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Profitabilitas Perbankan Dilihat dari Aspek Dana Pihak Ketiga, Kecukupan Modal dan Risiko Kredit Riri Mayliza; Fitri Yeni; Lola Fitria Sari
JURNAL PUNDI Vol 2, No 2 (2018)
Publisher : AKBP-STIE "KBP" PADANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (416.491 KB) | DOI: 10.31575/jp.v2i2.85

Abstract

Banking is a financial institution that has an important role in the economic system in Indonesia. Economic development cannot be separated from the banking sector and various factors that can influence it. This study aims to examine the effect of third-party funds, capital adequacy and credit risk toward bank profitability. The sample used in this study are banking companies listed on the Indonesia Stock Exchange and not experiencing delisting during the 2013 to 2015 observation period. Based on the results of multiple linear regression analysis it can be concluded that third-party funds and capital adequacy partially have a positive and significant impact on profitability. Meanwhile, credit risk partially has a negative and significant effect on profitability
KERENTANAN DAN PENGUATAN KETANGGUHAN EKONOMI PASCA PANDEMI PADA PASAR TENAGA KERJA DI NEGARA ANGGOTA ORGANISASI KERJASAMA ISLAM Lola Fitria Sari; Willy Nofranita
Ensiklopedia of Journal Vol 5, No 3 (2022): Volume 5 No. 1 Edisi 3 Desember 2022
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.976 KB) | DOI: 10.33559/eoj.v5i3.1319

Abstract

Krisis kesehatan pada masa Pandemi COVID-19 seketika diiringi dengan krisis ekonomi secara global di seluruh negara di dunia, termasuk negara-negara yang masuk dalam keanggotaan Organisasi Kerjasama Islam (OKI). Penelitian literatur ini mencoba menganalisa efek pandemi terhadap negara-negara OKI yang sangat rentan terhadap krisis dan upaya penguatan ketangguhan dalam menghadapi krisis. Merangkum data-data yang diterbitkan oleh International Labour Organization (ILO), Statistical Economic and Social Research and Training Centre for Islamic Countries (SESRIC), dan berbagai laporan keuangan yang diterbitkan oleh European Investment Bank (EIB) dan World Bank Enterprise Surveys. Diharapkan dapat menjadi parameter dan acuan dalam memperkuat ketangguhan dalam menghadapi berbagai guncangan global. Tingkat kerentanan selain tergantung pada letak geografis dalam konteks perubahan iklim. Sudut pandang ekonomi menilai, dampak yang menimbulkan kerentanan melekat pada sistem keuangan, di mana diperlukan kebijakan adaptasi dan mitigasi untuk meminimalkan dampak guncangan dan memperkuat ketahanan sistem ekonomi sehingga dapat dengan mudah kembali ke posisi atau kondisi normal. Turunnya jumlah total lapangan sebanyak 114 juta pada tahun 2020 dan hilangnya 30 juta pekerjaan baru potensial akibat pandemi. Krisis ini telah membawa gangguan yang belum pernah terjadi sebelumnya di pasar tenaga kerja, yang semakin memperburuk kondisi kesempatan kerja yang menyebabkan hilangnya 53,6 juta pekerjaan di negara-negara OKI pada tahun 2020. Kondisi ini membutuhkan langkah-langkah kebijakan yang tepat agar melindungi dan mendukung tenaga kerja dalam mempertahankan dan mendapatkan kembali pendapatan mereka selama masa pemulihan. Tulisan ini mencoba merangkum berbagai rekomendasi kebijakan dari berbagai sumber yang disaranlan oleh lembaga-lembaga ekonomi dunia.Kata Kunci: Kerentanan, Ketangguhan, Pasca Pandemi, Tenaga kerja
TIPE PEKERJAAN SEBAGAI EFEK RELIGIUSITAS PEKERJA MUSLIM Lola Fitria Sari
Jurnal Manajemen Sains Vol 2, No 2 (2022): Juni, Jurnal Manajemen Sains
Publisher : Universitas Muara Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36355/jms.v2i2.860

