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All Journal SALAM: Jurnal Sosial dan Budaya Syar-i SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Agriprimatech Mizan: Journal of Islamic Law Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) AKM: Aksi Kepada Masyarakat Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMAK) Indonesian Journal of Advanced Research (IJAR) I-PHILANTHROPY: A Research Journal on Management of Zakat and Waqf Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA) Ekomania Educational Dynamics: International Journal of Education and Social Sciences INTERACTION: Jurnal Pendidikan Bahasa
Saprida, Saprida
Sekolah Tinggi Ekonomi Dan Bisnis Syariah (STEBIS) Indo Global Mandiri
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Sosialisasi Aplikasi Murabahah Dalam Perbankan Syariah Saprida Saprida; Zuul Fitriani Umari
AKM Vol 5 No 1 (2024): AKM : Aksi Kepada Masyarakat Jurnal Pengabdian Kepada Masyarakat - Juli 2024
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/akm.v5i1.1117

Abstract

Kegiatan sosialisasi pengabdian ini membahas tentang aplikasi murabahah dalam perbankan syariah. Sosialisasi ini dilakukan karena meningkatnya permintaan pembiayaan murabahah dikalangan masyarakat dalam memenuhi kebutuhan hidup sehari-hari dan banyaknya pertanyaan dari Ibu-ibu pengajian TK Sarmaning terkait pembiayaan murabahah. Tujuan kegiatan sosialisasi ini memberikan pemahaman tentang aplikasi murabahah terhadap Ibu-ibu pengajian dengan harapan peserta sosialisasi bisa memahami secara terperinci akan akad murabahah. Metode yang digunakan dalam pengabdian ini adalah metode ceramah, diskusi dan tanya jawab. Hasil pengabdian ini menunjukkan bahwa bahwa fasilitas pembiayaan berdasarkan akad murabahah diberikan dalam bentuk penyediaan dana direkening pembiayaan atas nama nasabah penerima fasilitas oleh bank syari’ah. Prinsip-prinsip pengelolaan kegiatan perbankan syariah yaitu menggunakan prinsip bebas Maghrib (maysir, gharar, haram, riba dan batil), prinsip kepercayaan dan kehati-hatian dan prinsip akad.
ANALISIS PENGARUH BIAYA PEMUPUKAN TANAMAN DAN BIAYA PANEN TERHADAP PENDAPATAN PETANI Saprida
Agriprimatech Vol. 4 No. 1 (2021): Agriprimatech
Publisher : Prodi Agribisnis Fakultas Agro Teknologi Universitas Prima Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34012/agriprimatech.v4i2.1702

Abstract

Tujuan penelitian ini adalah Untuk mengetahui pengaruh biaya pemupukan tanaman terhadap pendapatan petani, dan Untuk mengetahui pengaruh biaya panen terhadap pendapatan petani. Pengambilan sampel dilakukan kepada petani kelapa sawit dengan sampel sebanyak 100 responden. Metode analisis yang dilakukan adalah dengan metode analisis regresi linear berganda, pengelolahan data dibantu oleh sofware (SPSS) Versi 25. Penelitian ini dilakukan pada bulan Agustus-September 2020.Hasil penelitian ini disimpulkan bahwa 1). Usia yang paling banyak memiliki kebun kepala sawit yaitu usia 41-50 tahun, 2). Jenis kelamin yang paling dominan yaitu laki-laki sebesar 73%, 3). Petani juga mulai bertani >6 tahun sebesar 62%, 4). Dan luas lahan yang di miliki petani kelapa sawit rakyat yaitu sebesar 4 - 6 ha sebanyak 63%, 5). Status lahan yang dikelola petani kelapa sawit adalah lahan sewa sebayak 51%.
ANALISIS KELAYAKAN FINANSIAL PERKEBUNAN KELAPA SAWIT RAKYAT DI DESA RAMBAH KEC RAMBAH HILIR KABUPATEN ROKAN HULU Saprida
Agriprimatech Vol. 5 No. 2 (2022): Agriprimatech
Publisher : Prodi Agribisnis Fakultas Agro Teknologi Universitas Prima Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Analisis Klayakan Finansial Perkebunan Kelapa Sawit Rakyat Di Desa Rambah Kecamatan Rambah Hilir Kabupaten Rokan Hulu. Universitas Prima Indonesia. Penelitian ini bertujuan untuk mengetahui Analisis Klayakan Finansial Perkebunan Kelapa Sawit Rakyat Di Desa Rambah Kecamatan Rambah Hilir Kabupaten Rokan Hulu. Populasi dalam penelitian ini adalah para Petani Kelapa Sawit Di Desa Rambah Kecamatan Rambah Hilir Kabupaten Rokan Hulu yang berjumlah 100 KK. Sampel dalam penelitian ini adalah 31 KK. Teknik pengambilan sampel responden dilakukan dengan teknik simple random sampling yang mengandung makna bahwa tiap elemen populasi memiliki kesempatan yang sama menjadi sampel. Penelitian ini menggunakan metode kuantitatif. Metode pengumpulan data yang digunakan adalah dengan cara kuesioner, wawancara serta dokumentasi. Net Present Value (NPV), Net Benefit Rasio (B/C), Internal Rate of Return (IRR), Payback Period (PP). Hasil penelitian menunjukkan bahwa Net Present Value (NPV) bernilai positif, pada Net Benefit Rasio (B/C diperoleh sebesar 1,42 Net B/C>1) maka usaha perkebunan kelapa sawit yang menggunakan bibit kelapa sawit bersertifikat layak untuk dikembangkan, Internal Rate of Return (IRR) sebesar 15% maka layak untuk di kembangkan, dan Payback Period (PP) selama 15 tahun 7 bulan.
PENGARUH PENGELUARAN PEMERINTAH TERHADAP KESEMPATAN KERJA DI SUMATERA UTARA Munthe, Syafaruddin; Susilo, Eko Firman; Saprida
Ekomania Vol. 11 No. 1 (2024): Agustus 2024
Publisher : Ekomania

