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Journal : Jurnal Bisnis dan Pembangunan

Pengaruh Capital Adequacy Ratio (CAR) dan Net Interest Margin (NIM)  Terhadap Return On Asset (ROA) dan Non Performing Loan (NPL) Sebagai Variabel Intervening Pada PT Bank Pembangunan Daerah Kalimantan Selatan Novita Dewi; Saladin Ghalib
JURNAL BISNIS DAN PEMBANGUNAN Vol. 13 No. 1 (2024): Jurnal Bisnis dan Pembangunan
Publisher : Program Magister Ilmu Administrasi Bisnis FISIP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/11qm3s53

Abstract

This research aims to examine the influence of Capital Education Ratio (CAR), Non-Performing Loans (NPL), and Net Interest Margin (NIM) on Return on Assets (ROA) at PT Bank Pembangunan Daerah Kalimantan Selatan either partially or simultaneously. The sample in this research is the financial report of PT Bank Pembangunan Daerah Kalimantan Selatan for the 2015-2022 period. Data collection uses financial reports while data analysis uses Multiple Linear Regression Analysis via the SPSS version 23 program. The test results prove that the Capital Education Ratio (CAR) has an insignificant effect on Return on Assets (ROA), Non Performing Loans (NPL) has a significant effect on Return on Assets (ROA), an insignificant effect on Return on Assets (ROA), while simultaneously Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), and Net Interest Margin (NIM) have an influence on Return on Assets (ROA) at PT Bank Pembangunan Daerah Kalimantan Selatan  
Pengaruh Gaya Kepemimpinan Transformasional Dan Budaya Organisasi Terhadap Kinerja Karyawan Dengan Motivasi Sebagai Variabel Intervening(Studi Kasus Bank Mandiri Divisi Commercial Banking Kota Banjarmasin) Auliana; Saladin Ghalib
JURNAL BISNIS DAN PEMBANGUNAN Vol. 13 No. 1 (2024): Jurnal Bisnis dan Pembangunan
Publisher : Program Magister Ilmu Administrasi Bisnis FISIP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/rv779k19

Abstract

This study aims to examine the effect of Transformational Leadership Style and Organizational Culture on Employee Performance with Motivation as an Intervening Variable (Case Study of Bank Mandiri Commercial Banking Division, Banjarmasin City). The approach used in this research is quantitative, with the type of causality associative research. The sampling method used nonprobability sampling with saturated sampling method for 32 employees of KC. Bank Mandiri Banjarmasin in the Commercial Banking division. Data collection using a google form questionnaire was distributed via Whatsapp to each respondent. Data analysis using SmartPLS software. The results showed that transformational leadership style had a significant effect on the performance of Bank Mandiri KC Lambung Mangkurat employees in the Commercial Banking division, Organizational culture had a significant effect on the performance of Bank Mandiri KC Lambung Mangkurat employees in the Commercial Banking division, and the transformational leadership style had a significant effect on work motivation at Bank Mandiri KC Lambung Mangkurat. Commercial Banking division, Organizational culture has a significant effect on work motivation of Bank Mandiri KC Lambung Mangkurat Commercial Banking division, Transformational leadership style has a significant effect on organizational culture of Bank Mandiri KC Lambung Mangkurat Commercial Banking division, Work motivation has a significant effect on employee performance at Bank Mandiri KC Lambung Mangkurat division Commercial Banking, Transformational leadership style has a significant effect on employee performance through employee motivation at Bank Mandiri KC Lambung Mangkurat div Commercial Banking content, and organizational culture have a significant effect on employee performance through employee motivation at Bank Mandiri KC Lambung Mangkurat Commercial Banking division
Implementasi Corporate Social Responsibility (CSR)  Di Perusahaan Perkebunan Kelapa Sawit PT. Subur Agro Makmur Fatimah; Saladin Ghalib
JURNAL BISNIS DAN PEMBANGUNAN Vol. 13 No. 2 (2024): Jurnal Bisnis dan Pembangunan
Publisher : Program Magister Ilmu Administrasi Bisnis FISIP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/ddsc8t54

