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All Journal Jurnal PAJAR (Pendidikan dan Pengajaran) Pendas : Jurnah Ilmiah Pendidikan Dasar International Journal Of Science, Technology & Management (IJSTM) Lingue : Jurnal Bahasa, Budaya, dan Sastra Rahmatan Lil’alamin Journal of Community Services (RLA) Arus Jurnal Psikologi dan Pendidikan Vokatek : Jurnal Pengabdian Masyarakat Jurnal Kebijakan Ekonomi dan Keuangan FINANCE : International Journal Of Management Finance Jurnal Pengabdian Masyarakat dan Riset Pendidikan International Journal of Education, Vocational and Social Science International Journal of Economics, Business and Innovation Research Jurnal MEKOM: Media Komunikasi Pendidikan Kejuruan
Nurfauziah
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Potentials Of Financial Distress Before And During Covid-19 Pandemic In Food And Beverage Companies Listed On The Indonesia Stock Exchange Nadiya Nafisamuna; Nurfauziah
International Journal of Science, Technology & Management Vol. 3 No. 4 (2022): July 2022
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v3i4.574

Abstract

The study aims to determine the level of financial distress in food and beverage companies listed on the Indonesia Stock Exchange (IDX) before and during the Covid-19 pandemic. The model used is the Zmijewski and Springate models. The research used is comparative quantitative research. The samples taken are all food and beverage companies in Indonesia listed on the Indonesia Stock Exchange (IDX) for the 2019 and 2020 period, which are 32 companies. The Bank's financial report data is taken through the IDX's official website, namely https://www.idx.co.id. The expected results in this study are more food and beverage companies experiencing financial distress during the Covid-19 pandemic than before the Covid-19 pandemic and there are potential differences in financial distress before and during covid-19 in food and beverage companies.
JURNAL SASTRA ANALISIS STRUKTUR DAN AJEN MORAL DALAM NOVEL SAGAGANG JACARANDA KARYA RISNAWATI: Pendidikan Bahasa Dan Sastra Daerah Sunda Nurfauziah; Triwahyuni, Heti
Lingue : Jurnal Bahasa, Budaya, dan Sastra Vol. 6 No. 2 (2024): Indonesian Language and Literature Studies
Publisher : LP2M IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/lingue.v6i2.7831

Abstract

Abstrak Struktur Dan Nilai Moral Dalam Novel Sagagang Jacaranda Karya Risnawati, Pendidikan Bahasa dan Sastra Daerah (PBSD), 2024, Penelitian ini dilatar belakangi oleh pentingnya memahami struktur dan nilai moral untuk diterapkan dalam kehidupan sehari-hari. Tujuan penelitian novel ini adalah untuk memahami struktur novel berdasarkan teori iskanarwassid dan ajen moral berdasarkan teori warnaen. Metode yang digunakan dalam penelitian ini adalah metode deskriptif analitis dengan menggunakan teknik pengumpulan data, teknik studi literatur dan analisis data. Instrumen dalam penelitian ini adalah dengan menggunakan kartu data. Berdasarkan hasil penelitian dapat disimpulkan bahwa terdapat dua analisis yaitu struktur dan nilai moral. Kesimpulan dalam struktur novel Sagagang Jacaranda Karya Risnawati diantaranya terdapat tema, tema dalam novel ini adalah kekecewaan hati. Alur yang digunakan dalam novel ini adalah Alur Campuran. Terdapat 37 pemeran dalam novel ini. Dari 37 pemeran tersebut, terdiri dari 1 pemeran utama, 1 pemeran kedua, dan selebihnya merupakan pemeran tambahan. Latar belakang dalam novel ini terdapat 57 latar tempat, 26 latar waktu. Kesimpulan nilai moral dalam novel Sagagang Jacaranda karya Risnawati dianalisis dengan melihat dialog, sikap, dan perilaku para pemeran dalam novel tersebut. Dalam novel ini terdapat 7 nilai akhlak yang ditemukan, diantaranya 2 akhlak manusia terhadap Tuhan, 1 akhlak manusia terhadap diri pribadinya, 1 akhlak manusia terhadap manusia lain, dan 1 akhlak manusia terhadap alam. Dari 7 nilai moral yang ada dalam novel ini. Luaran penelitian ini adalah publikasi pada jurnal. Kata-kata kunci : Struktur, Nilai moral, dan  Novel
THE ROLE OF SOCIAL MEDIA AND LIFESTYLE TRENDS IN INFLUENCING THE SAVING HABITS OF YOUNG PEOPLE IN YOGYAKARTA Oxi Alvira Jasmine; Nurfauziah
Finance : International Journal of Management Finance Vol. 3 No. 1 (2025): September
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v3i1.98

