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PENERAPAN PRINSIF KEHATI-HATIAN TERHADAP ILEGAL CONTENT YANG DILAKUKAN FINTECH Juniar Hartika Sari; Husnaini
Justici Vol 17 No 2 (2024): Justici
Publisher : Fakultas Hukum Universitas IBA Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35449/justici.v17i2.823

Abstract

Fintech telah memudahkan nasabah untuk mendapatkan layanan keuangan. Mulai dari pembukaan rekening, pengajuan pinjaman, pengembangan dana, hingga sekadar transfer dana ke rekening bank lain. Namun tidak semua perusahaan pemberi layanan keuangan ini tidak semuanya terdaftar di Otoritas Jasa Keuangan, dengan kata lain bahwa semua perusahaan yang tidak terdaftar itu adalah perusahaan pinjaman online ilegal. Banyak masyarakat yang mengeluhkan permasalahan cybercrime ilegal content pembohongan publik yang dilakukan oleh pihak perusahaan Pinjaman Online. permasalah yaitu bagaimana penerapan prinsif kehati-hatian terhadap ilegal content yang dilakukan Fintech. Penyelenggara Fintech wajib menerapkan prinsip kehati-hatian, hal ini telah diatur sebagaimana yang tercantum dalam Peraturan Bank Indonesia Nomor 19/12/PBI/2017 tentang Penyelenggaraan Teknologi Finansial Pasal 8 ayat 1 Peraturan Bank Indonesia Nomor 19/12/PBI/2017. Penerapan prinsip kehati-hatian bagi lembaga keuangan non bank telah diatur di dalam Peraturan Menteri Keuangan Nomor 30/PMK.010/2010 tentang Penerapan Prinsip Mengenal Nasabah Bagi Lembaga Keuangan Non Bank
OPTIMALISASI PENDAPATAN ASLI DESA MELALUI EDUKASI PENGELOLAAN POTENSI EKONOMI DESA DI DESA PULAU RAJAK KABUPATEN BANYUASIN Enni Merita; Kinaria Afriani; Warmiyana ZA; Putri Sari Nilam Cayo; Tobi Haryadi; Husnaini
Sumpah Pemuda : Jurnal Pengabdian Kepada Masyarakat Vol 2 No 1 (2026)
Publisher : Sekolah Tinggi Ilmu Hukum Sumpah Pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46839/ijpkm.v2i1.1870

Abstract

This community service program was conducted to improve the understanding of the village government, MSME actors, and the community of Pulau Rajak Village, Banyuasin Regency, regarding the importance of managing village economic potential as a source of Village Original Revenue. Villages have the authority to manage their resources and assets to support development and improve community welfare. However, in practice, village economic potential has not always been identified and managed optimally as a source of village revenue. This program aims to provide education on the sources of Village Original Revenue, mapping of village economic potential, the role of village-owned enterprises, utilization of village assets, and strategies for managing local MSMEs as part of strengthening the village economy. The methods used include counseling, interactive discussion, village potential mapping, and evaluation of participants’ understanding. The results show an increase in participants’ understanding of the importance of planned, transparent, and accountable management of village economic potential. This program is expected to encourage the Pulau Rajak Village Government to develop sustainable village economic policies oriented toward increasing Village Original Revenue.
PENINGKATAN KESADARAN HUKUM MASYARAKAT TERHADAP TRANSAKSI TANAH YANG AMAN DAN BERKEPASTIAN HUKUM Andi Candra; Putri Sari Nilam Cayo; Husnaini
Sumpah Pemuda : Jurnal Pengabdian Kepada Masyarakat Vol 1 No 2 (2025)
Publisher : Sekolah Tinggi Ilmu Hukum Sumpah Pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46839/ijpkm.v1i2.1906

Abstract

This community service program aimed to enhance public legal awareness regarding safe and legally certain land transactions in Pulau Harapan Village, Banyuasin District. Limited public understanding of lawful land sale procedures, the importance of land certificates, and the registration process for the transfer of land rights remains one of the factors contributing to land disputes. The program was conducted through legal education and counseling, case-based learning, Focus Group Discussions (FGD), land transaction simulations, and evaluation through pre-tests and post-tests. The materials covered land rights and their legal status, lawful land sale procedures, the role of Land Deed Officials (PPAT), the importance of land certificates, and strategies for preventing land disputes. The results demonstrated a significant improvement in participants’ understanding of all measured aspects, particularly regarding lawful land transaction procedures, the importance of legal land documents, and land dispute prevention. In addition to improving legal knowledge, the program also increased public awareness of the importance of conducting land transactions in accordance with applicable laws to obtain legal protection and certainty. This program is expected to reduce the potential for land disputes and support orderly land administration in Pulau Harapan Village, Banyuasin District.