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All Journal Jurnal Mirai Management Al Tijarah Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah CARADDE: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi Proceeding International Seminar of Islamic Studies IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Dirosah Islamiyah Journal of Ekonomics, Finance, and Management Studies
Syahrul Amsari
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Religion Agriculture, Biological Sciences & Forestry Arts Astronomy Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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CONSUMER FACTORS IN DECIDING TO PURCHASE ONLINE AT SHOPEE E-COMMERCE DURING THE COVID-19 PANDEMIC Syahrul Amsari; Dian Permata Sari
Proceeding International Seminar of Islamic Studies INSIS 3 (February 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This study aims to determine the causes of consumer behavior as well as to determine the form of consumer behavior in deciding online purchases at e- commerce shopee during the covid-19 pandemic. The approach used in this study is a qualitative approach. The data analysis technique used is through data collection and process interview, data reduction, and drawing conclusions.The results show that there are two factors that cause consumer behavior in deciding to purchase online at e-commerce shopee during the covid- 19 pandemic, namely external factors and internal factors. Where the external factors are in the form of the implementation of the PSBB system (Social distancing, orders at home, prohibitions not to gather) and internal factors in the form of encouragement from within the respondents themselves, especially among students of the Sharia Business Management Study program, Faculty of Islamic Religion UMSU. Furthermore, there is a factor of convenience and respondents' trust, the existence of extra free shipping, discounts, 12.12 sales, so that it leads to online purchasing decisions on e-commerce shopee.The form of consumer behavior in deciding to purchase online at e- commerce shopee during the covid-19 pandemic by the respondents can be seen in terms of the form of product shopping behavior carried out such as shopping for health products such as masks, vitamin C, hand sanitizers and 35% others. followed by snack products etc.Keywords: Consumer Behavior, Online Purchase, Shopee E-commerce, Covid- 19
The Communication Of Halal Tourism With Sharia Regulation In Increasing Income And Community Welfare In North Sumatra Indah Lestari; Syahrul Amsari
Proceeding International Seminar of Islamic Studies INSIS 1 (December 2019)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This research was conducted to determine the communication concept of halal tourism based on with the Sharia Regulation Concept in increasing income and welfare of the community. The development of industry 4.0 has an impact on halal tourism as a leading sector industry which is implicate other sectors such as the productivity of goods and services by small and medium business, which in turn will increase income and welfare of the community. Communication has been adopted in many tools such as internet applications that are available many products and services, and one of them is information about various halal tourism destinations around the world. North Sumatra has a large potential of flora and fauna, it can attract the national and international tourists, especially those who are Muslim. Over a period of 5 (five) years, Malaysia is a Muslim-majority visiting North Sumatra as a tourist destination of 15,243 people in 2018. In the other hand, majority of non-Muslim religions also open widely opportunities for halal tourism businesses intended to receive Muslim tourists by providing the facilities needed according to Islamic law. In the context of halal tourism is important to have sharia regulation. This research uses the concept of the Qoran, the method of literature, and the study of central and local government policies. The results of this study concluded that if halal tourism is based on with the Sharia Regulation concept applied by the government and the community positively increases the income and welfare of the people of North Sumatra.
Benefits Of Productive Zakat In Increasing Mustahik Revenue In Lazismu Center Syahrul Amsari; Salman Nasution
Proceeding International Seminar of Islamic Studies INSIS 1 (December 2019)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This study aims to find out how the benefits of productive zakat applied in LAZISMu are then also the model applied in the empowerment of mustahik so that it is known whether the income mustahik after getting productive zakat funds from LAZISMu there is an increase or change in terms of income, business ethics and the ability to pay ZIS . LAZISMu in making productive zakat through economic programs that aim to create entrepreneurs and provide new jobs for people who do not have jobs. The research method used is a qualitative method that is to analyze and describe the results of the data obtained with the form of words. The results showed that from the indicators of mustahik empowerment, the impact of the mustahik empowerment of the Amanah Family Economic Development program, from these results it can be drawn that ZIS has been beneficial in empowering mustahik. In the utilization of productive zakat, LAZISMu, aside from its distribution, is carried out on its own, it also always optimizes the Assembly, Institutions and Orthom in the Muhammadiyah environment to have a wider impact on the beneficiaries and the program is more varied.
THE INFLUENCE OF CUSTOMERS INTERNAL AND EXTERNAL FACTORS IN CHOOSING FINANCING (CASE STUDY AT BPRS GEBU PRIMA MEDAN) Aidil Qontas Hamzah Lubis; Syahrul Amsari; Fachrizal Lubis
Proceeding International Seminar of Islamic Studies INSIS 3 (February 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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This research was conducted with the aim of analyzing the factors that influence the customer's decision to choose mudharabah financing at PT. BPRS Gebu Prima Medan. The research method used in this research is quantitative research and data collection techniques in this study using a questionnaire. The data analysis used in this research is data quality test, classical assumption test, multiple linear regression test, and hypothesis testing. Based on the results of the study indicate that internal factors (X) have a positive and significant influence on mudharabah financing decisions (Y), and external factors (X) do not have a positive and significant influence on mudharabah financing decisions (Y). The results of the t-test (partial) obtained a sig value of 0.004 0.05, therefore the provisions of the t-test (partial) can be concluded that the hypothesis Ho is rejected and Ha is accepted, which means that partially internal factors (X) affect the decision on mudharabah financing (Y).
Implementasi Sistem Pengelolaan Manajemen Keuangan pada Tadika Tinta Khalifah Al Fikh Orchard Penang Malaysia Siti Sa’baini; Syahrul Amsari
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20607