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/ekomania.v11i1.87

Abstract

This research aims to analyze the influence of exogenous variables on endogenous variables, namely government spending and employment opportunities. This type of research is quantitative analysis using secondary data with a time series from 1993 to 2022 obtained from the Central Statistics Agency (BPS) of North Sumatra and Bank Indonesia (BI). The data analysis technique in this research uses a simple regression analysis model. The results of this research show that exogenous variables have a significant effect on endogenous variables in the equation model. The Government Expenditure variable has a significant effect on the employment opportunity variable. For this reason, it is necessary to increase government spending, so that there can be a coherent increase in economic growth. With an increase in government spending, job opportunities will expand.
Analisis Analisis Kelayakan finansial Perkebunan Kelapa Sawit PTPN IV, Kebun Melati, Kecamatan Pegajahan dan Perbaungan, Kabupaten Serdang Bedagai. Anastasya, Vinye; Saprida
Agriprimatech Vol. 7 No. 2 (2024): Agriprimatech
Publisher : Prodi Agribisnis Fakultas Agro Teknologi Universitas Prima Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34012/agriprimatech.v7i2.5676

Abstract

This research discusses the Financial Feasibility of Oil Palm Plantations. Financial Feasibility is a tool used to analyze a business / project to determine whether or not a company is feasible in running its business, by examining the possible benefits of an investment / business. This research was conducted at PTPN IV oil palm plantation, Melati Plantation, Pegajahan and Perbaungan Districts, Serdang Bedagai Regency, North Sumatra Province. The research was conducted in June 2024, and the determination of the location was carried out intentionally (purposive) with the consideration that this area is one of the areas that have many oil palm plantations. In this study, researchers used two data, namely primary data and secondary data, where primary data was obtained through a direct interview process by asking questions that had been made, then the relevant Plantation would provide a verbal response or written response represented by the Plantation Manager, This research uses a type of Quantitative research, which analyzes data by calculating data (in the form of numbers) obtained as it is (Real Price). This research uses a financial feasibility analysis method consisting of npv, net b/c, irr, pbp. From the results of the research conducted, it can be concluded that the financial feasibility during the economic period of Oil Palm obtained, namely, NPV of Rp. 153,626,694,000, - Net B / C of 2.64, IRR of 21.03% and Payback Period of 4 years 5 months (starting from the year 2024) which is smaller than the economic period of growing oil palm in oil palm plantations in PTPN IV, Melati Plantation, Pegajahan and Perbaungan Districts, Serdang Regency, then based on the results of the analysis of the financial feasibility of this plantation is feasible to cultivate.
The Urgency of Islamic Economics Education in Building Youth to Support the Growth of Sharia Economy Choiriyah Choiriyah; Dwi Noviani; Saprida Saprida
Educational Dynamics: International Journal of Education and Social Sciences Vol. 2 No. 1 (2025): Educational Dynamics: International Journal of Education and Social Sciences
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/educationaldynamics.v2i1.62