Abstract

Penelitian ini bertujuan untuk mengenalisis efek religiusitas terhadap jenis pekerjaan di kalangan pekerja muslim. Sebanyak 420 kuesioner dibagikan kepada pekerja Muslim di Kota Padang. Religiusitas yang merupakan variabel eksogen dalam penelitian berdampak terhadap pemilihan jenis atau tipe pekerjaan yang dilakukan oleh para pekerja muslim. Religiusitas diukur dengan menggunakan Indeks religiusitas islam (Islamic Religiousity Index). Hasil penelitian dapat dilihat dari nilai probability sebesar 0.000 dengan nilai koefisien sebesar 1.4 angka ini menunjukkan pengaruh yang positif dan signifikan antara tingkat religiusitas dengan tipe pekerjaan yang dipilih oleh para pekerja muslim di Kota Padang. This study aims to identify the effect of religiosity on the type of work among Muslim workers. A total of 420 questionnaires were distributed to Muslim workers in Padang City. Religiosity which is an exogenous variable in the study has an impact on the selection of the type or type of work carried out by Muslim workers. Religiosity was measured using the Islamic religiosity index. The results of the study can be seen from the probability value of 0.000 with a coefficient value of 1.4 this number shows a positive and significant influence between the level of religiosity and the type of work chosen by Muslim workers in the city of Padang.
TIPE PEKERJAAN SEBAGAI EFEK RELIGIUSITAS PEKERJA MUSLIM Lola Fitria Sari
Jurnal Manajemen Sains Vol 2, No 2 (2022): Juni, Jurnal Manajemen Sains
Publisher : Universitas Muara Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36355/jms.v2i2.860

Abstract

Penelitian ini bertujuan untuk mengenalisis efek religiusitas terhadap jenis pekerjaan di kalangan pekerja muslim. Sebanyak 420 kuesioner dibagikan kepada pekerja Muslim di Kota Padang. Religiusitas yang merupakan variabel eksogen dalam penelitian berdampak terhadap pemilihan jenis atau tipe pekerjaan yang dilakukan oleh para pekerja muslim. Religiusitas diukur dengan menggunakan Indeks religiusitas islam (Islamic Religiousity Index). Hasil penelitian dapat dilihat dari nilai probability sebesar 0.000 dengan nilai koefisien sebesar 1.4 angka ini menunjukkan pengaruh yang positif dan signifikan antara tingkat religiusitas dengan tipe pekerjaan yang dipilih oleh para pekerja muslim di Kota Padang. This study aims to identify the effect of religiosity on the type of work among Muslim workers. A total of 420 questionnaires were distributed to Muslim workers in Padang City. Religiosity which is an exogenous variable in the study has an impact on the selection of the type or type of work carried out by Muslim workers. Religiosity was measured using the Islamic religiosity index. The results of the study can be seen from the probability value of 0.000 with a coefficient value of 1.4 this number shows a positive and significant influence between the level of religiosity and the type of work chosen by Muslim workers in the city of Padang.
PERSEPSI KONSUMEN TERKAIT ETIKA, KEPUASAN DAN LOYALITAS PELANGGAN DI SEKTOR RETAIL ONLINE Muthia Agnisa Halim; Lola Fitria Sari; Willy Nofranita
Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Vol 9, No 2 (2023): VOLUME IX NO 2 APRIL 2023
Publisher : Jurnal Menara Ekonomi : Pelatihan dan Kajian Ilmiah Bidang Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/me.v9i2.4302