Abstract

Financial management is carried out to manage financial management activities based on the situation of data collection carried out at Tadika Tinta Khalifah Penang Malaysia, The aim of this research is to find out the management at Tadika Tinta Khalifah, namely budget planning, accounting and auditing. The research method uses qualitative research. The respondents in this research are the owner of Tadika Tinta Khalifah Penang Malaysia and the finance staff. Data collection methods include interviews. Financial management will be implemented based on needs and other costs, this requires cooperation so that financial management can run smoothly, the financial management of the ssilamic caliphate which is engaged in non profit activities is carried out through management where the previous intitution carries out initial planning, directng,implementation, financial managemen and news at any time. The aim is to improve quality and performance in general
Pengaruh Gaya Kepemimpinan Dan Disiplin Kerja Terhadap Kinerja Pegawai Di Maitreechit Witayathan School Thailand Bangkok Anggun Pitriyona; Syahrul Amsari
Jurnal Mirai Management Vol 8, No 2 (2023)
Publisher : STIE AMKOP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/mirai.v8i2.6042

Abstract

Gaya kepemimpinan seorang kepala sekolah akan sangat menentukan semua aktivitas yang terjadi di dalam organisasi termasuk hubungannya ke para pegawai menjadi penentu keberhasilan kinerja yang dihasilkan pegawai di Maitreechit Witayathan School Thailand Bangkok. Tingkatan kedisiplinan yang dimiliki pegawai untuk mentatai peraturan sekolah akan menentukan hasil akhir kinerja pegawai dalam menyelesaikan tugas dan tanggungjawab yang diberikan. Riset ini bertujuan mengetahui pengaruh diberikan oleh gaya kepemimpinan dan disiplin kerja terhadap kinerja pegawai di Maitreechut Witayathan School Thailand Bangkok. Riset ini dijalani melalui metode deskriptif kuantitaf melalui penyebaran kuisioner kepada 32 responden yang menjadi sampel jenuh karena diambil dari keseluruhan populasi di Maitreechit Witayathan School Thailand Bangkok. Hasil dari analisis data memakai uji regresi linear berganda melalui software SPSS 26, menunjukkan bahwasanya gaya kepemimpinan dan disiplin kerja secara simultan memberikan pengaruh yang signifikan dan positif hingga 83,5% terhadap kinerja pegawai di Maitreechit Witayathan School Thailand Bangkok. Kata Kunci: Gaya Kepemimpinan, Disiplin Kerja, Kinerja Pegawai.
Feasibility Analysis Of Sharia-Based Local Productive Enterprises In Phatnawitya School Yala, Thailand Dwiyana, Anisyah Kesuma; Syahrul Amsari
Al Tijarah Vol. 10 No. 1 (2024): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v10i2.14204

Abstract

The community around Phatnawitya Yala School has a variety of local potentials that include agriculture, fisheries, handicrafts, and service sectors. This region is known as one of the high-quality rice-producing areas, with an agricultural system that is still traditional but has the potential to be developed into a modern agribusiness. This research analyzes the feasibility of sharia-based local businesses in the Pahtna Witya Yala School community in Thailand". The research method used is qualitative descriptive. With data collection techniques through observation, interviews, documentation, and literature studies. Data analysis techniques are carried out by data reduction, data presentation, and data retrieval. The validity of the data in this study is guaranteed through the application of triangulation. The results of the study show that productive businesses based on local potential and sharia principles are worthy of development and have a real impact on improving the welfare of the people of Pahtna Witya Yala Scholl Thailand.
Pengaruh Sharia Compliance dan Islamic Corporate Governance Terhadap Kinerja Keungan Bank BPRS Paduarta Sinsani Medan Abul Khoidir Nasution; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2037

