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Post hoc test of Indonesia domestic systemically important banks performance at the ASEAN-5 level Fongnawati Budhijono; Sugiarto Sugiarto; Muhammad Fuad
IDEAS: Journal of Management & Technology Vol 1, No 2 (2021)
Publisher : President University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (497.38 KB)

Abstract

This study aims to examine whether the existence of strong banking interconnectivity in ASEAN brings about equality in bank performance, especially for banks that are classified as Domestic Systemically Important Banks (D-SIB). This study traces the performance of D-SIB banks operating in Indonesia at the ASEAN-5 level (Indonesia, Malaysia, Thailand, the Philippines, and Singapore) in 2007-2019. ROA is used to indicate bank performance, especially related to bank profitability, which is an important aspect for bank sustainability. The research data was obtained from the official websites of financial organizations and institutions such as World bank, IMF, OJK, Bloomberg terminal, and financial statements of banks in ASEAN-5 with a sample of 31 D-SIB banks. By using descriptive analysis and ANOVA as well as post hoc tests and scatter diagrams, the results of the study show that D-SIB banks operating in Indonesia have an ROA performance that dominates D-SIB banks which are classified as top 10 average ROA. It can be seen that D-SIB banks operating in Indonesia are not inferior to DSIB banks operating overseas and even proven to be able to outperform D-SIB banks operating overseas.
STRATEGI INVESTASI BERBASIS RETURN PER UNIT RISK Sugiarto Sugiarto; Anton Wachidin Widjaja; Fongnawati Budhijono; Muhammad Fuad; Januar Wahjudi
Jurnal Bina Manajemen Vol 11 No 1 (2022): Jurnal Bina Manajemen Volume 11 Nomor 1 September Tahun 2022
Publisher : STIE Wiyatamandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52859/jbm.v11i1.263

Abstract

This research is aimed at obtaining an industrial sector that has the ability to produce an Average Return Per Unit Risk (ARPUR) which is significantly better than the ability of other industrial sectors as a reference for implementing a return per unit risk-based investment strategy. In this study, 900 average return per unit risk data from each industrial sector index for the 2004 to 2018 observation period were used. The research data was generated from 35235 daily return data from all index sectors in the Jakarta Stock Industry Classification downloaded from the Bloomberg terminal. Data analysis was carried out using descriptive statistics, Analysis of variance and further tests. For investors who emphasize attention to the industrial sector with the best average ARPUR in determining the Return Per Unit Risk-Based Investment Strategy, attention can be paid to industrial sector 9 (JAKTRAD, Jakarta Trade, Services, and Investment) and industrial sector 6 (JAKPROP, Jakarta Construction, Property, and Real Estate) which ranks first and ranks second for the highest average ARPUR. However, based on a more comprehensive study, industrial sector 9 provides more comfort for investors because in addition to showing the highest average ARPUR performance, it also shows a lower dispersion than sector 6.
Penyusunan Anggaran Kas Untuk Efisiensi Penggunaan Dana Muhammad Fuad; Bernadine; Abdulah Rakhman; Liau Bun Fa
Jurnal Pengabdian Masyarakat Bangsa Vol. 1 No. 5 (2023): Juli
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v1i5.81

Abstract

Penyusunan anggaran kas yang baik dapat membantu perusahaan dalam merencanakan penggunaan dana secara efisien dan mengurangi pengeluaran yang tidak diperlukan. Dalam penyusunan anggaran kas, perusahaan harus mempertimbangkan semua sumber pendapatan dan pengeluaran kas, serta memperhatikan kebijakan keuangan yang berlaku. Langkah awal dalam penyusunan anggaran kas adalah dengan melakukan analisis terhadap cash flow perusahaan, baik dari sumber internal maupun eksternal. Selanjutnya, perusahaan dapat membuat rencana penggunaan dana yang disesuaikan dengan kebutuhan untuk mencapai tujuan dan target keuangan yang telah ditetapkan. Perencanaan ini harus dilakukan secara detail pada setiap aktivitas bisnis yang membutuhkan penggunaan dana dan dilakukan secara berkala untuk mengevaluasi kinerja keuangan perusahaan pada setiap periode. Setelah anggaran kas disusun, perlu dilakukan pengawasan secara ketat untuk memastikan penggunaan dana sesuai dengan rencana dan memonitor jalannya cash flow perusahaan. Proses penyusunan anggaran kas yang baik dapat membantu mengurangi penggunaan dana yang tidak perlu dan meningkatkan efisiensi pengeluaran serta mengoptimalkan penggunaan dana untuk kegiatan yang memberikan nilai tambah. Dengan begitu, perusahaan dapat mencapai target keuangan yang diharapkan dan memaksimalkan laba bersih perusahaan
EVALUASI KINERJA TATA KELOLA CURUG CIBEREUM BERBASIS INDIKATOR-INDIKATOR SAPTA PESONA Fongnawati Budhijono; Sugiarto Sugiarto; Januar Wahjudi; Sutrisno Sutrisno; Muhammad Fuad
Jurnal Bina Akuntansi Vol 10 No 2 (2023): Jurnal Bina Akuntansi Volume 10 Nomor 2 Juli Tahun 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Wiyatamandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52859/jba.v10i2.456

