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The Influence of Distribution of Zakat, Infaq and Sadaqah (ZIS) Funds and Economic Generation on the Social Welfare of the City/Regency Level in East Java in 2021-2023 Herlin Fauzia Safitri; Fatimatuz Zahroh; Eko Suprayitno
International Journal of Management Research and Economics Vol. 2 No. 3 (2024): August : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i3.2060

Economic development is an important strategy in achieving social prosperity, and many development theories emphasize the importance of economic growth as the key to reducing poverty and increasing the level of welfare. One approach that is widely known is the theory of economic growth which places economic growth as the main priority in efforts to overcome the problem of poverty and achieve a higher level of prosperity. This research uses quantitative research with quantitative descriptive analysis and path analysis techniques with the help of the Eviews 12 program. Research results: Distribution of Zakat, Infaq and Alms Funds (ZIS) and economic growth have a partial and simultaneous effect on the welfare of the City/Regency community in East Java 2021-2023.

Innovation in the Management of ZIS (Zakat, Infaq and Shadaqah) in the Zakat Collecting Unit (UPZ) IAIN Madura Nur Asnawi; Fatimatuz Zahroh; Meldona Meldona
International Journal of Management Research and Economics Vol. 2 No. 3 (2024): August : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i3.2063

The Zakat Management Unit (UPZ) of IAIN Madura is part of the National Amil Zakat Agency (BAZNAS) of East Java which has implemented excellent programs in increasing rapid development over the last 5 years effectively and sustainably in the social sector, especially in the management of zakat, infaq, and shadaqah (ZIS) funds. UPZ IAIN Madura conducts data collection, and mapping of muzakki (donors) and mustahiq (beneficiaries) to ensure that the distribution of ZIS funds is on target through superior programs in the form of social assistance, education, health, economy, and other basic needs. The research method carried out by this study uses a descriptive qualitative approach with field research techniques through direct observation and interviews with 10 informants, namely the management of UPZ IAIN Madura and several mustahiq. The triangulation carried out is in the form of triangulation of data, theories, and methods. The results of the study show that the management of ZIS at UPZ IAIN Madura is implemented through six flagship programs, namely UPZ Sehat, UPZ Peduli, UPZ Serving, UPZ Sejahtera, UPZ Smart, and UPZ Clean. Innovation in ZIS management is manifested in the form of the use of information technology, applications, and transfer systems in flagship programs, for example, the use of Qris in UPZ Sejahtera, the application of scholarship information technology in UPZ Smart, the use of digital reporting applications in the UPZ Peduli program, health service collaboration in UPZ Sehat, and waste management as a source of funding for social programs in UPZ Bersih.

Pemaknaan Branding Hijab dalam Studi Semiotika Iklan XYZ di Kanal YouTube X Indonesia Fatimatuz Zahroh; Reni Shinta Dewi
Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Vol. 4 No. 4 (2024): Desember: Jurnal Pendidikan dan Sosial Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/khatulistiwa.v4i4.8093

Women wearing hijab are currently the main target of the hijab fashion industry, along with the increasing popularity of the hijaber community that is growing both online through social media and offline. The hijab, which initially only functioned as a head covering, has now undergone a transformation into a part of a fashion trend that is loaded with aesthetic, style, and identity values. In this context, the Shampoo X Hijab Ice Tea advertisement offers a space for hijab-wearing women to express their existence through constructed imagery. This study aims to uncover the meanings contained in the advertisement by using a qualitative descriptive approach and Roland Barthes semiotic analysis method. This approach was chosen because it is able to unravel the signs, symbols, and myths hidden behind the representation of advertising, as well as understand the ideological dimensions that are not explicitly visible. Data collection is carried out through visual documentation and detailed observation of each ad scene aired on the Youtube platform. The results of the study show that even though this advertisement is commercial, there is a construction of meaning that displays the image of women wearing hijab as modern figures who are confident, healthy, productive, and still maintain freshness throughout the day. In addition, the advertisement depicts hijab-wearing women who are actively learning, maintaining a graceful, empowered appearance, and representing modern Muslim women who are harmonious between religious identity and contemporary lifestyles. In conclusion, the Shampoo X Hijab Ice Tea advertisement not only sells products, but also builds myths about modern Muslim women who are empowered, elegant, and confident. Semiotic analysis opens up opportunities to understand that advertising is not just a promotional medium, but also an important means in the formation of images, identities, ideologies, and social perceptions in society.