Abstract

This study explores the influence of Sharia Compliance and Islamic Corporate Governance on the financial performance of Bank BPRS Paduarta Insani Medan. Using an associative approach and employing purposive sampling techniques, the research utilizes primary data analyzed with SPSS 25 software. The results of the normality test indicate that the research data is normally distributed. The multicollinearity test shows no symptoms of multicollinearity among independent variables. The results of the partial regression test (t-test) demonstrate that both Sharia Compliance and Islamic Corporate Governance have a positive and significant impact on the financial performance of Bank BPRS Paduarta Insani Medan. The coefficient of determination (R2) is 0.961, signifying that the independent variables can explain 96.1% of the variation in the bank's financial performance, while the remaining percentage is influenced by other variables outside the regression model. In conclusion, Sharia Compliance and Islamic Corporate Governance have a positive and significant influence on the financial performance of Bank BPRS Paduarta Insani Medan. These findings are consistent with previous research that supports the importance of Sharia compliance and good corporate governance in the context of Islamic banking.
Pengaruh Literasi Keuangan, Inklusi Keuangan, dan Brand Image Terhadap Penggunaan Layanan Digital Perbankan Syariah: Studi Kasus Mahasiswa FAI UMSU Indah Rezqi Vitria Ma; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2088

Abstract

The market share in the world of sharia banking, specifically in Indonesia, is still lower than in conventional banking, even though sharia banking has made efforts for convenience and comfort for its customers, one of which is through digital technology-based services. This is caused by many factors, and because the aim of this research is to determine and assess the influence of independent factors such as Financial Literacy (X1), Financial Inclusion (X2), Brand Image (X3) on the dependent variable, namely the use of digital sharia banking services. (Y) . This research uses a quantitative approach with sampling carried out using a simple random sampling technique. The main data used in this research comes from surveys filled out directly by respondents. The population of this study was 1500 students from the Faculty of Islamic Religion, Muhammadiyah University of North Sumatra, with a total sample of 94 people. The analytical tools used are several linear regression analyses. The research results show that financial literacy has no significant effect on the use of sharia banking digital services with a significant value of 0.319, Financial Inclusion partially has a significant effect on the use of sharia banking digital services with a significant value of 0.047, while Brand Image has a significant effect on the use of digital services with a significant value 0,000.
Pengaruh Pembiayaan terhadap Peningkatan Pendapatan UMKM pada PT. BTPN Syariah KC. Tanjung Balai Putri Mildani Sari Sibarani; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2400

Abstract

This research is aimed at customers of banks in particular UMKM perpetrators need sufficient funding to conduct their business which in the end improve their opinion. The influence of financing on the revenue of UMKM category customers on BTPN Shariah KC. Tanjung Balai. BTPN Shariah contributes to the Indonesian economy by creating jobs and reducing poverty. However, the limited capital available to UMKM hampers its development, and this is where Sharia financing can play an important role, so explore how Sharia funding can provide opportunities for UMKM with limited capital to develop its business and contribute to the economic growth of UMKM in Tanjung Balai. With primary data collected through questionnaires, quantitative methods are used in this research. BTPN Shariah KC. Tanjung Balai was asked to answer the questionnaire. A simple linear regression method is used to analyze data using the SPSS 23 program. The results of the research show that the financing variable affects the customer income variable of 69%, as demonstrated by the t-value of 8,048 less than 2,051 with a significance of 0,000. The remaining portion is affected by additional variables that are not included in the research model.
Co-Authors Abul Khoidir Nasution Ade Ermanisa Ahmad Afandi Aidil Qontas Hamzah Lubis Aisah Citra Ayu Anggun Pitriyona Ayu Dya Inayah Della Puan Salsabillah Dian Permata Sari Dwiyana, Anisyah Kesuma Fachrizal Lubis Hairuna, Fadila Indah Lestari Indah Rezqi Vitria Ma Indria Karnilawati Isra Hayati Liyana Adriana Muhammad Arifin Lubis Putri Mildani Sari Sibarani Salman Nasution Siti Maisyaro Nasution Siti Sa’baini