan literasi keuangan digital berpengaruh signifikan terhadap belanja gen z. Namun, tidak berpengaruh signifikan terhadap perilaku menabung gen z.
Financial Planning for Education Funds Through Investment Options for Housewives in South Cicinde Ery Rosmawati; Ujang Suherman; Thomas Nadeak
International Journal of Management, Economic, Business and Accounting Vol. 4 No. 1 (2025): International Journal of Management, Economic, Business and Accounting (IJMEBA)
Publisher : PT. Berkah Digital Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58468/ijmeba.v4i1.135

Abstract

Purpose of the study — The purpose of the study is To know How planning education fund finance for housewives in South Cicinde Village stairs via choice investment. Problems found​ that part big public there No own education fund preparation Because misunderstanding will management finance. Research method— Qualitative and quantitative approaches are used in this study. Through online surveys and in-depth interviews, Result— The results of research and data analysis show that the people of South Cicinde Village, especially housewives Already own planned education For their son. However, plan This is not supported by educational funding preparation​because 81.6% of the Respondent has No own savings term allocated length​ special for Education Fund. Choice investment For Educational funding planning chosen by respondents is Investment riches personal in the form of Gold and Wealth Real rice fields and buildings ( rent property ). Respondent No chose an investment as well as an Investment Commodity Because factor misunderstanding, as well as concern, will risk on investment which is rated very highly. Conclusion— Conclusion— Remembering planning education fund finance is very important For society, then start from Mother House stairs in the neighborhood the smallest must own knowledge will planning finance. Government village local or service related, Banking institutions and the Supervisory Agency (BI / OJK) routinely provide training as well as coaching to Mother House Ladder To add knowledge about planning and management finance.
Co-Authors Aditya Duta Pangestu Aditya Wisnu Ardhana Ahmad Rifai alia candra devi Amelia Nurafiah Ayu Nuradilah Bintang R. Simbolon Camelia Yuliana Sitorus, Dea Aulia Delia Sri Wahyuni Diaz Arief Ardiansyah Dimas Dwi Darmawan Dimas Dwi Darmawan Dinda Cahyaning Aulia Dwi Ayu Rossmiharti Elizabeth Margareta Wijaya Elsa Laila Listiawati Ery Rosmawati Fajar Maulana Hadi Purnomo Hajjar Mei Wila Putri Hanny Aurora Athalie Helma Laila Putri Iin Indriani Iis Rahayu Intan Maelani Intan Sari Rachmawati Ismail Karli Ramdani Karlina Putri Loso Judijanto Muhamad Jaenudin Murhayani Murhayani Naomi Sianturi Nicko Albart Nova Laura Putri Noval Andriyanto Novita Karomah Pebi Pebrianti Puput Purnama Sari Putri Megasari Limbong Putri Octavia Susanto Ramadiaz Perkasa Sulistya Rara Nuravni Oktavia Rengga Madya Pranata Rengga Pratama Reynalda Suryono Riska Ristiana Riski Febriyanti Ropina Sitanggang Rudi Setyono Setyono Salsabila Nelza Saputri Salsabila Sukandar Selvi Pebriyanti Siti Arpah Siti Nuroh Sri Hermuningsih Sri Putri Anovia Syahrian Owen Sularno Teguh Setiawan Wibowo Thomas Nadeak Thomas Nadeak Tri Wahyuningsih Tria Melani Valentino Dwi Herlambang Wawan Ridwan Yoga Eko Prasetyo Zanuba Firda Farihah