Strategi Marketing Mix Pembiayaan Kpr Syariah Dalam Mewujudkan Rumah Impian Nasabah Pada Bprs Bhakti Sumekar Sumenep Iqbal Rafiqi; Fatimatuz Zahroh
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 11 (2024): GJMI - NOVEMBER
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i11.1094

Setiap orang pasti ingin memiliki rumah impian yang mereka harapkan, di BPRS telah menyediakan pembiayaan KPR Syariah yang bisa membantu masyarakat untuk mewujudkan impian mereka. Marketing dalam BPRS untuk menarik masyarakat itu sangat bagus karena BPRS ini membijakkan sosialisasi biasanya ke lembaga-lembaga untuk mendapatkan nasabah. Pembiayaan KPR Syariah ini terdapat dua bagian, diantaranya UMUM dan PNS, UMUM biasanya 10 tahun dan PNS 15 tahun. Pendekatan dalam penelitian ini menggunakan pendekatan kualitatif, yaitu penelitian yang dilakukan secara alami dan berdasarkan pada realita yang ada. Dimana prosedur pengumpulan data menggunakan teknik wawancara, observasi, dokumentasi. Dimana lokasi tersebut berada didaerah Sumenep tepatnya di Jl. Jokotole, Arekade, Batuan, Kebupaten Sumenep. Sabjek penelitian ini diambil dari karyawan bank BPRS Bhakti Sumekar Sumenep. Teknik analisis data dilakukan dengan cara reduksi data, penyajian data, dan kesimpulan. Untuk pengecekan keabsahan data, peneliti mengguanakan triangulasi sumber. Hasil penelitian menunjukkan bahwa implementasi strategi marketing mix yang dilakukan BPRS yaitu menggunakan 4P: produk, harga, promosi dan tempat. Produk perumahan batu permata sumekar menggunakan bahan yang berkualitas dan layak digunakan, harga dimulai dari 250 juta dengan uang muka 0%, promosi menakan brosur, menggunakan plafon, wibsite dan juga telepon. Untuk mengetahui kebenaran perumahan batu permata sumekar adalah aset yang dimiliki BPRS.

Implementation of Zis (Zakat, Infaq and Shadaqah) to Improve the Welfare of Mustahik in Pamekasan Regency Based on Law No. 23 of 2011 Study on Zakat Collection Unit (Upz) IAIN Madura Fatimatuz Zahroh; Herlin Fauzia Safitri; Meldona
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1780

This research aims to understand and describe the application of Zakat, Infaq and Alms (ZIS) in improving the welfare of mustahik, especially in Pamekasan Regency through the IAIN Madura Zakat Collection Unit (UPZ). Poverty remains a major challenge faced by many countries, including Indonesia. Although various policies have been implemented to address this problem, their effectiveness often remains a key issue. The Zakat Collection Unit (UPZ) is one form of institution involved in managing zakat. The method used in this research is a qualitative approach with an interpretive paradigm, which emphasizes an in-depth understanding of experiences and social phenomena that occur in the field. The results of the discussion in this research 1) The implementation of Zakat, Infaq and Sadaqah (ZIS) in the IAIN Madura Zakat Collection Unit (UPZ) shows structured and effective efforts in managing social funds to help the community. UPZ plays an important role in collecting, distributing and disbursing funds to mustahik with a focus on transparency, accountability and efficiency. 2) Law Number 23 of 2011 concerning Management of Zakat, Infaq and Sadaqah (ZIS) provides an important legal framework for management and utilization of ZIS funds in Indonesia. UPZ IAIN Madura has implemented several programs to support the welfare of mustahik in Pamekasan Regency, such as Smart UPZ, Healthy UPZ, and Clean UPZ. UPZ IAIN Madura strives not only to meet the basic needs of mustahik but also to empower them through education and health. It is hoped that through this effort, stronger trust will be established between muzakki and UPZ, so that it can increase the amount and quality of assistance provided to mustahik in Pamekasan Regency.