Abstract

Abstract: This study aims to determine the implementation of Corporate Social Responsibility (CSR) policies and programs of oil palm plantation company PT. Subur Agro Makmur, as well as knowing the feedback from the community regarding Corporate Social Responsibility (CSR) policies and programs carried out by PT Subur Agro Makmur. This research is descriptive qualitative research. The method of determining research informants using Cluster sampling and Snowball sampling. Data collection techniques use field studies and literature studies. After the data is collected, it is then analyzed with techniques including data reduction, data presentation, and verification. In this study, researchers made direct visits to PT Subur Agro Makmur and the community. The results of the study found that PT SAM in 2021 had carried out a program of CSR activities covering the fields of community economic empowerment, education, health, environment, and religion with a claim of 100% achievement. The largest funds were channeled to the education sector and the smallest to the religious sector. CSR funds come from company administration, not from company profits. Reality shows that what PT SAM does not achieve a balance between the interests of internal and external stakeholders. CSR is used as a tool to achieve goals that are beneficial to PT SAM's internal stakeholders, but do not create great benefits for external stakeholders. The level of sustainability of the CSR programs implemented is also still relatively low. The response from the people who work for the company regarding CSR carried out by PT SAM is quite good. However, it was found that there was a latent conflict that threatened the sustainability of PT SAM, in which the responses from the community outside the plantation who did not work for PT SAM were mostly still negative about the company's existence and there was a feeling of dissatisfaction with CSR implemented by PT SAM. This can illustrate that the implementation of CSR, which is one of the implementations of GCG principles, cannot be said to be optimal, even though PT SAM claims that their CSR achievement during 2021 is 100%.  Keywords: Corporate Social Responsibility, Sustainability, Community Economic Empowerment, Education, Health, Environment, Religion, GCG
Pengaruh Kualitas Layanan Terhadap Kepuasan Nasabah (Studi Pada Nasabah Kredit KUR Bank Kalsel KCP Kayutangi) Muhammad Aditya Perdana Putra Mauliansyah; Saladin Ghalib
JURNAL BISNIS DAN PEMBANGUNAN Vol. 13 No. 2 (2024): Jurnal Bisnis dan Pembangunan
Publisher : Program Magister Ilmu Administrasi Bisnis FISIP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/r4nzv480

Abstract

Abstract: In order to achieve stable and sustainable economic growth. In the banking world, customer satisfaction is one proof that the bank has been able to compete in providing excellent service to every customer. The sampling method used is incidental sampling, with a sampling technique based on chance, namely anyone who is in The sample of this study is KUR Credit customers at Bank Kalsel KCP Kayutangi as many as 48 people who have made a credit agreement in 2022. The data collection method used is a questionnaire. The data analysis method in this study is validity test, reliability test, classical assumption test, F test and t test. The results of this study indicate that the variables of reliability, responsiveness, assurance, empathy and physical evidence partially and simultaneously have a significant influence on KUR customer satisfaction at Bank Kalsel KCP Kayutangi.   Keywords: Reliability, Responsiveness, Assurance, Empathy, Tangibles, Satisfaction
Pengaruh Brand Positioning dan Brand Equity terhadap Keputusan Pembelian Burger Bangor Kandangan M. Salahuddin; Saladin Ghalib
JURNAL BISNIS DAN PEMBANGUNAN Vol. 14 No. 2 (2025): Jurnal Bisnis dan Pembangunan
Publisher : Program Magister Ilmu Administrasi Bisnis FISIP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jbp.1414i2.87

Abstract

Abstract: One of the fast food restaurants which is a local Indonesian product is Burger Bangor which is the people's burger choice. This research shows the influence of brand positioning and brand equity on purchasing decisions for the Bangor Kandangan Burger.The research location chosen was Burger Bangor Kandangan. The total sample used was 80 respondents. A questionnaire was chosen as a research instrument to collect data and multiple linear regression analysis was used for hypothesis testing. This research results show that brand positioning has a significant effect on consumer purchasing decisions. Brand equity has a significant influence on consumer purchasing decisions. Brand Positioning and Brand Equity have a significant influence simultaneously on purchasing decisions for the Bangor Kandangan Burger
Preferensi Konsumen Atas Atribut Aplikasi Mobile Banking Bank Syariah Indonesia Menggunakan Analisis Konjoin Septiana Ulfah; Saladin Ghalib
JURNAL BISNIS DAN PEMBANGUNAN Vol. 14 No. 2 (2025): Jurnal Bisnis dan Pembangunan
Publisher : Program Magister Ilmu Administrasi Bisnis FISIP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jbp.1414i2.92

Abstract

Abstract: The approach used in this research is to use quantitative research regarding the analysis of the influence of service quality, location, product quality and price on consumer repurchase interest at Depo Gemilang. Banjarmasin City With a population of all buyers or customers who buy building materials at the Gemilang Depot, Banjarmasin City. The research results show that service quality has a significant positive effect on consumer repurchase interest and product quality has a significant positive effect on consumer repurchase interest