Abstract

Penelitian ini bertujuan untuk menguji pengaruh persepsi konsumen terkait etika pengecer online (CPEOR), e-satisfaction terhadap e-loyalty pelanggan di sektor retail online. Jenis penelitian ini adalah kuantitatif, metode penelitian menekankan pada pengukuran hasil yang objektif dengan menggunakan analisis Structural Equation Model (SEM). Populasi dalam penelitian ini adalah Tenaga Kerja Wanita yang bekerja di sektor formal Kota Padang. Adapun jumlah sampel dalam penelitian ini sebanyak 170 orang yang didapat dengan menggunakan estimasi interpretasi dengan rumus penentuan jumlah sampel maksimum untuk SEM. Jenis data yang digunakan dalam penelitian ini adalah data kuantitatif.Sedangkan sumber datanya adalah sumber data primer.Teknik analisis data dengan teknik statistik Structural Equation Model (SEM) dengan menggunakan bantuan program STATA 14.0. Hasil penelitian ini menunjukan bahwa CPEOR dan e-satisfaction berpengaruh signifikan dan positif terhadap e-loyalty pelanggan di sektor retail online.Kata Kunci : Persepsi Konsumen Terkait Etika Pengecer Online (CPEOR), (E-Satisfaction) Dan      Loyalitas Pelanggan (E-Loyalty). 
GREEN MARKETING MIX TERHADAP KEPUASAN KONSUMEN PADA PRODUK RAMAH LINGKUNGAN (STUDI KASUS PRODUK THE BODY SHOP DI GRAND MALL BASKO KOTA PADANG) Saddam Husein Bugis; Lola Fitria Sari; Willy Nofranita
Ensiklopedia of Journal Vol 5, No 3 (2023): Vol. 5 No. 3 Edisi 2 April 2023
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (291.18 KB) | DOI: 10.33559/eoj.v5i3.1675

Abstract

Marketers are investing more in green marketing programs to increase green customer-based brand equity. This study aims to determine the relationship between green marketing mix {product (X1), price (X2), promotion (X3), and place (X4)} on consumer satisfaction (Y). The population in this study are consumers who buy The Body Shop products at Grand Mall Basko Padang City in 2021 as many as 443 respondents. The number of samples in this study was 180 respondents. Observational data were processed using the Structural Equation Modeling (SEM) method with the Stata 17 program. The partial test results in this study showed that green products has an effect on green prices. Green price affects consumer satisfaction. Green product has an effect on consumer satisfaction. Green product affects on green promotion. Green promotion affects consumer satisfaction. The green promotion affects on green place and green place also shows a positive and significant value on consumer satisfaction. A green marketing mix is very important to achieve the level of consumer satisfaction with the company's products because companies face increased public sensitivity, tighter regulations, and increasing stakeholder pressure to focus on preserving the natural environment.Keywords: Green Product, Green Price, Green Promotion, Green Place, Consumer Satisfaction.
BRAND AMBASSADOR DAN BRAND IMAGE PADA MINAT BELI KONSUMEN (STUDI KASUS PENGGUNA SMARTPHONE SAMSUNG DI KOTA PADANG) Sarah Lazuar Dini; Willy Nofranita; Lola Fitria Sari
Ensiklopedia of Journal Vol 5, No 3 (2023): Vol. 5 No. 3 Edisi 2 April 2023
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (266.14 KB) | DOI: 10.33559/eoj.v5i3.1672

Abstract

This study aims to determine the effect of brand ambassadors and brand image on consumer buying interest, a case study on Samsung smartphone users in Padang City. This research is descriptive research with a quantitative approach. The population and sample in this study were Samsung smartphone users in Padang City, and the number of respondents in the sample in this study was 140 respondents. The data source in this study is the primary data source, and data collection techniques using a questionnaire. The analysis technique uses the Structural Equation Modeling (SEM) method, which is processed using the STATA 17 program. Brand ambassadors and brand image, which are exogenous variables in this study, have an impact on consumer buying interest. This is evidenced by the results obtained in this study showing the probability value brand ambassador is 0.008, and the probability value of brand image is 0.000. This figure shows that brand ambassadors have a significant positive effect on purchase intention, brand ambassadors have a significant positive effect on brand image and brand image has a significant positive effect on purchase intention.Keywords: Brand Ambassador, Brand Image, Purchase Intention
KOMUNIKASI MEREK, KUALITAS LAYANAN DAN KEPERCAYAAN MEREK DALAM MEMBANGUN LOYALITAS MEREK (STUDI KASUS PEMBELIAN SEPEDA MOTOR YAMAHA NMAX DI KABUPATEN PESISIR SELATAN) Sridela Amanda Putri; Lola Fitria Sari; Willy Nofranita
Ensiklopedia of Journal Vol 5, No 3 (2023): Vol. 5 No. 3 Edisi 2 April 2023
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (336.842 KB) | DOI: 10.33559/eoj.v5i3.1673

