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Potentials Of Financial Distress Before And During Covid-19 Pandemic In Food And Beverage Companies Listed On The Indonesia Stock Exchange Nadiya Nafisamuna; Nurfauziah
International Journal of Science, Technology & Management Vol. 3 No. 4 (2022): July 2022
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v3i4.574

Abstract

The study aims to determine the level of financial distress in food and beverage companies listed on the Indonesia Stock Exchange (IDX) before and during the Covid-19 pandemic. The model used is the Zmijewski and Springate models. The research used is comparative quantitative research. The samples taken are all food and beverage companies in Indonesia listed on the Indonesia Stock Exchange (IDX) for the 2019 and 2020 period, which are 32 companies. The Bank's financial report data is taken through the IDX's official website, namely https://www.idx.co.id. The expected results in this study are more food and beverage companies experiencing financial distress during the Covid-19 pandemic than before the Covid-19 pandemic and there are potential differences in financial distress before and during covid-19 in food and beverage companies.
JURNAL SASTRA ANALISIS STRUKTUR DAN AJEN MORAL DALAM NOVEL SAGAGANG JACARANDA KARYA RISNAWATI: Pendidikan Bahasa Dan Sastra Daerah Sunda Nurfauziah; Triwahyuni, Heti
Lingue : Jurnal Bahasa, Budaya, dan Sastra Vol. 6 No. 2 (2024): Indonesian Language and Literature Studies
Publisher : LP2M IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/lingue.v6i2.7831

Abstract

Abstrak Struktur Dan Nilai Moral Dalam Novel Sagagang Jacaranda Karya Risnawati, Pendidikan Bahasa dan Sastra Daerah (PBSD), 2024, Penelitian ini dilatar belakangi oleh pentingnya memahami struktur dan nilai moral untuk diterapkan dalam kehidupan sehari-hari. Tujuan penelitian novel ini adalah untuk memahami struktur novel berdasarkan teori iskanarwassid dan ajen moral berdasarkan teori warnaen. Metode yang digunakan dalam penelitian ini adalah metode deskriptif analitis dengan menggunakan teknik pengumpulan data, teknik studi literatur dan analisis data. Instrumen dalam penelitian ini adalah dengan menggunakan kartu data. Berdasarkan hasil penelitian dapat disimpulkan bahwa terdapat dua analisis yaitu struktur dan nilai moral. Kesimpulan dalam struktur novel Sagagang Jacaranda Karya Risnawati diantaranya terdapat tema, tema dalam novel ini adalah kekecewaan hati. Alur yang digunakan dalam novel ini adalah Alur Campuran. Terdapat 37 pemeran dalam novel ini. Dari 37 pemeran tersebut, terdiri dari 1 pemeran utama, 1 pemeran kedua, dan selebihnya merupakan pemeran tambahan. Latar belakang dalam novel ini terdapat 57 latar tempat, 26 latar waktu. Kesimpulan nilai moral dalam novel Sagagang Jacaranda karya Risnawati dianalisis dengan melihat dialog, sikap, dan perilaku para pemeran dalam novel tersebut. Dalam novel ini terdapat 7 nilai akhlak yang ditemukan, diantaranya 2 akhlak manusia terhadap Tuhan, 1 akhlak manusia terhadap diri pribadinya, 1 akhlak manusia terhadap manusia lain, dan 1 akhlak manusia terhadap alam. Dari 7 nilai moral yang ada dalam novel ini. Luaran penelitian ini adalah publikasi pada jurnal. Kata-kata kunci : Struktur, Nilai moral, dan  Novel
Pengaruh Entrepreneurial Knowledge dan Self-Efficacy terhadap Minat Berwirausaha Siswa SMK Jurusan Teknik Komputer dan Jaringan di Kota Makassar Nurfauziah; Anas Arfandi; Purnamawati
Information Technology Education Journal Vol. 3, No. 3, September (2024)
Publisher : Jurusan Teknik Informatika dan Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/intec.v3i3.5752