Abstract

This study aims to explore the urgency of Islamic economics education and its introduction to the younger generation as a means of supporting the growth of a sharia-based economy. In the global context, sharia-based business practices are increasingly accepted, even among non-Muslim communities, highlighting the importance of strengthening Islamic economic education as the foundation for developing competent human resources. This research employs a literature review approach to analyze the relevance of Islamic economics in addressing the shortcomings of conventional economic systems, which often fail to ensure societal welfare. The findings emphasize the importance of integrating Islamic economics into the education curriculum from an early age to foster comprehensive understanding. Additionally, it highlights the government's role in enhancing regulations and providing support for the development of the sharia financial industry.
The Influence of Consumer Price Perceptions and Service Quality on Purchasing Decisions (Case Study of Traders at Kuto Ilir Timur Ii Market, Palembang) Doly Nofiansyah; Riska Nurharita; Amir Salim; Saprida; Chandra Satria
Indonesian Journal of Advanced Research Vol. 3 No. 3 (2024): March 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijar.v3i3.8573

Abstract

The purpose of this study was to find out how service quality and customer value perceptions influence purchasing decisions of traders at Pasar Kuto Ilir Timur II Palembang. The research method used is a quantitative method which is carried out through data collection, questionnaires, and field observations. The population of this study were traders and buyers in the kuto market and the sample in this study was 133 respondents. This study uses primary data derived from questionnaires with a Likert scale which are processed statistically through the SPSS version 25 program. Based on the research that has been done, the conclusion is that the variable service quality and perceived customer value are closely related to purchasing decisions. Furthermore, the results of the T hypothesis test which proves that there is an influence between service quality and customer value perceptions on purchasing decisions have been accepted because they have a Tcount score of 4,151 > Ttable 1.978 and a tcount of 4,917 > Ttable 1.978. Then the calculation of the coefficient of determination is 59.6%. The advice given is that considering the quality of service affects purchasing decisions, traders should continue to improve service quality by keeping the meat and fish vegetables sold clean, working well and fast and friendly in providing services so that consumers feel satisfied and their needs are fulfilled when shopping at Kuto Palembang Market.
Speech Act Analysis in Indonesian: A Case Study of Buying and Selling Transactions at Gelugur Market, Rantauprapat Anisa Damayanti; Patmalia Dalimunthe; Rini Andriani Munthe; Saprida; Juli Yani; Astari Rara Dandi
INTERACTION: Jurnal Pendidikan Bahasa Vol. 11 No. 2 (2024): INTERACTION: Jurnal Pendidikan Bahasa
Publisher : Program Studi Pendidikan Bahasa Inggris, Universitas Pendidikan Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36232/interactionjournal.v11i2.546

Abstract

This study investigates the speech acts present in buying and selling transactions at Gelugur Market, Rantauprapat, with a focus on how sellers and buyers utilize language to achieve their communication goals. The research examines the forms of illocutionary acts used in these interactions and their roles in facilitating effective transactions. Employing a qualitative descriptive approach, this field study was conducted from August to September 2024. Data were collected using a combination of observation, recording, interviews, and the listen-and-note technique to ensure comprehensive analysis. The results indicate the presence of five primary types of speech acts in the transactional interactions: (1) assertive acts, which convey the speaker’s beliefs or statements of truth, such as product descriptions or price confirmations; (2) directive acts, where speakers attempt to influence the actions of others, such as requesting, advising, or persuading; (3) commissive acts, involving promises or commitments by sellers or buyers, such as agreeing to a price or a delivery time; (4) declarative acts, where speakers make statements that bring about immediate changes in the transaction, such as closing a deal; and (5) expressive acts, which reflect the speakers' emotions or attitudes, such as gratitude or apologies during the negotiation. This study provides a deeper understanding of the communicative strategies used by sellers and buyers in Gelugur Market and highlights the cultural and social factors that influence their interactions.
Co-Authors Amir Salim Amir Salim Amir Salim Anastasya, Vinye anisa damayanti Aravik, Havis Astari Rara Dandi Chandra Satria Choiriyah Choiriyah Choiriyah Choiriyah Choiriyah Choiriyah Choiriyah Choiriyah Choirunnisak Choirunnisak Choirunnisak Doly Nofiansyah Dwi Noviani Eko Firman Susilo Emilia Sari Emilia Sari Emilia Sari Emilia Sari Epin Nariansyah Fawwaz El-Farobie Fitri Raya Fitri Raya Fitri Raya Jaka Andika Juli Yani Kellyn Oktaviana Masayu Safita Melis Melis Melis Melis, Melis Mistuti Mistuti Muharir Muharir Munthe, Syafaruddin Patmalia Dalimunthe Randi Yopanggi Rini Andriani Munthe Riska Nurharita Risma Risma Rora Yolanda Shinta Dwi Putri Umari, Zuul Fitriana Umari, zuul fitriani Wahit Sobri Wilson Saruksuk Zuul Fitriani Umari Zuul Fitriani Umari Zuul Fitriani Umari