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All Journal Jurnal Mandala Pengabdian Masyarakat Agribusiness Journal Jurnal Pendidikan dan Pengabdian Masyarakat

Khaerunnisa Kherunnisa

Universitas Borneo Tarakan

Author-ID : 5380663

Agriculture, Biological Sciences & Forestry Education Public Health Social Sciences Other

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Inclusive Finance In Cooperatives For Community Empowerment Through MSME Development In The City Of Tarakan Khaerunnisa Kherunnisa; Nurlela Nurlela
Agribusiness Journal Vol 4, No 2 (2021): Agribussines Journal
Publisher : UNIVERSITAS SEMBILANBELAS NOVEMBER KOLAKA

Inclusive finance has an important role in alleviating poverty and reducing income disparities. One of the development priorities in the Government Work Plan (RKP) is the development of Micro, Small and Medium Enterprises (MSMEs). This is based on the fact that MSMEs have contributed a lot to the national economy. The development of Micro, Small and Medium Enterprises (MSMEs) is very strategic. One form of government support in developing MSMEs in Tarakan City is MSME capital support through cooperatives. Can every community, especially MSME actors, get the same access to Cooperative services or not and what are the implementations and implications of these institutions for community empowerment through MSME development.This study aims to (1) determine the supporting and inhibiting factors of inclusive finance for empowering farming communities through the development of MSMEs in Cooperatives in Tarakan City (2) Knowing and analyzing the implementation of inclusive finance for empowering farming communities through the development of MSMEs in Cooperatives in Tarakan City. The data analysis method used is descriptive qualitative according to Miles and Huberman. The results of the study show that (1) Financial inclusion in cooperatives in Tarakan City is implemented through a program of providing productive capital. The implementation of this cooperative program has been quite successful, but the performance of the program has not run efficiently. The indicators of financial inclusion in question are indicators of availability of access, indicators of use, and indicators of quality. (2) The implications of financial inclusion show a positive movement in value where most of the recipients have felt the benefits and changes in economic conditions. For those who previously had a business, they felt that there was an increase in income, and for those who started a new business, they felt that there was an increase in economic capacity, although it was not too significant. So, the implications of inclusive finance for Cooperatives in Tarakan City have been able to create empowerment for the community, although not yet significantly.Keywords: Inclusive Finance, Empowermen, Cooperatives

Sustainability Analysis of Oil Palm Business (Elaeis Guineensis) In District Of Sebatik, Nunukan Regency, North Kalimantan, Indonesia Etty Wahyuni; Khaerunnisa Khaerunnisa; Marlina Marlina
Agribusiness Journal Vol 5, No 2 (2022): Agribusiness Journal
Publisher : UNIVERSITAS SEMBILANBELAS NOVEMBER KOLAKA

Palm oil is one of the most strategic commodities because it is exports and has a high selling value so that it can improve the economy regions and reduce poverty. Smallholder oil palm plantations as part of the palm oil agribusiness supply chain which is slowly being required to implement aspects continuity. This study aims to analyze the sustainability status of farming palm oil based on index assessment using the Rapfish method through Multidimensional Scaling (MDS) approach. Multidimensional analysis of MDS used are ecological, economic, social, technological and institutional dimensions as the aspects studied in this research. This research was conducted in Sebatik District, North Kalimantan, Indonesia. The data used are primary and secondary data. Primary data obtained from interviews with farmers while secondary data was obtained from the statistical center, plantation service and supporting literature in this research. Respondents in this study were farmers who were selected through quota sampling have certain criteria totaling 50 respondents. The results of analysis for multidimensional index of oil palm sustainability in Sebatik District is 51.01 including in the moderately sustainable category. While the results of the analysis of the sustainability index for five dimensions are 76.57 (ecological), 50.63 (economic), 24.03 (social), 37.12 (technology), 63.49 (institutional). The entirety of each entry dimension includes in the category of “sufficiently sustainable” except for the social and technological dimensions with category "less sustainable". Sustainability of oil palm farming in each dimension have different sustainability indices so that a different policy is needed to evaluate the sustainability of oil palm farming in Sebatik District, North Kalimantan, Indonesia.

Strategy For The Development of Leading Agriculture Commodities Khaerunnisa Kherunnisa; Muhammad Wahyu Agung; Banyuriatiga Banyuriatiga; Zulhafandi Zulhafandi; Fitriani R; Ayu Wulandary
Agribusiness Journal Vol 6, No 2 (2023): Agribusiness Journal
Publisher : UNIVERSITAS SEMBILANBELAS NOVEMBER KOLAKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31327/aj.v6i2.2096

The agribusiness potential in the Tana Tidung Regency area has not been managed and utilized optimally. The results obtained are still relatively small and have not been able to empower the community's economy because existing commodities have not been developed into superior commodities. As a result, cross-border or regional trade opportunities have not made a meaningful contribution to society and the region. One alternative in developing the region is to carry out a strategy to develop superior agribusiness commodities so that the region can be developed into a growth center for the surrounding area. The objectives of carrying out this research are (1) to find out the basic and main agricultural sectors. knowing superior agribusiness commodities, (2) to identify the factors that determine the success of developing superior agribusiness commodities, (3) to provide recommendations for strategies for developing superior agribusiness commodities in Tana Tidung Regency. The research results show that the leading commodities in supporting regional development in Tana Tidung Regency based on LQ and B/C ratio values 1 and farmers' preferences are spinach (LQ=8.06), mustard greens (LQ=2.15), kangkong (LQ= 2.18), and cayenne pepper (LQ=1.84). Strategies that can be implemented to develop superior commodities in Tana Tidung Regency are 1) Increasing cooperation/partnerships between farming institutions and the private sector or government, 2) Increasing the supporting capacity of infrastructure, facilities and infrastructure, 3) Optimizing capital assistance from the government as a stimulant for innovation in processing, marketing and socialization of production results, 4) Providing information data to support marketing requests.

Co-Authors Adi Sutrisno Aditya Murtilaksono Agang, Mohammad Wahyu Anang Sulistyo ANUGERAH FITRI AMALIA Ayu Wulandary Banyuriatiga Banyuriatiga Berly Yasmon Elly Jumiati Erwan kusnadi Etty Wahyuni Fitriani R Hendris Hendris Ince Siti Wardatullatifah Jafar, Rayhana Kartina Kartina Marlina Marlina Muh. Kusmali Muhammad Adiwena Muhammad Arbain Muhammad Wahyu Muhammad Wahyu Agung Murdianto, Deny Nurhaya Kusmiah Nurjannah Nurjannah Nurlela Machmuddin Nurlela Nurlela Nurmaisah Nurmaisah Nurul Chairiyah Ovistevi Munthe Saat Egra Santoso, Dwi Sari, Nove Kurniati Siti Fatima Zulhafandi Zulhafandi

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