Abstract

The contribution of the tourism industry to the Indonesian economy is increasingly being taken into account. Agrotourism has the potential to contribute significantly in advancing Indonesian tourism. Indonesia's agro-tourism potential is huge due to it being supported by the richness and diversity of agriculture, fisheries, plantations, animal husbandry, and forestry. This research was conducted at Cibereum Waterfall located in the Gede Pangrango National Park area, West Java, Indonesia. This study aims to examine the governance performance of CibereumWaterfall in relation to the indicators of Sapta Pesona (tourism seven charms).The novelty of this research is to formulate Sapta Pesona indicators of Cibereum Waterfall. This study used a mixed research method QUAN+ qual. Data were taken using multistage sampling with the Concurrent Triangulation Strategy, involving 560 research respondents and 16 informants. By using Performance – Importance analysis the research found that there are 11 indicators of Sapta Pesona that require immediate improvement. The performance of Safe, Memories, Friendly and Clean elements of Sapta Pesona must be further improved to answer the needs of tourists. The functions of governance that still need attention to improve are Supervision, Managerial, Compliance and Monitoring.
The influence of price levels, product quality and service quality on the purchasing decisions of customers of the SA Interior store at ITC Cempaka Mas Brastoro Brastoro; Muhammad Fuad; Elisabeth Vita; Elis Sondang Dasawaty; Abhishek Pursnani
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 9, No 2 (2023): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020232421

Abstract

Interior Design of a room is the main aspect that contributes to the beauty of the room and also the comfort of people in the room. Globalization contributes to the rampant development of sales of products for interior design needs with a supply of quality goods and competitive prices. Many new entrepreneurs act as part of the distribution channel and open retail businesses. One of them is SA Interior. The theories used in this study are price, product quality, service quality and purchasing decisions. Price Level, Product Quality and Quality of Service are free/independent variables (X), Purchasing Decisions are bound/dependent variables (Y) and the object of research is the SA Interior store at ITC Cempaka Mas. The sample used in this study was SA Interior customers who purchased SA Interior products at least 1 time. The data collection technique uses communication techniques by distributing questionnaires (via Google Form) with a total of 100 respondents. This research shows that the price level has a positive and significant influence on the purchasing decisions of SA Interior customers, the quality of the products has a positive and significant influence on the purchasing decisions of SA Interior customers and the quality of service has a positive and significant influence on the purchasing decisions of SA Interior customers. Simultaneous price levels, product quality and service quality have a significant influence on the purchasing decisions of SA Interior customers. The conclusion of this study is that the price level, product quality and service quality have a positive and significant influence on the purchasing decisions of SA Interior customers at ITC Cempaka Mas.
Sosialisasi Pengelolaan Manajemen Persediaan pada UMKM Liaw Bunfa; Abdulah Rakhman; Muhammad Fuad
SANISKALA : Jurnal Pengabdian Masyarakat Vol. 1 No. 2: November 2023
Publisher : FKIP Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jsk.v1i2.7047

Abstract

Abdimas aims to increase the active involvement of participants in dealing with common problems that often occur in Micro, Small and Medium Enterprises (MSMEs), with a focus on cases in the Garudayaksa Nusantara Cooperative, Jakarta. This activity carries a delivery method through lectures, questions and answers, and in-depth discussions on supply issues. Participants in this activity received direct assistance from the manager and management of Koperasi Garudayaksa Nusantara, Jakarta, who shared their experiences and insights in managing inventory. The main objective of this activity was to provide a comprehensive education on the importance of implementing a proper inventory management system in a company. Emphasis was placed on the dangers that may occur if inventory is not managed properly. Excessively large inventories can result in high storage costs and a higher risk of damaged goods. Therefore, through lectures, Q&A, and case discussions, participants were directed to understand the best practices in controlling inventory so that companies can be more efficient and effective in resource management. This activity is a concrete effort to empower MSMEs in dealing with the challenges faced in their inventory management. In addition, through direct interaction with the management of Koperasi Garudayaksa Nusantara, the participants were also able to understand real examples of best practices in managing inventory. As a result, it is expected that MSMEs will be better prepared and competent in optimising their inventory for sustainable growth.
Agile HR: Adapting Human Resource Practices to Rapid Business Changes Lusia Nargis; Brastoro Brastoro; Muhammad Fuad
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.10330

Abstract

In today's rapidly evolving business landscape, organizations face the challenge of adapting to dynamic changes while maintaining high levels of employee performance and engagement. This study investigates the relationships among Agile HR Practices, Business Changes, Employee Engagement, and Employee Performance within the context of PT. Jimmulya. Using a nonrandom sampling technique, data was collected from 90 employees and analyzed using Structural Equation Modeling (SEM) with Partial Least Squares (PLS). The results indicate that Agile HR Practices significantly influence both Employee Engagement and Employee Performance, highlighting the importance of flexible HR strategies in fostering a highly engaged workforce and driving improved performance outcomes. Additionally, Employee Engagement was found to mediate the relationship between Agile HR Practices and Employee Performance. However, the indirect effect of Business Changes on Employee Performance through Employee Engagement was non-significant, suggesting the need for further exploration of the complex dynamics between HR practices, business changes, employee engagement, and performance. These findings provide valuable insights for organizations seeking to enhance their HR strategies and navigate the challenges of dynamic business environments effectively.