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Journal : Jurnal Manajerial

PENGARUH PENGALAMAN KEUANGAN DAN TINGKAT PENDAPATAN TERHADAP PERILAKU KEUANGAN KELUARGA DI DESA YOSOWILANGUN KECAMATAN MANYAR GRESIK Wasti Reviandani
Jurnal Manajerial Vol 6 No 01 (2019): Jurnal Manajerial
Publisher : Program Studi Manajemen Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (0.272 KB) | DOI: 10.30587/jurnalmanajerial.v6i01.862

Abstract

This study analyzes the effect of financial experience and income level on family financial behavior. This research took place in Yosowingaun village in Manyar Gresik sub-district, which was inhabited by 9490 residents with economic activities including trading, farming, or being employees. The samples taken from this study were 38 people using multiple linear regression analysis, the results of this study that Financial experience and the level of opinion of citizens significantly influence family financial behavior in Yosowilangun village, Manyar Gresik sub-distric
MOTIVASI MASYARAKAT INDONESIA MENJADI TENAGA KERJA INDONESIA (STUDI KASUS PADA MASYARAKAT KECAMATAN PANCENG KABUPATEN GRESIK) Maulidyah Amalina Rizqi; Wasti Reviandani
Jurnal Manajerial Vol 5 No 2 (2018): Jurnal Manajerial
Publisher : Program Studi Manajemen Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (0.272 KB) | DOI: 10.30587/jurnalmanajerial.v5i2.847

Abstract

The number of unemployed continue to rise, people can not afford to make business that is caused by bumped capital, skills, and limited market access. In fact, positive benefits for migrant workers who work abroad are also many to get jobs, income, improve welfare and develop skills. This research uses descriptive qualitative method by making the migrant workers and former migrant workers as key informant as well as to extract the data through 3 kinds of way, interview, observation and documentation. From this research, there are many factors that influence the people of Gresik Regency to become migrant workers such as, at least the employment around them, the low level of education, the economic factor of the family, and the environment, whether from the internal family and the environment. Another thing that gained from this research is still many people who become TKI with illegal status.
Pengetahuan Investasi Memediasi Pengaruh Pepresepsi Return Dan Risiko Terhadap Minat Investasi Mahasiswa Wasti Reviandani
Jurnal Manajerial Vol 10 No 02 (2023): Jurnal Manajerial
Publisher : Program Studi Manajemen Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jurnalmanajerial.v10i02.5523

Abstract

Background - Students are part of the community who are studying higher education and are expected to be an example for other people in investing, the investment level is still low, it is necessary to improve so that the investment interest of the community, including students, can increase in the future. Aim - The purpose of this study was to determine whether the perception of return and risk as well as the mediation of investment knowledge can influence students' investment interest. Design / methodology / approach - The research approach is quantitative and data is obtained from distributing questionnaires which are then processed using data analysis techniques using the SEM (Structural Equation Modeling) model using the SmartPLS 3.0 (Partial Least Square) program. Findings - Based on the results of the analysis it is proven that students' perceptions of returns and investment risks have an effect on investment intentions. Investment knowledge has a significant effect on investment knowledge, this empirical result means that the higher students understand returns and risks, and know about investment, the higher the interest in investing in students. Student investment knowledge is proven to be able to mediate the effect of perceived returns and investment risks on investment intentions. Proven student investment knowledge will have an indirect impact on student investment interest. Conclusion - The results of this study indicate that student knowledge is one of the most important factors to increase interest in investing. The earlier we invest, the better prepared we are to face the challenges and risks that may arise in the future. Research implications - Investment is something that students need to study in order to know the right investment and provide long-term benefits. Basically, people who invest are a sign that the person has prepared himself to face the changing economy of a country, so that by preparing himself to face things that are not desirable in the future, especially related to the economy. This research also contributes to science, especially financial management, the results of this study provide a perspective where investment interest is not focused on returns and risks, but requires knowledge about investment. Research Limitations - This research has limitations, namely the population and sample are only focused on UMG 2019 management study program students and cannot be averaged with other objects, future researchers are expected to expand the sample with a wide coverage so that this research can be applied in general.