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All Journal At-Taradhi: Jurnal Studi Ekonomi Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Darussalam : Jurnal Ilmiah Islam dan Sosial Jurnal Ekonomi dan Bisnis (Ekobis-DA) Al Rikaz : Jurnal Ekonomi Syariah Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Syariah dan Ekonomi Islam (JSEI) Jurnal Inovasi Ekonomi Syariah dan Akuntansi Jurnal Bisnis, Ekonomi Syariah dan Pajak AL MAQRIZI: Jurnal Ekonomi Syariah dan Studi Islam Al-Hasyimi : Jurnal Ilmu Hadis Jurnal Ekonomi dan Bisnis (Ekobis-DA)
Muhammad Sauqi
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Digitalisasi Wakaf Tunai: Peluang dan Tantangan Pengelolaan Aset Umat di Era 5.0 Muhammad Sauqi; Novia Novia; Siti Nabila
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 3 No. 2 (2026): Juni : Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v3i2.2217

Abstract

This study aims to evaluate the effectiveness of digital transformation in the 5.0 era in transforming latent cash waqf assets into productive capital capable of sustainably driving the community’s economy. The study employed a qualitative approach using a literature review method. Data were obtained through literature searches and official documents from the Indonesian Waqf Board, then analyzed descriptively to obtain comprehensive conclusions regarding the effectiveness of digital systems in cash waqf management. The results indicate that financial technology (fintech) such as QRIS, crowdfunding, Islamic banking applications, and digital wallets (e-wallets) are capable of overcoming conventional bureaucratic barriers through the concept of “micro waqf,” which is accessible to all levels of society. Based on the Technology Acceptance Model (TAM) theory, ease of digital access has been proven to increase public interest in waqf because it reduces administrative barriers and concerns regarding transaction amounts. In addition, real-time data-based reporting systems also improve transparency and accountability in waqf management. Therefore, the digitalization of cash waqf in the 5.0 era serves as a form of social engineering in collecting collective funds to sustainably support sharia-based productive sectors.  
Implementasi Green Sukuk dalam Pembangunan Nasional: Analisis Fikih Muamalah terhadap Akad dan Pemanfaatan Aset Muhammad Sauqi; Muh Arief Budiman; Hana A’isyah; Laila Syifa; Erza Aulia Rizki
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 4 No. 2 (2026): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v4i2.2259

Abstract

Green sukuk is a Sharia-compliant financial instrument that combines sukuk principles with sustainable financing aimed at environmental preservation. It is used to finance environmentally friendly projects, including renewable energy, sustainable transportation, waste management, and green infrastructure development. Indonesia is one of the countries actively issuing green sukuk as part of its national development financing strategy. This study aims to examine the implementation of green sukuk in national development from the perspective of fiqh muamalah, particularly regarding the contracts employed and the utilization of underlying assets. The research uses a literature review method by analyzing books, scientific journals, regulatory documents, and reports from relevant institutions. The findings show that green sukuk has become an effective financing instrument for supporting sustainable development while remaining consistent with Sharia principles. Its implementation is based on real underlying assets, employs contracts recognized in Islamic law, and avoids elements of riba, gharar, and maysir. Therefore, green sukuk not only contributes to financing environmentally sustainable development projects but also strengthens the integration of Islamic financial principles with environmental responsibility in the national development agenda.
Co-Authors Ahmad Hariadi, Akhmad sanusi Akhmad Hariadi Akhmad Sanusi Alya Rohani Erza Aulia Rizki Hana A’isyah Husna Karimah Laila Syifa Lisda Aisyah M Habi Burrahman M. Fahmi al-Amruzi M. Zaini Mar’atun Solehah Muh Arief Budiman Muhammad Alfian Muhammad Arsyad Muhammad Elmi Muhammad Fazerin Nor Anina Nor Hasanah Nor Hikmah Sari Novia Novia Putri Noor Hanifah Randi Shodik Siliwangi Siti Nabila