Abstract

Penelitian ini memiliki tujuan untuk menganalisis seberapa besar pengetahuan kewirausahaan mempengaruhi minat berwirausaha, mendeskripsikan seberapa besar efikasi diri mempengaruhi minat berwirausaha, serta menganalisis seberapa besar pengaruh secara simultan pengetahuan kewirausahaan dan efikasi diri terhadap minat berwirausaha Siswa Kompetensi Keahlian Teknik Komputer dan Jaringan SMK di Kota Makassar. Jenis penelitian ini adalah kuantitaif dengan metode ex post facto. Dalam penelitian ini, populasinya adalah siswa kelas XII TKJ di kota Makassar yang berjumlah 148 siswa. Adapun sampel penelitian berjumlah 83 siswa. Hasil penelitian ini menunjukkan: (1) Pengetahuan kewirausahaan tidak mampu memberikan dampak yang positif serta signifikan terhadap minat berwirausaha, (2) Efikasi diri mampu memberikan dampak positif serta signifikan terhadap minat berwirausaha, (3) Selanjutnya pengetahuan kewirausahaan dan efikasi diri secara simultan memberikan dampak yang positif serta signifikan terhadap minat berwirausaha. Rekomendasi dalam penelitian ini adalah baiknya praktik kewirausahaan yang dilakukan di Sekolah lebih menekankan pada bidang kompetensi keahlian masing-masing agar siswa dapat mengembangkan keahliannya dan menjadi referensi siswa untuk berwirausaha sesuai kompetensi keahlian setelah menempuh pendiidkan di SMK
THE ROLE OF SOCIAL MEDIA AND LIFESTYLE TRENDS IN INFLUENCING THE SAVING HABITS OF YOUNG PEOPLE IN YOGYAKARTA Oxi Alvira Jasmine; Nurfauziah
Finance : International Journal of Management Finance Vol. 3 No. 1 (2025): September
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v3i1.98

Abstract

The development of technology and social media has brought significant changes to the lifestyle of young people, especially in Yogyakarta, which is known as an educational city with widespread internet access. This study aims to analyze the role of social media and lifestyle trends in influencing the saving habits of young people in Yogyakarta. The research method used is a quantitative approach with data collected through surveys of 120 young social media users in Yogyakarta. The sampling technique employed non probability sampling using a purposive sampling method. Data analysis was conducted using Structural Equation Modeling (SEM) with the assistance of SmartPLS software. The results show that social media and lifestyle trends have a positive effect on the consumptive behavior of young people. Furthermore, consumptive behavior has a negative effect on saving habits. In addition, consumptive behavior also negatively mediates the relationship between social media and lifestyle trends on saving habits. These findings emphasize the importance of strengthening self control and the ability to manage financial priorities amid the rapid flow of information and trends on social media, so that young people can develop healthy and responsible saving habits.
Artificial Intelligence in Higher Education: A Systematic Review of Its Impact on Student Learning Nurfauziah; Dian Atmasani; A. Muzawwirah Patawari; Nur Athiyyah Fadhilah; Husna Saleh
Information Technology Education Journal Vol. 4, No. 2, May (2025)
Publisher : Jurusan Teknik Informatika dan Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/intec.v4i2.8311

Abstract

The development of digital technology has made artificial intelligence an integral part of higher education. While its use by university students provides many benefits in supporting academic activities, there are also concerns about its negative impact, especially in relation to academic integrity, dependability, and critical thinking skills. This research aims to identify the positive and negative impacts of the use of artificial intelligence by university students as well as the challenges faced in the context of higher education. The method used was Systematic Literature Review with the PRISMA approach. The total population of articles obtained was 200 articles. Scientific articles were sourced from the Scopus database published between 2022 and 2025. Articles were screened based on inclusion and exclusion criteria and assessed using the CASP (Critical Appraisal Skills Programme) approach, resulting in 19 articles that could be analysed. The results showed that artificial intelligence can improve learning efficiency, strengthen concept understanding, and support student creativity and problem solving. However, there are serious risks such as plagiarism, dissemination of inaccurate information, and decreased motivation to learn independently. Lack of regulation and digital literacy are factors that exacerbate these negative impacts. Therefore, it is important for higher education institutions to urgently create policies for the ethical use of artificial intelligence and provide comprehensive digital literacy training to students. This research provides a scientific basis for policy makers to optimise the benefits of artificial intelligence while mitigating the risks of its use in academia.
The Effectiveness of Kahoot! in Increasing Student Participation and Learning Outcomes in Higher Education Atmasani, Dian; Sutarsi Suhaeb; Nurfauziah; Nur Syamsinar Munir
Information Technology Education Journal Vol. 4, No. 2, May (2025)
Publisher : Jurusan Teknik Informatika dan Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/intec.v4i2.8393

