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All Journal Jurnal El-Riyasah : Jurnal Kepemimpinan dan Administrasi J-EBIS (Jurnal Ekonomi dan Bisnis Islam) At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jurnal Ilmu Perbankan dan Keuangan Syariah Journal Of Sharia Banking Journal Of Islamic Social Finance Management JIFTECH: Journal Of Islamic Financial Technology Imara: Jurnal Riset Ekonomi Islam Wealth: Journal of Islamic Banking and Finance Profetik Jurnal Ekonomi Syariah
Alfadri, Ferri
IAIN Padangsidimpuan
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Library & Information Science Social Sciences Other

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Journal : JIFTECH: Journal Of Islamic Financial Technology

 1 
Implementation of Financial Technology In a QRIS Based Payment System Alfadri, Ferri; Dalimunthe, Ayu Rahmadani; Maarif, muhammad Ariful
Journal of Islamic Financial Technology Vol 3, No 1 (2024): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i1.12642

Abstract

Study This aim For know Implementation financial technology in system payment based Qris at Bank Muamalat KCU Padangsidimpuan. Study This is Study qualitative in nature descriptive. With technique data collection uses method interviews, observation and documentation with primary data. Data analysis carried out in research This qualitative descriptive work is done with interview direct with give question to informants (Customers and Employees of Bank Muamalat KCU Padangsidimpuan).Research result This can concluded that How Implementation financial technology in system payment based Qris at Bank Muamalat KCU Padangsidimpuan its implementation has in accordance with what has been determined by Bank Indonesia. Until so far This For system payment Qris Already someone joins Become a Merchant at Bank Muamalat. But for individual merchants Not yet someone uses it payment the while the Merchant has a body law Already There is. And Merchants who have join with Bank Muamalat KCU Padangsidimpuan Already fulfil suitability object  based on Islamic law.
SWOT Analysis of The Application of Financial Technology in Mobile Services PT. Bank Syariah Indonesia Alfadri, Ferri; Surya, Eko
Journal of Islamic Financial Technology Vol 2, No 2 (2023): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v2i2.11996

Abstract

This research is motivated by problems experienced by BSI Mobile service users. BSI Mobile's frequent request time out errors cause transactions to be hampered, causing inconvenience for customers. This research aims to determine the SWOT Analysis of the Application of Financial Technology in Mobile Banking Services at PT Bank Syariah Indonesia KC Padangsidimpuan. This research was analyzed qualitatively descriptively using the SWOT matrix, IFAS (Internal Factor Analysis Summary) matrix and EFAS (External Factor Analysis Summary) matrix.The research results show that the SWOT Analysis of the Application of Financial Technology in Mobile Banking Services at PT. Bank Syariah Indonesia KC. Padangsidimpuan obtained the coordinate point (1.34 : 1.16). So the position of mobile banking services at PT. Bank Syariah Indonesia KC Padangsidimpuan is in Quadrant 1. This is a profitable situation because it can maximize strengths and take advantage of existing opportunities.
Determinants Of Interest To Pay Zakat Through Sharia Mobile Banking Alfadri, Ferri; Yarham, M; Siregar, Ardiansyah
Journal of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (573.283 KB) | DOI: 10.24952/jiftech.v1i1.5026

Abstract

The bank provides zakat payment services through mobile banking to meet the needs of conducting banking transactions. The people of the new Sitamiang sub-district, Padangsidimpuan City, still do not use the mobile banking application . The purpose of this study was to determine the interest in paying zakat through mobile banking based on perceptions of convenience, perceived usefulness, perceptions of trust in the people of Sitamiang Baru Village, Padangsidimpuan City. This research is a quantitative research. The data source used is primary data. The data collection technique used is a questionnaire with a sample of 98 people. Data processing using SPSS 25 application. The analysis technique used is multiple linear regression analysis. Partial research results states that the convenience variable has no effect on the interest in paying zakat through mobile banking . Usefulness has no effect on interest in paying zakat through mobile banking. Trust has an effect on interest in paying zakat through mobile banking. While the variables of convenience, usability and trust have a simultaneous influence on the interest in paying zakat through mobile banking in the people of Sitamiang Baru Village .Keywords: Interest, Zakat, Mobile Banking, Perception
Public Attitude To Online Loans Alfadri, Ferri; Aini, Nur; Siregar, Lismayanti
Journal of Islamic Financial Technology Vol 1, No 2 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (226.164 KB) | DOI: 10.24952/jiftech.v1i2.6673

Abstract

With the ease of Peer to Peer Financial Technology (Fintech), it is easier for the community to obtain loan funding assistance. However, this convenience is inseparable from the various problems that occur, such as the many types of loans that are fraudulent or unlicensed (illegal), the spread of personal data and various other things. Thus, this research was conducted to determine people's attitudes towards online loans.This type of research is field research with a qualitative approach. The source of the research data is the community of the Sidimpuan Baru Complex, Silandit Village, South Padangsidimpuan District as many as 10 people. Data was collected by observation and interviews with research informants. The results showed that the informants (debtors) knew well. Informants actively use online loan services because of the ease of the requirements provided, guarantees for the privacy of the borrower's personal data, and feel helped by online loan services. Keywords: Community Attitude, Online Loans, Peer to Peer Lending
Co-Authors amsal amsal Ardiansyah Siregar Bazyad Abdullah Meteab Mubarak Dalimunthe, Ayu Rahmadani fatahuddin siregar febi, febi Harahap, Darwis Hutagalung, Muhammad Wandisyah R Idris Saleh ika purnama Indah Ayu Lestari, Indah Ayu Ismail Pulungan Lestari, M.E.I, Sry Lestari, Sry Maarif, muhammad Ariful Mirna Sari Muhammad Arif Nasir Ahmad Khan Saragih Nasution, Eswin Nofinawati Nofinawati Nur Aini Nurul Widad binti Abu Hassan Pulungan, Ira Andriani Rini Hayati Sarmiana Batubara Siregar, Lismayanti Siregar, Zein Armila Siti Ena Aisyah Simbolon Surya, Eko Syafitri, Alwijah Indah taufik taufik Ticha Lubis ticha ticha Wardana, Ahmad Windari, Windari Yarham, M Yenni Samri Juliati Nasution yennita sari