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Integrating Banking Fundamental Factors with Financial Technologies in Increasing Banking Performance Rakhmat, Adrianna Syariefur; Mohammad Hatta Fahamsyah; Preatmi Nurastuti; Muhammad Hamdan Ainulyaqin
Ilomata International Journal of Management Vol. 5 No. 1 (2024): January 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v5i1.1054

Abstract

The existence of innovation involving the adoption of technology in banking has boosted financial performance, where banks get sizable benefits. The use of technology in financial services or known as fintech not only produces new products and models in financial services, but has created solutions. This research is a quantitative research with secondary data sourced from the Financial Services Authority and Bank Indonesia from April 2020 to April 2023. The object of this research is all banks in Indonesia whose data has been aggregated. The variables used in the research are fintech as the independent variable, and banking profitability as the dependent variable, then adding banking fundamentals as a control variable . Meanwhile the analysis technique to be used is Ordinary Least Square (OLS). Fintech can optimize its role in supervising customers which can have an impact on minimizing non-performing loans so that it can increase profitability. The next thing is that even though costs increase it can actually increase profitability. The role of fintech in this case is that although the adoption of fintech will increase costs, profitability will also increase. The level of financing represented by LDR can be maximized in percentage in order to increase profitability.
Integrating Banking Fundamental Factors with Financial Technologies in Increasing Banking Performance Rakhmat, Adrianna Syariefur; Mohammad Hatta Fahamsyah; Preatmi Nurastuti; Muhammad Hamdan Ainulyaqin
Ilomata International Journal of Management Vol. 5 No. 1 (2024): January 2024
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v5i1.1054

Abstract

The existence of innovation involving the adoption of technology in banking has boosted financial performance, where banks get sizable benefits. The use of technology in financial services or known as fintech not only produces new products and models in financial services, but has created solutions. This research is a quantitative research with secondary data sourced from the Financial Services Authority and Bank Indonesia from April 2020 to April 2023. The object of this research is all banks in Indonesia whose data has been aggregated. The variables used in the research are fintech as the independent variable, and banking profitability as the dependent variable, then adding banking fundamentals as a control variable . Meanwhile the analysis technique to be used is Ordinary Least Square (OLS). Fintech can optimize its role in supervising customers which can have an impact on minimizing non-performing loans so that it can increase profitability. The next thing is that even though costs increase it can actually increase profitability. The role of fintech in this case is that although the adoption of fintech will increase costs, profitability will also increase. The level of financing represented by LDR can be maximized in percentage in order to increase profitability.
The Influence Of Burnout And Emotional Intelligence On Job Satisfaction With Job Stress As Mediation At Pratama Isykarima Clinic Cikarang Siti Latifah; Preatmi Nurastuti; Billy Josef Anis
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 3 (2024): Juli
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v12i3.5791

Abstract

This study aims to determine The Influence Of Burnout And Emotional Intelligence On Job Satisfaction With Job Stress As Mediation At Pratama Isykarima Clinic Cikarang. Respondents of this study were 57 respondents and this study used a quantitative approach with the SmartPLS 3.0 data processing application. The results of this study found that 1. Burnout affects Job Satisfaction, 2. Emotional Intelligence has no effect on Job Satisfaction, 3. Job Stress has no effect on Job, 4. Burnout affects Job Stress, 5. Emotional Intelligence affects Job Stress, 6. Job Stress as a mediating variable has a role in weakening the effect of Burnout on Job Satisfaction, 7. Job Stress as a mediating variable has a role in weakening the effect of Emotional Intelligence on Job Satisfaction.
THE EFFECT OF WORK DISCIPLINE AND INTERPERSONAL COMMUNICATION OF EMPLOYEE PERFORMANCE PT. NOK INDONESIA PRODUKSI 2 Tri Wahju Wirjawan; Preatmi Nurastuti
Jurnal Ekonomi Vol. 11 No. 01 (2022): Jurnal Ekonomi
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (339.968 KB)

Abstract

Success is not a company that is determined from the results that have been determined by the company. Company goals can be seen from the results according to the specified target or not. Interpersonal communication. Good work discipline, good company performance improvement also increases. Interpersonal communication that is well established, will facilitate performance because of the positive feedback from all employees. The purpose of this study is to study work discipline and interpersonal communication on employee performance. The research data were collected using the method of observation and questionnaire distributed to 60 respondents who were submitted to the employees of PT. NOK Indonesia. Before conducting research, an instrument test is first performed to determine the level of validity and reliability. Then the data is announced normality so that it can be known whether the data is normally distributed. After that, a multiple regression test, a t test, and an F test and a coefficient of determination. Based on the results of the regression test on work discipline participation and interpersonal communication on employee performance by 44%. The rest, employee performance, is by other variables not supported in this study.
Penerapan Digitalisasi Marketing dalam Meningkatkan Pendapatan UMKM Desa Telajung MH Ainulyaqin; Adrianna SR; Sukron Mamun; Preatmi Nurastuti; Afifah KA; Widia Salsabilah
JPPI: Jurnal Pengabdian Pelita Insani Vol. 2 No. 02 (2025): JPPI Edisi Agustus 2025
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/xgcbfd87

Abstract

The implementation of digital marketing has proven its positive impact on Micro, Small, and Medium Enterprises (MSMEs). This case study explores how UMKM Lemon Sereh Bunda in Telajung Village increased the visibility and sales of their products through digital initiatives, such as website creation, active presence on social media, and utilization of e-commerce platforms. By generating engaging and relevant content, this MSME successfully created strong brand awareness, achieved significant sales growth, and had a positive impact on the local economy.
Penerapan Digitalisasi Marketing dalam Meningkatkan Pendapatan UMKM Desa Telajung MH Ainulyaqin; Adrianna SR; Sukron Mamun; Preatmi Nurastuti; Afifah KA; Widia Salsabilah
JPPI: Jurnal Pengabdian Pelita Insani Vol. 2 No. 02 (2025): JPPI Edisi Agustus 2025
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/xgcbfd87

Abstract

The implementation of digital marketing has proven its positive impact on Micro, Small, and Medium Enterprises (MSMEs). This case study explores how UMKM Lemon Sereh Bunda in Telajung Village increased the visibility and sales of their products through digital initiatives, such as website creation, active presence on social media, and utilization of e-commerce platforms. By generating engaging and relevant content, this MSME successfully created strong brand awareness, achieved significant sales growth, and had a positive impact on the local economy.