Abstract

The transformation of learning in the digital age encourages the use of interactive media that can increase student engagement and academic achievement. One such medium is Kahoot!, a game-based learning platform designed to facilitate active participation. This study aims to analyze the effect of using Kahoot! on student active participation and learning outcomes. The study was conducted using a quantitative correlational approach, employing multiple linear regression analysis to measure the relationship between the independent variable and the two dependent variables, both partially and simultaneously. The research sample consisted of 60 students from the Electronics Engineering Education Program at the University of Makassar during the spring semester of 2024/2025. The instrument used was a validated closed-ended Likert-scale questionnaire, with reliability tested using Cronbach’s Alpha. The results of the study indicate that the use of Kahoot! significantly influences active participation and student learning outcomes, both partially and simultaneously, contributing 49.4% to both variables. The main contribution of this study is to provide the latest empirical evidence on the effectiveness of integrating gamification technology in higher education in Indonesia, as well as demonstrating that Kahoot! can serve as an innovative strategy in designing more interactive, competitive, and adaptive learning experiences to address the challenges of the digital age.
Pengaruh Literasi Zakat, Kepercayaan, Transparansi dan Religiusitas terhadap Keputusan Muzaki dalam Membayar Zakat Melalui Lembaga Nurfauziah; Sulaeman Jajuli
Arus Jurnal Psikologi dan Pendidikan Vol 4 No 3: Oktober (2025)
Publisher : Arden Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57250/ajpp.v4i3.1712

Abstract

Potensi zakat di Indonesia mencapai Rp327,6 triliun per tahun, namun realisasinya baru sekitar 10% dari potensi. Di Provinsi Banten, BAZNAS baru mampu menghimpun sekitar 8,5% dari potensi zakat yang ada. Rendahnya penghimpunan zakat melalui lembaga berdampak pada tidak optimalnya pendistribusian dana zakat, sehingga menghambat fungsi zakat sebagai instrumen kesejahteraan dan keadilan sosial. Minimnya partisipasi muzaki dalam membayar zakat melalui lembaga dapat disebabkan oleh lemahnya literasi zakat, rendahnya kepercayaan terhadap lembaga pengelola zakat, kurangnya transparansi pengelolaan, serta tingkat religiusitas masyarakat yang belum merata. Penelitian ini bertujuan untuk menganalisis pengaruh literasi zakat, kepercayaan, transparansi, dan religiusitas terhadap keputusan muzaki dalam membayar zakat melalui lembaga, dengan fokus pada BAZNAS Provinsi Banten. Pendekatan yang digunakan adalah kuantitatif melalui metode survei terhadap 100 responden. Data dianalisis menggunakan regresi linier berganda. Hasil uji t yang kemudian dibandingkan dengan nilai t tabel pada taraf signifikansi 10% diperoleh t tabel sebesar 1,290. Nilai t hitung untuk masing-masing variabel: literasi zakat (2,814), kepercayaan (1,913), transparansi (6,403), dan religiusitas (6,316). Ini menunjukkan keempat variabel berpengaruh positif dan signifikan terhadap keputusan muzaki. Nilai koefisien determinasi (R²) sebesar 0,754 menunjukkan bahwa 75,4% keputusan muzaki dijelaskan oleh variabel independen, sementara 24,6% sisanya dipengaruhi oleh faktor lain. Hasil penelitian menegaskan pentingnya strategi peningkatan literasi zakat, penguatan kepercayaan publik, penerapan transparansi yang tinggi, dan pengembangan religiusitas dalam mendorong optimalisasi zakat kelembagaan demi terwujudnya kesejahteraan masyarakat yang lebih merata.
Pengaruh penerapan manajemen risiko terhadap kinerja keuangan (Studi pada bank umum kelompok usaha) Mulyati, Sri; Nurfauziah
Jurnal Kebijakan Ekonomi dan Keuangan Volume 3 Issue 1, Juni 2024
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol3.iss1.art7