Abstract

The development of technology and social media has brought significant changes to the lifestyle of young people, especially in Yogyakarta, which is known as an educational city with widespread internet access. This study aims to analyze the role of social media and lifestyle trends in influencing the saving habits of young people in Yogyakarta. The research method used is a quantitative approach with data collected through surveys of 120 young social media users in Yogyakarta. The sampling technique employed non probability sampling using a purposive sampling method. Data analysis was conducted using Structural Equation Modeling (SEM) with the assistance of SmartPLS software. The results show that social media and lifestyle trends have a positive effect on the consumptive behavior of young people. Furthermore, consumptive behavior has a negative effect on saving habits. In addition, consumptive behavior also negatively mediates the relationship between social media and lifestyle trends on saving habits. These findings emphasize the importance of strengthening self control and the ability to manage financial priorities amid the rapid flow of information and trends on social media, so that young people can develop healthy and responsible saving habits.
Pengaruh Literasi Zakat, Kepercayaan, Transparansi dan Religiusitas terhadap Keputusan Muzaki dalam Membayar Zakat Melalui Lembaga Nurfauziah; Sulaeman Jajuli
Arus Jurnal Psikologi dan Pendidikan Vol 4 No 3: Oktober (2025)
Publisher : Arden Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57250/ajpp.v4i3.1712

Abstract

Potensi zakat di Indonesia mencapai Rp327,6 triliun per tahun, namun realisasinya baru sekitar 10% dari potensi. Di Provinsi Banten, BAZNAS baru mampu menghimpun sekitar 8,5% dari potensi zakat yang ada. Rendahnya penghimpunan zakat melalui lembaga berdampak pada tidak optimalnya pendistribusian dana zakat, sehingga menghambat fungsi zakat sebagai instrumen kesejahteraan dan keadilan sosial. Minimnya partisipasi muzaki dalam membayar zakat melalui lembaga dapat disebabkan oleh lemahnya literasi zakat, rendahnya kepercayaan terhadap lembaga pengelola zakat, kurangnya transparansi pengelolaan, serta tingkat religiusitas masyarakat yang belum merata. Penelitian ini bertujuan untuk menganalisis pengaruh literasi zakat, kepercayaan, transparansi, dan religiusitas terhadap keputusan muzaki dalam membayar zakat melalui lembaga, dengan fokus pada BAZNAS Provinsi Banten. Pendekatan yang digunakan adalah kuantitatif melalui metode survei terhadap 100 responden. Data dianalisis menggunakan regresi linier berganda. Hasil uji t yang kemudian dibandingkan dengan nilai t tabel pada taraf signifikansi 10% diperoleh t tabel sebesar 1,290. Nilai t hitung untuk masing-masing variabel: literasi zakat (2,814), kepercayaan (1,913), transparansi (6,403), dan religiusitas (6,316). Ini menunjukkan keempat variabel berpengaruh positif dan signifikan terhadap keputusan muzaki. Nilai koefisien determinasi (R²) sebesar 0,754 menunjukkan bahwa 75,4% keputusan muzaki dijelaskan oleh variabel independen, sementara 24,6% sisanya dipengaruhi oleh faktor lain. Hasil penelitian menegaskan pentingnya strategi peningkatan literasi zakat, penguatan kepercayaan publik, penerapan transparansi yang tinggi, dan pengembangan religiusitas dalam mendorong optimalisasi zakat kelembagaan demi terwujudnya kesejahteraan masyarakat yang lebih merata.
Pengaruh penerapan manajemen risiko terhadap kinerja keuangan (Studi pada bank umum kelompok usaha) Mulyati, Sri; Nurfauziah
Jurnal Kebijakan Ekonomi dan Keuangan Volume 3 Issue 1, Juni 2024
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol3.iss1.art7