Abstract

The brand is an intangible asset owned by a company. This study aims to determine the effect of brand communication (X1), service quality (X2), and brand trust (X3) in building brand loyalty (Y) in case studies of purchasing Yamaha NMax motorbikes in Pesisir Selatan. The number of samples in this study was 220 respondents who bought Yamaha Nmax motorcycles on the South Coast. The observed data were processed using the Structural Equation Modeling (SEM) method with the Stata 17 program. The partial test results in this study showed that brand communication effected service quality. Brand communication affects brand trust. Brand communication affects brand loyalty. Service quality affects brand trust. Service quality affects brand loyalty. And brand trust also shows a positive and significant value on loyalty. These results prove that brand communication and service quality affect brand loyalty through brand trust. When brand communication activities and service quality succeed in influencing customer trust  they become loyal to a brand that makes customers loyal to that brand.Keywords: Brand Communication, Service Quality, Brand Trust, Brand Loyalty
PERSEPSI KUALITAS, RESIKO DAN NILAI PADA KEPUTUSAN PEMBELIAN PRODUK (STUDI KASUS PRODUK TUPPERWARE PT BUMI PADANG GEMPITA) Kevin Andeska Putra; Lola Fitria Sari; Willy Nofranita
Ensiklopedia of Journal Vol 5, No 3 (2023): Vol. 5 No. 3 Edisi 2 April 2023
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (211.894 KB) | DOI: 10.33559/eoj.v5i3.1670

Abstract

This study aims to determine: 1. To determine the effect of perceived quality on purchasing decisions for Tupperware products at PT. Padang Gempita Earth; 2. To determine the effect of perceived risk on purchasing decisions for Tupperware products at PT. Padang Gempita Earth; 3. To determine the effect of perceived value on purchasing decisions for Tupperware products at PT. Desert Earth. The method used in this research is a quantitative method with a descriptive approach. The sample in this study was 120 respondents with a sampling technique using a minimum sample size according to Hair. The data analysis technique used is the structural equation modeling (SEM) method. Data analysis techniques started with conceptual models based on theory, making path diagrams, model specifications, model identification, parameter estimation, model fit assessment, model modification, and model cross-validation. This study shows the results: 1) Perceived quality has no significant effect on the decision to purchase Tupperware products at PT. Padang Gempita Earth; 2) Perceived risk has a positive effect on purchasing decisions for Tupperware products at PT. Padang Gempita Earth; 3) Perceived value has a positive and significant effect on the decision to purchase Tupperware products at PT. Desert Earth.Keywords: Perceived quality, perceived risk, perceived value, purchasing decisions
The Exchange Rate Plays a Crucial Role in the Consumer Price Index as it Affects the Inflation Sari, Lola Fitria; Nawasiah, Nana; Wijaya, Agustinus Miranda
JRAP (Jurnal Riset Akuntansi dan Perpajakan) Vol 11 No 2 (2024): July - December
Publisher : Magister Akuntansi Universitas Pancasila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35838/jrap.2024.011.02.19

Abstract

Purpose: This study aims to analyze the exchange rates and inflation on the Consumer Price Index (CPI) in Indonesia. Fluctuating exchange rates and high inflation are often major concerns in the economy, as both can affect people's purchasing power and overall economic stability. Methodology: The method used in this study is multiple regression analysis, with CPI as the dependent variable, and exchange rates and inflation as independent variables. The data used covers the period 2020 to 2023 obtained from the Central Statistics Agency (BPS) and Bank Indonesia. Finding: The results of the study show that both exchange rates and inflation have a significant effect on CPI. In particular, an increase in the exchange rate tends to increase the price of imported goods, which in turn drives up the CPI. In addition, high inflation contributes to an increase in people's cost of living. Implication: The government needs to maintain exchange rate stability to prevent an increase in the price of imported goods that can affect the CPI. In addition, controlling inflation is key to maintaining people's purchasing power and economic stability. Originality: This study makes a new contribution by analyzing the simultaneous impact of exchange rates and inflation on CPI in Indonesia during the period 2020-2023. Keywords: Consumer Price Index, Exchange Rate, Inflation.