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Journal : JURNAL MANAJEMEN BISNIS

The Effect of Capital Assistance and Business Assistance on The Empowerment of Mustahik Zakat MSMEs DT Peduli North Sumatra Indah Khuzaimah; Ahmad Syakir; Budi Harianto
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.851

Abstract

This study aims to determine the effect of capital assistance, and business assistance on increasing the empowerment of mustahik zakat Micro,Small,and Medium Enterprises (MSME). The method used in this research is quantitative research method with data collection techniques using primary data obtained from questionnaires with a Likert scale. Sampling in this study using non probability sampling technique (saturated sample) where the entire population is relatively small in this study to be the entire sample with a total of 30 samples. This research analysis technique uses multiple regression analysis with validity and reliability tests, classical assumption tests, multiple linear regression tests and hypothesis testing with SPSS. The results in this study indicate that partially capital assistance and business assistance have a positive and significant effect on increasing the empowerment of mustahik MSME. Then, capital assistance and business assistance simultaneously have a positive and significant effect on the empowerment of mustahik MSMEs. The X1 and X2 variables affect the Y variable by 63.8%, while the remaining 36.2% is influenced by other variables outside of this study.
Analysis of Factors Affecting the Level of Public Knowledge of Sharia Bank Products : Case Study of Deli Serdang Regency Basania Nasution; Ahmad Syakir; Wahyu Syarvina
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.889

Abstract

This research aims to describe the factors that influencing people’s insight into sharia banking products. Case study of Deli serdang district. This research using qualitative data analysis public knowledge of sharia banking products in the case study of kab. Serdang Deli. The data collection techniques used were direct interviews obtained from respondenst, researcher interviews with sources and direct observation of the research writer’s objects or places in the community of the Deli serdang district. And also from notes, books, aticels, government reports, books related to research, and to get actual data. Based on research results, not many people know what is a sharia bank and what products are available at sharia banks?. then from the results of interviews, most people are interested in transact with sharia banks, so there is a need for socialization from the banking side sharia in order to increase public knowledge about sharia banks as well as the availability of islamic banking institutions that are closer to public.
Influence of the Role of Mentoring and Internal Training on Improving Access to Financial Services for Small and Medium Enterprises (SMEs) in Business Credit Financing: (Case Study At Bank Aceh Syariah Tapaktuan Branch) Hasanah, Selfi Ulfa; Syahriza, Rahmi; Ahmad Syakir
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In an effort to broaden SME access to banking services, this research will examine how mentorship and training programs have affected business credit financing at the Bank Aceh Syariah Tapaktuan Branch. The effects may be gradual or noticeable all at once. The researchers used SPSS, a statistical program, to conduct a descriptive quantitative analysis. Questionnaires were sent to suitable research samples to gather data. A total of thirty small and medium-sized enterprises (SMEs) from the Syariah Tapaktuan Branch of Bank Aceh comprised the study's population. This research found that training and the role of mentors are important factors in determining whether a company can secure a loan. There is a positive correlation between these two factors and business credit financing when considered collectively. This research aims to support the claim that Bank Aceh Syariah's training and mentoring programs help SMEs develop efficiently and sustainably by increasing their access to business credit financing.