Abstract

Purpose – This study aims to analyze the impact of the implementation of credit risk management, liquidity risk, and operational risk on Return on Assets and Return on Equity at Commercial Banks of Business Groups (BUKU). Methods – This study uses data from 42 banks during the period 2015 to 2019. The data used amounted to 172 data units. Data analysis uses many multivariate linear regression techniques. Findings – The findings of this study indicate that Non-Performing Loans (NPL) and Bank Operating Expenses to Operating Income (BOPO) have quite a large negative impact, but the Loan to Deposit Ratio (LDR) has a large beneficial impact on the Bank's Return on Assets (ROA) and Return on Equity (ROE). Implication – Based on the research findings, the average Non-Performing Loan (NPL) value of 1.78% is below the maximum threshold set by Bank Indonesia of 5%. The average loan to deposit ratio (LDR) is 86.6%, above the minimum threshold set by Bank Indonesia of 85%. The simultaneous implementation of risk management has an impact on the financial performance of Bank Umum Kelompok Usaha. Originality – This study contributes to analyzing the implementation of risk management on financial performance using the multivariate linear regression method. Abstrak Tujuan – Penelitian ini bertujuan untuk menganalisis dampak penerapan manajemen risiko kredit, risiko likuiditas, dan risiko operasional terhadap Return on Assets dan Return on Equity pada Bank Umum Kelompok Usaha (BUKU). Metode – Penelitian ini menggunakan data 42 bank selama periode tahun 2015 hingga 2019. Data yang digunakan berjumlah 172 unit data. Analisis data menggunakan banyak teknik regresi linier multivariat. Temuan – Hasil temuan studi ini menunjukkan bahwa Non-Performing Loan (NPL) dan Beban Operasional Bank terhadap Pendapatan Operasional (BOPO) mempunyai dampak buruk yang cukup besar, namun Loan to Deposit Ratio (LDR) mempunyai dampak menguntungkan yang besar terhadap Return on Assets (ROA) dan Return on Equity (ROE) Bank. Implikasi – Berdasarkan temuan penelitian, rata-rata nilai Non-Performing Loan (NPL) sebesar 1,78%, berada di bawah ambang batas maksimum yang ditetapkan Bank Indonesia sebesar 5%. Rata-rata rasio pinjaman terhadap simpanan (LDR) adalah 86,6%, berada di atas ambang batas minimum yang ditetapkan Bank Indonesia sebesar 85%. Penerapan manajemen risiko secara simultan berdampak terhadap kinerja keuangan Bank Umum Kelompok Usaha. Orisinalitas – Penelitian ini berkontribusi dalam menganalisis penerapan manajemen risiko terhadap kinerja keuangan menggunakan metode regresi linier multivariat.
Pelatihan Manajemen Usaha untuk Peningkatan Kapasitas Internal Pengusaha Perempuan Setiawati, Trias; Astuti, Budi; Suhartini; Mulyati, Sri; Nurfauziah
Rahmatan Lil 'Alamin Journal of Community Services Volume 4 Issue 1, 2024
Publisher : Department of Accounting, Faculty of Business and Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RLA.Vol4.iss1.art4

Abstract

Aisyiyah is a social, religious and community organization that was founded in 1917. One of its programs is the economic sector. The Aisyiyah Regional Leadership Economic and Employment Council (MEK PDA) of Bantul Regency has implemented the 'Aisyiyah Entrepreneurial School (SWA) program which aims to provide training to the people of Bantul regarding entrepreneurship so as to build a creative economic atmosphere. Since 2019, these SWA alumni have developed their businesses as a group in various businesses in the community in the Aisyiyah Entrepreneurs Association (IPAS), or currently called the Aisyiyah Merchants and Entrepreneurs Association (ISWARA). This Business Management Training Program aims to increase the internal capacity of ISWARA member female entrepreneurs. It was determined that 30 people (out of a total of 70 active members) were invited to take part in the training series. Business management training is designed as a complete package of material, including: financial management, business promotion in the digital era, teamwork, and strengthening business actuating. The training was carried out by a team of instructors from the UII Community Service Institute (lecturers from the Management Study Program, Faculty of Business and Economics, UII). The results of the training pretest and post-test showed significant progress; namely an average increase of 1.81 (close to a score of 2.0); in addition to motivation and enthusiasm to develop the business further through clever methods, such as neater finances, promotions using digital media, solid teamwork, and business resilience that is developed continuously.
PENGARUH METODE MATEMATIKA GASING (GAMPANG, ASYIK DAN MENYENANGKAN) TERHADAP KEMAMPUAN BERHITUNG PERKALIAN SISWA SEKOLAH DASAR Nurfauziah; Nanang Diana; Hendrawansyah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10, Nomor 02 Juni 2025 publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.25311

Abstract

The purpose of this study was to test how students' multiplication calculation skills were influenced by the GASING method. The research methodology chosen was quasi-experimental. All third grade students became the research population. Class III B served as the control group and Class III A served as the experimental group and both became the research sample. The basic random sampling approach was used to conduct sampling. A written test served as a research measurement tool. In the normality test results section, most of the data were not normally distributed, the Wilcoxon test was used in descriptive and inferential statistics used for data analysis. According to the findings, the average pre-test score of the experimental class was 44.71, and its post-test score increased sharply to 87.29. In contrast, the average for the control group increased slightly from 45.00 to 46.35. The pre-test and post-test scores of the experimental class differed significantly (p <0.05) according to the Wilcoxon test, while the shift in the control class was less obvious. These results indicate that there is a significant difference after the application of the GASING method to the experimental class. So, the GASING mathematics method works very well to help third grade students at SDN Monta in improving their multiplication calculation skills.
A Comparative Analysis Of Vocational Education Students’ Self-Efficacy And Entrepreneurial Orientation Based On Entrepreneurial And Non-Entrepreneurial Family Backgrounds Nurfauziah; Sutarsi Suhaeb; Elfira Makmur
International Journal of Education, Vocational and Social Science Vol. 4 No. 04 (2025): September - November, International Journal of Education, Vocational and Socia
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijevss.v4i04.2550