Abstract

Purpose – This study aims to analyze the impact of the implementation of credit risk management, liquidity risk, and operational risk on Return on Assets and Return on Equity at Commercial Banks of Business Groups (BUKU). Methods – This study uses data from 42 banks during the period 2015 to 2019. The data used amounted to 172 data units. Data analysis uses many multivariate linear regression techniques. Findings – The findings of this study indicate that Non-Performing Loans (NPL) and Bank Operating Expenses to Operating Income (BOPO) have quite a large negative impact, but the Loan to Deposit Ratio (LDR) has a large beneficial impact on the Bank's Return on Assets (ROA) and Return on Equity (ROE). Implication – Based on the research findings, the average Non-Performing Loan (NPL) value of 1.78% is below the maximum threshold set by Bank Indonesia of 5%. The average loan to deposit ratio (LDR) is 86.6%, above the minimum threshold set by Bank Indonesia of 85%. The simultaneous implementation of risk management has an impact on the financial performance of Bank Umum Kelompok Usaha. Originality – This study contributes to analyzing the implementation of risk management on financial performance using the multivariate linear regression method. Abstrak Tujuan – Penelitian ini bertujuan untuk menganalisis dampak penerapan manajemen risiko kredit, risiko likuiditas, dan risiko operasional terhadap Return on Assets dan Return on Equity pada Bank Umum Kelompok Usaha (BUKU). Metode – Penelitian ini menggunakan data 42 bank selama periode tahun 2015 hingga 2019. Data yang digunakan berjumlah 172 unit data. Analisis data menggunakan banyak teknik regresi linier multivariat. Temuan – Hasil temuan studi ini menunjukkan bahwa Non-Performing Loan (NPL) dan Beban Operasional Bank terhadap Pendapatan Operasional (BOPO) mempunyai dampak buruk yang cukup besar, namun Loan to Deposit Ratio (LDR) mempunyai dampak menguntungkan yang besar terhadap Return on Assets (ROA) dan Return on Equity (ROE) Bank. Implikasi – Berdasarkan temuan penelitian, rata-rata nilai Non-Performing Loan (NPL) sebesar 1,78%, berada di bawah ambang batas maksimum yang ditetapkan Bank Indonesia sebesar 5%. Rata-rata rasio pinjaman terhadap simpanan (LDR) adalah 86,6%, berada di atas ambang batas minimum yang ditetapkan Bank Indonesia sebesar 85%. Penerapan manajemen risiko secara simultan berdampak terhadap kinerja keuangan Bank Umum Kelompok Usaha. Orisinalitas – Penelitian ini berkontribusi dalam menganalisis penerapan manajemen risiko terhadap kinerja keuangan menggunakan metode regresi linier multivariat.
Pelatihan Manajemen Usaha untuk Peningkatan Kapasitas Internal Pengusaha Perempuan Setiawati, Trias; Astuti, Budi; Suhartini; Mulyati, Sri; Nurfauziah
Rahmatan Lil 'Alamin Journal of Community Services Volume 4 Issue 1, 2024
Publisher : Department of Accounting, Faculty of Business and Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RLA.Vol4.iss1.art4

Abstract

Aisyiyah is a social, religious and community organization that was founded in 1917. One of its programs is the economic sector. The Aisyiyah Regional Leadership Economic and Employment Council (MEK PDA) of Bantul Regency has implemented the 'Aisyiyah Entrepreneurial School (SWA) program which aims to provide training to the people of Bantul regarding entrepreneurship so as to build a creative economic atmosphere. Since 2019, these SWA alumni have developed their businesses as a group in various businesses in the community in the Aisyiyah Entrepreneurs Association (IPAS), or currently called the Aisyiyah Merchants and Entrepreneurs Association (ISWARA). This Business Management Training Program aims to increase the internal capacity of ISWARA member female entrepreneurs. It was determined that 30 people (out of a total of 70 active members) were invited to take part in the training series. Business management training is designed as a complete package of material, including: financial management, business promotion in the digital era, teamwork, and strengthening business actuating. The training was carried out by a team of instructors from the UII Community Service Institute (lecturers from the Management Study Program, Faculty of Business and Economics, UII). The results of the training pretest and post-test showed significant progress; namely an average increase of 1.81 (close to a score of 2.0); in addition to motivation and enthusiasm to develop the business further through clever methods, such as neater finances, promotions using digital media, solid teamwork, and business resilience that is developed continuously.
PENGARUH METODE MATEMATIKA GASING (GAMPANG, ASYIK DAN MENYENANGKAN) TERHADAP KEMAMPUAN BERHITUNG PERKALIAN SISWA SEKOLAH DASAR Nurfauziah; Nanang Diana; Hendrawansyah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10, Nomor 02 Juni 2025 publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.25311

Abstract

The purpose of this study was to test how students' multiplication calculation skills were influenced by the GASING method. The research methodology chosen was quasi-experimental. All third grade students became the research population. Class III B served as the control group and Class III A served as the experimental group and both became the research sample. The basic random sampling approach was used to conduct sampling. A written test served as a research measurement tool. In the normality test results section, most of the data were not normally distributed, the Wilcoxon test was used in descriptive and inferential statistics used for data analysis. According to the findings, the average pre-test score of the experimental class was 44.71, and its post-test score increased sharply to 87.29. In contrast, the average for the control group increased slightly from 45.00 to 46.35. The pre-test and post-test scores of the experimental class differed significantly (p <0.05) according to the Wilcoxon test, while the shift in the control class was less obvious. These results indicate that there is a significant difference after the application of the GASING method to the experimental class. So, the GASING mathematics method works very well to help third grade students at SDN Monta in improving their multiplication calculation skills.