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Desain Risk Based Bank Rating Untuk Meminimalisir Kegagalan Pembiayaan Nasabah Putri Anjasari; Minto Basuki
JURNAL TECNOSCIENZA Vol. 4 No. 2 (2020): JURNAL TECNOSCIENZA
Publisher : JURNAL TECNOSCIENZA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51158/1bdmgg52

Abstract

Penelitian ini bertujuan untuk dapat mengetahui risiko kegagalan pembiayaan nasabah dengan menganalisa peringkat tingkat kesehatan bank dengan menggunakan metode Risk Based Bank Rating (RBBR), yang terdiri dari beberapa faktor penilaian yaitu, risk profile, Good Corporate Governance (GCG), Rentabilitas dan capital selama periode 2016 – 2018, Penelitian ini menggunakan jenis penelitian deksriptif dengan pendekatan kuantitatif. Hasil yang diperoleh dari penilaian risk profile dengan rata – rata NPL memiliki peringkat cukup sehat dan rata – rata LDR memiliki peringkat tidak sehat, dari penilaian Good Corporate Governance (GCG) menurut rata- rata bobot yang diukur mempunyai peringkat cukup sehat, dari penilaian rentabilitas dengan rata –rata rasio ROA memiliki peringkat kurang sehat dan rata – rata rasio NIM memiliki peringkat sangat sehat, serta dari penilaian capital dengan rata – rata rasio CAR memiliki peringkat cukup sehat. Kata kunci : Risiko Kegagalan Pembiayaan Nasabah, Tingkat Kesehatan Bank, Risk Based Bank Rating (RBBR)
Manajemen Risiko terhadap Nilai Klaim Asuransi Rangka Kapal Berdasarkan ITC (Institute Time Clause) Hull 1.10.83 Clause 280 (All Risks Comprehensive) Pada Kapal BG. TRG 06 Muhammad Faris Putratama; Minto Basuki
Jupiter: Publikasi Ilmu Keteknikan Industri, Teknik Elektro dan Informatika Vol. 2 No. 5 (2024): September : Publikasi Ilmu Keteknikan Industri, Teknik Elektro dan Informatika
Publisher : Asosiasi Riset Ilmu Teknik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jupiter.v2i5.543

Abstract

This qualitative study aims to examine the implementation of risk management in hull insurance by collecting data through interviews with the risk management staff of Asuransi Mitra Pelindung Mustika Ltd. The findings revealed that this company has applied the risk management process, including risk identification, risk analysis, risk evaluation, risk control, risk transfer through other insurance policies, monitoring, and review. The company covers losses due to fire, explosion, violent theft, piracy, accidents involving installations, collisions with aircraft or similar objects, earthquakes, volcanic eruptions, lightning strikes, accidents during loading or refuelling, boiler explosions, machinery shaft breakage, or latent defects in the machinery, hull, or frame of the insured vessel. Asuransi Mitra Pelindung Mustika Ltd. also compensates for losses due to the negligence of the captain, officers, or crew of the insured vessel, as well as the shipyard. Time to process the claim becomes a significant challenge in fulfilling the insured's rights in the claim for the BG. TRG 06 vessel because it takes up to 14 days to gather all the necessary documents. This company will cover all repair costs and labor expenses, with an estimated total value of IDR 7,611,100,000.00.