Abstract

This study aims to analyse the differences in the influence of self-efficacy on entrepreneurial orientation among vocational high school (SMK) students based on family background, namely entrepreneurial families and non-entrepreneurial families. The background of this study is based on the high unemployment rate among SMK graduates and empirical findings that families play an important role in shaping entrepreneurial character. The research method used was a comparative quantitative approach involving 92 respondents consisting of 46 students from entrepreneurial families and 46 students from non-entrepreneurial families. The research instrument measured self-efficacy and three dimensions of entrepreneurial orientation: innovativeness, risk-taking, and proactiveness. Data analysis was performed through classical assumption testing and simple linear regression in each group. The results showed that self-efficacy had a positive and significant effect on entrepreneurial orientation in both groups. However, the strength of this effect differed markedly. In the entrepreneurial group, the R Square value reached 0.545 for Y₁ and 0.465 for Y₂, indicating that self-efficacy is a strong predictor of entrepreneurial orientation. Conversely, in the non-entrepreneurial group, the R Square value was only around 0.248, indicating that most of the variation in entrepreneurial orientation was explained by other factors. These findings indicate that entrepreneurial family experiences and environments strengthen the relationship between self-efficacy and entrepreneurial orientation. This study emphasises the important role of the family in shaping entrepreneurial character and has implications for vocational schools to strengthen experience-based learning for students without an entrepreneurial family background.
Pelatihan Sistem Keamanan IoT berbasis Model PBL untuk Warga Ridwansyah; Saharuddin; Nurfauziah; Darlan Sidik; Ahmad Risal
Vokatek : Jurnal Pengabdian Masyarakat Volume 3: Issue 3 (Oktober 2025)
Publisher : Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Program Pengabdian kepada Masyarakat (PKM) ini bertujuan meningkatkan kapasitas warga dalam mengelola sistem keamanan perumahan berbasis Internet of Things (IoT) di kawasan padat penduduk. Pelatihan yang dilaksanakan di Kelurahan Mannuruki, Kecamatan Tamalate, Kota Makassar, mencakup pengenalan perangkat IoT, penggunaan aplikasi pemantauan real-time, pemeliharaan, dan troubleshooting dasar. Model Problem Based Learning (PBL) digunakan untuk mendorong partisipasi aktif melalui praktik perakitan sensor, konfigurasi mikrokontroler, serta pengujian notifikasi otomatis. Peserta juga dibekali materi keamanan siber untuk meminimalkan risiko akses ilegal dan kerentanan sistem. Hasil kegiatan menunjukkan peningkatan kemampuan warga dalam mengoperasikan sistem IoT secara mandiri, mendeteksi aktivitas mencurigakan, dan merespons insiden lebih cepat. Dukungan peserta dan aparat setempat menegaskan relevansi program ini sebagai langkah menuju sistem keamanan berbasis komunitas yang terintegrasi.
Family Environment Effects on Students’ Self-Efficacy and Entrepreneurial Spirit in Vocational Education Nurfauziah
Jurnal MEKOM (Media Komunikasi Pendidikan Kejuruan) Volume 12, Issue 2, August 2025
Publisher : Fakultas Teknik, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/mkpk.v12i2.10498

Abstract

This study examines the influence of the family environment on the self-efficacy and entrepreneurial spirit of students at SMK Telkom Makassar. The research is motivated by the low entrepreneurial participation rate among vocational graduates in Indonesia, which indicates the need to identify external and psychological factors influencing entrepreneurial readiness. A quantitative ex post facto design was employed involving 96 students of the Computer and Network Engineering program. Data were collected through a Likert-scale questionnaire and analysed using descriptive statistics and simple linear regression after meeting the classical assumption criteria. The results show that the family environment has a positive and significant effect on students’ self-efficacy (b = 0.490, Sig. = 0.000) and entrepreneurial spirit (b = 0.696, Sig. = 0.000). These findings indicate that parental support, modelling, and exposure to entrepreneurial activities strengthen students’ psychological readiness to engage in entrepreneurial activities. The study concludes that the family environment serves as a key external factor shaping vocational students' entrepreneurial character and self-confidence. Further research is recommended to include additional variables and broader school contexts.
Co-Authors Adira Valda Khakim Ahmad Risal Budi Astuti Darlan Sidik Elfira Makmur Hendrawansyah Marwan Ramdhany Edy Muh. Ihsan Zulfikar Nadiya Nafisamuna Nanang Diana Nurrahmah Agusnaya Oxi Alvira Jasmine Putri Nirmala Ridwansyah Saharuddin Setiawati, Trias Sri Mulyati Suhartini Sulaeman Jajuli Sutarsi Suhaeb Triwahyuni, Heti