Tinjauan Hukum Positif Tentang Penjualan BBM Eceran (Studi Kasus di Kecamatan Pakong Kabupaten Pamekasan): (Studi Kasus di Kecamatan Pakong Kabupaten Pamekasan) Laili, Noer; Fatimatuz Zahroh; Mohammad Mahmudi
CBJIS: Cross-Border Journal of Islamic Studies Vol. 6 No. 2 (2024): Desember
Publisher : Fakultas Tarbiyah dan Ilmu Keguruan, IAI Sultan Muhammad Syafiuddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cbjis.v6i2.4970

Undang-Undang Kebijakan izin usaha niaga minyak dan gas (BBM) yang saat ini sedang diterapkan oleh pemerintah ialah kewajiban berbadan usaha dan izin dari pemerintah terhadap setiap kegiatan usaha niaga BBM. Namun, dalam kenyataannya masih terdapat pedagang BBM yang tidak memiliki izin dari pemerintah salah satunya di Kecamatan Pakong Kabupaten Pamekasan. Maka peneliti, ingin mengetahui sejauh mana para pedagang BBM eceran menaati Undang-Undang Nomor 22 Tahun 2001. Penelitian ini bertujuan untuk mengetahui tinjauan Hukum positif terhadap pedagang BBM Eceran dan untuk mengetahui penyebab maraknya pedagang BBM Eceran di Kecamatan Pakong. Jenis penelitian ini adalah normatif empiris dimana objek penelitiannya di Kecamatan Pakong yang dianalisis mengggunakan hukum positif, sehingga pendekatan yang digunakan adalah hukum positif. Penjualan BBM Eceran merupakan penjualan yang tidak didasarkan pada aturan pemerintah, dimana semua bentuk usaha terutama penjualan BBM eceran harus mandapatkan izin operasional dari pemerintah. Keberadaan pom mini atau pertamini yang berada di Kecamatan Pakong merupakan tindakan yang melanggan terhadap UU No. 22 Tahun 2001 yang berbunyi bahwa yang bisa melakukan transaksi penjualan BBM di Indonesia adalah badan usaha resmi bukan usaha milik perseorangan. Di samping itu, maraknya pedagang BBM Eceran disebabkan kurangnya pengawasan, sosialisasi rutin pemerintah, dan tidak adanya tindakan tegas pemerintah sehingga masyarakat tidak mengetahui aturan operasionalnya. Di samping itu, besarnya keuntungan yang diperoleh menjadi faktor pendukung maraknya keberadaan pertamini di masyarakat.

Tinjauan Hukum Positif Tentang Penjualan BBM Eceran (Studi Kasus di Kecamatan Pakong Kabupaten Pamekasan): (Studi Kasus di Kecamatan Pakong Kabupaten Pamekasan) Laili, Noer; Fatimatuz Zahroh; Mohammad Mahmudi
CBJIS: Cross-Border Journal of Islamic Studies Vol. 6 No. 2 (2024): Desember
Publisher : Fakultas Tarbiyah dan Ilmu Keguruan, IAI Sultan Muhammad Syafiuddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cbjis.v6i2.4970

Undang-Undang Kebijakan izin usaha niaga minyak dan gas (BBM) yang saat ini sedang diterapkan oleh pemerintah ialah kewajiban berbadan usaha dan izin dari pemerintah terhadap setiap kegiatan usaha niaga BBM. Namun, dalam kenyataannya masih terdapat pedagang BBM yang tidak memiliki izin dari pemerintah salah satunya di Kecamatan Pakong Kabupaten Pamekasan. Maka peneliti, ingin mengetahui sejauh mana para pedagang BBM eceran menaati Undang-Undang Nomor 22 Tahun 2001. Penelitian ini bertujuan untuk mengetahui tinjauan Hukum positif terhadap pedagang BBM Eceran dan untuk mengetahui penyebab maraknya pedagang BBM Eceran di Kecamatan Pakong. Jenis penelitian ini adalah normatif empiris dimana objek penelitiannya di Kecamatan Pakong yang dianalisis mengggunakan hukum positif, sehingga pendekatan yang digunakan adalah hukum positif. Penjualan BBM Eceran merupakan penjualan yang tidak didasarkan pada aturan pemerintah, dimana semua bentuk usaha terutama penjualan BBM eceran harus mandapatkan izin operasional dari pemerintah. Keberadaan pom mini atau pertamini yang berada di Kecamatan Pakong merupakan tindakan yang melanggan terhadap UU No. 22 Tahun 2001 yang berbunyi bahwa yang bisa melakukan transaksi penjualan BBM di Indonesia adalah badan usaha resmi bukan usaha milik perseorangan. Di samping itu, maraknya pedagang BBM Eceran disebabkan kurangnya pengawasan, sosialisasi rutin pemerintah, dan tidak adanya tindakan tegas pemerintah sehingga masyarakat tidak mengetahui aturan operasionalnya. Di samping itu, besarnya keuntungan yang diperoleh menjadi faktor pendukung maraknya keberadaan pertamini di masyarakat.

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