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All Journal Jurnal EMT KITA Jurnal Vokasi Jurnal BILAL: Bisnis Ekonomi Halal Jurnal Budgeting LingPoet: Journal of Linguistics and Literary Research KEYNESIA : INTERNATIONAL JOURNAL OF ECONOMY AND BUSINESS Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Kapuas Boraspati Journal: Journal of Bilingualism, Organization, Research, Articles, Studies in Pedagogy, Anthropology, Theory and Indigenous Cultures. Jurnal Linguistik Terapan
Seri, Ermyna
Politeknik Negeri Medan
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analysis of the influence of liquidity, capital adequacy ratio, and operational efficiency on profitability in the sustainability of Bank Mega Syariah Salsabila, Sarah; Nasution, Anriza Witi; AK, Marlya Fatira; Rahmadani, Rahmadani; Seri, Ermyna
Keynesia : International Journal of Economy and Business Vol. 4 No. 1 (2025): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v4i1.1872

Abstract

This study aims to determine the effect of liquidity (NPF and FDR), Capital Adequacy Ratio (CAR) and operational efficiency (BOPO) on profitability (ROA) in the sustainability of Bank Mega Syariah. The sample in this study includes the financial statements of Bank Mega Syariah for the period 2010 to 2024 quarter I to IV with total of 60 periods. This study uses secondary data from OJK and Bank Mega Syariah publications. Data collection techniques with documentation studies. Data processing technique used a multiple linear regression test with a significant level of 5 percent (α = 5%). Based on the results of the study, it shows that NPF had an significant effect on the profitability of Bank Mega Syariah with a very low and inverse relationship, FDR had an significant effect on the profitability of Bank Mega Syariah with a low and inverse relationship, CAR had no significant effect on the profitability of Bank Mega Syariah with a very low relationship and inversely proportional, BOPO had an effect on the profitability of Bank Mega Syariah in a significant with a strong relationship and inversely proportional, NPF, FDR, CAR, and BOPO simultaneously had an significant effect on the profitability of Bank Mega Syariah.
Risk-taking as a contributing factor to make learning English a success Ermyna Seri
Jurnal Linguistik Terapan JLT Volume 3 No 1, 2013
Publisher : UPT P2M Politeknik Negeri Malang

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Abstract

The success of language learning can be affected by internal and external factors. One of the internal factors is risk-taking. This factor drives learners to be able to gamble a bit, to be willing to try out hunches about the language and take the risk of being wrong. This article elaborates the characteristics of risk-taking learners on learning English, the learners’ personal learning problems on learning English, and the methods of increasing risk-taking ability. The methods discussed here directly address the learners’ personal learning problems which include inhibition to speak, low self-esteem, lack of motivation, and low risk-taking ability. Considering the significant role of risk-taking to the success in learning English, language teachers should establish an encouraging class atmosphere or a nonthreatening classroom climate in their classes to reveal risk takers.
Co-Authors Ade Puspa Maulia Ahmad Kholil Ainun Mardiyah, Ainun AK, Marlya Fatira Anriza Witi Nasution Azizah2020 azizah Faddila, Luthfiya Filzah Fatin Hubbul Wathan Kairani, Ade Irma Nofianna, Siti Asnida Nuraini Nuraini Nuraini Rahmadani Rahmadani Rizka Annisa Rosanti, Raina Salsabila, Sarah Sari Hasibuan, Raya Puspita Supaino Supaino, Supaino Syuhada, Putri Yani, Achmad Yusuf, Kadri Zulhendry, Zulhendry